Last update: Oct 2026

Cost of Living Comparison Between The Villages, FL and Calgary

For one person, living costs are similar in The Villages, FL and in Calgary: $2,190 and $2,255 a month, rent and utilities included.

The Villages, FL
🇺🇸 United States
$2,190
/mo nomad
Calgary
🇨🇦 Canada
$2,255
/mo nomad
Monthly Cost of Living

How much you'll spend in The Villages, FL and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in The Villages, FL and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,190 in The Villages, FL versus $2,255 in Calgary.

  • The Villages, FL $2,190
  • Calgary $2,255

Estimated couple costs with rent: $3,452 in The Villages, FL versus $3,361 in Calgary.

  • The Villages, FL $3,452
  • Calgary $3,361

Monthly costs for a family of three with rent: $4,714 in The Villages, FL versus $4,468 in Calgary.

  • The Villages, FL $4,714
  • Calgary $4,468

Living in The Villages, FL costs roughly 3% less than in Calgary, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: The Villages, FL 62% above, Calgary 66% above.

Currency
🍽 Eating Out
The Villages, FL
Calgary
Difference
Meal at Budget Restaurant
$12.08 $12.08
$17.58 CA$24.85
-31.29%
Three-Course Dinner for Two, Mid-Range
$75.2 $75.2
$69.1 CA$97.6
8.91%
Fast Food Meal (McDonalds, etc)
$8.71 $8.71
$10.59 CA$14.97
-17.75%
Cappuccino
$4.45 $4.45
$3.84 CA$5.42
15.89%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.57 $2.57
$1.93 CA$2.72
33.16%
Water (0.33 liter bottle)
$2.46 $2.46
$1.88 CA$2.66
30.85%
Local Beer (0.5 liter draught)
$4.97 $4.97
$5.09 CA$7.20
-2.36%
Imported Beer (0.33 liter bottle)
$7.08 $7.08
$5.64 CA$7.97
25.53%
🛒 Groceries & Markets
The Villages, FL
Calgary
Difference
Milk (1 liter)
$1.02 $1.02
$2.00 CA$2.82
-49.00%
White Bread (500g)
$3.55 $3.55
$2.78 CA$3.93
27.70%
Rice (white) (1kg)
$4.31 $4.31
$5.59 CA$7.90
-22.90%
Eggs
$4.26 $4.26
$3.70 CA$5.23
15.14%
Local Cheese (1kg)
$12.54 $12.54
$11.48 CA$16.23
9.23%
Chicken Fillets (1kg)
$11.41 $11.41
$11.20 CA$15.84
1.88%
Beef Round Steak (1kg)
$17.25 $17.25
$18.59 CA$26.28
-7.21%
Apples (1kg)
$4.90 $4.90
$4.70 CA$6.64
4.26%
Banana (1kg)
$1.29 $1.29
$1.45 CA$2.05
-11.03%
Oranges (1kg)
$4.38 $4.38
$4.34 CA$6.13
0.92%
Tomato (1kg)
$4.81 $4.81
$3.79 CA$5.36
26.91%
Potato (1kg)
$3.05 $3.05
$2.69 CA$3.81
13.38%
Onion (1kg)
$2.70 $2.70
$2.75 CA$3.88
-1.82%
Lettuce (1 head)
$2.19 $2.19
$2.56 CA$3.62
-14.45%
Water (1.5 liter bottle)
$2.41 $2.41
$1.50 CA$2.12
60.67%
Cigarettes 20 Pack (Marlboro, Camel)
$10.05 $10.05
$14.39 CA$20.34
-30.16%
Wine (Bottle)
$15.16 $15.16
$15.81 CA$22.35
-4.11%
Local Beer (0.5 liter bottle)
$2.16 $2.16
$2.47 CA$3.49
-12.55%
Imported Beer (0.33 liter bottle)
$3.65 $3.65
$3.10 CA$4.39
17.74%
🚌 Getting Around
The Villages, FL
Calgary
Difference
One-way Ticket (Public Transport)
$1.91 $1.91
$2.81 CA$3.97
-32.03%
Public Transport Monthly Pass (Regular Price)
-
$90.6 CA$128
-
Taxi Start (Normal Tariff)
$3.08 $3.08
$3.28 CA$4.64
-6.10%
Taxi (Normal Tariff) (1km)
$1.85 $1.85
$1.40 CA$1.97
32.14%
Taxi 1hour Waiting (Normal Tariff)
$26.49 $26.49
$26.49 CA$37.45
-
Gasoline (1 liter)
$0.88 $0.88
$1.22 CA$1.72
-27.87%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.4K $25.4K
$28.4K CA$40.1K
-10.50%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.8K $24.8K
$20.8K CA$29.5K
19.16%
🧾 Monthly Utilities & Internet
The Villages, FL
Calgary
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$195 $195
$165 CA$233
18.72%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$59.2 $59.2
$38.24 CA$54.1
54.84%
Internet (50+ Mbps, Unlimited Data)
$69.8 $69.8
$50.1 CA$70.9
39.30%
🎉 Sport & Entertainment
The Villages, FL
Calgary
Difference
Gym Membership (Monthly)
$41.22 $41.22
$53.8 CA$76.1
-23.38%
Tennis Court (1 Hour on Weekend)
-
$18.04 CA$25.51
-
Cinema Ticket
$13.72 $13.72
$14.04 CA$19.84
-2.28%
🧸 Childcare & Education
The Villages, FL
Calgary
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,260 $1,260
$797 CA$1,126
58.21%
International Primary School, 1 Child (Yearly)
$22.3K $22.3K
$15.8K CA$22.3K
41.17%
👕👟 Clothing & Footwear
The Villages, FL
Calgary
Difference
Jeans (Levis 501 Or Similar)
$53.9 $53.9
$59.1 CA$83.5
-8.82%
Summer Dress (H&M, Zara, etc)
$41.33 $41.33
$40.20 CA$56.8
2.81%
Sport Shoes (Adidas, Nike)
$84.9 $84.9
$90.8 CA$128
-6.50%
Men's Leather Business Shoes
$116 $116
$109 CA$155
5.89%
🏠 Accommodation & Living
The Villages, FL
Calgary
Difference
1-bedroom Apartment, City Center (Monthly)
$1,426 $1,426
$1,207 CA$1,707
18.14%
1-bedroom Apartment, Outside City Center (Monthly)
$1,008 $1,008
$1,011 CA$1,429
-0.34%
3-bedroom Apartment, City Center (Monthly)
$2,785 $2,785
$1,949 CA$2,756
42.88%
3-bedroom Apartment, Outside City Center (Monthly)
$2,096 $2,096
$1,677 CA$2,371
24.96%
Buy Apartment in City Center (m2)
$2,721 $2,721
$3,532 CA$4,993
-22.98%
Buy Apartment Outside City Center (m2)
$2,336 $2,336
$3,392 CA$4,795
-31.14%
💵 Salaries & Financials
The Villages, FL
Calgary
Difference
Average Monthly Net Salary (After Tax)
$6,414 $6,414
$3,152 CA$4,456
103.48%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.47
4.51
43.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for The Villages, FL: October 18, 2026

