Last update: Oct 2026

Cost of Living Comparison Between Thornton, CO and Chicago, IL

For one person, living is cheaper in Thornton, CO: $2,889 a month against $3,185 in Chicago, IL, rent and utilities included – about $3,600 less a year. Rent and utilities account for most of the difference.

141

Cost of Living Index in Thornton, CO
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Thornton, CO Living Index
153

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index

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Thornton, CO

🇺🇸 United States

$2,889

/mo nomad

Chicago, IL

🇺🇸 United States

$3,185

/mo nomad

Monthly Cost of Living

How much you'll spend in Thornton, CO and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Thornton, CO and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,889 per month in Thornton, CO vs $3,185 in Chicago, IL, rent included.

Thornton, CO $2,889
Chicago, IL $3,185

A couple spends around $3,964 per month in Thornton, CO vs $4,631 in Chicago, IL, rent included.

Thornton, CO $3,964
Chicago, IL $4,631

A family of three spends $5,039 per month in Thornton, CO vs $6,077 in Chicago, IL, rent included.

Thornton, CO $5,039
Chicago, IL $6,077

Thornton, CO is about 9% cheaper than Chicago, IL, and outside of rent the biggest gap is in transport.

Both Thornton, CO and Chicago, IL sit above the global median – Thornton, CO by 114%, Chicago, IL by 136%.

Meal at Budget Restaurant

$19.64 $19.64

$21.58 $21.58

-8.99%

Three-Course Dinner for Two, Mid-Range

$85.5 $85.5

$88.7 $88.7

-3.59%

Fast Food Meal (McDonalds, etc)

$12.80 $12.80

$13.20 $13.20

-3.03%

Cappuccino

$5.92 $5.92

$5.59 $5.59

5.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.90 $2.90

$2.63 $2.63

10.27%

Water (0.33 liter bottle)

$2.29 $2.29

$2.26 $2.26

1.33%

Local Beer (0.5 liter draught)

$6.83 $6.83

$7.11 $7.11

-3.94%

Imported Beer (0.33 liter bottle)

$8.07 $8.07

$9.23 $9.23

-12.57%

Milk (1 liter)

$1.08 $1.08

$1.28 $1.28

-15.62%

White Bread (500g)

$3.24 $3.24

$3.84 $3.84

-15.62%

Rice (white) (1kg)

$4.53 $4.53

$5.07 $5.07

-10.65%

Eggs

$5.08 $5.08

$4.84 $4.84

4.96%

Local Cheese (1kg)

$14.69 $14.69

$14.17 $14.17

3.67%

Chicken Fillets (1kg)

$13.39 $13.39

$14.61 $14.61

-8.35%

Beef Round Steak (1kg)

$19.71 $19.71

$18.76 $18.76

5.06%

Apples (1kg)

$5.01 $5.01

$5.19 $5.19

-3.47%

Banana (1kg)

$2.14 $2.14

$2.00 $2.00

7.00%

Oranges (1kg)

$4.35 $4.35

$4.00 $4.00

8.75%

Tomato (1kg)

$4.60 $4.60

$4.98 $4.98

-7.63%

Potato (1kg)

$2.57 $2.57

$2.79 $2.79

-7.89%

Onion (1kg)

$2.63 $2.63

$2.65 $2.65

-0.75%

Lettuce (1 head)

$2.27 $2.27

$2.13 $2.13

6.57%

Water (1.5 liter bottle)

$2.43 $2.43

$3.09 $3.09

-21.36%

Cigarettes 20 Pack (Marlboro, Camel)

$10.60 $10.60

$16.05 $16.05

-33.96%

Wine (Bottle)

$18.76 $18.76

$15.20 $15.20

23.42%

Local Beer (0.5 liter bottle)

$2.65 $2.65

$2.62 $2.62

1.15%

Imported Beer (0.33 liter bottle)

$4.54 $4.54

$3.46 $3.46

31.21%

One-way Ticket (Public Transport)

$2.47 $2.47

Public Transport Monthly Pass (Regular Price)

$75.1 $75.1

Taxi Start (Normal Tariff)

$3.59 $3.59

$3.21 $3.21

11.84%

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$1.39 $1.39

2.88%

Taxi 1hour Waiting (Normal Tariff)

