Last update: Oct 2026

Cost of Living Comparison Between Toronto and Clarksville, TN

For one person, living costs are similar in Toronto and in Clarksville, TN: $2,530 and $2,462 a month, rent and utilities included.

125

Cost of Living Index in Toronto
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Toronto Living Index
122

Cost of Living Index in Clarksville, TN
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Clarksville, TN Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Clarksville, TN

🇺🇸 United States

$2,462

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Clarksville, TN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Clarksville, TN actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $2,462 in Clarksville, TN.

Toronto $2,530
Clarksville, TN $2,462

Estimated couple costs with rent: $3,646 in Toronto versus $3,545 in Clarksville, TN.

Toronto $3,646
Clarksville, TN $3,545

Monthly costs for a family of three with rent: $4,761 in Toronto versus $4,629 in Clarksville, TN.

Toronto $4,761
Clarksville, TN $4,629

Living in Toronto is roughly 3% more expensive than in Clarksville, TN, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Toronto 89% above, Clarksville, TN 84% above.

Meal at Budget Restaurant

$17.67 CA$25.19

$19.70 $19.70

-10.30%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$86.4 $86.4

-10.46%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$10.78 $10.78

-2.88%

Cappuccino

$4.08 CA$5.81

$5.54 $5.54

-26.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$2.44 $2.44

-13.11%

Water (0.33 liter bottle)

$1.76 CA$2.51

$1.86 $1.86

-5.38%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$4.91 $4.91

25.66%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$7.64 $7.64

-9.82%

Milk (1 liter)

$2.43 CA$3.46

$1.04 $1.04

133.65%

White Bread (500g)

$2.75 CA$3.92

$2.67 $2.67

3.00%

Rice (white) (1kg)

$2.23 CA$3.18

$3.89 $3.89

-42.67%

Eggs

$3.45 CA$4.91

$3.29 $3.29

4.86%

Local Cheese (1kg)

$8.93 CA$12.73

$14.22 $14.22

-37.20%

Chicken Fillets (1kg)

$11.44 CA$16.31

$14.43 $14.43

-20.72%

Beef Round Steak (1kg)

$14.61 CA$20.83

$13.10 $13.10

11.53%

Apples (1kg)

$3.75 CA$5.34

$6.59 $6.59

-43.10%

Banana (1kg)

$1.15 CA$1.64

$1.60 $1.60

-28.13%

Oranges (1kg)

$3.55 CA$5.06

$4.20 $4.20

-15.48%

Tomato (1kg)

$4.28 CA$6.10

$4.28 $4.28

Potato (1kg)

$1.85 CA$2.63

$2.12 $2.12

-12.74%

Onion (1kg)

$1.67 CA$2.38

$3.68 $3.68

-54.62%

Lettuce (1 head)

$2.22 CA$3.16

$2.64 $2.64

-15.91%

Water (1.5 liter bottle)

$1.21 CA$1.72

$2.77 $2.77

-56.32%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$8.59 $8.59

61.58%

Wine (Bottle)

$14.25 CA$20.31

$12.20 $12.20

16.80%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$1.68 $1.68

30.95%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$3.23 $3.23

-25.08%

One-way Ticket (Public Transport)

$2.42 CA$3.44

$1.54 $1.54

57.14%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$49.88 $49.88

122.01%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$5.13 $5.13

-43.47%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$1.99 $1.99

-36.68%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$30.50 $30.50

-27.77%

Gasoline (1 liter)

$1.22 CA$1.74

$1.01 $1.01

20.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$29.8K $29.8K

-7.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$25.3K $25.3K

-21.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$158 $158

-22.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$82.8 $82.8

-61.32%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$76.9 $76.9

-37.64%

Gym Membership (Monthly)

$38.90 CA$55.5

$29.94 $29.94

29.93%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

$3.89 $3.89

497.43%

Cinema Ticket

$12.61 CA$17.97

$13.95 $13.95

-9.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$841 $841

-0.80%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$24.8K $24.8K

-5.93%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$42.01 $42.01

25.21%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$37.94 $37.94

6.11%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$98.3 $98.3

-2.14%

Men's Leather Business Shoes

$123 CA$175

$119 $119

3.15%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$1,235 $1,235

29.35%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$1,198 $1,198

19.76%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$2,152 $2,152

23.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$1,589 $1,589

31.90%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$2,015 $2,015

298.63%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

$2,002 $2,002

227.54%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$3,836 $3,836

-2.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.62

-32.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Clarksville, TN: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Clarksville, TN

$1.2K 48.1% 16.5% $237

Groceries & Markets

Toronto

$340 13.1%

Clarksville, TN

$397 16% 16.8% $57

Eating Out

Toronto

$282 10.9%

Clarksville, TN

$313 12.6% 11.2% $32

Monthly Utilities & Internet

Toronto

$202 7.8%

Clarksville, TN

$318 12.8% 57.5% $116

Clothing & Footwear

Toronto

$140 5.4%

Clarksville, TN

$134 5.4% 4.7% $6.6

Getting Around

Toronto

$130 5%

Clarksville, TN

$71 2.9% 45.1% $58

Sport & Entertainment

Toronto

$64 2.5%

Clarksville, TN

$58 2.3% 9.8% $6.3

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $1,235 in Clarksville, TN. Housing cost is often the main lever when comparing two cities.

Clarksville, TN pays 2% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $77.0 in Toronto vs $86.0 in Clarksville, TN for a mid-range dinner for two. Groceries echo the gap at $340 vs $397 per month, with Toronto cheaper across the board.

Good to know

🇨🇦 Toronto

🇺🇸 Clarksville, TN

🕒 Local time

15:23 3:23 PM

14:23 2:23 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

180,716

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Clarksville, TN 1,040 km ≈ 1 h 45 min nonstop flight

From you

Toronto
Clarksville, TN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Clarksville, TN: Cost of Living - Frequently Asked Questions

Toronto and Clarksville, TN differ by about 3% in total monthly costs ($2,530 vs $2,462 including rent). Clarksville, TN is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 2% lower in Clarksville, TN. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,598 in Toronto versus $1,235 in Clarksville, TN. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Toronto pay roughly 17% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Clarksville, TN – a meal for two runs $86.0 versus $77.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,462 in Clarksville, TN versus $2,530 in Toronto, a $3,000 budget is realistic in Clarksville, TN but tight or insufficient in Toronto. The gap between the two cities makes Clarksville, TN the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Clarksville, TN are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Clarksville, TN gentler on the wallet – expenses run 3% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.