Last update: Oct 2026

Cost of Living Comparison Between Tesanj and Cebu

For one person, living costs are similar in Tesanj and in Cebu: $880 and $918 a month, rent and utilities included.

42

Cost of Living Index in Tesanj
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Tesanj Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Tesanj

🇧🇦 Bosnia and Herzegovina

$880

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Tesanj and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tesanj and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $880 in Tesanj versus $918 in Cebu.

Tesanj $880
Cebu $918

Estimated couple costs with rent: $1,288 in Tesanj versus $1,409 in Cebu.

Tesanj $1,288
Cebu $1,409

Monthly costs for a family of three with rent: $1,696 in Tesanj versus $1,900 in Cebu.

Tesanj $1,696
Cebu $1,900

Living in Tesanj costs roughly 4% less than in Cebu, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Tesanj 35% lower, Cebu 32% lower.

Meal at Budget Restaurant

$3.38 BAM 5.87

$3.09 ₱194

9.39%

Three-Course Dinner for Two, Mid-Range

$16.14 BAM 28.07

$24.22 ₱1,525

-33.36%

Fast Food Meal (McDonalds, etc)

$2.82 BAM 4.91

$3.92 ₱247

-28.06%

Cappuccino

$0.84 BAM 1.46

$2.51 ₱158

-66.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 BAM 2.42

$1.59 ₱100

-12.58%

Water (0.33 liter bottle)

$0.83 BAM 1.44

$0.53 ₱33.43

56.60%

Local Beer (0.5 liter draught)

$1.97 BAM 3.42

$1.78 ₱112

10.67%

Imported Beer (0.33 liter bottle)

$1.70 BAM 2.95

$2.17 ₱137

-21.66%

Milk (1 liter)

$0.83 BAM 1.44

$1.92 ₱121

-56.77%

White Bread (500g)

$0.83 BAM 1.44

$1.36 ₱85.4

-38.97%

Rice (white) (1kg)

$2.47 BAM 4.30

$1.01 ₱63.5

144.55%

Eggs

$3.07 BAM 5.34

$2.03 ₱128

51.23%

Local Cheese (1kg)

$10.03 BAM 17.44

$9.86 ₱621

1.72%

Chicken Fillets (1kg)

$7.09 BAM 12.33

$4.39 ₱277

61.50%

Beef Round Steak (1kg)

$14.12 BAM 24.56

$7.60 ₱479

85.79%

Apples (1kg)

$0.99 BAM 1.72

$3.30 ₱208

-70.00%

Banana (1kg)

$1.60 BAM 2.79

$1.39 ₱87.8

15.11%

Oranges (1kg)

$1.22 BAM 2.12

$2.33 ₱147

-47.64%

Tomato (1kg)

$1.76 BAM 3.06

$1.50 ₱94.3

17.33%

Potato (1kg)

$1.05 BAM 1.82

$2.36 ₱149

-55.51%

Onion (1kg)

$1.09 BAM 1.89

$1.90 ₱119

-42.63%

Lettuce (1 head)

$1.15 BAM 2.00

$1.19 ₱74.9

-3.36%

Water (1.5 liter bottle)

$0.97 BAM 1.69

$0.63 ₱39.71

53.97%

Cigarettes 20 Pack (Marlboro, Camel)

$3.79 BAM 6.59

$3.00 ₱189

26.33%

Wine (Bottle)

$8.67 BAM 15.07

$6.03 ₱379

43.78%

Local Beer (0.5 liter bottle)

$1.11 BAM 1.94

$1.23 ₱77.7

-9.76%

Imported Beer (0.33 liter bottle)

$1.33 BAM 2.31

$1.75 ₱110

-24.00%

One-way Ticket (Public Transport)

$1.48 BAM 2.57

$0.25 ₱15.86

492.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$1.16 BAM 2.02

$0.77 ₱48.62

50.65%

Taxi (Normal Tariff) (1km)

$0.59 BAM 1.03

$0.23 ₱14.53

156.52%

Taxi 1hour Waiting (Normal Tariff)

$10.46 BAM 18.18

$4.46 ₱281

134.53%

Gasoline (1 liter)

