Last update: Oct 2026

Cost of Living Comparison Between The Villages, FL and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,190 in The Villages, FL, rent and utilities included – about $10,000 less a year. Rent and utilities account for about half of the difference.

106

Cost of Living Index in The Villages, FL
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The Villages, FL Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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The Villages, FL

🇺🇸 United States

$2,190

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in The Villages, FL and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in The Villages, FL and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,190 per month in The Villages, FL vs $1,353 in Ubud, Bali, rent included.

The Villages, FL $2,190
Ubud, Bali $1,353

A couple spends around $3,452 per month in The Villages, FL vs $2,297 in Ubud, Bali, rent included.

The Villages, FL $3,452
Ubud, Bali $2,297

A family of three spends $4,714 per month in The Villages, FL vs $3,241 in Ubud, Bali, rent included.

The Villages, FL $4,714
Ubud, Bali $3,241

The Villages, FL costs about 62% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both The Villages, FL and Ubud, Bali sit above the global median – The Villages, FL by 62%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$12.08 $12.08

$3.23 Rp 58.1K

273.99%

Three-Course Dinner for Two, Mid-Range

$75.2 $75.2

$34.88 Rp 627.8K

115.60%

Fast Food Meal (McDonalds, etc)

$8.71 $8.71

$5.70 Rp 102.5K

52.81%

Cappuccino

$4.45 $4.45

$2.62 Rp 47.1K

69.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.57 $2.57

$1.72 Rp 31.0K

49.42%

Water (0.33 liter bottle)

$2.46 $2.46

$0.81 Rp 14.6K

203.70%

Local Beer (0.5 liter draught)

$4.97 $4.97

$2.65 Rp 47.7K

87.55%

Imported Beer (0.33 liter bottle)

$7.08 $7.08

$4.37 Rp 78.6K

62.01%

Milk (1 liter)

$1.02 $1.02

$1.57 Rp 28.3K

-35.03%

White Bread (500g)

$3.55 $3.55

$2.19 Rp 39.5K

62.10%

Rice (white) (1kg)

$4.31 $4.31

$1.18 Rp 21.2K

265.25%

Eggs

$4.26 $4.26

$2.16 Rp 38.8K

97.22%

Local Cheese (1kg)

$12.54 $12.54

$17.65 Rp 317.7K

-28.95%

Chicken Fillets (1kg)

$11.41 $11.41

$3.78 Rp 68.0K

201.85%

Beef Round Steak (1kg)

$17.25 $17.25

$11.95 Rp 215.1K

44.35%

Apples (1kg)

$4.90 $4.90

$3.60 Rp 64.8K

36.11%

Banana (1kg)

$1.29 $1.29

$1.59 Rp 28.6K

-18.87%

Oranges (1kg)

$4.38 $4.38

$2.31 Rp 41.6K

89.61%

Tomato (1kg)

$4.81 $4.81

$1.91 Rp 34.3K

151.83%

Potato (1kg)

$3.05 $3.05

$1.78 Rp 32.1K

71.35%

Onion (1kg)

$2.70 $2.70

$2.33 Rp 41.9K

15.88%

Lettuce (1 head)

$2.19 $2.19

$1.00 Rp 18.0K

119.00%

Water (1.5 liter bottle)

$2.41 $2.41

$0.53 Rp 9,509

354.72%

Cigarettes 20 Pack (Marlboro, Camel)

$10.05 $10.05

$2.29 Rp 41.1K

338.86%

Wine (Bottle)

$15.16 $15.16

$22.07 Rp 397.3K

-31.31%

Local Beer (0.5 liter bottle)

$2.16 $2.16

$2.35 Rp 42.2K

-8.09%

Imported Beer (0.33 liter bottle)

$3.65 $3.65

$2.98 Rp 53.6K

22.48%

One-way Ticket (Public Transport)

$1.91 $1.91

$0.23 Rp 4,112

730.43%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$3.08 $3.08

$0.47 Rp 8,466

555.32%

Taxi (Normal Tariff) (1km)

