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Cost of Living Comparison Between Toronto and Armstrong Cost of Living Comparison Between Toronto and Armstrong

😐 Solo nomad: Toronto is 2.4% more expensive than Armstrong without rent, and 14.2% more expensive with rent.
😐 Family of 3: Toronto is 5.5% more expensive than Armstrong without rent, and 20.3% more expensive with rent.
Currency
🍽 Eating Out
Toronto
Armstrong
Difference
Meal at Budget Restaurant
$18.97 CA$26.37
$22.21 CA$30.87
-14.59%
Three-Course Dinner for Two, Mid-Range
$82.9 CA$115
$68.8 CA$95.6
20.51%
Fast Food Meal (McDonalds, etc)
$11.12 CA$15.45
$11.19 CA$15.55
-0.63%
Cappuccino
$3.98 CA$5.54
$3.79 CA$5.27
5.01%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.11 CA$2.93
$2.62 CA$3.64
-19.47%
Water (0.33 liter bottle)
$1.70 CA$2.37
$2.00 CA$2.79
-15.00%
Local Beer (0.5 liter draught)
$5.84 CA$8.12
$5.97 CA$8.30
-2.18%
Imported Beer (0.33 liter bottle)
$6.64 CA$9.23
$6.83 CA$9.49
-2.78%
🛒 Groceries & Markets
Toronto
Armstrong
Difference
Milk (1 liter)
$2.80 CA$3.89
$2.65 CA$3.68
5.66%
White Bread (500g)
$2.87 CA$3.99
$2.49 CA$3.46
15.26%
Rice (white) (1kg)
$3.68 CA$5.12
$3.42 CA$4.75
7.60%
Eggs
$3.47 CA$4.82
$3.75 CA$5.21
-7.47%
Local Cheese (1kg)
$13.62 CA$18.93
$9.68 CA$13.46
40.70%
Chicken Fillets (1kg)
$13.03 CA$18.11
$10.59 CA$14.72
23.04%
Beef Round Steak (1kg)
$16.98 CA$23.60
$15.57 CA$21.64
9.06%
Apples (1kg)
$4.07 CA$5.65
$4.06 CA$5.64
0.25%
Banana (1kg)
$1.18 CA$1.64
$1.70 CA$2.36
-30.59%
Oranges (1kg)
$3.35 CA$4.65
$4.13 CA$5.74
-18.89%
Tomato (1kg)
$3.98 CA$5.53
$4.04 CA$5.62
-1.49%
Potato (1kg)
$2.42 CA$3.37
$2.67 CA$3.71
-9.36%
Onion (1kg)
$2.90 CA$4.03
$2.16 CA$3.00
34.26%
Lettuce (1 head)
$2.45 CA$3.40
$2.77 CA$3.85
-11.55%
Water (1.5 liter bottle)
$1.97 CA$2.75
$1.84 CA$2.56
7.07%
Cigarettes 20 Pack (Marlboro, Camel)
$14.49 CA$20.13
$13.47 CA$18.72
7.57%
Wine (Bottle)
$13.12 CA$18.23
$13.92 CA$19.35
-5.75%
Local Beer (0.5 liter bottle)
$2.77 CA$3.86
$3.44 CA$4.78
-19.48%
Imported Beer (0.33 liter bottle)
$3.28 CA$4.56
$3.73 CA$5.18
-12.06%
🚌 Getting Around
Toronto
Armstrong
Difference
One-way Ticket (Public Transport)
$2.50 CA$3.48
$2.41 CA$3.35
3.73%
Public Transport Monthly Pass (Regular Price)
$117 CA$162
$62.5 CA$86.9
86.59%
Taxi Start (Normal Tariff)
$3.78 CA$5.25
$2.46 CA$3.42
53.66%
Taxi (Normal Tariff) (1km)
$1.35 CA$1.88
$1.66 CA$2.31
-18.67%
Taxi 1hour Waiting (Normal Tariff)
$25.68 CA$35.70
$12.91 CA$17.95
98.92%
Gasoline (1 liter)
$1.14 CA$1.59
$1.27 CA$1.77
-10.24%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.1K CA$34.9K
$24.7K CA$34.4K
1.44%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.4K CA$29.8K
$20.0K CA$27.7K
7.40%
🧾 Monthly Utilities & Internet
Toronto
Armstrong
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$166
$160 CA$222
-25.11%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.86 CA$51.2
$45.37 CA$63.1
-18.76%
Internet (50+ Mbps, Unlimited Data)
$54.2 CA$75.4
$62.3 CA$86.6
-12.93%
🎉 Sport & Entertainment
Toronto
Armstrong
Difference
Gym Membership (Monthly)
$56.5 CA$78.5
$41.83 CA$58.1
35.05%
Tennis Court (1 Hour on Weekend)
$21.02 CA$29.22
-
-
Cinema Ticket
$11.59 CA$16.11
$10.61 CA$14.75
9.24%
🧸 Childcare & Education
Toronto
Armstrong
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,134 CA$1,576
$444 CA$618
155.21%
International Primary School, 1 Child (Yearly)
$18.4K CA$25.6K
$4,091 CA$5,686
350.96%
👕👟 Clothing & Footwear
Toronto
Armstrong
Difference
Jeans (Levis 501 Or Similar)
$57.0 CA$79.2
$61.0 CA$84.8
-6.53%
Summer Dress (H&M, Zara, etc)
$38.93 CA$54.1
$38.84 CA$54.0
0.23%
Sport Shoes (Adidas, Nike)
$89.6 CA$124
$80.5 CA$112
11.23%
Men's Leather Business Shoes
$116 CA$161
$77.8 CA$108
49.23%
🏠 Accommodation & Living
Toronto
Armstrong
Difference
1-bedroom Apartment, City Center (Monthly)
$1,819 CA$2,528
$1,294 CA$1,799
40.52%
1-bedroom Apartment, Outside City Center (Monthly)
$1,529 CA$2,125
$1,156 CA$1,607
32.23%
3-bedroom Apartment, City Center (Monthly)
$2,993 CA$4,160
$2,025 CA$2,815
47.79%
3-bedroom Apartment, Outside City Center (Monthly)
$2,444 CA$3,397
$1,804 CA$2,507
35.47%
Buy Apartment in City Center (m2)
$8,696 CA$12.1K
$4,467 CA$6,210
94.66%
Buy Apartment Outside City Center (m2)
$6,744 CA$9,374
$3,678 CA$5,112
83.38%
💵 Salaries & Financials
Toronto
Armstrong
Difference
Average Monthly Net Salary (After Tax)
$3,628 CA$5,043
$1,088 CA$1,512
233.47%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
6.36
-18.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: January 13, 2026

Last update for Armstrong: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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