Last update for Calgary: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
The Villages, FL
$1K
Calgary
$1K 0.3% $3.5
Groceries & Markets
The Villages, FL
$401
Calgary
$392 2.3% $9.1
Monthly Utilities & Internet
The Villages, FL
$325
Calgary
$253 22% $71
Eating Out
The Villages, FL
$235
Calgary
$270 15% $35
Clothing & Footwear
The Villages, FL
$133
Calgary
$135 1.2% $1.6
Sport & Entertainment
The Villages, FL
$69
Calgary
$82 19.2% $13
Getting Around
The Villages, FL
$20 *
Calgary
$112 462% $92

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,426 in The Villages, FL and $1,207 in Calgary. Housing cost is often the main lever when comparing two cities.

The Villages, FL pays 103% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $75.0 in The Villages, FL vs $69.0 in Calgary for a mid-range dinner for two. Groceries echo the gap at $401 vs $392 per month, with Calgary cheaper across the board.

Good to know
🇺🇸 The Villages, FL
🇨🇦 Calgary
🕒 Local time
11:32 11:32 AM
09:32 9:32 AM
2 h behind The Villages, FL
🌤 Weather
👥 Population
79,077
1,267,344
Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

On the map
Between locations
  • The Villages, FL Calgary 3,620 km ≈ 5 h nonstop flight
From you
  • The Villages, FL
  • Calgary

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
The Villages, FL vs Calgary: Cost of Living - Frequently Asked Questions
Is Calgary cheaper than The Villages, FL?
The Villages, FL is cheaper overall, especially in eating out, clothing, and leisure. The 3% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: The Villages, FL or Calgary?
Average pay runs 103% higher in The Villages, FL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between The Villages, FL and Calgary?
Rent for a central apartment: $1,426 in The Villages, FL versus $1,207 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $1,260 in The Villages, FL versus $797 in Calgary. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in The Villages, FL or in Calgary?
Dining out is cheaper in The Villages, FL – a meal for two runs $75.0 versus $69.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.
Is $2,500 a realistic budget for living in The Villages, FL or in Calgary?
At $2,190 in The Villages, FL versus $2,255 in Calgary, a $2,500 budget is realistic in The Villages, FL but tight or insufficient in Calgary. The gap between the two cities makes The Villages, FL the clear choice for anyone on this budget.
Is it better to live in The Villages, FL or in Calgary?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is easier to live in as a foreigner?
Expats usually find The Villages, FL gentler on the wallet – expenses run 3% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.

The Villages, FL vs other spots: cost of living compared

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