Last update: Oct 2026

Cost of Living Comparison Between Toms River, NJ and Lisbon

For one person, living is cheaper in Lisbon: $2,210 a month against $2,884 in Toms River, NJ, rent and utilities included – about $8,100 less a year. Rent and utilities account for most of the difference.

138

Cost of Living Index in Toms River, NJ
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Toms River, NJ Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Toms River, NJ

🇺🇸 United States

$2,884

/mo nomad

Lisbon

🇵🇹 Portugal

$2,210

/mo nomad

Monthly Cost of Living

How much you'll spend in Toms River, NJ and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toms River, NJ and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,884 in Toms River, NJ versus $2,210 in Lisbon.

Toms River, NJ $2,884
Lisbon $2,210

Estimated couple costs with rent: $4,311 in Toms River, NJ versus $3,275 in Lisbon.

Toms River, NJ $4,311
Lisbon $3,275

Monthly costs for a family of three with rent: $5,738 in Toms River, NJ versus $4,341 in Lisbon.

Toms River, NJ $5,738
Lisbon $4,341

Living in Toms River, NJ is roughly 30% more expensive than in Lisbon, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Toms River, NJ 112% above, Lisbon 62% above.

Meal at Budget Restaurant

$19.87 $19.87

$16.65 €14.95

19.34%

Three-Course Dinner for Two, Mid-Range

$74.2 $74.2

$61.7 €55.5

20.21%

Fast Food Meal (McDonalds, etc)

$12.05 $12.05

$11.36 €10.20

6.07%

Cappuccino

$5.53 $5.53

$2.97 €2.67

86.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.57 $2.57

$2.29 €2.06

12.23%

Water (0.33 liter bottle)

$1.86 $1.86

$1.74 €1.56

6.90%

Local Beer (0.5 liter draught)

$5.03 $5.03

$3.40 €3.06

47.94%

Imported Beer (0.33 liter bottle)

$6.89 $6.89

$3.31 €2.97

108.16%

Milk (1 liter)

$1.41 $1.41

$1.16 €1.04

21.55%

White Bread (500g)

$4.61 $4.61

$1.91 €1.72

141.36%

Rice (white) (1kg)

$2.42 $2.42

$1.51 €1.36

60.26%

Eggs

$4.61 $4.61

$4.02 €3.61

14.68%

Local Cheese (1kg)

$16.29 $16.29

$12.94 €11.62

25.89%

Chicken Fillets (1kg)

$16.95 $16.95

$7.77 €6.98

118.15%

Beef Round Steak (1kg)

$16.81 $16.81

$17.76 €15.95

-5.35%

Apples (1kg)

$5.98 $5.98

$2.30 €2.07

160.00%

Banana (1kg)

$1.30 $1.30

$1.73 €1.56

-24.86%

Oranges (1kg)

$5.15 $5.15

$1.86 €1.67

176.88%

Tomato (1kg)

$5.92 $5.92

$2.59 €2.33

128.57%

Potato (1kg)

$1.58 $1.58

$1.82 €1.64

-13.19%

Onion (1kg)

$2.74 $2.74

$1.97 €1.77

39.09%

Lettuce (1 head)

$2.53 $2.53

$1.47 €1.32

72.11%

Water (1.5 liter bottle)

$1.94 $1.94

$0.72 €0.65

169.44%

Cigarettes 20 Pack (Marlboro, Camel)

$9.84 $9.84

$6.58 €5.91

49.54%

Wine (Bottle)

$10.09 $10.09

$5.61 €5.04

79.86%

Local Beer (0.5 liter bottle)

$2.80 $2.80

$1.36 €1.22

105.88%

Imported Beer (0.33 liter bottle)

$3.42 $3.42

$2.14 €1.92

59.81%

One-way Ticket (Public Transport)

$2.33 €2.10

Public Transport Monthly Pass (Regular Price)

$44.68 €40.14

Taxi Start (Normal Tariff)

$2.99 $2.99

$3.85 €3.46

-22.34%

Taxi (Normal Tariff) (1km)

$2.13 $2.13

$1.07 €0.96

99.07%

Taxi 1hour Waiting (Normal Tariff)

