Last update: Oct 2026

Cost of Living Comparison Between Arlington, KY and Toronto

For one person, living costs are similar in Arlington, KY and in Toronto: $2,653 and $2,610 a month, rent and utilities included.

129

Cost of Living Index in Arlington, KY
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Arlington, KY Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Arlington, KY

🇺🇸 United States

$2,653

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Arlington, KY and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Arlington, KY and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,653 in Arlington, KY versus $2,610 in Toronto.

Arlington, KY $2,653
Toronto $2,610

Estimated couple costs with rent: $3,917 in Arlington, KY versus $3,727 in Toronto.

Arlington, KY $3,917
Toronto $3,727

Monthly costs for a family of three with rent: $5,180 in Arlington, KY versus $4,844 in Toronto.

Arlington, KY $5,180
Toronto $4,844

Living in Arlington, KY is roughly 2% more expensive than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Arlington, KY 96% above, Toronto 93% above.

Meal at Budget Restaurant

$18.42 $18.42

$17.59 CA$24.87

4.72%

Three-Course Dinner for Two, Mid-Range

$84.1 $84.1

$78.8 CA$111

6.70%

Fast Food Meal (McDonalds, etc)

$11.88 $11.88

$10.73 CA$15.16

10.72%

Cappuccino

$6.64 $6.64

$4.09 CA$5.78

62.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.83 $2.83

$2.10 CA$2.97

34.76%

Water (0.33 liter bottle)

$2.39 $2.39

$1.72 CA$2.43

38.95%

Local Beer (0.5 liter draught)

$6.89 $6.89

$6.36 CA$8.99

8.33%

Imported Beer (0.33 liter bottle)

$8.11 $8.11

$7.08 CA$10.01

14.55%

Milk (1 liter)

$0.77 $0.77

$2.54 CA$3.59

-69.69%

White Bread (500g)

$3.96 $3.96

$2.72 CA$3.85

45.59%

Rice (white) (1kg)

$4.05 $4.05

$2.18 CA$3.09

85.78%

Eggs

$4.29 $4.29

$3.63 CA$5.13

18.18%

Local Cheese (1kg)

$12.87 $12.87

$9.46 CA$13.37

36.05%

Chicken Fillets (1kg)

$14.53 $14.53

$11.54 CA$16.32

25.91%

Beef Round Steak (1kg)

$18.27 $18.27

$14.37 CA$20.32

27.14%

Apples (1kg)

$5.82 $5.82

$3.70 CA$5.23

57.30%

Banana (1kg)

$1.53 $1.53

$1.19 CA$1.68

28.57%

Oranges (1kg)

$4.21 $4.21

$3.46 CA$4.90

21.68%

Tomato (1kg)

$4.87 $4.87

$4.22 CA$5.97

15.40%

Potato (1kg)

$1.99 $1.99

$1.79 CA$2.52

11.17%

Onion (1kg)

$2.24 $2.24

$1.65 CA$2.33

35.76%

Lettuce (1 head)

$2.38 $2.38

$2.20 CA$3.11

8.18%

Water (1.5 liter bottle)

$1.49 $1.49

$1.26 CA$1.78

18.25%

Cigarettes 20 Pack (Marlboro, Camel)

$9.37 $9.37

$13.97 CA$19.75

-32.93%

Wine (Bottle)

$15.88 $15.88

$14.20 CA$20.07

11.83%

Local Beer (0.5 liter bottle)

$2.42 $2.42

$2.25 CA$3.18

7.56%

Imported Beer (0.33 liter bottle)

$4.67 $4.67

$2.53 CA$3.58

84.58%

One-way Ticket (Public Transport)

$1.99 $1.99

$2.32 CA$3.28

-14.22%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$4.89 $4.89

$3.06 CA$4.33

59.80%

Taxi (Normal Tariff) (1km)

$1.51 $1.51

$1.22 CA$1.72

23.77%

Taxi 1hour Waiting (Normal Tariff)

