Last update: Oct 2026

Cost of Living Comparison Between Toronto and Bilaspur

For one person, living is cheaper in Bilaspur: $369 a month against $2,561 in Toronto, rent and utilities included – about $26,300 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
18

Cost of Living Index in Bilaspur
Learn more

Bilaspur Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Bilaspur

🇮🇳 India

$369

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Bilaspur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Bilaspur actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $369 in Bilaspur, rent included.

Toronto $2,561
Bilaspur $369

A couple spends around $3,694 per month in Toronto vs $590 in Bilaspur, rent included.

Toronto $3,694
Bilaspur $590

A family of three spends $4,826 per month in Toronto vs $811 in Bilaspur, rent included.

Toronto $4,826
Bilaspur $811

Toronto costs about 595% more than Bilaspur, and outside of rent the biggest gap is in groceries.

Toronto sits 90% above the global median, while Bilaspur is 73% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.18 CA$24.29

$2.03 ₹193

746.31%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$12.75 ₹1,211

495.84%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$5.08 ₹482

107.48%

Cappuccino

$4.02 CA$5.68

$1.40 ₹133

187.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.40 ₹37.88

430.00%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.12 ₹11.75

1358.33%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$1.63 ₹155

282.82%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$3.26 ₹310

117.48%

Milk (1 liter)

$2.44 CA$3.45

$0.55 ₹51.8

343.64%

White Bread (500g)

$2.68 CA$3.78

$0.48 ₹45.54

458.33%

Rice (white) (1kg)

$2.24 CA$3.17

$0.57 ₹54.4

292.98%

Eggs

$3.56 CA$5.03

$0.86 ₹82.1

313.95%

Local Cheese (1kg)

$9.09 CA$12.85

$5.03 ₹478

80.72%

Chicken Fillets (1kg)

$11.33 CA$16.01

$2.90 ₹275

290.69%

Beef Round Steak (1kg)

$14.53 CA$20.55

Apples (1kg)

$3.62 CA$5.12

$1.85 ₹175

95.68%

Banana (1kg)

$1.21 CA$1.72

$0.74 ₹70.5

63.51%

Oranges (1kg)

$3.60 CA$5.09

$0.86 ₹82.0

318.60%

Tomato (1kg)

$4.21 CA$5.96

$0.52 ₹49.67

709.62%

Potato (1kg)

$1.79 CA$2.53

$0.50 ₹47.26

258.00%

Onion (1kg)

$1.59 CA$2.25

$0.42 ₹39.84

278.57%

Lettuce (1 head)

$2.27 CA$3.21

$0.39 ₹37.46

482.05%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.29 ₹27.22

331.03%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$5.05 ₹480

173.66%

Wine (Bottle)

$14.27 CA$20.18

$6.59 ₹626

116.54%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.80 ₹170

22.22%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.48 ₹235

-2.02%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.02 ₹477

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.23 ₹21.91

939.13%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$7.54 ₹716

1371.22%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$0.88 ₹83.2

230.68%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.27 ₹25.77

344.44%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$1.47 ₹140

1354.42%

Gasoline (1 liter)

$1.21 CA$1.71

$0.97 ₹92.2

24.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$11.9K ₹1.1M

136.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$19.5K ₹1.9M

3.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$35.88 ₹3,407

235.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$3.28 ₹311

883.54%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$7.31 ₹694

555.68%

Gym Membership (Monthly)

$38.48 CA$54.4

$12.67 ₹1,203

203.71%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$7.35 ₹698

212.38%

Cinema Ticket

$12.38 CA$17.50

$2.93 ₹278

322.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$47.28 ₹4,490

1655.39%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$1,331 ₹126.4K

1634.50%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$21.77 ₹2,067

132.94%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$26.65 ₹2,531

50.17%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$42.84 ₹4,068

128.69%

Men's Leather Business Shoes

$121 CA$171

$30.22 ₹2,869

299.24%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$124 ₹11.7K

1187.89%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$73.5 ₹6,979

1819.10%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$267 ₹25.4K

898.63%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$170 ₹16.1K

1169.14%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$1,036 ₹98.4K

666.60%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$591 ₹56.1K

1007.56%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

8.86

-49.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Bilaspur: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Bilaspur

$73 19.9% 94.8% $1.3K

Groceries & Markets

Toronto

$340 13.3%

Bilaspur

$100 27.1% 70.6% $240

Eating Out

Toronto

$278 10.9%

Bilaspur

$65 17.6% 76.6% $213

Monthly Utilities & Internet

Toronto

$201 7.8%

Bilaspur

$46 12.6% 76.8% $154

Clothing & Footwear

Toronto

$139 5.4%

Bilaspur

$55 14.8% 60.7% $85

Getting Around

Toronto

$129 5.1%

Bilaspur

$11 2.9% 91.7% $119

Sport & Entertainment

Toronto

$63 2.5%

Bilaspur

$19 5% 70.7% $45

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $124 in Bilaspur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $76.0 in Toronto versus $13.00 in Bilaspur. Monthly groceries follow the same trend: $340 vs $100 – making Bilaspur the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇮🇳 Bilaspur

🕒 Local time

13:37 1:37 PM

23:07 11:07 PM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

115,000

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Bilaspur 11,330 km ≈ 15 h nonstop flight

From you

Toronto
Bilaspur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Bilaspur: Cost of Living - Frequently Asked Questions

Toronto costs about 595% more than Bilaspur, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,841 per month in Toronto and $553 in Bilaspur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bilaspur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 241% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $76.0 in Toronto and $13.00 in Bilaspur. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Bilaspur, where all-in costs run around $369, than in Toronto at $2,561. In Bilaspur it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Bilaspur – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Bilaspur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.