Last update: Oct 2026

Cost of Living Comparison Between Toronto and Bhavnagar

For one person, living is cheaper in Bhavnagar: $326 a month against $2,561 in Toronto, rent and utilities included – about $26,800 less a year. Rent and utilities account for most of the difference.

Toronto
🇨🇦 Canada
$2,561
/mo nomad
Bhavnagar
🇮🇳 India
$326
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in Bhavnagar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Bhavnagar actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $326 in Bhavnagar, rent included.

  • Toronto $2,561
  • Bhavnagar $326

A couple spends around $3,694 per month in Toronto vs $508 in Bhavnagar, rent included.

  • Toronto $3,694
  • Bhavnagar $508

A family of three spends $4,826 per month in Toronto vs $690 in Bhavnagar, rent included.

  • Toronto $4,826
  • Bhavnagar $690

Toronto costs about 686% more than Bhavnagar, and outside of rent the biggest gap is in groceries.

Toronto sits 90% above the global median, while Bhavnagar is 76% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Toronto
Bhavnagar
Difference
Meal at Budget Restaurant
$17.18 CA$24.29
$1.56 ₹148
1001.28%
Three-Course Dinner for Two, Mid-Range
$76.0 CA$107
$8.24 ₹782
821.97%
Fast Food Meal (McDonalds, etc)
$10.54 CA$14.89
$3.11 ₹295
238.91%
Cappuccino
$4.02 CA$5.68
$1.34 ₹128
200.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.12 CA$3.00
$0.39 ₹36.64
443.59%
Water (0.33 liter bottle)
$1.75 CA$2.48
$0.14 ₹12.84
1150.00%
Local Beer (0.5 liter draught)
$6.24 CA$8.83
$2.20 ₹209
183.64%
Imported Beer (0.33 liter bottle)
$7.09 CA$10.02
$2.44 ₹231
190.57%
🛒 Groceries & Markets
Toronto
Bhavnagar
Difference
Milk (1 liter)
$2.44 CA$3.45
$0.58 ₹55.2
320.69%
White Bread (500g)
$2.68 CA$3.78
$0.41 ₹38.67
553.66%
Rice (white) (1kg)
$2.24 CA$3.17
$0.53 ₹50.4
322.64%
Eggs
$3.56 CA$5.03
$0.90 ₹85.7
295.56%
Local Cheese (1kg)
$9.09 CA$12.85
$4.43 ₹421
105.19%
Chicken Fillets (1kg)
$11.33 CA$16.01
$2.72 ₹258
316.54%
Beef Round Steak (1kg)
$14.53 CA$20.55
-
-
Apples (1kg)
$3.62 CA$5.12
$1.68 ₹159
115.48%
Banana (1kg)
$1.21 CA$1.72
$0.62 ₹58.6
95.16%
Oranges (1kg)
$3.60 CA$5.09
$0.80 ₹76.3
350.00%
Tomato (1kg)
$4.21 CA$5.96
$0.49 ₹46.64
759.18%
Potato (1kg)
$1.79 CA$2.53
$0.37 ₹35.60
383.78%
Onion (1kg)
$1.59 CA$2.25
$0.40 ₹38.14
297.50%
Lettuce (1 head)
$2.27 CA$3.21
$0.46 ₹43.58
393.48%
Water (1.5 liter bottle)
$1.25 CA$1.77
$0.27 ₹25.72
362.96%
Cigarettes 20 Pack (Marlboro, Camel)
$13.82 CA$19.53
$4.93 ₹468
180.32%
Wine (Bottle)
$14.27 CA$20.18
$7.63 ₹724
87.02%
Local Beer (0.5 liter bottle)
$2.20 CA$3.10
$1.82 ₹173
20.88%
Imported Beer (0.33 liter bottle)
$2.43 CA$3.44
$2.65 ₹251
-8.30%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$4.98 ₹473
-
🚌 Getting Around
Toronto
Bhavnagar
Difference
One-way Ticket (Public Transport)
$2.39 CA$3.38
$0.30 ₹28.45
696.67%
Public Transport Monthly Pass (Regular Price)
$111 CA$157
$5.74 ₹545
1832.58%
Taxi Start (Normal Tariff)
$2.91 CA$4.12
$0.50 ₹47.43
482.00%
Taxi (Normal Tariff) (1km)
$1.20 CA$1.69
$0.21 ₹19.81
471.43%
Taxi 1hour Waiting (Normal Tariff)
$21.38 CA$30.23
$1.03 ₹98.2
1975.73%
Gasoline (1 liter)
$1.21 CA$1.71
$1.06 ₹100
14.15%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2K CA$39.8K
$11.7K ₹1.1M
141.39%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K CA$28.6K
$17.9K ₹1.7M
12.86%
🧾 Monthly Utilities & Internet
Toronto
Bhavnagar
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$170
$31.37 ₹2,979
283.65%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.26 CA$45.60
$3.50 ₹332
821.71%
Internet (50+ Mbps, Unlimited Data)
$47.93 CA$67.8
$6.07 ₹577
689.62%
🎉 Sport & Entertainment
Toronto
Bhavnagar
Difference
Gym Membership (Monthly)
$38.48 CA$54.4
$9.99 ₹948
285.19%
Tennis Court (1 Hour on Weekend)
$22.96 CA$32.46
$2.12 ₹201
983.02%
Cinema Ticket
$12.38 CA$17.50
$2.54 ₹241
387.40%
🧸 Childcare & Education
Toronto
Bhavnagar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$830 CA$1,173
$31.79 ₹3,019
2510.73%
International Primary School, 1 Child (Yearly)
$23.1K CA$32.6K
$837 ₹79.4K
2659.97%
👕👟 Clothing & Footwear
Toronto
Bhavnagar
Difference
Jeans (Levis 501 Or Similar)
$50.7 CA$71.7
$22.62 ₹2,148
124.18%
Summer Dress (H&M, Zara, etc)
$40.02 CA$56.6
$24.14 ₹2,293
65.78%
Sport Shoes (Adidas, Nike)
$98.0 CA$139
$40.66 ₹3,861
140.95%
Men's Leather Business Shoes
$121 CA$171
$27.37 ₹2,599
340.81%
🏠 Accommodation & Living
Toronto
Bhavnagar
Difference
1-bedroom Apartment, City Center (Monthly)
$1,592 CA$2,251
$105 ₹9,962
1417.70%
1-bedroom Apartment, Outside City Center (Monthly)
$1,410 CA$1,994
$57.1 ₹5,419
2371.26%
3-bedroom Apartment, City Center (Monthly)
$2,670 CA$3,775
$207 ₹19.7K
1187.39%
3-bedroom Apartment, Outside City Center (Monthly)
$2,152 CA$3,042
$128 ₹12.1K
1587.25%
Buy Apartment in City Center (m2)
$7,945 CA$11.2K
$764 ₹72.6K
939.81%
Buy Apartment Outside City Center (m2)
$6,542 CA$9,249
$303 ₹28.7K
2062.29%
💵 Salaries & Financials
Toronto
Bhavnagar
Difference
Average Monthly Net Salary (After Tax)
$3,727 CA$5,269
$243 ₹23.1K
1430.96%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
8.91
-49.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Bhavnagar: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Bhavnagar
$57 96% $1.4K
Groceries & Markets
Toronto
$340
Bhavnagar
$97 71.5% $243
Eating Out
Toronto
$278
Bhavnagar
$56 79.9% $222
Monthly Utilities & Internet
Toronto
$201
Bhavnagar
$41 79.6% $160
Clothing & Footwear
Toronto
$139
Bhavnagar
$52 62.9% $88
Getting Around
Toronto
$129
Bhavnagar
$8.5 93.4% $121
Sport & Entertainment
Toronto
$63
Bhavnagar
$15 76.2% $48

