Last update: Oct 2026

Cost of Living Comparison Between Toronto and Arlington, KY

For one person, living costs are similar in Toronto and in Arlington, KY: $2,610 and $2,653 a month, rent and utilities included.

126

Cost of Living Index in Toronto
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Toronto Living Index
129

Cost of Living Index in Arlington, KY
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Arlington, KY Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Arlington, KY

🇺🇸 United States

$2,653

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Arlington, KY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Arlington, KY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $2,653 in Arlington, KY.

Toronto $2,610
Arlington, KY $2,653

Estimated couple costs with rent: $3,727 in Toronto versus $3,917 in Arlington, KY.

Toronto $3,727
Arlington, KY $3,917

Monthly costs for a family of three with rent: $4,844 in Toronto versus $5,180 in Arlington, KY.

Toronto $4,844
Arlington, KY $5,180

Living in Toronto costs roughly 2% less than in Arlington, KY, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 93% above, Arlington, KY 96% above.

Meal at Budget Restaurant

$17.59 CA$24.87

$18.42 $18.42

-4.51%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$84.1 $84.1

-6.28%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$11.88 $11.88

-9.68%

Cappuccino

$4.09 CA$5.78

$6.64 $6.64

-38.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.83 $2.83

-25.80%

Water (0.33 liter bottle)

$1.72 CA$2.43

$2.39 $2.39

-28.03%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$6.89 $6.89

-7.69%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$8.11 $8.11

-12.70%

Milk (1 liter)

$2.54 CA$3.59

$0.77 $0.77

229.87%

White Bread (500g)

$2.72 CA$3.85

$3.96 $3.96

-31.31%

Rice (white) (1kg)

$2.18 CA$3.09

$4.05 $4.05

-46.17%

Eggs

$3.63 CA$5.13

$4.29 $4.29

-15.38%

Local Cheese (1kg)

$9.46 CA$13.37

$12.87 $12.87

-26.50%

Chicken Fillets (1kg)

$11.54 CA$16.32

$14.53 $14.53

-20.58%

Beef Round Steak (1kg)

$14.37 CA$20.32

$18.27 $18.27

-21.35%

Apples (1kg)

$3.70 CA$5.23

$5.82 $5.82

-36.43%

Banana (1kg)

$1.19 CA$1.68

$1.53 $1.53

-22.22%

Oranges (1kg)

$3.46 CA$4.90

$4.21 $4.21

-17.81%

Tomato (1kg)

$4.22 CA$5.97

$4.87 $4.87

-13.35%

Potato (1kg)

$1.79 CA$2.52

$1.99 $1.99

-10.05%

Onion (1kg)

$1.65 CA$2.33

$2.24 $2.24

-26.34%

Lettuce (1 head)

$2.20 CA$3.11

$2.38 $2.38

-7.56%

Water (1.5 liter bottle)

$1.26 CA$1.78

$1.49 $1.49

-15.44%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$9.37 $9.37

49.09%

Wine (Bottle)

$14.20 CA$20.07

$15.88 $15.88

-10.58%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$2.42 $2.42

-7.02%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$4.67 $4.67

-45.82%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$1.99 $1.99

16.58%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$4.89 $4.89

-37.42%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.51 $1.51

-19.21%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$20.90 $20.90

3.78%

Gasoline (1 liter)

$1.21 CA$1.72

$1.05 $1.05

15.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$37.3K $37.3K

-29.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$26.9K $26.9K

-21.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$230 $230

-48.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$74.5 $74.5

-56.77%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$75.1 $75.1

-34.90%

Gym Membership (Monthly)

$39.34 CA$55.6

$40.90 $40.90

-3.81%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$15.19 $15.19

-17.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$1,442 $1,442

-42.29%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$30.8K $30.8K

-23.40%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$55.3 $55.3

-5.44%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$43.53 $43.53

-9.40%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$92.3 $92.3

7.31%

Men's Leather Business Shoes

$122 CA$172

$139 $139

-12.31%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,617 $1,617

0.92%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,282 $1,282

12.97%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$2,513 $2,513

8.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$2,161 $2,161

-1.46%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$2,807 $2,807

192.30%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$2,068 $2,068

230.64%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$6,051 $6,051

-41.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.55

-31.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Arlington, KY: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Arlington, KY

$1.3K 48.3% 11.5% $166

Groceries & Markets

Toronto

$343 13.1%

Arlington, KY

$417 15.7% 21.7% $74

Eating Out

Toronto

$283 10.9%

Arlington, KY

$334 12.6% 18% $51

Monthly Utilities & Internet

Toronto

$201 7.7%

Arlington, KY

$380 14.3% 89.2% $179

Clothing & Footwear

Toronto

$141 5.4%

Arlington, KY

$149 5.6% 5.6% $7.8

Getting Around

Toronto

$130 5%

Arlington, KY

$20 * 0.8% 84.3% $110

Sport & Entertainment

Toronto

$65 2.5%

Arlington, KY

$71 2.7% 10.5% $6.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $1,617 in Arlington, KY. Housing cost is often the main lever when comparing two cities.

Arlington, KY pays 72% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Toronto vs $84.0 in Arlington, KY for a mid-range dinner for two. Groceries echo the gap at $343 vs $417 per month, with Toronto cheaper across the board.

Good to know

🇨🇦 Toronto

🇺🇸 Arlington, KY

🕒 Local time

18:06 6:06 PM

17:06 5:06 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

365,438

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Arlington, KY 1,120 km ≈ 2 h nonstop flight

From you

Toronto
Arlington, KY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Arlington, KY: Cost of Living - Frequently Asked Questions

Toronto and Arlington, KY differ by about 2% in total monthly costs ($2,610 vs $2,653 including rent). Toronto is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 72% lower in Arlington, KY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,631 in Toronto versus $1,617 in Arlington, KY. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 22% higher in Arlington, KY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,610 per month in Toronto versus $2,653 in Arlington, KY – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toronto gentler on the wallet – expenses run 2% less than in Arlington, KY. Beyond cost, consider language, visa policies, and how big the international community is in each city.