Last update: Oct 2026

Cost of Living Comparison Between Toms River, NJ and Playa del Carmen

For one person, living is cheaper in Playa del Carmen: $1,204 a month against $2,884 in Toms River, NJ, rent and utilities included – about $20,200 less a year. Rent and utilities account for most of the difference.

Toms River, NJ, United States
Playa del Carmen, Mexico
Toms River, NJ
🇺🇸 United States
$2,884
/mo nomad
Playa del Carmen
🇲🇽 Mexico
$1,204
/mo nomad
Monthly Cost of Living

How much you'll spend in Toms River, NJ and in Playa del Carmen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toms River, NJ and in Playa del Carmen actually costs, broken down by who's living it.

A single person spends $2,884 per month in Toms River, NJ vs $1,204 in Playa del Carmen, rent included.

  • Toms River, NJ $2,884
  • Playa del Carmen $1,204

A couple spends around $4,311 per month in Toms River, NJ vs $2,082 in Playa del Carmen, rent included.

  • Toms River, NJ $4,311
  • Playa del Carmen $2,082

A family of three spends $5,738 per month in Toms River, NJ vs $2,959 in Playa del Carmen, rent included.

  • Toms River, NJ $5,738
  • Playa del Carmen $2,959

Toms River, NJ costs about 139% more than Playa del Carmen, and outside of rent the biggest gap is in groceries.

Toms River, NJ sits 112% above the global median, while Playa del Carmen is 12% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Toms River, NJ
Playa del Carmen
Difference
Meal at Budget Restaurant
$19.87 $19.87
$10.92 MX$204
81.96%
Three-Course Dinner for Two, Mid-Range
$74.2 $74.2
$43.37 MX$808
71.13%
Fast Food Meal (McDonalds, etc)
$12.05 $12.05
$11.78 MX$220
2.29%
Cappuccino
$5.53 $5.53
$3.81 MX$71.0
45.14%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.57 $2.57
$1.28 MX$23.90
100.78%
Water (0.33 liter bottle)
$1.86 $1.86
$0.78 MX$14.59
138.46%
Local Beer (0.5 liter draught)
$5.03 $5.03
$3.17 MX$59.0
58.68%
Imported Beer (0.33 liter bottle)
$6.89 $6.89
$4.93 MX$92.0
39.76%
🛒 Groceries & Markets
Toms River, NJ
Playa del Carmen
Difference
Milk (1 liter)
$1.41 $1.41
$1.41 MX$26.22
-
White Bread (500g)
$4.61 $4.61
$2.22 MX$41.33
107.66%
Rice (white) (1kg)
$2.42 $2.42
$1.42 MX$26.42
70.42%
Eggs
$4.61 $4.61
$2.52 MX$47.03
82.94%
Local Cheese (1kg)
$16.29 $16.29
$7.26 MX$135
124.38%
Chicken Fillets (1kg)
$16.95 $16.95
$7.70 MX$143
120.13%
Beef Round Steak (1kg)
$16.81 $16.81
$12.69 MX$237
32.47%
Apples (1kg)
$5.98 $5.98
$2.78 MX$51.9
115.11%
Banana (1kg)
$1.30 $1.30
$1.37 MX$25.50
-5.11%
Oranges (1kg)
$5.15 $5.15
$2.55 MX$47.55
101.96%
Tomato (1kg)
$5.92 $5.92
$2.12 MX$39.58
179.25%
Potato (1kg)
$1.58 $1.58
$1.94 MX$36.13
-18.56%
Onion (1kg)
$2.74 $2.74
$1.89 MX$35.16
44.97%
Lettuce (1 head)
$2.53 $2.53
$1.15 MX$21.37
120.00%
Water (1.5 liter bottle)
$1.94 $1.94
$1.18 MX$21.98
64.41%
Cigarettes 20 Pack (Marlboro, Camel)
$9.84 $9.84
$4.30 MX$80.1
128.84%
Wine (Bottle)
$10.09 $10.09
$9.95 MX$185
1.41%
Local Beer (0.5 liter bottle)
$2.80 $2.80
$1.58 MX$29.52
77.22%
Imported Beer (0.33 liter bottle)
$3.42 $3.42
$2.67 MX$49.79
28.09%
🚌 Getting Around
Toms River, NJ
Playa del Carmen
Difference
One-way Ticket (Public Transport)
-
$0.55 MX$10.31
-
Public Transport Monthly Pass (Regular Price)
-
$26.62 MX$496
-
Taxi Start (Normal Tariff)
$2.99 $2.99
$4.97 MX$92.6
-39.84%
Taxi (Normal Tariff) (1km)
$2.13 $2.13
$3.33 MX$62.1
-36.04%
Taxi 1hour Waiting (Normal Tariff)
$41.41 $41.41
$5.36 MX$99.8
672.57%
Gasoline (1 liter)
$0.92 $0.92
$1.44 MX$26.92
-36.11%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.8K $30.8K
$20.7K MX$385.2K
48.86%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$23.5K MX$437.4K
11.69%
🧾 Monthly Utilities & Internet
Toms River, NJ
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$243 $243
$84.8 MX$1,581
186.04%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.24 $37.24
$23.41 MX$436
59.08%
Internet (50+ Mbps, Unlimited Data)
$62.0 $62.0
$28.66 MX$534
116.19%
🎉 Sport & Entertainment
Toms River, NJ
Playa del Carmen
Difference
Gym Membership (Monthly)
$30.15 $30.15
$57.1 MX$1,063
-47.15%
Tennis Court (1 Hour on Weekend)
-
$28.91 MX$539
-
Cinema Ticket
$17.15 $17.15
$5.14 MX$95.8
233.66%
🧸 Childcare & Education
Toms River, NJ
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,103 $3,103
$207 MX$3,851
1402.27%
International Primary School, 1 Child (Yearly)
$34.4K $34.4K
$3,927 MX$73.2K
775.90%
👕👟 Clothing & Footwear
Toms River, NJ
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$69.8 $69.8
$43.35 MX$808
60.90%
Summer Dress (H&M, Zara, etc)
$75.8 $75.8
$41.44 MX$772
82.89%
Sport Shoes (Adidas, Nike)
$120 $120
$74.2 MX$1,383
62.25%
Men's Leather Business Shoes
$121 $121
$89.3 MX$1,664
36.06%
🏠 Accommodation & Living
Toms River, NJ
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
$1,617 $1,617
$980 MX$18.3K
65.12%
1-bedroom Apartment, Outside City Center (Monthly)
$1,527 $1,527
$381 MX$7,099
300.93%
3-bedroom Apartment, City Center (Monthly)
$2,900 $2,900
$1,708 MX$31.8K
69.79%
3-bedroom Apartment, Outside City Center (Monthly)
$2,766 $2,766
$1,075 MX$20.0K
157.31%
Buy Apartment in City Center (m2)
-
$3,943 MX$73.5K
-
Buy Apartment Outside City Center (m2)
-
$6,158 MX$114.8K
-
💵 Salaries & Financials
Toms River, NJ
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
$5,268 $5,268
$735 MX$13.7K
617.22%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
11.45
-41.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toms River, NJ: October 24, 2026

