Last update: Oct 2026

Cost of Living Comparison Between Toronto and Bismarck, ND

For one person, living is cheaper in Bismarck, ND: $2,403 a month against $2,610 in Toronto, rent and utilities included – about $2,500 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

126

Cost of Living Index in Toronto
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Toronto Living Index
116

Cost of Living Index in Bismarck, ND
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Bismarck, ND Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Bismarck, ND

🇺🇸 United States

$2,403

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Bismarck, ND

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Bismarck, ND actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $2,403 in Bismarck, ND.

Toronto $2,610
Bismarck, ND $2,403

Estimated couple costs with rent: $3,727 in Toronto versus $3,341 in Bismarck, ND.

Toronto $3,727
Bismarck, ND $3,341

Monthly costs for a family of three with rent: $4,844 in Toronto versus $4,278 in Bismarck, ND.

Toronto $4,844
Bismarck, ND $4,278

Living in Toronto is roughly 9% more expensive than in Bismarck, ND, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Toronto 93% above, Bismarck, ND 77% above.

Meal at Budget Restaurant

$17.59 CA$24.87

$30.19 $30.19

-41.74%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$69.8 $69.8

12.96%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$17.41 $17.41

-38.37%

Cappuccino

$4.09 CA$5.78

$6.22 $6.22

-34.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.50 $2.50

-16.00%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.89 $1.89

-8.99%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$5.55 $5.55

14.59%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$6.99 $6.99

1.29%

Milk (1 liter)

$2.54 CA$3.59

$1.03 $1.03

146.60%

White Bread (500g)

$2.72 CA$3.85

$2.69 $2.69

1.12%

Rice (white) (1kg)

$2.18 CA$3.09

$2.08 $2.08

4.81%

Eggs

$3.63 CA$5.13

$2.73 $2.73

32.97%

Local Cheese (1kg)

$9.46 CA$13.37

$7.70 $7.70

22.86%

Chicken Fillets (1kg)

$11.54 CA$16.32

$13.21 $13.21

-12.64%

Beef Round Steak (1kg)

$14.37 CA$20.32

$15.90 $15.90

-9.62%

Apples (1kg)

$3.70 CA$5.23

$3.47 $3.47

6.63%

Banana (1kg)

$1.19 CA$1.68

$1.73 $1.73

-31.21%

Oranges (1kg)

$3.46 CA$4.90

$2.96 $2.96

16.89%

Tomato (1kg)

$4.22 CA$5.97

$4.27 $4.27

-1.17%

Potato (1kg)

$1.79 CA$2.52

$1.89 $1.89

-5.29%

Onion (1kg)

$1.65 CA$2.33

$2.80 $2.80

-41.07%

Lettuce (1 head)

$2.20 CA$3.11

$2.19 $2.19

0.46%

Water (1.5 liter bottle)

$1.26 CA$1.78

$2.69 $2.69

-53.16%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$8.74 $8.74

59.84%

Wine (Bottle)

$14.20 CA$20.07

$19.97 $19.97

-28.89%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.91 $1.91

17.80%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$4.05 $4.05

-37.53%

One-way Ticket (Public Transport)

$2.32 CA$3.28

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

Gasoline (1 liter)

$1.21 CA$1.72

$0.97 $0.97

24.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$26.5K $26.5K

-1.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$22.5K $22.5K

-6.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$208 $208

-42.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$71.8 $71.8

-55.13%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$82.1 $82.1

-40.46%

Gym Membership (Monthly)

$39.34 CA$55.6

$41.78 $41.78

-5.84%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$10.89 $10.89

15.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$804 $804

3.43%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$65.1 $65.1

-19.69%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$95.2 $95.2

3.98%

Men's Leather Business Shoes

$122 CA$172

$81.2 $81.2

50.12%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,171 $1,171

39.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,077 $1,077

34.49%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$1,628 $1,628

68.16%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$1,428 $1,428

49.08%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$2,226 $2,226

268.64%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$2,054 $2,054

232.91%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$4,393 $4,393

-19.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.84

-34.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Bismarck, ND: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Bismarck, ND

$1.1K 44.8% 25.6% $371

Groceries & Markets

Toronto

$343 13.1%

Bismarck, ND

$364 15.2% 6.2% $21

Eating Out

Toronto

$283 10.9%

Bismarck, ND

$428 17.8% 51% $144

Monthly Utilities & Internet

Toronto

$201 7.7%

Bismarck, ND

$362 15.1% 80.4% $161

Clothing & Footwear

Toronto

$141 5.4%

Bismarck, ND

$109 * 4.5% 22.8% $32

Getting Around

Toronto

$130 5%

Bismarck, ND

- * 0% 100%

Sport & Entertainment

Toronto

$65 2.5%

Bismarck, ND

$64 2.7% 1.5% $0.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $1,171 in Bismarck, ND. Housing cost is often the main lever when comparing two cities.

Bismarck, ND pays 25% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $79.0 in Toronto vs $70.0 in Bismarck, ND. Groceries flip the comparison at $343 vs $364, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Bismarck, ND

🕒 Local time

04:02 4:02 AM

03:02 3:02 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

58,333

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Bismarck, ND 1,710 km ≈ 2 h 45 min nonstop flight

From you

Toronto
Bismarck, ND

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Bismarck, ND: Cost of Living - Frequently Asked Questions

Toronto and Bismarck, ND differ by about 9% in total monthly costs ($2,610 vs $2,403 including rent). Bismarck, ND is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 25% lower in Bismarck, ND. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,631 in Toronto versus $1,171 in Bismarck, ND. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $832 in Toronto versus $804 in Bismarck, ND. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Bismarck, ND – a meal for two runs $70.0 versus $79.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,403 in Bismarck, ND versus $2,610 in Toronto, a $3,000 budget is realistic in Bismarck, ND but tight or insufficient in Toronto. The gap between the two cities makes Bismarck, ND the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Bismarck, ND are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bismarck, ND gentler on the wallet – expenses run 9% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.