$1.58 BAM 2.75

$1.31 ₱82.8

20.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K BAM 52.6K

$21.2K ₱1.3M

42.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K BAM 38.3K

$19.1K ₱1.2M

15.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.1 BAM 162

$120 ₱7,569

-22.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.33 BAM 31.87

$14.00 ₱882

30.93%

Internet (50+ Mbps, Unlimited Data)

$28.91 BAM 50.3

$27.54 ₱1,734

4.97%

Gym Membership (Monthly)

$33.13 BAM 57.6

$32.33 ₱2,035

2.47%

Tennis Court (1 Hour on Weekend)

$28.53 BAM 49.62

$6.65 ₱419

329.02%

Cinema Ticket

$2.79 BAM 4.86

$5.65 ₱356

-50.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$135 BAM 235

$275 ₱17.3K

-50.84%

International Primary School, 1 Child (Yearly)

$3,835 BAM 6,668

$7,918 ₱498.5K

-51.57%

Jeans (Levis 501 Or Similar)

$58.2 BAM 101

$49.33 ₱3,106

17.98%

Summer Dress (H&M, Zara, etc)

$32.70 BAM 56.9

$25.24 ₱1,589

29.56%

Sport Shoes (Adidas, Nike)

$95.7 BAM 166

$77.0 ₱4,846

24.38%

Men's Leather Business Shoes

$128 BAM 222

$57.2 ₱3,601

123.48%

1-bedroom Apartment, City Center (Monthly)

$318 BAM 554

$500 ₱31.5K

-36.26%

1-bedroom Apartment, Outside City Center (Monthly)

$260 BAM 452

$309 ₱19.4K

-15.82%

3-bedroom Apartment, City Center (Monthly)

$470 BAM 817

$1,078 ₱67.9K

-56.41%

3-bedroom Apartment, Outside City Center (Monthly)

$367 BAM 638

$615 ₱38.7K

-40.38%

Buy Apartment in City Center (m2)

$2,412 BAM 4,195

$2,886 ₱181.7K

-16.41%

Buy Apartment Outside City Center (m2)

$1,780 BAM 3,096

$1,917 ₱120.7K

-7.11%

Average Monthly Net Salary (After Tax)

$685 BAM 1,191

$346 ₱21.8K

97.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.3

7.2

-40.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tesanj: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tesanj

$260 29.5%

Cebu

$309 33.6% 18.8% $49

Groceries & Markets

Tesanj

$222 25.2%

Cebu

$206 22.4% 7.3% $16

Clothing & Footwear

Tesanj

$142 16.1%

Cebu

$94 10.2% 33.6% $48

Monthly Utilities & Internet

Tesanj

$140 15.9%

Cebu

$162 17.6% 15.3% $21

Eating Out

Tesanj

$68 7.7%

Cebu

$88 9.6% 30.4% $21

Sport & Entertainment

Tesanj

$39 4.4%

Cebu

$44 4.8% 12.7% $4.9

Getting Around

Tesanj

$10 * 1.1%

Cebu

$16 1.7% 55.2% $5.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $318 in Tesanj and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Tesanj pays 98% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $16.00 in Tesanj vs $24.00 in Cebu. Groceries flip the comparison at $222 vs $206, with Cebu cheaper for home cooking.

Good to know

🇧🇦 Tesanj

🇵🇭 Cebu

🕒 Local time

06:53 6:53 AM

12:53 12:53 PM

6 h ahead of Tesanj

🌤 Weather

👥 Population

5,500

964,169

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Philippine Peso PHP ₱

📈 Exchange rate

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 18, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to BAM in detail →

On the map

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Between locations

Tesanj Cebu 10,430 km ≈ 14 h nonstop flight

From you

Tesanj
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tesanj vs Cebu: Cost of Living - Frequently Asked Questions

Tesanj is cheaper overall, especially in eating out, leisure, and transport. The 4% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 98% higher in Tesanj, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $318 in Tesanj versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Cebu pay roughly 8% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $880 per month in Tesanj versus $918 in Cebu – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Tesanj gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Tesanj is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tesanj and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tesanj gentler on the wallet – expenses run 4% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.