Last update: Oct 2026

Cost of Living Comparison Between Toms River, NJ and Chiang Mai

For one person, living is cheaper in Chiang Mai: $936 a month against $2,884 in Toms River, NJ, rent and utilities included – about $23,400 less a year. Rent and utilities account for most of the difference.

Toms River, NJ, United States
Chiang Mai, Thailand
Toms River, NJ
🇺🇸 United States
$2,884
/mo nomad
Chiang Mai
🇹🇭 Thailand
$936
/mo nomad
Monthly Cost of Living

How much you'll spend in Toms River, NJ and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toms River, NJ and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $2,884 per month in Toms River, NJ vs $936 in Chiang Mai, rent included.

  • Toms River, NJ $2,884
  • Chiang Mai $936

A couple spends around $4,311 per month in Toms River, NJ vs $1,457 in Chiang Mai, rent included.

  • Toms River, NJ $4,311
  • Chiang Mai $1,457

A family of three spends $5,738 per month in Toms River, NJ vs $1,979 in Chiang Mai, rent included.

  • Toms River, NJ $5,738
  • Chiang Mai $1,979

Toms River, NJ costs about 208% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Toms River, NJ sits 112% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Toms River, NJ
Chiang Mai
Difference
Meal at Budget Restaurant
$19.87 $19.87
$2.24 ฿75.7
787.05%
Three-Course Dinner for Two, Mid-Range
$74.2 $74.2
$19.00 ฿642
290.63%
Fast Food Meal (McDonalds, etc)
$12.05 $12.05
$5.55 ฿188
117.12%
Cappuccino
$5.53 $5.53
$1.67 ฿56.6
231.14%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.57 $2.57
$0.64 ฿21.56
301.56%
Water (0.33 liter bottle)
$1.86 $1.86
$0.31 ฿10.32
500.00%
Local Beer (0.5 liter draught)
$5.03 $5.03
$2.36 ฿79.6
113.14%
Imported Beer (0.33 liter bottle)
$6.89 $6.89
$3.66 ฿124
88.25%
🛒 Groceries & Markets
Toms River, NJ
Chiang Mai
Difference
Milk (1 liter)
$1.41 $1.41
$1.95 ฿65.8
-27.69%
White Bread (500g)
$4.61 $4.61
$1.44 ฿48.51
220.14%
Rice (white) (1kg)
$2.42 $2.42
$1.33 ฿45.07
81.95%
Eggs
$4.61 $4.61
$2.28 ฿77.1
102.19%
Local Cheese (1kg)
$16.29 $16.29
$16.45 ฿556
-0.97%
Chicken Fillets (1kg)
$16.95 $16.95
$2.78 ฿94.0
509.71%
Beef Round Steak (1kg)
$16.81 $16.81
$9.31 ฿314
80.56%
Apples (1kg)
$5.98 $5.98
$2.35 ฿79.5
154.47%
Banana (1kg)
$1.30 $1.30
$0.97 ฿32.82
34.02%
Oranges (1kg)
$5.15 $5.15
$1.60 ฿53.9
221.88%
Tomato (1kg)
$5.92 $5.92
$1.50 ฿50.7
294.67%
Potato (1kg)
$1.58 $1.58
$1.28 ฿43.15
23.44%
Onion (1kg)
$2.74 $2.74
$1.10 ฿37.22
149.09%
Lettuce (1 head)
$2.53 $2.53
$0.71 ฿23.84
256.34%
Water (1.5 liter bottle)
$1.94 $1.94
$0.49 ฿16.38
295.92%
Cigarettes 20 Pack (Marlboro, Camel)
$9.84 $9.84
$4.14 ฿140
137.68%
Wine (Bottle)
$10.09 $10.09
$17.52 ฿592
-42.41%
Local Beer (0.5 liter bottle)
$2.80 $2.80
$1.61 ฿54.5
73.91%
Imported Beer (0.33 liter bottle)
$3.42 $3.42
$2.78 ฿94.0
23.02%
🚌 Getting Around
Toms River, NJ
Chiang Mai
Difference
One-way Ticket (Public Transport)
-
$0.87 ฿29.33
-
Public Transport Monthly Pass (Regular Price)
-
$54.1 ฿1,827
-
Taxi Start (Normal Tariff)
$2.99 $2.99
$1.16 ฿39.08
157.76%
Taxi (Normal Tariff) (1km)
$2.13 $2.13
$0.53 ฿17.82
301.89%
Taxi 1hour Waiting (Normal Tariff)
$41.41 $41.41
$2.42 ฿81.8
1611.16%
Gasoline (1 liter)
$0.92 $0.92
$1.45 ฿48.93
-36.55%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.8K $30.8K
$21.1K ฿711.2K
46.08%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$26.9K ฿909.8K
-2.72%
🧾 Monthly Utilities & Internet
Toms River, NJ
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$243 $243
$62.2 ฿2,100
290.11%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.24 $37.24
$12.17 ฿411
206.00%
Internet (50+ Mbps, Unlimited Data)
$62.0 $62.0
$20.12 ฿680
207.95%
🎉 Sport & Entertainment
Toms River, NJ
Chiang Mai
Difference
Gym Membership (Monthly)
$30.15 $30.15
$37.31 ฿1,260
-19.19%
Tennis Court (1 Hour on Weekend)
-
$3.77 ฿127
-
Cinema Ticket
$17.15 $17.15
$6.49 ฿219
164.25%
🧸 Childcare & Education
Toms River, NJ
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,103 $3,103
$736 ฿24.9K
321.53%
International Primary School, 1 Child (Yearly)
$34.4K $34.4K
$14.8K ฿498.6K
132.99%
👕👟 Clothing & Footwear
Toms River, NJ
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$69.8 $69.8
$53.4 ฿1,802
30.69%
Summer Dress (H&M, Zara, etc)
$75.8 $75.8
$24.64 ฿832
207.59%
Sport Shoes (Adidas, Nike)
$120 $120
$91.5 ฿3,089
31.60%
Men's Leather Business Shoes
$121 $121
$71.9 ฿2,429
68.79%
🏠 Accommodation & Living
Toms River, NJ
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$1,617 $1,617
$482 ฿16.3K
235.39%
1-bedroom Apartment, Outside City Center (Monthly)
$1,527 $1,527
$309 ฿10.4K
394.24%
3-bedroom Apartment, City Center (Monthly)
$2,900 $2,900
$1,006 ฿34.0K
188.28%
3-bedroom Apartment, Outside City Center (Monthly)
$2,766 $2,766
$633 ฿21.4K
336.72%
Buy Apartment in City Center (m2)
-
$2,363 ฿79.8K
-
Buy Apartment Outside City Center (m2)
-
$1,589 ฿53.7K
-
💵 Salaries & Financials
Toms River, NJ
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$5,268 $5,268
$590 ฿19.9K
793.30%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
5.57
19.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toms River, NJ: October 24, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toms River, NJ
$1.5K
Chiang Mai
$309 79.8% $1.2K
Groceries & Markets
Toms River, NJ
$445
Chiang Mai
$234 47.3% $211
Monthly Utilities & Internet
Toms River, NJ
$342
Chiang Mai
$94 72.4% $247
Eating Out
Toms River, NJ
$318
Chiang Mai
$78 75.6% $241
Clothing & Footwear
Toms River, NJ
$174
Chiang Mai
$109 37.7% $66
Sport & Entertainment
Toms River, NJ
$64
Chiang Mai
$50 22% $14
Getting Around
Toms River, NJ
$14 *
Chiang Mai
$61 351% $48