$1.85 $1.85

$0.43 Rp 7,737

330.23%

Taxi 1hour Waiting (Normal Tariff)

$26.49 $26.49

$5.47 Rp 98.4K

384.28%

Gasoline (1 liter)

$0.88 $0.88

$0.83 Rp 14.9K

6.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.4K $25.4K

$23.9K Rp 429.8M

6.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K $24.8K

$32.8K Rp 590.1M

-24.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$195 $195

$80.0 Rp 1.4M

144.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.2 $59.2

$6.56 Rp 118.1K

802.59%

Internet (50+ Mbps, Unlimited Data)

$69.8 $69.8

$18.60 Rp 334.8K

275.43%

Gym Membership (Monthly)

$41.22 $41.22

$54.1 Rp 974.1K

-23.84%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$13.72 $13.72

$4.25 Rp 76.5K

222.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,260 $1,260

$493 Rp 8.9M

155.80%

International Primary School, 1 Child (Yearly)

$22.3K $22.3K

$5,597 Rp 100.7M

298.66%

Jeans (Levis 501 Or Similar)

$53.9 $53.9

$45.58 Rp 820.4K

18.17%

Summer Dress (H&M, Zara, etc)

$41.33 $41.33

$34.96 Rp 629.4K

18.22%

Sport Shoes (Adidas, Nike)

$84.9 $84.9

$77.7 Rp 1.4M

9.19%

Men's Leather Business Shoes

$116 $116

$78.5 Rp 1.4M

47.57%

1-bedroom Apartment, City Center (Monthly)

$1,426 $1,426

$1,131 Rp 20.4M

26.04%

1-bedroom Apartment, Outside City Center (Monthly)

$1,008 $1,008

$673 Rp 12.1M

49.74%

3-bedroom Apartment, City Center (Monthly)

$2,785 $2,785

$3,613 Rp 65.0M

-22.90%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 $2,096

$1,702 Rp 30.6M

23.18%

Buy Apartment in City Center (m2)

$2,721 $2,721

$2,717 Rp 48.9M

0.12%

Buy Apartment Outside City Center (m2)

$2,336 $2,336

$2,241 Rp 40.3M

4.23%

Average Monthly Net Salary (After Tax)

$6,414 $6,414

$166 Rp 3.0M

3755.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.47

13.78

-53.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for The Villages, FL: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

The Villages, FL

$1K 46%

Ubud, Bali

$673 49.7% 33.2% $335

Groceries & Markets

The Villages, FL

$401 18.3%

Ubud, Bali

$287 21.2% 28.3% $114

Monthly Utilities & Internet

The Villages, FL

$325 14.8%

Ubud, Bali

$105 7.8% 67.6% $219

Eating Out

The Villages, FL

$235 10.7%

Ubud, Bali

$106 7.9% 54.8% $129

Clothing & Footwear

The Villages, FL

$133 6.1%

Ubud, Bali

$107 7.9% 20% $27

Sport & Entertainment

The Villages, FL

$69 3.1%

Ubud, Bali

$63 4.6% 8.8% $6

Getting Around

The Villages, FL

$20 * 0.9%

Ubud, Bali

$12 0.9% 37.7% $7.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,426 in The Villages, FL versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3755% higher in The Villages, FL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $75.0 in The Villages, FL versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $401 vs $287 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 The Villages, FL

🇮🇩 Ubud, Bali

🕒 Local time

10:54 10:54 AM

22:54 10:54 PM

12 h ahead of The Villages, FL

🌤 Weather

👥 Population

79,077

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

The Villages, FL Ubud, Bali 17,110 km ≈ 22 h nonstop flight

From you

The Villages, FL
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

The Villages, FL vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – The Villages, FL is pricier by about 62%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,285 per month in The Villages, FL and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,190 in The Villages, FL and $1,353 in Ubud, Bali. That's a gap of about 62%.

Kindergarten costs $1,260 per month in The Villages, FL and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in The Villages, FL at $2,190. In Ubud, Bali it covers expenses comfortably, while in The Villages, FL it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, The Villages, FL makes more sense. Both are solid long-term options with distinct trade-offs.