Last update: Oct 2026

Cost of Living Comparison Between Toronto and Cape Girardeau, MO

For one person, living is cheaper in Cape Girardeau, MO: $2,129 a month against $2,561 in Toronto, rent and utilities included – about $5,200 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

125

Cost of Living Index in Toronto
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Toronto Living Index
103

Cost of Living Index in Cape Girardeau, MO
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Cape Girardeau, MO Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Cape Girardeau, MO

🇺🇸 United States

$2,129

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Cape Girardeau, MO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Cape Girardeau, MO actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $2,129 in Cape Girardeau, MO.

Toronto $2,561
Cape Girardeau, MO $2,129

Estimated couple costs with rent: $3,694 in Toronto versus $3,277 in Cape Girardeau, MO.

Toronto $3,694
Cape Girardeau, MO $3,277

Monthly costs for a family of three with rent: $4,826 in Toronto versus $4,424 in Cape Girardeau, MO.

Toronto $4,826
Cape Girardeau, MO $4,424

Living in Toronto is roughly 20% more expensive than in Cape Girardeau, MO, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Toronto 90% above, Cape Girardeau, MO 58% above.

Meal at Budget Restaurant

$17.18 CA$24.29

$17.76 $17.76

-3.27%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$58.6 $58.6

29.58%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$7.12 $7.12

48.03%

Cappuccino

$4.02 CA$5.68

$6.02 $6.02

-33.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.68 $2.68

-20.90%

Water (0.33 liter bottle)

$1.75 CA$2.48

$1.87 $1.87

-6.42%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$2.99 $2.99

108.70%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$7.71 $7.71

-8.04%

Milk (1 liter)

$2.44 CA$3.45

$1.03 $1.03

136.89%

White Bread (500g)

$2.68 CA$3.78

$2.23 $2.23

20.18%

Rice (white) (1kg)

$2.24 CA$3.17

$7.44 $7.44

-69.89%

Eggs

$3.56 CA$5.03

$3.06 $3.06

16.34%

Local Cheese (1kg)

$9.09 CA$12.85

$15.14 $15.14

-39.96%

Chicken Fillets (1kg)

$11.33 CA$16.01

$18.63 $18.63

-39.18%

Beef Round Steak (1kg)

$14.53 CA$20.55

$25.29 $25.29

-42.55%

Apples (1kg)

$3.62 CA$5.12

$3.36 $3.36

7.74%

Banana (1kg)

$1.21 CA$1.72

$1.93 $1.93

-37.31%

Oranges (1kg)

$3.60 CA$5.09

$11.43 $11.43

-68.50%

Tomato (1kg)

$4.21 CA$5.96

$8.88 $8.88

-52.59%

Potato (1kg)

$1.79 CA$2.53

$2.14 $2.14

-16.36%

Onion (1kg)

$1.59 CA$2.25

$6.00 $6.00

-73.50%

Lettuce (1 head)

$2.27 CA$3.21

$2.89 $2.89

-21.45%

Water (1.5 liter bottle)

$1.25 CA$1.77

$2.47 $2.47

-49.39%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$7.34 $7.34

88.28%

Wine (Bottle)

$14.27 CA$20.18

$12.06 $12.06

18.33%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.77 $1.77

24.29%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$8.09 $8.09

-69.96%

One-way Ticket (Public Transport)

$2.39 CA$3.38

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

Gasoline (1 liter)

$1.21 CA$1.71

$0.80 $0.80

51.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$30.6K $30.6K

-7.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$24.8K $24.8K

-18.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$201 $201

-40.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$42.29 $42.29

-23.72%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$80.7 $80.7

-40.57%

Gym Membership (Monthly)

$38.48 CA$54.4

$20.39 $20.39

88.72%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$14.98 $14.98

-17.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$818 $818

1.44%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$45.40 $45.40

11.70%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$39.35 $39.35

1.70%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$84.4 $84.4

16.09%

Men's Leather Business Shoes

$121 CA$171

$39.98 $39.98

201.78%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$777 $777

104.93%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$861 $861

63.86%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$1,572 $1,572

69.82%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$1,672 $1,672

28.71%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$1,444 $1,444

450.36%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$1,438 $1,438

354.89%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$2,408 $2,408

54.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.45

-30.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Cape Girardeau, MO: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Cape Girardeau, MO

$861 40.4% 39% $550

Groceries & Markets

Toronto

$340 13.3%

Cape Girardeau, MO

$516 24.3% 52% $177

Eating Out

Toronto

$278 10.9%

Cape Girardeau, MO

$284 13.4% 2.2% $6.1

Monthly Utilities & Internet

Toronto

$201 7.8%

Cape Girardeau, MO

$324 15.2% 61.4% $123

Clothing & Footwear

Toronto

$139 5.4%

Cape Girardeau, MO

$94 4.4% 32.4% $45

Getting Around

Toronto

$129 5.1%

Cape Girardeau, MO

- * 0% 100%

Sport & Entertainment

Toronto

$63 2.5%

Cape Girardeau, MO

$50 2.4% 20.4% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $777 in Cape Girardeau, MO. Housing cost is often the main lever when comparing two cities.

Toronto pays 55% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $59.0 in Cape Girardeau, MO. Groceries flip the comparison at $340 vs $516, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Cape Girardeau, MO

🕒 Local time

23:19 11:19 PM

22:19 10:19 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

37,941

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Cape Girardeau, MO 1,110 km ≈ 2 h nonstop flight

From you

Toronto
Cape Girardeau, MO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Cape Girardeau, MO: Cost of Living - Frequently Asked Questions

Cape Girardeau, MO is cheaper overall, especially in clothing, transport, and leisure. The 20% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 55% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $777 in Cape Girardeau, MO. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Toronto pay roughly 52% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $2,561 per month in Toronto versus $2,129 in Cape Girardeau, MO – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,129 in Cape Girardeau, MO versus $2,561 in Toronto, a $2,500 budget is realistic in Cape Girardeau, MO but tight or insufficient in Toronto. The gap between the two cities makes Cape Girardeau, MO the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Cape Girardeau, MO gentler on the wallet – expenses run 20% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.