$20.90 $20.90

$21.69 CA$30.66

-3.64%

Gasoline (1 liter)

$1.05 $1.05

$1.21 CA$1.72

-13.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.3K $37.3K

$26.1K CA$37.0K

42.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K $26.9K

$21.1K CA$29.9K

27.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$230 $230

$120 CA$169

92.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.5 $74.5

$32.21 CA$45.54

131.33%

Internet (50+ Mbps, Unlimited Data)

$75.1 $75.1

$48.88 CA$69.1

53.62%

Gym Membership (Monthly)

$40.90 $40.90

$39.34 CA$55.6

3.97%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$15.19 $15.19

$12.58 CA$17.79

20.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,442 $1,442

$832 CA$1,176

73.29%

International Primary School, 1 Child (Yearly)

$30.8K $30.8K

$23.6K CA$33.4K

30.54%

Jeans (Levis 501 Or Similar)

$55.3 $55.3

$52.3 CA$73.9

5.76%

Summer Dress (H&M, Zara, etc)

$43.53 $43.53

$39.44 CA$55.8

10.37%

Sport Shoes (Adidas, Nike)

$92.3 $92.3

$99.0 CA$140

-6.81%

Men's Leather Business Shoes

$139 $139

$122 CA$172

14.03%

1-bedroom Apartment, City Center (Monthly)

$1,617 $1,617

$1,631 CA$2,306

-0.91%

1-bedroom Apartment, Outside City Center (Monthly)

$1,282 $1,282

$1,448 CA$2,048

-11.48%

3-bedroom Apartment, City Center (Monthly)

$2,513 $2,513

$2,737 CA$3,869

-8.20%

3-bedroom Apartment, Outside City Center (Monthly)

$2,161 $2,161

$2,129 CA$3,010

1.49%

Buy Apartment in City Center (m2)

$2,807 $2,807

$8,206 CA$11.6K

-65.79%

Buy Apartment Outside City Center (m2)

$2,068 $2,068

$6,838 CA$9,666

-69.76%

Average Monthly Net Salary (After Tax)

$6,051 $6,051

$3,520 CA$4,976

71.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

4.47

46.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Arlington, KY: October 20, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Arlington, KY

$1.3K 48.3%

Toronto

$1.4K 55.5% 13% $166

Groceries & Markets

Arlington, KY

$417 15.7%

Toronto

$343 13.1% 17.8% $74

Monthly Utilities & Internet

Arlington, KY

$380 14.3%

Toronto

$201 7.7% 47.1% $179

Eating Out

Arlington, KY

$334 12.6%

Toronto

$283 10.9% 15.3% $51

Clothing & Footwear

Arlington, KY

$149 5.6%

Toronto

$141 5.4% 5.3% $7.8

Sport & Entertainment

Arlington, KY

$71 2.7%

Toronto

$65 2.5% 9.5% $6.8

Getting Around

Arlington, KY

$20 * 0.8%

Toronto

$130 5% 537% $110

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,617 in Arlington, KY and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Arlington, KY pays 72% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $84.0 in Arlington, KY vs $79.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $417 vs $343 per month, with Toronto cheaper across the board.

Good to know

🇺🇸 Arlington, KY

🇨🇦 Toronto

🕒 Local time

17:03 5:03 PM

18:03 6:03 PM

1 h ahead of Arlington, KY

🌤 Weather

👥 Population

365,438

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Arlington, KY Toronto 1,120 km ≈ 2 h nonstop flight

From you

Arlington, KY
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Arlington, KY vs Toronto: Cost of Living - Frequently Asked Questions

Arlington, KY and Toronto differ by about 2% in total monthly costs ($2,653 vs $2,610 including rent). Toronto is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 72% higher in Arlington, KY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,617 in Arlington, KY versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 22% higher in Arlington, KY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,653 per month in Arlington, KY versus $2,610 in Toronto – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toronto gentler on the wallet – expenses run 2% less than in Arlington, KY. Beyond cost, consider language, visa policies, and how big the international community is in each city.