Cost of Living Comparison Between Toms River, NJ and Ubud, Bali Cost of Living Comparison Between Toms River, NJ and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,797 in Toms River, NJ versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $4,301 in Toms River, NJ versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,805 in Toms River, NJ versus $3,732 in Ubud, Bali.

Living in Toms River, NJ is roughly 94% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Toms River, NJ 109% above, Ubud, Bali 7% above.

Meal at Budget Restaurant

$18.48 $18.48

$3.57 Rp 61.9K

417.65%

Three-Course Dinner for Two, Mid-Range

$79.7 $79.7

$32.58 Rp 564.7K

144.57%

Fast Food Meal (McDonalds, etc)

$11.09 $11.09

$5.07 Rp 87.8K

118.74%

Cappuccino

$4.85 $4.85

$2.83 Rp 49.0K

71.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.37 $2.37

$1.34 Rp 23.2K

76.87%

Water (0.33 liter bottle)

$1.33 $1.33

$0.69 Rp 12.0K

92.75%

Local Beer (0.5 liter draught)

$5.08 $5.08

$2.99 Rp 51.8K

69.90%

Imported Beer (0.33 liter bottle)

$6.46 $6.46

$3.85 Rp 66.7K

67.79%

Milk (1 liter)

$1.33 $1.33

$1.74 Rp 30.2K

-23.56%

White Bread (500g)

$5.00 $5.00

$2.54 Rp 44.0K

96.85%

Rice (white) (1kg)

$2.39 $2.39

$1.19 Rp 20.6K

100.84%

Eggs

$4.72 $4.72

$2.43 Rp 42.0K

94.24%

Local Cheese (1kg)

$17.25 $17.25

$14.66 Rp 254.1K

17.67%

Chicken Fillets (1kg)

$16.58 $16.58

$4.18 Rp 72.4K

296.65%

Beef Round Steak (1kg)

$16.68 $16.68

$11.94 Rp 206.9K

39.70%

Apples (1kg)

$5.85 $5.85

$3.69 Rp 63.9K

58.54%

Banana (1kg)

$1.29 $1.29

$1.61 Rp 27.8K

-19.88%

Oranges (1kg)

$5.26 $5.26

$2.69 Rp 46.5K

95.54%

Tomato (1kg)

$6.53 $6.53

$2.33 Rp 40.4K

180.26%

Potato (1kg)

$1.50 $1.50

$1.91 Rp 33.0K

-21.47%

Onion (1kg)

$2.82 $2.82

$2.19 Rp 37.9K

28.77%

Lettuce (1 head)

$2.42 $2.42

$1.06 Rp 18.3K

128.30%

Water (1.5 liter bottle)

$2.04 $2.04

$0.72 Rp 12.5K

183.33%

Cigarettes 20 Pack (Marlboro, Camel)

$9.85 $9.85

$3.13 Rp 54.3K

214.70%

Wine (Bottle)

$9.95 $9.95

$23.49 Rp 407.1K

-57.64%

Local Beer (0.5 liter bottle)

$3.00 $3.00

$2.74 Rp 47.5K

9.49%

Imported Beer (0.33 liter bottle)

$3.68 $3.68

$2.88 Rp 49.9K

27.78%

One-way Ticket (Public Transport)

$1.94 $1.94

$0.29 Rp 5,029

568.97%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$4.92 $4.92

$0.45 Rp 7,863

993.33%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$0.42 Rp 7,305

404.76%

Taxi 1hour Waiting (Normal Tariff)

$42.12 $42.12

$6.16 Rp 106.7K

583.77%

Gasoline (1 liter)

$0.80 $0.80

$0.84 Rp 14.6K

-4.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K $35.4K

$26.2K Rp 454.9M

34.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K $27.4K

$32.5K Rp 562.9M

-15.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$180 $180

$78.4 Rp 1.4M

129.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.09 $30.09

$3.95 Rp 68.5K

661.77%

Internet (50+ Mbps, Unlimited Data)

$62.3 $62.3

$24.40 Rp 423.0K

155.25%

Gym Membership (Monthly)

$29.93 $29.93

$96.5 Rp 1.7M

-69.00%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$14.22 $14.22

$4.04 Rp 70.0K

251.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,203 $3,203

$303 Rp 5.2M

958.52%

International Primary School, 1 Child (Yearly)

$57.1K $57.1K

$6,523 Rp 113.1M

775.33%

Jeans (Levis 501 Or Similar)

$65.7 $65.7

$53.8 Rp 933.1K

21.99%

Summer Dress (H&M, Zara, etc)

$48.83 $48.83

$37.98 Rp 658.3K

28.57%

Sport Shoes (Adidas, Nike)

$112 $112

$86.8 Rp 1.5M

28.80%

Men's Leather Business Shoes

$168 $168

$78.9 Rp 1.4M

112.66%

1-bedroom Apartment, City Center (Monthly)

$1,671 $1,671

$1,012 Rp 17.5M

65.13%

1-bedroom Apartment, Outside City Center (Monthly)

$1,496 $1,496

$674 Rp 11.7M

121.83%

3-bedroom Apartment, City Center (Monthly)

$2,801 $2,801

$3,390 Rp 58.8M

-17.38%

3-bedroom Apartment, Outside City Center (Monthly)

$2,817 $2,817

$2,098 Rp 36.4M

34.27%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$4,960 $4,960

$173 Rp 3.0M

2765.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

13.28

-51.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toms River, NJ: April 27, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,671 in Toms River, NJ and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Toms River, NJ pays 2765% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Toms River, NJ vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $454 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toms River, NJ vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 94% gap adds up to real monthly savings that compound significantly over time.

Toms River, NJ pays 2765% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,671 in Toms River, NJ versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 52% higher in Toms River, NJ. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,797 per month in Toms River, NJ versus $1,438 in Ubud, Bali – a 94% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,438 in Ubud, Bali versus $2,797 in Toms River, NJ, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Toms River, NJ. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Toms River, NJ, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Toms River, NJ and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 94% less than in Toms River, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.