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $105 in Bhavnagar. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1431% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $8.00 in Bhavnagar. Monthly groceries follow the same trend: $340 vs $97.0 – making Bhavnagar the more affordable choice for daily food spending.

Good to know
🇨🇦 Toronto
🇮🇳 Bhavnagar
🕒 Local time
14:38 2:38 PM
00:08 12:08 AM
9 h 30 min ahead of Toronto
🌤 Weather
👥 Population
2,731,571
593,768
💱 Currency
Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indian Rupee exchange rates as of October 19, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

On the map
Between locations
  • Toronto Bhavnagar 12,180 km ≈ 16 h nonstop flight
From you
  • Toronto
  • Bhavnagar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Bhavnagar: Cost of Living - Frequently Asked Questions
Is Bhavnagar cheaper than Toronto?
Yes – Toronto is pricier by about 686%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $3,841 per month in Toronto and $489 in Bhavnagar. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Bhavnagar, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Toronto and in Bhavnagar?
Monthly expenses with rent come to $2,561 in Toronto and $326 in Bhavnagar. That's a gap of about 686%.
Which city has cheaper public transport?
Public transport costs about 1833% less in Bhavnagar. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in Toronto or in Bhavnagar?
A $1,500 monthly budget goes further in Bhavnagar, where all-in costs run around $326, than in Toronto at $2,561. In Bhavnagar it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Is Toronto or Bhavnagar more family-friendly?
Families tend to lean toward Bhavnagar – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Bhavnagar. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

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