Cost of Living Comparison Between Toronto and Armstrong Cost of Living Comparison Between Toronto and Armstrong

😐 Solo nomad: Toronto is 25.3% more expensive than Armstrong without rent, and 14.7% more expensive with rent.

🙂 Family of 3: Toronto is 3.7% cheaper than Armstrong without rent, and 17.4% more expensive with rent.

Meal at Budget Restaurant

$18.88 CA$26.44

$22.25 CA$31.15

-15.15%

Three-Course Dinner for Two, Mid-Range

$83.5 CA$117

$70.3 CA$98.4

18.87%

Fast Food Meal (McDonalds, etc)

$10.95 CA$15.33

$11.2 CA$15.68

-2.23%

Cappuccino

$3.97 CA$5.56

$3.71 CA$5.19

7.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.15 CA$3.01

$2.64 CA$3.7

-18.56%

Water (0.33 liter bottle)

$1.68 CA$2.36

$2.02 CA$2.82

-16.83%

Local Beer (0.5 liter draught)

$6.02 CA$8.43

$5.72 CA$8.01

5.24%

Imported Beer (0.33 liter bottle)

$6.44 CA$9.01

$6.5 CA$9.11

-0.92%

Milk (1 liter)

$2.82 CA$3.95

$2.66 CA$3.73

6.02%

White Bread (500g)

$2.77 CA$3.88

$2.48 CA$3.47

11.69%

Rice (white) (1kg)

$3.66 CA$5.12

$3.28 CA$4.59

11.59%

Eggs

$3.56 CA$4.99

$3.88 CA$5.43

-8.25%

Local Cheese (1kg)

$13.5 CA$18.9

$9.6 CA$13.44

40.63%

Chicken Fillets (1kg)

$13.35 CA$18.69

$10.56 CA$14.78

26.42%

Beef Round Steak (1kg)

$16.75 CA$23.45

$15.82 CA$22.15

5.88%

Apples (1kg)

$3.98 CA$5.57

$3.99 CA$5.59

-0.25%

Banana (1kg)

$1.17 CA$1.63

$1.66 CA$2.32

-29.52%

Oranges (1kg)

$3.26 CA$4.56

$4.01 CA$5.61

-18.70%

Tomato (1kg)

$4.18 CA$5.85

$4.01 CA$5.62

4.24%

Potato (1kg)

$2.45 CA$3.43

$2.7 CA$3.78

-9.26%

Onion (1kg)

$2.84 CA$3.98

$2.16 CA$3.02

31.48%

Lettuce (1 head)

$2.34 CA$3.28

$2.84 CA$3.98

-17.61%

Water (1.5 liter bottle)

$1.9 CA$2.66

$1.76 CA$2.47

7.95%

Cigarettes 20 Pack (Marlboro, Camel)

$14.52 CA$20.33

$13.6 CA$19.04

6.76%

Wine (Bottle)

$12.94 CA$18.12

$14.14 CA$19.79

-8.49%

Local Beer (0.5 liter bottle)

$2.72 CA$3.81

$3.45 CA$4.83

-21.16%

Imported Beer (0.33 liter bottle)

$3.12 CA$4.36

$3.86 CA$5.4

-19.17%

One-way Ticket (Public Transport)

$2.46 CA$3.44

$2.42 CA$3.39

1.65%

Public Transport Monthly Pass (Regular Price)

$115 CA$160

$63.3 CA$88.7

80.90%

Taxi Start (Normal Tariff)

$3.67 CA$5.14

$2.41 CA$3.38

52.28%

Taxi (Normal Tariff) (1km)

$1.41 CA$1.97

$1.65 CA$2.32

-14.55%

Taxi 1hour Waiting (Normal Tariff)

$26.04 CA$36.46

$12.73 CA$17.82

104.56%

Gasoline (1 liter)

$1.14 CA$1.59

$1.24 CA$1.73

-8.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.5K CA$35.7K

$25.4K CA$35.6K

0.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.6K

$19.8K CA$27.7K

6.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 CA$164

$160 CA$223

-26.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.01 CA$53.2

$45.19 CA$63.3

-15.89%

Internet (50+ Mbps, Unlimited Data)

$53.4 CA$74.7

$63.2 CA$88.5

-15.57%

Gym Membership (Monthly)

$57.3 CA$80.2

$41.14 CA$57.6

39.30%

Tennis Court (1 Hour on Weekend)

$21.08 CA$29.52

Cinema Ticket

$11.67 CA$16.33

$10.59 CA$14.82

10.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,126 CA$1,576

$448 CA$627

151.26%

International Primary School, 1 Child (Yearly)

$18.4K CA$25.8K

$4,092 CA$5,730

349.71%

Jeans (Levis 501 Or Similar)

$57.1 CA$79.9

$60.2 CA$84.3

-5.25%

Summer Dress (H&M, Zara, etc)

$39.11 CA$54.8

$39.94 CA$55.9

-2.08%

Sport Shoes (Adidas, Nike)

$87.6 CA$123

$80.9 CA$113

8.34%

Men's Leather Business Shoes

$114 CA$159

$77.1 CA$108

47.41%

1-bedroom Apartment, City Center (Monthly)

$1,782 CA$2,495

$1,336 CA$1,870

33.45%

1-bedroom Apartment, Outside City Center (Monthly)

$1,577 CA$2,208

$1,190 CA$1,666

32.50%

3-bedroom Apartment, City Center (Monthly)

$3,016 CA$4,223

$2,053 CA$2,874

46.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,483 CA$3,477

$1,848 CA$2,588

34.35%

Buy Apartment in City Center (m2)

$7,934 CA$11.1K

$3,972 CA$5,561

99.75%

Buy Apartment Outside City Center (m2)

$6,968 CA$9,755

$4,190 CA$5,866

66.30%

Average Monthly Net Salary (After Tax)

$3,434 CA$4,808

$1,089 CA$1,524

215.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.36

-18.87%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: December 1, 2025

Last update for Armstrong: November 30, 2025

Digital Nomad Cost of Living Index

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