Last update: Oct 2026

Cost of Living Comparison Between Toronto and Clovis, NM

For one person, living is cheaper in Clovis, NM: $2,024 a month against $2,561 in Toronto, rent and utilities included – about $6,400 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
99

Cost of Living Index in Clovis, NM
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Clovis, NM Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Clovis, NM

🇺🇸 United States

$2,024

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Clovis, NM

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Clovis, NM actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $2,024 in Clovis, NM, rent included.

Toronto $2,561
Clovis, NM $2,024

A couple spends around $3,694 per month in Toronto vs $2,914 in Clovis, NM, rent included.

Toronto $3,694
Clovis, NM $2,914

A family of three spends $4,826 per month in Toronto vs $3,805 in Clovis, NM, rent included.

Toronto $4,826
Clovis, NM $3,805

Toronto costs about 27% more than Clovis, NM, and outside of rent the biggest gap is in transport.

Both Toronto and Clovis, NM sit above the global median – Toronto by 90%, Clovis, NM by 50%.

Meal at Budget Restaurant

$17.18 CA$24.29

$17.20 $17.20

-0.12%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$76.2 $76.2

-0.33%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$10.45 $10.45

0.86%

Cappuccino

$4.02 CA$5.68

$5.75 $5.75

-30.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.91 $2.91

-27.15%

Water (0.33 liter bottle)

$1.75 CA$2.48

$2.32 $2.32

-24.57%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$5.53 $5.53

12.84%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$7.14 $7.14

-0.70%

Milk (1 liter)

$2.44 CA$3.45

$0.73 $0.73

234.25%

White Bread (500g)

$2.68 CA$3.78

$4.22 $4.22

-36.49%

Rice (white) (1kg)

$2.24 CA$3.17

$5.62 $5.62

-60.14%

Eggs

$3.56 CA$5.03

$4.15 $4.15

-14.22%

Local Cheese (1kg)

$9.09 CA$12.85

$16.80 $16.80

-45.89%

Chicken Fillets (1kg)

$11.33 CA$16.01

$21.18 $21.18

-46.51%

Beef Round Steak (1kg)

$14.53 CA$20.55

$16.69 $16.69

-12.94%

Apples (1kg)

$3.62 CA$5.12

$3.18 $3.18

13.84%

Banana (1kg)

$1.21 CA$1.72

$1.26 $1.26

-3.97%

Oranges (1kg)

$3.60 CA$5.09

$2.92 $2.92

23.29%

Tomato (1kg)

$4.21 CA$5.96

$2.10 $2.10

100.48%

Potato (1kg)

$1.79 CA$2.53

$1.54 $1.54

16.23%

Onion (1kg)

$1.59 CA$2.25

$2.03 $2.03

-21.67%

Lettuce (1 head)

$2.27 CA$3.21

$1.86 $1.86

22.04%

Water (1.5 liter bottle)

$1.25 CA$1.77

$2.51 $2.51

-50.20%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$10.45 $10.45

32.25%

Wine (Bottle)

$14.27 CA$20.18

$16.06 $16.06

-11.15%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$2.03 $2.03

8.37%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$4.18 $4.18

-41.87%

One-way Ticket (Public Transport)

$2.39 CA$3.38

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

Gasoline (1 liter)

$1.21 CA$1.71

$1.02 $1.02

18.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$31.2K $31.2K

-9.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$24.9K $24.9K

-18.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$251 $251

-52.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$45.35 $45.35

-28.86%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$95.3 $95.3

-49.71%

Gym Membership (Monthly)

$38.48 CA$54.4

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$17.95 $17.95

-31.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$1,338 $1,338

-37.98%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$15.4K $15.4K

49.67%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$60.2 $60.2

-15.75%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$57.2 $57.2

-30.07%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$81.0 $81.0

20.94%

Men's Leather Business Shoes

$121 CA$171

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$952 $952

67.30%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$768 $768

83.56%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$1,316 $1,316

102.85%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$1,121 $1,121

91.96%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$1,406 $1,406

465.17%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$1,373 $1,373

376.53%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$5,252 $5,252

-29.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

4.75

-5.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Clovis, NM: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Clovis, NM

$768 38% 45.5% $642

Groceries & Markets

Toronto

$340 13.3%

Clovis, NM

$438 21.6% 28.8% $98

Eating Out

Toronto

$278 10.9%

Clovis, NM

$301 14.9% 8.1% $23

Monthly Utilities & Internet

Toronto

$201 7.8%

Clovis, NM

$392 19.4% 95.3% $191

Clothing & Footwear

Toronto

$139 5.4%

Clovis, NM

$89 * 4.4% 35.9% $50

Getting Around

Toronto

$129 5.1%

Clovis, NM

- * 0% 100%

Sport & Entertainment

Toronto

$63 2.5%

Clovis, NM

$36 * 1.8% 43.2% $27

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $952 in Clovis, NM. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 41% higher in Clovis, NM, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $76.0 in Toronto versus $76.0 in Clovis, NM. Monthly groceries follow the same trend: $340 vs $438 – making Toronto the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇺🇸 Clovis, NM

🕒 Local time

19:37 7:37 PM

17:37 5:37 PM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

38,567

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Clovis, NM 2,290 km ≈ 3 h 15 min nonstop flight

From you

Toronto
Clovis, NM

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Clovis, NM: Cost of Living - Frequently Asked Questions

Toronto costs about 27% more than Clovis, NM, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,841 per month in Toronto and $3,035 in Clovis, NM. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Clovis, NM, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $76.0 in Toronto and $76.0 in Clovis, NM. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 29% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,000 monthly budget goes further in Clovis, NM, where all-in costs run around $2,024, than in Toronto at $2,561. In Clovis, NM it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Clovis, NM – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Clovis, NM. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.