Last update: Oct 2026

Cost of Living Comparison Between Toronto and Agra

For one person, living is cheaper in Agra: $399 a month against $2,561 in Toronto, rent and utilities included – about $25,900 less a year. Rent and utilities account for most of the difference.

Toronto
🇨🇦 Canada
$2,561
/mo nomad
Agra
🇮🇳 India
$399
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in Agra

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Agra actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $399 in Agra.

  • Toronto $2,561
  • Agra $399

Estimated couple costs with rent: $3,694 in Toronto versus $610 in Agra.

  • Toronto $3,694
  • Agra $610

Monthly costs for a family of three with rent: $4,826 in Toronto versus $820 in Agra.

  • Toronto $4,826
  • Agra $820

Living in Toronto is roughly 541% more expensive than in Agra, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Agra is 70% below.

Currency
🍽 Eating Out
Toronto
Agra
Difference
Meal at Budget Restaurant
$17.18 CA$24.29
$3.13 ₹297
448.88%
Three-Course Dinner for Two, Mid-Range
$76.0 CA$107
$15.77 ₹1,497
381.74%
Fast Food Meal (McDonalds, etc)
$10.54 CA$14.89
$3.73 ₹354
182.57%
Cappuccino
$4.02 CA$5.68
$2.00 ₹190
101.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.12 CA$3.00
$0.45 ₹42.31
371.11%
Water (0.33 liter bottle)
$1.75 CA$2.48
$0.14 ₹13.10
1150.00%
Local Beer (0.5 liter draught)
$6.24 CA$8.83
$2.06 ₹196
202.91%
Imported Beer (0.33 liter bottle)
$7.09 CA$10.02
$2.56 ₹243
176.95%
🛒 Groceries & Markets
Toronto
Agra
Difference
Milk (1 liter)
$2.44 CA$3.45
$0.76 ₹72.3
221.05%
White Bread (500g)
$2.68 CA$3.78
$0.53 ₹50.3
405.66%
Rice (white) (1kg)
$2.24 CA$3.17
$0.78 ₹74.5
187.18%
Eggs
$3.56 CA$5.03
$1.09 ₹103
226.61%
Local Cheese (1kg)
$9.09 CA$12.85
$3.42 ₹325
165.79%
Chicken Fillets (1kg)
$11.33 CA$16.01
$4.34 ₹412
161.06%
Beef Round Steak (1kg)
$14.53 CA$20.55
-
-
Apples (1kg)
$3.62 CA$5.12
$1.55 ₹147
133.55%
Banana (1kg)
$1.21 CA$1.72
$0.58 ₹55.2
108.62%
Oranges (1kg)
$3.60 CA$5.09
$0.83 ₹78.5
333.73%
Tomato (1kg)
$4.21 CA$5.96
$0.82 ₹77.4
413.41%
Potato (1kg)
$1.79 CA$2.53
$0.36 ₹34.16
397.22%
Onion (1kg)
$1.59 CA$2.25
$0.47 ₹44.60
238.30%
Lettuce (1 head)
$2.27 CA$3.21
$0.77 ₹72.9
194.81%
Water (1.5 liter bottle)
$1.25 CA$1.77
$0.30 ₹28.85
316.67%
Cigarettes 20 Pack (Marlboro, Camel)
$13.82 CA$19.53
$4.88 ₹464
183.20%
Wine (Bottle)
$14.27 CA$20.18
$7.30 ₹693
95.48%
Local Beer (0.5 liter bottle)
$2.20 CA$3.10
$1.36 ₹129
61.76%
Imported Beer (0.33 liter bottle)
$2.43 CA$3.44
$2.55 ₹242
-4.71%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$7.20 ₹684
-
🚌 Getting Around
Toronto
Agra
Difference
One-way Ticket (Public Transport)
$2.39 CA$3.38
$0.30 ₹28.41
696.67%
Public Transport Monthly Pass (Regular Price)
$111 CA$157
$15.91 ₹1,511
597.23%
Taxi Start (Normal Tariff)
$2.91 CA$4.12
$0.32 ₹30.74
809.38%
Taxi (Normal Tariff) (1km)
$1.20 CA$1.69
$0.20 ₹18.95
500.00%
Taxi 1hour Waiting (Normal Tariff)
$21.38 CA$30.23
$1.27 ₹120
1583.46%
Gasoline (1 liter)
$1.21 CA$1.71
$1.12 ₹106
8.04%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2K CA$39.8K
$10.5K ₹994.3K
169.08%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K CA$28.6K
$18.9K ₹1.8M
7.14%
🧾 Monthly Utilities & Internet
Toronto
Agra
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$170
$52.6 ₹4,992
128.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.26 CA$45.60
$3.40 ₹323
848.82%
Internet (50+ Mbps, Unlimited Data)
$47.93 CA$67.8
$6.54 ₹621
632.87%
🎉 Sport & Entertainment
Toronto
Agra
Difference
Gym Membership (Monthly)
$38.48 CA$54.4
$17.27 ₹1,640
122.81%
Tennis Court (1 Hour on Weekend)
$22.96 CA$32.46
$12.88 ₹1,223
78.26%
Cinema Ticket
$12.38 CA$17.50
$3.06 ₹290
304.58%
🧸 Childcare & Education
Toronto
Agra
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$830 CA$1,173
$34.62 ₹3,288
2297.31%
International Primary School, 1 Child (Yearly)
$23.1K CA$32.6K
$1,159 ₹110.0K
1892.97%
👕👟 Clothing & Footwear
Toronto
Agra
Difference
Jeans (Levis 501 Or Similar)
$50.7 CA$71.7
$33.12 ₹3,145
53.11%
Summer Dress (H&M, Zara, etc)
$40.02 CA$56.6
$19.92 ₹1,892
100.90%
Sport Shoes (Adidas, Nike)
$98.0 CA$139
$50.1 ₹4,762
95.39%
Men's Leather Business Shoes
$121 CA$171
$28.43 ₹2,699
324.38%
🏠 Accommodation & Living
Toronto
Agra
Difference
1-bedroom Apartment, City Center (Monthly)
$1,592 CA$2,251
$119 ₹11.3K
1234.86%
1-bedroom Apartment, Outside City Center (Monthly)
$1,410 CA$1,994
$51.4 ₹4,883
2642.80%
3-bedroom Apartment, City Center (Monthly)
$2,670 CA$3,775
$183 ₹17.4K
1355.30%
3-bedroom Apartment, Outside City Center (Monthly)
$2,152 CA$3,042
$62.8 ₹5,962
3327.17%
Buy Apartment in City Center (m2)
$7,945 CA$11.2K
$1,026 ₹97.4K
674.31%
Buy Apartment Outside City Center (m2)
$6,542 CA$9,249
$165 ₹15.7K
3864.27%
💵 Salaries & Financials
Toronto
Agra
Difference
Average Monthly Net Salary (After Tax)
$3,727 CA$5,269
$288 ₹27.4K
1193.41%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
8.33
-46.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Agra: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Agra
$51 96.4% $1.4K
Groceries & Markets
Toronto
$340
Agra
$106 68.7% $234
Eating Out
Toronto
$278
Agra
$78 72% $200
Monthly Utilities & Internet
Toronto
$201
Agra
$63 68.8% $138
Clothing & Footwear
Toronto
$139
Agra
$59 57.5% $80
Getting Around
Toronto
$129
Agra
$18 85.8% $111
Sport & Entertainment
Toronto
$63
Agra
$23 63% $40

