Cost of Living Comparison Between Toms River, NJ and Ubud, Bali Cost of Living Comparison Between Toms River, NJ and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,778 in Toms River, NJ versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $4,295 in Toms River, NJ versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,812 in Toms River, NJ versus $3,694 in Ubud, Bali.

Living in Toms River, NJ is roughly 98% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Toms River, NJ 107% above, Ubud, Bali 4% above.

Meal at Budget Restaurant

$18.21 $18.21

$3.57 Rp 64.0K

410.08%

Three-Course Dinner for Two, Mid-Range

$81.0 $81.0

$32.50 Rp 582.3K

149.20%

Fast Food Meal (McDonalds, etc)

$11.45 $11.45

$4.86 Rp 87.1K

135.60%

Cappuccino

$4.77 $4.77

$2.75 Rp 49.2K

73.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.38 $2.38

$1.32 Rp 23.7K

80.30%

Water (0.33 liter bottle)

$1.34 $1.34

$0.70 Rp 12.6K

91.43%

Local Beer (0.5 liter draught)

$4.97 $4.97

$2.91 Rp 52.2K

70.79%

Imported Beer (0.33 liter bottle)

$6.69 $6.69

$3.79 Rp 68.0K

76.52%

Milk (1 liter)

$1.34 $1.34

$1.71 Rp 30.6K

-21.64%

White Bread (500g)

$5.24 $5.24

$2.47 Rp 44.3K

112.15%

Rice (white) (1kg)

$2.38 $2.38

$1.20 Rp 21.5K

98.33%

Eggs

$4.63 $4.63

$2.44 Rp 43.8K

89.75%

Local Cheese (1kg)

$17.20 $17.20

$14.38 Rp 257.7K

19.61%

Chicken Fillets (1kg)

$16.33 $16.33

$4.31 Rp 77.1K

278.89%

Beef Round Steak (1kg)

$16.26 $16.26

$12.21 Rp 218.7K

33.17%

Apples (1kg)

$5.81 $5.81

$3.68 Rp 66.0K

57.88%

Banana (1kg)

$1.30 $1.30

$1.55 Rp 27.8K

-16.13%

Oranges (1kg)

$5.13 $5.13

$2.79 Rp 49.9K

83.87%

Tomato (1kg)

$6.46 $6.46

$2.33 Rp 41.8K

177.25%

Potato (1kg)

$1.49 $1.49

$1.97 Rp 35.3K

-24.37%

Onion (1kg)

$2.82 $2.82

$2.31 Rp 41.4K

22.08%

Lettuce (1 head)

$2.55 $2.55

$1.06 Rp 19.1K

140.57%

Water (1.5 liter bottle)

$2.02 $2.02

$0.73 Rp 13.1K

176.71%

Cigarettes 20 Pack (Marlboro, Camel)

$10.01 $10.01

$3.28 Rp 58.8K

205.18%

Wine (Bottle)

$10.16 $10.16

$22.79 Rp 408.4K

-55.42%

Local Beer (0.5 liter bottle)

$3.02 $3.02

$2.81 Rp 50.3K

7.47%

Imported Beer (0.33 liter bottle)

$3.71 $3.71

$2.78 Rp 49.9K

33.45%

One-way Ticket (Public Transport)

$2.02 $2.02

$0.29 Rp 5,217

596.55%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$4.94 $4.94

$0.45 Rp 8,047

997.78%

Taxi (Normal Tariff) (1km)

$2.18 $2.18

$0.45 Rp 8,094

384.44%

Taxi 1hour Waiting (Normal Tariff)

$41.47 $41.47

$6.24 Rp 111.7K

564.58%

Gasoline (1 liter)

$0.80 $0.80

$0.85 Rp 15.2K

-5.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.2K $35.2K

$26.0K Rp 465.4M

35.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.0K $28.0K

$31.7K Rp 567.2M

-11.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 $183

$80.8 Rp 1.4M

126.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.62 $29.62

$4.06 Rp 72.7K

629.56%

Internet (50+ Mbps, Unlimited Data)

$63.5 $63.5

$24.42 Rp 437.6K

160.03%

Gym Membership (Monthly)

$30.21 $30.21

$97.7 Rp 1.7M

-69.07%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$14.28 $14.28

$4.04 Rp 72.4K

253.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,219 $3,219

$304 Rp 5.4M

958.89%

International Primary School, 1 Child (Yearly)

$57.5K $57.5K

$6,621 Rp 118.6M

769.01%

Jeans (Levis 501 Or Similar)

$67.5 $67.5

$54.2 Rp 971.7K

24.45%

Summer Dress (H&M, Zara, etc)

$47.42 $47.42

$38.78 Rp 694.7K

22.28%

Sport Shoes (Adidas, Nike)

$114 $114

$86.1 Rp 1.5M

32.39%

Men's Leather Business Shoes

$173 $173

$76.7 Rp 1.4M

125.08%

1-bedroom Apartment, City Center (Monthly)

$1,620 $1,620

$986 Rp 17.7M

64.37%

1-bedroom Apartment, Outside City Center (Monthly)

$1,479 $1,479

$658 Rp 11.8M

124.82%

3-bedroom Apartment, City Center (Monthly)

$2,823 $2,823

$3,369 Rp 60.4M

-16.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,780 $2,780

$2,066 Rp 37.0M

34.57%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$4,897 $4,897

$163 Rp 2.9M

2896.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

13.28

-51.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toms River, NJ: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,620 in Toms River, NJ and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Toms River, NJ pays 2897% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $81.0 in Toms River, NJ vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $453 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toms River, NJ vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 98% gap adds up to real monthly savings that compound significantly over time.

Toms River, NJ pays 2897% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,620 in Toms River, NJ versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 53% higher in Toms River, NJ. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,778 per month in Toms River, NJ versus $1,404 in Ubud, Bali – a 98% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,404 in Ubud, Bali versus $2,778 in Toms River, NJ, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Toms River, NJ. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Toms River, NJ, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Toms River, NJ and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 98% less than in Toms River, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.