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,617 in Toms River, NJ versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Toms River, NJ are about 8.9 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $74 in Toms River, NJ versus $19 in Chiang Mai. Monthly groceries follow the same trend: $445 vs $234 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇺🇸 Toms River, NJ
🇹🇭 Chiang Mai
🕒 Local time
18:17 6:17 PM
05:17 5:17 AM
11 h ahead of Toms River, NJ
🌤 Weather
👥 Population
95,438
127,240
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

THB, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.59 THB (100 THB = 2.66 EUR).

On the map
Between locations
  • Toms River, NJ Chiang Mai 13,450 km ≈ 17 h nonstop flight
From you
  • Toms River, NJ
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toms River, NJ vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Toms River, NJ or Chiang Mai?
Toms River, NJ costs about 208% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Toms River, NJ and in Chiang Mai?
For a comfortable life, plan on about $4,326 per month in Toms River, NJ and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Toms River, NJ or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $1,617 in Toms River, NJ.
How do dining costs compare in Toms River, NJ and in Chiang Mai?
A mid-range dinner for two costs $74 in Toms River, NJ and $19 in Chiang Mai. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Toms River, NJ or in Chiang Mai?
Groceries cost about 90% more in Toms River, NJ, though the gap depends on what you buy.
Can you live on $800/month in Toms River, NJ or in Chiang Mai?
$800 is a stretch for both – monthly costs hit $2,884 in Toms River, NJ and $936 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city is better for families?
Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Toms River, NJ compared to Chiang Mai?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Should I move to Toms River, NJ or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Toms River, NJ makes more sense. Both are solid long-term options with distinct trade-offs.

Toms River, NJ vs other spots: cost of living compared

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