$41.41 $41.41

$16.46 €14.79

151.58%

Gasoline (1 liter)

$0.92 $0.92

$2.20 €1.98

-58.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K $30.8K

$34.2K €30.7K

-10.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$38.7K €34.8K

-32.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$243 $243

$161 €145

50.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.24 $37.24

$18.41 €16.54

102.28%

Internet (50+ Mbps, Unlimited Data)

$62.0 $62.0

$32.74 €29.41

89.25%

Gym Membership (Monthly)

$30.15 $30.15

$44.55 €40.02

-32.32%

Tennis Court (1 Hour on Weekend)

$19.10 €17.16

Cinema Ticket

$17.15 $17.15

$9.60 €8.62

78.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,103 $3,103

$668 €600

364.76%

International Primary School, 1 Child (Yearly)

$34.4K $34.4K

$17.6K €15.8K

95.29%

Jeans (Levis 501 Or Similar)

$69.8 $69.8

$102 €91.6

-31.63%

Summer Dress (H&M, Zara, etc)

$75.8 $75.8

$44.46 €39.94

70.47%

Sport Shoes (Adidas, Nike)

$120 $120

$98.5 €88.5

22.21%

Men's Leather Business Shoes

$121 $121

$124 €111

-1.81%

1-bedroom Apartment, City Center (Monthly)

$1,617 $1,617

$1,608 €1,445

0.57%

1-bedroom Apartment, Outside City Center (Monthly)

$1,527 $1,527

$1,190 €1,069

28.30%

3-bedroom Apartment, City Center (Monthly)

$2,900 $2,900

$2,812 €2,526

3.11%

3-bedroom Apartment, Outside City Center (Monthly)

$2,766 $2,766

$2,013 €1,808

37.41%

Buy Apartment in City Center (m2)

$7,839 €7,042

Buy Apartment Outside City Center (m2)

$4,576 €4,110

Average Monthly Net Salary (After Tax)

$5,268 $5,268

$1,575 €1,415

234.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

3.85

73.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toms River, NJ: October 24, 2026

Last update for Lisbon: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toms River, NJ

$1.5K 53%

Lisbon

$1.2K 53.8% 22.1% $337

Groceries & Markets

Toms River, NJ

$445 15.4%

Lisbon

$272 12.3% 38.8% $173

Monthly Utilities & Internet

Toms River, NJ

$342 11.9%

Lisbon

$212 9.6% 37.9% $129

Eating Out

Toms River, NJ

$318 11%

Lisbon

$243 11% 23.7% $76

Clothing & Footwear

Toms River, NJ

$174 6%

Lisbon

$166 7.5% 4.8% $8.4

Sport & Entertainment

Toms River, NJ

$64 2.2%

Lisbon

$64 2.9% 1.1% $0.7

Getting Around

Toms River, NJ

$14 * 0.5%

Lisbon

$63 2.9% 364% $50

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,617 in Toms River, NJ and $1,608 in Lisbon. Housing cost is often the main lever when comparing two cities.

Toms River, NJ pays about 3.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $74 in Toms River, NJ vs $62 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $445 vs $272 per month, with Lisbon cheaper across the board.

Good to know

🇺🇸 Toms River, NJ

🇵🇹 Lisbon

🕒 Local time

18:16 6:16 PM

22:16 10:16 PM

4 h ahead of Toms River, NJ

🌤 Weather

👥 Population

95,438

545,923 Capital

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.898 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

On the map

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Between locations

Toms River, NJ Lisbon 5,470 km ≈ 7 h nonstop flight

From you

Toms River, NJ
Lisbon

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toms River, NJ vs Lisbon: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,884 in Toms River, NJ and $2,210 in Lisbon, so Lisbon is about 23% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Toms River, NJ is about 3.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,617 in Toms River, NJ versus $1,608 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 63% higher in Toms River, NJ. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $2,884 per month in Toms River, NJ versus $2,210 in Lisbon – Lisbon is about 23% cheaper, which adds up to real savings over time.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toms River, NJ and Lisbon are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Lisbon wins on affordability, Toms River, NJ on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.