Last update: Oct 2026

Cost of Living Comparison Between Toronto and Amritsar

For one person, living is cheaper in Amritsar: $381 a month against $2,561 in Toronto, rent and utilities included – about $26,200 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
18

Cost of Living Index in Amritsar
Learn more

Amritsar Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Amritsar

🇮🇳 India

$381

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Amritsar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Amritsar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $381 in Amritsar.

Toronto $2,561
Amritsar $381

Estimated couple costs with rent: $3,694 in Toronto versus $591 in Amritsar.

Toronto $3,694
Amritsar $591

Monthly costs for a family of three with rent: $4,826 in Toronto versus $802 in Amritsar.

Toronto $4,826
Amritsar $802

Living in Toronto is roughly 573% more expensive than in Amritsar, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Amritsar is 72% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$2.04 ₹194

742.16%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$8.24 ₹782

821.97%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$3.35 ₹318

214.63%

Cappuccino

$4.02 CA$5.68

$1.97 ₹187

104.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.44 ₹41.39

381.82%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.20 ₹18.96

775.00%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$1.52 ₹145

310.53%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$3.17 ₹301

123.66%

Milk (1 liter)

$2.44 CA$3.45

$0.69 ₹65.3

253.62%

White Bread (500g)

$2.68 CA$3.78

$0.52 ₹48.95

415.38%

Rice (white) (1kg)

$2.24 CA$3.17

$0.86 ₹81.3

160.47%

Eggs

$3.56 CA$5.03

$0.84 ₹79.8

323.81%

Local Cheese (1kg)

$9.09 CA$12.85

$4.19 ₹398

116.95%

Chicken Fillets (1kg)

$11.33 CA$16.01

$2.94 ₹279

285.37%

Beef Round Steak (1kg)

$14.53 CA$20.55

Apples (1kg)

$3.62 CA$5.12

$1.66 ₹158

118.07%

Banana (1kg)

$1.21 CA$1.72

$0.71 ₹67.3

70.42%

Oranges (1kg)

$3.60 CA$5.09

$0.62 ₹58.5

480.65%

Tomato (1kg)

$4.21 CA$5.96

$0.47 ₹44.85

795.74%

Potato (1kg)

$1.79 CA$2.53

$0.28 ₹26.57

539.29%

Onion (1kg)

$1.59 CA$2.25

$0.33 ₹31.75

381.82%

Lettuce (1 head)

$2.27 CA$3.21

$0.29 ₹28.00

682.76%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.30 ₹28.49

316.67%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$4.93 ₹468

180.32%

Wine (Bottle)

$14.27 CA$20.18

$11.53 ₹1,095

23.76%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.66 ₹158

32.53%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.71 ₹258

-10.33%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.55 ₹527

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.39 ₹36.80

512.82%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$21.28 ₹2,021

421.29%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.02 ₹97.2

185.29%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.22 ₹20.90

445.45%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$1.59 ₹151

1244.65%

Gasoline (1 liter)

$1.21 CA$1.71

$1.12 ₹106

8.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$12.3K ₹1.2M

129.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$25.4K ₹2.4M

-20.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$38.33 ₹3,640

213.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$3.06 ₹291

954.25%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$6.51 ₹618

636.25%

Gym Membership (Monthly)

$38.48 CA$54.4

$29.96 ₹2,845

28.44%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$5.13 ₹487

347.56%

Cinema Ticket

$12.38 CA$17.50

$3.11 ₹295

298.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$38.96 ₹3,700

2030.26%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$583 ₹55.3K

3863.56%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$27.61 ₹2,622

83.67%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$24.41 ₹2,318

63.95%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$55.0 ₹5,224

78.09%

Men's Leather Business Shoes

$121 CA$171

$43.21 ₹4,103

179.22%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$62.0 ₹5,891

2466.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$30.97 ₹2,941

4453.92%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$113 ₹10.7K

2264.75%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$79.9 ₹7,584

2593.85%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$808 ₹76.8K

882.74%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$634 ₹60.2K

931.64%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$709 ₹67.3K

426.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

-44.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Amritsar: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Amritsar

$31 8.1% 97.8% $1.4K

Groceries & Markets

Toronto

$340 13.3%

Amritsar

$106 28% 68.7% $233

Eating Out

Toronto

$278 10.9%

Amritsar

$67 17.5% 76.1% $212

Monthly Utilities & Internet

Toronto

$201 7.8%

Amritsar

$48 12.6% 76.1% $153

Clothing & Footwear

Toronto

$139 5.4%

Amritsar

$68 17.8% 51.4% $72

Getting Around

Toronto

$129 5.1%

Amritsar

$25 6.6% 80.7% $104

Sport & Entertainment

Toronto

$63 2.5%

Amritsar

$36 9.5% 42.8% $27

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $62.0 in Amritsar. Housing cost is often the main lever when comparing two cities.

Toronto pays 426% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $8.00 in Amritsar for a mid-range dinner for two. Groceries echo the gap at $340 vs $107 per month, with Amritsar cheaper across the board.

Good to know

🇨🇦 Toronto

🇮🇳 Amritsar

🕒 Local time

15:55 3:55 PM

01:25 1:25 AM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

1,132,761

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Amritsar 11,240 km ≈ 15 h nonstop flight

From you

Toronto
Amritsar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Amritsar: Cost of Living - Frequently Asked Questions

Amritsar wins on cost – living expenses run 573% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Amritsar the obvious pick if budget is a priority.

Average pay runs 426% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $62.0 in Amritsar. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Amritsar – a meal for two runs $8.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,561 per month in Toronto versus $381 in Amritsar – a 573% gap that adds up to real savings over time for anyone picking the cheaper option.

At $381 in Amritsar versus $2,561 in Toronto, a $1,000 budget is realistic in Amritsar but tight or insufficient in Toronto. The gap between the two cities makes Amritsar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Amritsar gentler on the wallet – expenses run 573% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.