Last update: Oct 2026

Cost of Living Comparison Between Toronto and Bellary

For one person, living is cheaper in Bellary: $357 a month against $2,561 in Toronto, rent and utilities included – about $26,400 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
17

Cost of Living Index in Bellary
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Bellary Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Bellary

🇮🇳 India

$357

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Bellary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Bellary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $357 in Bellary.

Toronto $2,561
Bellary $357

Estimated couple costs with rent: $3,694 in Toronto versus $585 in Bellary.

Toronto $3,694
Bellary $585

Monthly costs for a family of three with rent: $4,826 in Toronto versus $814 in Bellary.

Toronto $4,826
Bellary $814

Living in Toronto is roughly 617% more expensive than in Bellary, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Bellary is 74% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$0.60 ₹57.5

2763.33%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$17.46 ₹1,658

335.11%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$1.59 ₹151

562.89%

Cappuccino

$4.02 CA$5.68

$2.33 ₹221

72.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.22 ₹20.90

863.64%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.11 ₹10.03

1490.91%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$1.76 ₹167

254.55%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$2.09 ₹198

239.23%

Milk (1 liter)

$2.44 CA$3.45

$0.56 ₹53.4

335.71%

White Bread (500g)

$2.68 CA$3.78

$0.48 ₹46.05

458.33%

Rice (white) (1kg)

$2.24 CA$3.17

$0.59 ₹56.0

279.66%

Eggs

$3.56 CA$5.03

$0.82 ₹78.3

334.15%

Local Cheese (1kg)

$9.09 CA$12.85

$6.00 ₹570

51.50%

Chicken Fillets (1kg)

$11.33 CA$16.01

$3.82 ₹363

196.60%

Beef Round Steak (1kg)

$14.53 CA$20.55

Apples (1kg)

$3.62 CA$5.12

$2.06 ₹196

75.73%

Banana (1kg)

$1.21 CA$1.72

$0.54 ₹51.4

124.07%

Oranges (1kg)

$3.60 CA$5.09

$1.18 ₹112

205.08%

Tomato (1kg)

$4.21 CA$5.96

$0.41 ₹39.31

926.83%

Potato (1kg)

$1.79 CA$2.53

$0.35 ₹32.97

411.43%

Onion (1kg)

$1.59 CA$2.25

$0.38 ₹36.20

318.42%

Lettuce (1 head)

$2.27 CA$3.21

$0.40 ₹37.71

467.50%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.30 ₹28.03

316.67%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$3.08 ₹293

348.70%

Wine (Bottle)

$14.27 CA$20.18

$9.22 ₹876

54.77%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.23 ₹117

78.86%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.85 ₹270

-14.74%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.33 ₹601

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.29 ₹27.55

724.14%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$7.77 ₹738

1327.67%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.08 ₹102

169.44%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.18 ₹16.91

566.67%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$2.14 ₹203

899.07%

Gasoline (1 liter)

$1.21 CA$1.71

$1.06 ₹101

14.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$12.5K ₹1.2M

124.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$18.9K ₹1.8M

7.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$30.27 ₹2,874

297.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$3.06 ₹291

954.25%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$9.59 ₹910

399.79%

Gym Membership (Monthly)

$38.48 CA$54.4

$13.79 ₹1,309

179.04%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$6.53 ₹620

251.61%

Cinema Ticket

$12.38 CA$17.50

$2.64 ₹251

368.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$104 ₹9,847

700.34%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$1,432 ₹136.0K

1512.54%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$7.51 ₹713

575.23%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$29.99 ₹2,847

33.44%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$26.44 ₹2,511

270.54%

Men's Leather Business Shoes

$121 CA$171

$40.46 ₹3,842

198.20%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$122 ₹11.6K

1207.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$74.4 ₹7,067

1795.12%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$265 ₹25.2K

907.03%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$170 ₹16.2K

1162.89%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$981 ₹93.2K

709.60%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$507 ₹48.2K

1189.87%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$470 ₹44.6K

692.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

8.5

-47.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Bellary: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Bellary

$74 20.9% 94.7% $1.3K

Groceries & Markets

Toronto

$340 13.3%

Bellary

$111 31.1% 67.4% $229

Eating Out

Toronto

$278 10.9%

Bellary

$52 14.5% 81.4% $226

Monthly Utilities & Internet

Toronto

$201 7.8%

Bellary

$43 12% 78.6% $158

Clothing & Footwear

Toronto

$139 5.4%

Bellary

$47 13.2% 66.3% $92

Getting Around

Toronto

$129 5.1%

Bellary

$11 3.1% 91.6% $119

Sport & Entertainment

Toronto

$63 2.5%

Bellary

$19 5.3% 69.8% $44

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $122 in Bellary. Housing cost is often the main lever when comparing two cities.

Toronto pays 693% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $17.00 in Bellary for a mid-range dinner for two. Groceries echo the gap at $340 vs $111 per month, with Bellary cheaper across the board.

Good to know

🇨🇦 Toronto

🇮🇳 Bellary

🕒 Local time

04:26 4:26 AM

13:56 1:56 PM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

475,000

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indian Rupee exchange rates as of October 19, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Bellary 13,050 km ≈ 17 h nonstop flight

From you

Toronto
Bellary

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Bellary: Cost of Living - Frequently Asked Questions

Bellary wins on cost – living expenses run 617% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Bellary the obvious pick if budget is a priority.

Average pay runs 693% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $122 in Bellary. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $830 in Toronto versus $104 in Bellary. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 207% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

At $357 in Bellary versus $2,561 in Toronto, a $1,000 budget is realistic in Bellary but tight or insufficient in Toronto. The gap between the two cities makes Bellary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Bellary gentler on the wallet – expenses run 617% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.