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $119 in Agra. Housing cost is often the main lever when comparing two cities.

Toronto pays 1193% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $16.00 in Agra for a mid-range dinner for two. Groceries echo the gap at $340 vs $106 per month, with Agra cheaper across the board.

Good to know
🇨🇦 Toronto
🇮🇳 Agra
🕒 Local time
21:59 9:59 PM
07:29 7:29 AM
9 h 30 min ahead of Toronto
🌤 Weather
👥 Population
2,731,571
1,500,000
💱 Currency
Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

On the map
Between locations
  • Toronto Agra 11,810 km ≈ 15 h nonstop flight
From you
  • Toronto
  • Agra

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Agra: Cost of Living - Frequently Asked Questions
Which city is more expensive, Toronto or Agra?
Agra wins on cost – living expenses run 541% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Agra the obvious pick if budget is a priority.
Are salaries higher in Toronto or in Agra?
Average pay runs 1193% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Toronto compared to Agra?
Rent for a central apartment: $1,592 in Toronto versus $119 in Agra. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Toronto or in Agra?
Supermarket bills run roughly 220% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Toronto and in Agra?
Dining out is cheaper in Agra – a meal for two runs $16.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Toronto or in Agra?
At $399 in Agra versus $2,561 in Toronto, a $1,000 budget is realistic in Agra but tight or insufficient in Toronto. The gap between the two cities makes Agra the clear choice for anyone on this budget.
Which city is better for digital nomads, Toronto or Agra?
Both work as nomad bases, but Agra delivers better value – similar infrastructure at $399 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Agra hard to pass up.
Which city is more affordable for expats?
Expats usually find Agra gentler on the wallet – expenses run 541% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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