Last update for Playa del Carmen: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toms River, NJ
$1.5K
Playa del Carmen
$381 75.1% $1.1K
Groceries & Markets
Toms River, NJ
$445
Playa del Carmen
$255 42.7% $190
Monthly Utilities & Internet
Toms River, NJ
$342
Playa del Carmen
$137 60% $205
Eating Out
Toms River, NJ
$318
Playa del Carmen
$202 36.4% $116
Clothing & Footwear
Toms River, NJ
$174
Playa del Carmen
$112 35.9% $63
Sport & Entertainment
Toms River, NJ
$64
Playa del Carmen
$67 4.5% $2.9
Getting Around
Toms River, NJ
$14 *
Playa del Carmen
$50 270% $37

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,617 in Toms River, NJ versus $980 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Toms River, NJ are about 7.2 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $74 in Toms River, NJ versus $43 in Playa del Carmen. Monthly groceries follow the same trend: $445 vs $255 – making Playa del Carmen the more affordable choice for daily food spending.

Good to know
🇺🇸 Toms River, NJ
🇲🇽 Playa del Carmen
🕒 Local time
18:17 6:17 PM
17:17 5:17 PM
1 h behind Toms River, NJ
🌤 Weather
👥 Population
95,438
149,923
💱 Currency
Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

Mexican Peso exchange rates as of October 28, 2026: 1 USD = 18.64 MXN (100 MXN = 5.36 USD). 1 EUR = 20.75 MXN (100 MXN = 4.82 EUR).

On the map
Between locations
  • Toms River, NJ Playa del Carmen 2,470 km ≈ 3 h 30 min nonstop flight
From you
  • Toms River, NJ
  • Playa del Carmen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toms River, NJ vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Toms River, NJ?
Yes – Toms River, NJ is pricier by about 139%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $4,326 per month in Toms River, NJ and $1,806 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Playa del Carmen, especially for central apartments: a one-bedroom in the center costs $980 there versus $1,617 in Toms River, NJ.
What are total monthly expenses in Toms River, NJ and in Playa del Carmen?
Monthly expenses with rent come to $2,884 in Toms River, NJ and $1,204 in Playa del Carmen. That makes Playa del Carmen about 58% cheaper.
Which city has cheaper kindergarten?
Kindergarten costs $3,103 per month in Toms River, NJ and $207 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Toms River, NJ or in Playa del Carmen?
A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,204, than in Toms River, NJ at $2,884. In Playa del Carmen it covers expenses comfortably, while in Toms River, NJ it requires careful planning or may not stretch far enough.
Is Toms River, NJ or Playa del Carmen more family-friendly?
Families tend to lean toward Playa del Carmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Playa del Carmen. If higher salaries or specific career opportunities are the priority, Toms River, NJ makes more sense. Both are solid long-term options with distinct trade-offs.

Toms River, NJ vs other spots: cost of living compared

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