Last update: Oct 2026

Cost of Living Comparison Between Toronto and Delhi

For one person, living is cheaper in Delhi: $520 a month against $2,530 in Toronto, rent and utilities included – about $24,100 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
25

Cost of Living Index in Delhi
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Delhi Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Delhi

🇮🇳 India

$520

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Delhi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Delhi actually costs, broken down by who's living it.

A single person spends $2,530 per month in Toronto vs $520 in Delhi, rent included.

Toronto $2,530
Delhi $520

A couple spends around $3,646 per month in Toronto vs $858 in Delhi, rent included.

Toronto $3,646
Delhi $858

A family of three spends $4,761 per month in Toronto vs $1,195 in Delhi, rent included.

Toronto $4,761
Delhi $1,195

Toronto costs about 386% more than Delhi, and outside of rent the biggest gap is in groceries.

Toronto sits 89% above the global median, while Delhi is 61% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.67 CA$25.13

$3.67 ₹355

381.47%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$20.95 ₹2,027

269.36%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.90

$3.74 ₹362

179.95%

Cappuccino

$4.08 CA$5.80

$2.33 ₹226

75.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.01

$0.37 ₹35.82

472.97%

Water (0.33 liter bottle)

$1.76 CA$2.50

$0.20 ₹18.91

780.00%

Local Beer (0.5 liter draught)

$6.17 CA$8.78

$2.02 ₹195

205.45%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.80

$3.19 ₹308

115.99%

Milk (1 liter)

$2.43 CA$3.46

$0.68 ₹65.9

257.35%

White Bread (500g)

$2.75 CA$3.91

$0.52 ₹50.2

428.85%

Rice (white) (1kg)

$2.23 CA$3.17

$0.83 ₹80.0

168.67%

Eggs

$3.45 CA$4.90

$1.07 ₹104

222.43%

Local Cheese (1kg)

$8.93 CA$12.71

$4.43 ₹428

101.58%

Chicken Fillets (1kg)

$11.44 CA$16.27

$3.37 ₹326

239.47%

Beef Round Steak (1kg)

$14.61 CA$20.78

Apples (1kg)

$3.75 CA$5.33

$1.99 ₹192

88.44%

Banana (1kg)

$1.15 CA$1.63

$0.72 ₹70.1

59.72%

Oranges (1kg)

$3.55 CA$5.05

$1.02 ₹98.4

248.04%

Tomato (1kg)

$4.28 CA$6.09

$0.52 ₹50.1

723.08%

Potato (1kg)

$1.85 CA$2.62

$0.27 ₹25.96

585.19%

Onion (1kg)

$1.67 CA$2.37

$0.37 ₹35.42

351.35%

Lettuce (1 head)

$2.22 CA$3.15

$0.43 ₹41.64

416.28%

Water (1.5 liter bottle)

$1.21 CA$1.72

$0.31 ₹30.39

290.32%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.74

$4.92 ₹476

182.11%

Wine (Bottle)

$14.25 CA$20.27

$8.34 ₹808

70.86%

Local Beer (0.5 liter bottle)

$2.20 CA$3.12

$1.64 ₹159

34.15%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.44

$2.70 ₹261

-10.37%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.15 ₹596

One-way Ticket (Public Transport)

$2.42 CA$3.44

$0.46 ₹44.04

426.09%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$15.29 ₹1,480

624.26%

Taxi Start (Normal Tariff)

$2.90 CA$4.12

$1.03 ₹99.8

181.55%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.79

$0.27 ₹26.38

366.67%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.33

$1.53 ₹148

1339.87%

Gasoline (1 liter)

$1.22 CA$1.74

$1.05 ₹102

16.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.3K

$10.5K ₹1.0M

164.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.2K

$18.4K ₹1.8M

7.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$173

$42.67 ₹4,129

185.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.56

$4.04 ₹391

692.82%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.2

$6.75 ₹653

609.93%

Gym Membership (Monthly)

$38.90 CA$55.3

$19.40 ₹1,878

100.52%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.05

$8.06 ₹780

188.34%

Cinema Ticket

$12.61 CA$17.94

$5.08 ₹492

148.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,186

$100 ₹9,696

732.38%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.2K

$2,268 ₹219.5K

929.16%

Jeans (Levis 501 Or Similar)

$52.6 CA$74.8

$24.14 ₹2,336

117.90%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.3

$28.38 ₹2,747

41.86%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$53.3 ₹5,160

80.42%

Men's Leather Business Shoes

$123 CA$175

$44.13 ₹4,271

178.59%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,273

$264 ₹25.5K

505.53%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,041

$154 ₹14.9K

831.12%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,779

$736 ₹71.2K

260.91%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,981

$397 ₹38.5K

427.52%

Buy Apartment in City Center (m2)

$8,033 CA$11.4K

$2,494 ₹241.4K

222.11%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,327

$1,017 ₹98.4K

545.02%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,324

$585 ₹56.7K

539.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

8.33

-46.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Delhi: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Delhi

$154 29.7% 89.3% $1.3K

Groceries & Markets

Toronto

$340 13.1%

Delhi

$108 20.8% 68.3% $232

Eating Out

Toronto

$282 10.9%

Delhi

$87 16.8% 69% $195

Monthly Utilities & Internet

Toronto

$202 7.8%

Delhi

$53 10.3% 73.5% $148

Clothing & Footwear

Toronto

$140 5.4%

Delhi

$67 13% 51.9% $73

Getting Around

Toronto

$130 5%

Delhi

$20 3.8% 84.9% $110

Sport & Entertainment

Toronto

$64 2.5%

Delhi

$30 5.7% 53.9% $35

Cost Breakdown

A central one-bedroom costs $1,598 in Toronto versus $264 in Delhi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 539% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $77.0 in Toronto versus $21.00 in Delhi. Monthly groceries follow the same trend: $340 vs $108 – making Delhi the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇮🇳 Delhi

🕒 Local time

03:06 3:06 AM

12:36 12:36 PM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

16,787,941 Capital

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.703 USD

1 CAD = 0.627 EUR

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.42 CAD (1 CAD = 0.703 USD). 1 EUR = 1.6 CAD (1 CAD = 0.627 EUR).

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Delhi 11,630 km ≈ 15 h nonstop flight

From you

Toronto
Delhi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Delhi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,530 in Toronto, $520 in Delhi – roughly 386% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,795 per month in Toronto and $780 in Delhi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Delhi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $77.0 in Toronto and $21.00 in Delhi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,530 in Toronto and $520 in Delhi. That's a gap of about 386%.

A $2,000 monthly budget goes further in Delhi, where all-in costs run around $520, than in Toronto at $2,530. In Delhi it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Delhi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Delhi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.