Last update: Oct 2026

Cost of Living Comparison Between Toronto and Bhagalpur

For one person, living is cheaper in Bhagalpur: $278 a month against $2,561 in Toronto, rent and utilities included – about $27,400 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
14

Cost of Living Index in Bhagalpur
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Bhagalpur Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Bhagalpur

🇮🇳 India

$278

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Bhagalpur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Bhagalpur actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $278 in Bhagalpur, rent included.

Toronto $2,561
Bhagalpur $278

A couple spends around $3,694 per month in Toronto vs $453 in Bhagalpur, rent included.

Toronto $3,694
Bhagalpur $453

A family of three spends $4,826 per month in Toronto vs $628 in Bhagalpur, rent included.

Toronto $4,826
Bhagalpur $628

Toronto costs about 821% more than Bhagalpur, and outside of rent the biggest gap is in groceries.

Toronto sits 90% above the global median, while Bhagalpur is 79% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.18 CA$24.31

$2.12 ₹201

710.38%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$108

$9.20 ₹874

725.76%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.91

$2.64 ₹250

299.24%

Cappuccino

$4.02 CA$5.69

$1.36 ₹129

195.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.38 ₹36.32

457.89%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.16 ₹14.74

993.75%

Local Beer (0.5 liter draught)

$6.24 CA$8.84

$1.54 ₹147

305.19%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.03

$3.12 ₹296

127.24%

Milk (1 liter)

$2.44 CA$3.45

$0.59 ₹56.3

313.56%

White Bread (500g)

$2.68 CA$3.79

$0.40 ₹37.89

570.00%

Rice (white) (1kg)

$2.24 CA$3.17

$0.48 ₹45.34

366.67%

Eggs

$3.56 CA$5.04

$0.88 ₹84.0

304.55%

Local Cheese (1kg)

$9.09 CA$12.86

$4.27 ₹405

112.88%

Chicken Fillets (1kg)

$11.33 CA$16.03

$2.24 ₹213

405.80%

Beef Round Steak (1kg)

$14.53 CA$20.57

Apples (1kg)

$3.62 CA$5.12

$1.34 ₹128

170.15%

Banana (1kg)

$1.21 CA$1.72

$0.47 ₹44.71

157.45%

Oranges (1kg)

$3.60 CA$5.10

$1.05 ₹99.3

242.86%

Tomato (1kg)

$4.21 CA$5.96

$0.45 ₹42.26

835.56%

Potato (1kg)

$1.79 CA$2.53

$0.33 ₹31.24

442.42%

Onion (1kg)

$1.59 CA$2.25

$0.36 ₹34.15

341.67%

Lettuce (1 head)

$2.27 CA$3.21

$0.30 ₹28.58

656.67%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.29 ₹27.88

331.03%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.55

$4.97 ₹472

178.07%

Wine (Bottle)

$14.27 CA$20.20

$6.09 ₹579

134.32%

Local Beer (0.5 liter bottle)

$2.20 CA$3.11

$1.42 ₹134

54.93%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.12 ₹201

14.62%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.75 ₹641

One-way Ticket (Public Transport)

$2.39 CA$3.39

$0.22 ₹20.89

986.36%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$4.78 ₹454

2220.71%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.32 ₹125

120.45%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.21 ₹19.63

471.43%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.26

$1.84 ₹175

1061.96%

Gasoline (1 liter)

$1.21 CA$1.71

$1.11 ₹106

9.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.9K

$16.8K ₹1.6M

68.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.7K

$22.0K ₹2.1M

-8.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$20.70 ₹1,965

481.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.64

$2.74 ₹260

1077.37%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$6.51 ₹618

636.25%

Gym Membership (Monthly)

$38.48 CA$54.5

$12.69 ₹1,205

203.23%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.49

$4.07 ₹387

464.13%

Cinema Ticket

$12.38 CA$17.52

$2.12 ₹201

483.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,174

$28.37 ₹2,694

2825.45%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.7K

$2,005 ₹190.4K

1051.58%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.8

$20.60 ₹1,956

146.17%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$13.91 ₹1,321

187.71%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$38.41 ₹3,647

155.06%

Men's Leather Business Shoes

$121 CA$171

$25.18 ₹2,391

379.15%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,253

$52.5 ₹4,982

2935.11%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,996

$36.35 ₹3,452

3779.92%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,778

$138 ₹13.1K

1835.65%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,045

$101 ₹9,628

2022.08%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$1,312 ₹124.6K

505.55%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,258

$858 ₹81.5K

662.66%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,274

$276 ₹26.2K

1252.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

-44.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Bhagalpur: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Bhagalpur

$36 13.1% 97.4% $1.4K

Groceries & Markets

Toronto

$340 13.3%

Bhagalpur

$85 30.7% 74.9% $254

Eating Out

Toronto

$278 10.9%

Bhagalpur

$57 20.6% 79.4% $221

Monthly Utilities & Internet

Toronto

$201 7.8%

Bhagalpur

$30 10.8% 85.1% $171

Clothing & Footwear

Toronto

$139 5.4%

Bhagalpur

$44 15.9% 68.3% $95

Getting Around

Toronto

$129 5.1%

Bhagalpur

$8 2.9% 93.8% $121

Sport & Entertainment

Toronto

$63 2.5%

Bhagalpur

$17 6.1% 73.2% $46

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $52.5 in Bhagalpur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1252% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $9.00 in Bhagalpur. Monthly groceries follow the same trend: $340 vs $85.0 – making Bhagalpur the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇮🇳 Bhagalpur

🕒 Local time

16:23 4:23 PM

01:53 1:53 AM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

410,000

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.63 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.39 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 16, 2026: 1 USD = 1.42 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.63 EUR).

Indian Rupee exchange rates as of October 16, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.39 EUR).

USD to CAD in detail →

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Between locations

Toronto Bhagalpur 12,230 km ≈ 16 h nonstop flight

From you

Toronto
Bhagalpur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Bhagalpur: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 821%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,841 per month in Toronto and $417 in Bhagalpur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bhagalpur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $76.0 in Toronto and $9.00 in Bhagalpur. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,561 in Toronto and $278 in Bhagalpur. That's a gap of about 821%.

A $1,500 monthly budget goes further in Bhagalpur, where all-in costs run around $278, than in Toronto at $2,561. In Bhagalpur it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Bhagalpur – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Bhagalpur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.