Last update: Oct 2026

Cost of Living Comparison Between Toronto and Costa Mesa, CA

For one person, living is cheaper in Toronto: $2,561 a month against $3,959 in Costa Mesa, CA, rent and utilities included – about $16,800 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
192

Cost of Living Index in Costa Mesa, CA
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Costa Mesa, CA Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Costa Mesa, CA

🇺🇸 United States

$3,959

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Costa Mesa, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Costa Mesa, CA actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $3,959 in Costa Mesa, CA, rent included.

Toronto $2,561
Costa Mesa, CA $3,959

A couple spends around $3,694 per month in Toronto vs $5,540 in Costa Mesa, CA, rent included.

Toronto $3,694
Costa Mesa, CA $5,540

A family of three spends $4,826 per month in Toronto vs $7,121 in Costa Mesa, CA, rent included.

Toronto $4,826
Costa Mesa, CA $7,121

Toronto is about 35% cheaper than Costa Mesa, CA, and outside of rent the biggest gap is in groceries.

Both Toronto and Costa Mesa, CA sit above the global median – Toronto by 90%, Costa Mesa, CA by 193%.

Meal at Budget Restaurant

$17.18 CA$24.29

$19.85 $19.85

-13.45%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$78.6 $78.6

-3.37%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$14.90 $14.90

-29.26%

Cappuccino

$4.02 CA$5.68

$5.59 $5.59

-28.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$3.40 $3.40

-37.65%

Water (0.33 liter bottle)

$1.75 CA$2.48

$2.50 $2.50

-30.00%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$7.32 $7.32

-14.75%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$9.73 $9.73

-27.13%

Milk (1 liter)

$2.44 CA$3.45

$1.12 $1.12

117.86%

White Bread (500g)

$2.68 CA$3.78

$4.01 $4.01

-33.17%

Rice (white) (1kg)

$2.24 CA$3.17

$4.69 $4.69

-52.24%

Eggs

$3.56 CA$5.03

$5.09 $5.09

-30.06%

Local Cheese (1kg)

$9.09 CA$12.85

$12.82 $12.82

-29.10%

Chicken Fillets (1kg)

$11.33 CA$16.01

$20.19 $20.19

-43.88%

Beef Round Steak (1kg)

$14.53 CA$20.55

$21.58 $21.58

-32.67%

Apples (1kg)

$3.62 CA$5.12

$5.01 $5.01

-27.74%

Banana (1kg)

$1.21 CA$1.72

$2.48 $2.48

-51.21%

Oranges (1kg)

$3.60 CA$5.09

$4.53 $4.53

-20.53%

Tomato (1kg)

$4.21 CA$5.96

$5.80 $5.80

-27.41%

Potato (1kg)

$1.79 CA$2.53

$4.53 $4.53

-60.49%

Onion (1kg)

$1.59 CA$2.25

$2.32 $2.32

-31.47%

Lettuce (1 head)

$2.27 CA$3.21

$2.16 $2.16

5.09%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.90 $1.90

-34.21%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$11.60 $11.60

19.14%

Wine (Bottle)

$14.27 CA$20.18

$15.06 $15.06

-5.25%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$2.01 $2.01

9.45%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$4.18 $4.18

-41.87%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$1.95 $1.95

22.56%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$69.9 $69.9

58.74%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$6.10 $6.10

-52.30%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

Gasoline (1 liter)

$1.21 CA$1.71

$1.47 $1.47

-17.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$37.2K $37.2K

-24.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$25.6K $25.6K

-20.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$218 $218

-44.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$68.5 $68.5

-52.92%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$71.5 $71.5

-32.97%

Gym Membership (Monthly)

$38.48 CA$54.4

$39.81 $39.81

-3.34%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$12.21 $12.21

88.04%

Cinema Ticket

$12.38 CA$17.50

$16.67 $16.67

-25.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$1,196 $1,196

-30.58%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$57.1 $57.1

-11.13%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$47.38 $47.38

-15.53%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$93.2 $93.2

5.14%

Men's Leather Business Shoes

$121 CA$171

$128 $128

-5.97%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$2,726 $2,726

-41.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$2,467 $2,467

-42.83%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$4,187 $4,187

-36.24%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$3,833 $3,833

-43.87%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$9,284 $9,284

-14.42%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$7,077 $7,077

-7.56%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$6,286 $6,286

-40.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.39

-30.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Costa Mesa, CA: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Costa Mesa, CA

$2.5K 62.3% 74.9% $1.1K

Groceries & Markets

Toronto

$340 13.3%

Costa Mesa, CA

$480 12.1% 41.3% $140

Eating Out

Toronto

$278 10.9%

Costa Mesa, CA

$350 8.9% 25.9% $72

Monthly Utilities & Internet

Toronto

$201 7.8%

Costa Mesa, CA

$358 9% 78.3% $157

Clothing & Footwear

Toronto

$139 5.4%

Costa Mesa, CA

$147 3.7% 5.4% $7.5

Getting Around

Toronto

$129 5.1%

Costa Mesa, CA

$84 * 2.1% 35.3% $46

Sport & Entertainment

Toronto

$63 2.5%

Costa Mesa, CA

$73 1.9% 15.7% $9.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $2,726 in Costa Mesa, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 69% higher in Costa Mesa, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $79.0 in Costa Mesa, CA. Monthly groceries follow the same trend: $340 vs $480 – making Toronto the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇺🇸 Costa Mesa, CA

🕒 Local time

14:56 2:56 PM

11:56 11:56 AM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

109,960

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.889 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Costa Mesa, CA 3,490 km ≈ 4 h 45 min nonstop flight

From you

Toronto
Costa Mesa, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Costa Mesa, CA: Cost of Living - Frequently Asked Questions

Costa Mesa, CA costs about 55% more than Toronto, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,841 per month in Toronto and $5,938 in Costa Mesa, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 41% more in Costa Mesa, CA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $76.0 in Toronto and $79.0 in Costa Mesa, CA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,500 is a stretch for both – monthly costs hit $2,561 in Toronto and $3,959 in Costa Mesa, CA. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Toronto costs $2,561 versus $3,959 in Costa Mesa, CA. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Costa Mesa, CA makes more sense. Both are solid long-term options with distinct trade-offs.