Last update: Oct 2026

Cost of Living Comparison Between Toronto and Bhilai

For one person, living is cheaper in Bhilai: $326 a month against $2,561 in Toronto, rent and utilities included – about $26,800 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
16

Cost of Living Index in Bhilai
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Bhilai Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Bhilai

🇮🇳 India

$326

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Bhilai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Bhilai actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $326 in Bhilai.

Toronto $2,561
Bhilai $326

Estimated couple costs with rent: $3,694 in Toronto versus $555 in Bhilai.

Toronto $3,694
Bhilai $555

Monthly costs for a family of three with rent: $4,826 in Toronto versus $784 in Bhilai.

Toronto $4,826
Bhilai $784

Living in Toronto is roughly 686% more expensive than in Bhilai, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Bhilai is 76% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$2.59 ₹246

563.32%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$9.13 ₹867

732.09%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$3.09 ₹293

241.10%

Cappuccino

$4.02 CA$5.68

$1.97 ₹187

104.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.29 ₹27.28

631.03%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.20 ₹18.62

775.00%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$1.55 ₹147

302.58%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$2.86 ₹271

147.90%

Milk (1 liter)

$2.44 CA$3.45

$0.51 ₹48.54

378.43%

White Bread (500g)

$2.68 CA$3.78

$0.35 ₹33.68

665.71%

Rice (white) (1kg)

$2.24 CA$3.17

$0.63 ₹60.0

255.56%

Eggs

$3.56 CA$5.03

$0.95 ₹90.2

274.74%

Local Cheese (1kg)

$9.09 CA$12.85

$4.13 ₹392

120.10%

Chicken Fillets (1kg)

$11.33 CA$16.01

$2.88 ₹273

293.40%

Beef Round Steak (1kg)

$14.53 CA$20.55

Apples (1kg)

$3.62 CA$5.12

$2.31 ₹219

56.71%

Banana (1kg)

$1.21 CA$1.72

$0.57 ₹54.3

112.28%

Oranges (1kg)

$3.60 CA$5.09

$0.87 ₹83.0

313.79%

Tomato (1kg)

$4.21 CA$5.96

$0.44 ₹41.59

856.82%

Potato (1kg)

$1.79 CA$2.53

$0.38 ₹36.44

371.05%

Onion (1kg)

$1.59 CA$2.25

$0.48 ₹45.82

231.25%

Lettuce (1 head)

$2.27 CA$3.21

$0.25 ₹23.54

808.00%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.29 ₹27.38

331.03%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$5.10 ₹484

170.98%

Wine (Bottle)

$14.27 CA$20.18

$4.58 ₹435

211.57%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.64 ₹156

34.15%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.65 ₹252

-8.30%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.83 ₹364

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.38 ₹36.12

528.95%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$6.62 ₹629

1575.68%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.06 ₹101

174.53%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.22 ₹20.91

445.45%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$1.85 ₹176

1055.68%

Gasoline (1 liter)

$1.21 CA$1.71

$1.10 ₹104

10.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$11.7K ₹1.1M

139.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$18.4K ₹1.7M

10.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$31.51 ₹2,992

281.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$3.12 ₹297

933.97%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$4.74 ₹450

911.18%

Gym Membership (Monthly)

$38.48 CA$54.4

$6.97 ₹662

452.08%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$3.20 ₹303

617.50%

Cinema Ticket

$12.38 CA$17.50

$3.46 ₹329

257.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$80.2 ₹7,617

934.72%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$1,061 ₹100.7K

2076.82%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$23.55 ₹2,236

115.33%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$28.89 ₹2,744

38.53%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$23.92 ₹2,272

309.57%

Men's Leather Business Shoes

$121 CA$171

$23.95 ₹2,275

403.76%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$72.1 ₹6,842

2109.88%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$56.5 ₹5,361

2398.41%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$259 ₹24.6K

929.59%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$206 ₹19.6K

944.20%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$651 ₹61.8K

472.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

8.82

-49.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Bhilai: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Bhilai

$56 17.3% 96% $1.4K

Groceries & Markets

Toronto

$340 13.3%

Bhilai

$92 28.1% 73% $248

Eating Out

Toronto

$278 10.9%

Bhilai

$69 21.2% 75.2% $209

Monthly Utilities & Internet

Toronto

$201 7.8%

Bhilai

$39 12.1% 80.4% $161

Clothing & Footwear

Toronto

$139 5.4%

Bhilai

$45 13.9% 67.6% $94

Getting Around

Toronto

$129 5.1%

Bhilai

$10 3.2% 92% $119

Sport & Entertainment

Toronto

$63 2.5%

Bhilai

$14 4.3% 78% $49

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $72.1 in Bhilai. Housing cost is often the main lever when comparing two cities.

Toronto pays 473% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $9.00 in Bhilai for a mid-range dinner for two. Groceries echo the gap at $340 vs $92.0 per month, with Bhilai cheaper across the board.

Good to know

🇨🇦 Toronto

🇮🇳 Bhilai

🕒 Local time

14:57 2:57 PM

00:27 12:27 AM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

627,734

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Bhilai 12,540 km ≈ 16 h nonstop flight

From you

Toronto
Bhilai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Bhilai: Cost of Living - Frequently Asked Questions

Toronto and Bhilai differ by about 686% in total monthly costs ($2,561 vs $326 including rent). Bhilai is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 473% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $72.1 in Bhilai. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $830 in Toronto versus $80.2 in Bhilai. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 271% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

At $326 in Bhilai versus $2,561 in Toronto, a $2,000 budget is realistic in Bhilai but tight or insufficient in Toronto. The gap between the two cities makes Bhilai the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Bhilai gentler on the wallet – expenses run 686% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.