Last update: Oct 2026

Cost of Living Comparison Between Bismarck, ND and Toronto

For one person, living is cheaper in Bismarck, ND: $2,403 a month against $2,610 in Toronto, rent and utilities included – about $2,500 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

116

Cost of Living Index in Bismarck, ND
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Bismarck, ND Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Bismarck, ND

🇺🇸 United States

$2,403

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Bismarck, ND and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bismarck, ND and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,403 in Bismarck, ND versus $2,610 in Toronto.

Bismarck, ND $2,403
Toronto $2,610

Estimated couple costs with rent: $3,341 in Bismarck, ND versus $3,727 in Toronto.

Bismarck, ND $3,341
Toronto $3,727

Monthly costs for a family of three with rent: $4,278 in Bismarck, ND versus $4,844 in Toronto.

Bismarck, ND $4,278
Toronto $4,844

Living in Bismarck, ND costs roughly 8% less than in Toronto, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Bismarck, ND 77% above, Toronto 93% above.

Meal at Budget Restaurant

$30.19 $30.19

$17.59 CA$24.87

71.63%

Three-Course Dinner for Two, Mid-Range

$69.8 $69.8

$78.8 CA$111

-11.47%

Fast Food Meal (McDonalds, etc)

$17.41 $17.41

$10.73 CA$15.16

62.26%

Cappuccino

$6.22 $6.22

$4.09 CA$5.78

52.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.50 $2.50

$2.10 CA$2.97

19.05%

Water (0.33 liter bottle)

$1.89 $1.89

$1.72 CA$2.43

9.88%

Local Beer (0.5 liter draught)

$5.55 $5.55

$6.36 CA$8.99

-12.74%

Imported Beer (0.33 liter bottle)

$6.99 $6.99

$7.08 CA$10.01

-1.27%

Milk (1 liter)

$1.03 $1.03

$2.54 CA$3.59

-59.45%

White Bread (500g)

$2.69 $2.69

$2.72 CA$3.85

-1.10%

Rice (white) (1kg)

$2.08 $2.08

$2.18 CA$3.09

-4.59%

Eggs

$2.73 $2.73

$3.63 CA$5.13

-24.79%

Local Cheese (1kg)

$7.70 $7.70

$9.46 CA$13.37

-18.60%

Chicken Fillets (1kg)

$13.21 $13.21

$11.54 CA$16.32

14.47%

Beef Round Steak (1kg)

$15.90 $15.90

$14.37 CA$20.32

10.65%

Apples (1kg)

$3.47 $3.47

$3.70 CA$5.23

-6.22%

Banana (1kg)

$1.73 $1.73

$1.19 CA$1.68

45.38%

Oranges (1kg)

$2.96 $2.96

$3.46 CA$4.90

-14.45%

Tomato (1kg)

$4.27 $4.27

$4.22 CA$5.97

1.18%

Potato (1kg)

$1.89 $1.89

$1.79 CA$2.52

5.59%

Onion (1kg)

$2.80 $2.80

$1.65 CA$2.33

69.70%

Lettuce (1 head)

$2.19 $2.19

$2.20 CA$3.11

-0.45%

Water (1.5 liter bottle)

$2.69 $2.69

$1.26 CA$1.78

113.49%

Cigarettes 20 Pack (Marlboro, Camel)

$8.74 $8.74

$13.97 CA$19.75

-37.44%

Wine (Bottle)

$19.97 $19.97

$14.20 CA$20.07

40.63%

Local Beer (0.5 liter bottle)

$1.91 $1.91

$2.25 CA$3.18

-15.11%

Imported Beer (0.33 liter bottle)

$4.05 $4.05

$2.53 CA$3.58

60.08%

One-way Ticket (Public Transport)

$2.32 CA$3.28

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

Gasoline (1 liter)

$0.97 $0.97

$1.21 CA$1.72

-19.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K $26.5K

$26.1K CA$37.0K

1.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K $22.5K

$21.1K CA$29.9K

6.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$208 $208

$120 CA$169

74.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.8 $71.8

$32.21 CA$45.54

122.85%

Internet (50+ Mbps, Unlimited Data)

$82.1 $82.1

$48.88 CA$69.1

67.94%

Gym Membership (Monthly)

$41.78 $41.78

$39.34 CA$55.6

6.20%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$10.89 $10.89

$12.58 CA$17.79

-13.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$804 $804

$832 CA$1,176

-3.32%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

Jeans (Levis 501 Or Similar)

$65.1 $65.1

$52.3 CA$73.9

24.52%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

Sport Shoes (Adidas, Nike)

$95.2 $95.2

$99.0 CA$140

-3.83%

Men's Leather Business Shoes

$81.2 $81.2

$122 CA$172

-33.39%

1-bedroom Apartment, City Center (Monthly)

$1,171 $1,171

$1,631 CA$2,306

-28.22%

1-bedroom Apartment, Outside City Center (Monthly)

$1,077 $1,077

$1,448 CA$2,048

-25.64%

3-bedroom Apartment, City Center (Monthly)

$1,628 $1,628

$2,737 CA$3,869

-40.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,428 $1,428

$2,129 CA$3,010

-32.92%

Buy Apartment in City Center (m2)

$2,226 $2,226

$8,206 CA$11.6K

-72.87%

Buy Apartment Outside City Center (m2)

$2,054 $2,054

$6,838 CA$9,666

-69.96%

Average Monthly Net Salary (After Tax)

$4,393 $4,393

$3,520 CA$4,976

24.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.84

4.47

53.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bismarck, ND: October 18, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bismarck, ND

$1.1K 44.8%

Toronto

$1.4K 55.5% 34.5% $371

Eating Out

Bismarck, ND

$428 17.8%

Toronto

$283 10.9% 33.8% $144

Groceries & Markets

Bismarck, ND

$364 15.2%

Toronto

$343 13.1% 5.8% $21

Monthly Utilities & Internet

Bismarck, ND

$362 15.1%

Toronto

$201 7.7% 44.6% $161

Clothing & Footwear

Bismarck, ND

$109 * 4.5%

Toronto

$141 5.4% 29.5% $32

Sport & Entertainment

Bismarck, ND

$64 2.7%

Toronto

$65 2.5% 1.5% $0.9

Getting Around

Bismarck, ND

- * 0%

Toronto

$130 5%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,171 in Bismarck, ND and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Bismarck, ND pays 25% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $70.0 in Bismarck, ND vs $79.0 in Toronto. Groceries flip the comparison at $364 vs $343, with Toronto cheaper for home cooking.

Good to know

🇺🇸 Bismarck, ND

🇨🇦 Toronto

🕒 Local time

03:04 3:04 AM

04:04 4:04 AM

1 h ahead of Bismarck, ND

🌤 Weather

👥 Population

58,333

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Bismarck, ND Toronto 1,710 km ≈ 2 h 45 min nonstop flight

From you

Bismarck, ND
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bismarck, ND vs Toronto: Cost of Living - Frequently Asked Questions

Bismarck, ND and Toronto differ by about 9% in total monthly costs ($2,403 vs $2,610 including rent). Bismarck, ND is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 25% higher in Bismarck, ND, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,171 in Bismarck, ND versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $804 in Bismarck, ND versus $832 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Bismarck, ND – a meal for two runs $70.0 versus $79.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,403 in Bismarck, ND versus $2,610 in Toronto, a $3,000 budget is realistic in Bismarck, ND but tight or insufficient in Toronto. The gap between the two cities makes Bismarck, ND the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bismarck, ND and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bismarck, ND gentler on the wallet – expenses run 9% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.