$24.70 $24.70

$25.02 $25.02

-1.28%

Gasoline (1 liter)

$1.02 $1.02

$1.24 $1.24

-17.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K $25.0K

$37.2K $37.2K

-32.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$25.8K $25.8K

-0.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$167 $167

$192 $192

-12.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$77.4 $77.4

$67.8 $67.8

14.08%

Internet (50+ Mbps, Unlimited Data)

$88.0 $88.0

$60.9 $60.9

44.60%

Gym Membership (Monthly)

$55.8 $55.8

$53.6 $53.6

4.14%

Tennis Court (1 Hour on Weekend)

$10.06 $10.06

$27.90 $27.90

-63.94%

Cinema Ticket

$15.19 $15.19

$17.80 $17.80

-14.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,497 $1,497

$1,554 $1,554

-3.72%

International Primary School, 1 Child (Yearly)

$24.5K $24.5K

$31.4K $31.4K

-21.77%

Jeans (Levis 501 Or Similar)

$58.8 $58.8

$67.9 $67.9

-13.32%

Summer Dress (H&M, Zara, etc)

$40.09 $40.09

$50.8 $50.8

-21.02%

Sport Shoes (Adidas, Nike)

$81.5 $81.5

$101 $101

-19.64%

Men's Leather Business Shoes

$123 $123

$143 $143

-14.20%

1-bedroom Apartment, City Center (Monthly)

$1,734 $1,734

$2,383 $2,383

-27.26%

1-bedroom Apartment, Outside City Center (Monthly)

$1,544 $1,544

$1,712 $1,712

-9.81%

3-bedroom Apartment, City Center (Monthly)

$2,572 $2,572

$4,674 $4,674

-44.97%

3-bedroom Apartment, Outside City Center (Monthly)

$2,010 $2,010

$2,738 $2,738

-26.60%

Buy Apartment in City Center (m2)

$4,158 $4,158

Buy Apartment Outside City Center (m2)

$2,691 $2,691

Average Monthly Net Salary (After Tax)

$5,462 $5,462

$4,894 $4,894

11.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.72

6.77

-0.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Thornton, CO: October 11, 2026

Last update for Chicago, IL: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Thornton, CO

$1.5K 53.4%

Chicago, IL

$1.7K 53.8% 10.9% $168

Groceries & Markets

Thornton, CO

$441 15.3%

Chicago, IL

$451 14.2% 2.3% $10

Eating Out

Thornton, CO

$338 11.7%

Chicago, IL

$353 11.1% 4.5% $15

Monthly Utilities & Internet

Thornton, CO

$333 11.5%

Chicago, IL

$321 10.1% 3.5% $12

Clothing & Footwear

Thornton, CO

$137 4.7%

Chicago, IL

$164 5.1% 19.8% $27

Sport & Entertainment

Thornton, CO

$86 3%

Chicago, IL

$89 2.8% 3.5% $3

Getting Around

Thornton, CO

$11 * 0.4%

Chicago, IL

$95 3% 787% $84

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,734 in Thornton, CO versus $2,383 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Thornton, CO, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $85.0 in Thornton, CO versus $89.0 in Chicago, IL. Monthly groceries follow the same trend: $441 vs $451 – making Thornton, CO the more affordable choice for daily food spending.

Good to know

🇺🇸 Thornton, CO

🇺🇸 Chicago, IL

🕒 Local time

02:42 2:42 AM

03:42 3:42 AM

1 h ahead of Thornton, CO

🌤 Weather

👥 Population

139,478

2,746,388

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Thornton, CO Chicago, IL 1,470 km ≈ 2 h 15 min nonstop flight

From you

Thornton, CO
Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Thornton, CO vs Chicago, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,889 in Thornton, CO, $3,185 in Chicago, IL – roughly 10% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $4,333 per month in Thornton, CO and $4,777 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Thornton, CO, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $85.0 in Thornton, CO and $89.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 2% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,000 is a stretch for both – monthly costs hit $2,889 in Thornton, CO and $3,185 in Chicago, IL. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,889 in Thornton, CO to $3,185 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Thornton, CO. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.