Last update: Oct 2026

Cost of Living Comparison Between Toronto and the Andaman Islands

For one person, living is cheaper in the Andaman Islands: $363 a month against $2,610 in Toronto, rent and utilities included – about $27,000 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
17

Cost of Living Index in the Andaman Islands
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Andaman Islands Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Andaman Islands

🇮🇳 India

$363

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in the Andaman Islands

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in the Andaman Islands actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $363 in the Andaman Islands.

Toronto $2,610
Andaman Islands $363

Estimated couple costs with rent: $3,727 in Toronto versus $567 in the Andaman Islands.

Toronto $3,727
Andaman Islands $567

Monthly costs for a family of three with rent: $4,844 in Toronto versus $772 in the Andaman Islands.

Toronto $4,844
Andaman Islands $772

Living in Toronto is roughly 619% more expensive than in the Andaman Islands, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 93% above, Andaman Islands is 73% below.

Meal at Budget Restaurant

$17.59 CA$24.87

$2.06 ₹195

753.88%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$6.13 ₹582

1185.81%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$3.69 ₹351

190.79%

Cappuccino

$4.09 CA$5.78

$1.28 ₹122

219.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$0.71 ₹67.2

195.77%

Water (0.33 liter bottle)

$1.72 CA$2.43

$0.20 ₹18.84

760.00%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$1.45 ₹137

338.62%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$2.84 ₹269

149.30%

Milk (1 liter)

$2.54 CA$3.59

$0.95 ₹90.1

167.37%

White Bread (500g)

$2.72 CA$3.85

$0.46 ₹43.52

491.30%

Rice (white) (1kg)

$2.18 CA$3.09

$0.72 ₹68.2

202.78%

Eggs

$3.63 CA$5.13

$1.22 ₹116

197.54%

Local Cheese (1kg)

$9.46 CA$13.37

$4.42 ₹420

114.03%

Chicken Fillets (1kg)

$11.54 CA$16.32

$2.89 ₹275

299.31%

Beef Round Steak (1kg)

$14.37 CA$20.32

Apples (1kg)

$3.70 CA$5.23

$1.98 ₹188

86.87%

Banana (1kg)

$1.19 CA$1.68

$0.62 ₹59.3

91.94%

Oranges (1kg)

$3.46 CA$4.90

$0.89 ₹84.5

288.76%

Tomato (1kg)

$4.22 CA$5.97

$0.45 ₹42.72

837.78%

Potato (1kg)

$1.79 CA$2.52

$0.56 ₹53.2

219.64%

Onion (1kg)

$1.65 CA$2.33

$0.40 ₹37.59

312.50%

Lettuce (1 head)

$2.20 CA$3.11

$0.47 ₹44.44

368.09%

Water (1.5 liter bottle)

$1.26 CA$1.78

$0.25 ₹23.77

404.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$5.14 ₹488

171.79%

Wine (Bottle)

$14.20 CA$20.07

$7.52 ₹714

88.83%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.65 ₹157

36.36%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$2.60 ₹247

-2.69%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.02 ₹477

One-way Ticket (Public Transport)

$2.32 CA$3.28

$0.25 ₹23.51

828.00%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$7.75 ₹736

1340.65%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$0.81 ₹76.9

277.78%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$0.27 ₹25.67

351.85%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$1.56 ₹148

1290.38%

Gasoline (1 liter)

$1.21 CA$1.72

$1.04 ₹98.8

16.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$12.5K ₹1.2M

108.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$19.3K ₹1.8M

9.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$35.05 ₹3,328

241.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$3.40 ₹322

847.35%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$6.41 ₹608

662.56%

Gym Membership (Monthly)

$39.34 CA$55.6

$14.38 ₹1,366

173.57%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

$6.33 ₹601

272.51%

Cinema Ticket

$12.58 CA$17.79

$2.42 ₹230

419.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$47.89 ₹4,547

1637.04%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$1,409 ₹133.8K

1575.28%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$21.96 ₹2,085

138.07%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$23.14 ₹2,198

70.44%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$38.59 ₹3,665

156.54%

Men's Leather Business Shoes

$122 CA$172

$27.98 ₹2,657

335.70%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$123 ₹11.7K

1224.68%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$73.4 ₹6,967

1874.05%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$261 ₹24.8K

947.12%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$172 ₹16.4K

1136.19%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$985 ₹93.6K

732.89%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$523 ₹49.7K

1207.03%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$282 ₹26.8K

1147.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

8.86

-49.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for the Andaman Islands: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Andaman Islands

$73 20.2% 94.9% $1.4K

Groceries & Markets

Toronto

$343 13.1%

Andaman Islands

$105 28.9% 69.4% $238

Eating Out

Toronto

$283 10.9%

Andaman Islands

$59 16.4% 79% $224

Monthly Utilities & Internet

Toronto

$201 7.7%

Andaman Islands

$45 12.4% 77.7% $156

Clothing & Footwear

Toronto

$141 5.4%

Andaman Islands

$50 13.9% 64.3% $90

Getting Around

Toronto

$130 5%

Andaman Islands

$11 3% 91.6% $119

Sport & Entertainment

Toronto

$65 2.5%

Andaman Islands

$19 5.3% 70.2% $45

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $123 in the Andaman Islands. Housing cost is often the main lever when comparing two cities.

Toronto pays 1147% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Toronto vs $6.00 in the Andaman Islands for a mid-range dinner for two. Groceries echo the gap at $343 vs $105 per month, with the Andaman Islands cheaper across the board.

Good to know

🇨🇦 Toronto

🇮🇳 Andaman Islands

🕒 Local time

13:05 1:05 PM

22:35 10:35 PM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

343,125

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indian Rupee exchange rates as of October 22, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Andaman Islands 13,710 km ≈ 18 h nonstop flight

From you

Toronto
Andaman Islands

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Andaman Islands: Cost of Living - Frequently Asked Questions

Andaman Islands is cheaper overall, especially in groceries, eating out, and clothing. The 619% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1147% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,631 in Toronto versus $123 in the Andaman Islands. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in the Andaman Islands runs roughly 1341% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $832 in Toronto versus $47.89 in the Andaman Islands. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $363 in the Andaman Islands versus $2,610 in Toronto, a $1,500 budget is realistic in the Andaman Islands but tight or insufficient in Toronto. The gap between the two cities makes Andaman Islands the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Andaman Islands are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Andaman Islands gentler on the wallet – expenses run 619% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.