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Cost of Living Comparison Between Terrace and Toronto Cost of Living Comparison Between Terrace and Toronto

🙂 Solo nomad: Terrace is 7.8% cheaper than Toronto without rent, and 29.9% cheaper with rent.
🙂 Family of 3: Terrace is 23.7% cheaper than Toronto without rent, and 27.1% cheaper with rent.
Currency
🍽 Eating Out
Terrace
Toronto
Difference
Meal at Budget Restaurant
$18.68 CA$25.96
$18.97 CA$26.37
-1.53%
Three-Course Dinner for Two, Mid-Range
$82.1 CA$114
$82.9 CA$115
-0.93%
Fast Food Meal (McDonalds, etc)
$10.91 CA$15.17
$11.12 CA$15.45
-1.89%
Cappuccino
$3.86 CA$5.36
$3.98 CA$5.54
-3.02%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.06 CA$2.87
$2.11 CA$2.93
-2.37%
Water (0.33 liter bottle)
$1.64 CA$2.28
$1.70 CA$2.37
-3.53%
Local Beer (0.5 liter draught)
$4.39 CA$6.10
$5.84 CA$8.12
-24.83%
Imported Beer (0.33 liter bottle)
$5.80 CA$8.06
$6.64 CA$9.23
-12.65%
🛒 Groceries & Markets
Terrace
Toronto
Difference
Milk (1 liter)
$2.36 CA$3.28
$2.80 CA$3.89
-15.71%
White Bread (500g)
$2.75 CA$3.83
$2.87 CA$3.99
-4.18%
Rice (white) (1kg)
$5.49 CA$7.63
$3.68 CA$5.12
49.18%
Eggs
$3.82 CA$5.31
$3.47 CA$4.82
10.09%
Local Cheese (1kg)
$8.92 CA$12.39
$13.62 CA$18.93
-34.51%
Chicken Fillets (1kg)
$16.06 CA$22.33
$13.03 CA$18.11
23.25%
Beef Round Steak (1kg)
$13.84 CA$19.23
$16.98 CA$23.60
-18.49%
Apples (1kg)
$4.47 CA$6.21
$4.07 CA$5.65
9.83%
Banana (1kg)
$1.22 CA$1.70
$1.18 CA$1.64
3.39%
Oranges (1kg)
$3.17 CA$4.40
$3.35 CA$4.65
-5.37%
Tomato (1kg)
$4.02 CA$5.59
$3.98 CA$5.53
1.01%
Potato (1kg)
$3.27 CA$4.54
$2.42 CA$3.37
35.12%
Onion (1kg)
$3.16 CA$4.40
$2.90 CA$4.03
8.97%
Lettuce (1 head)
$2.54 CA$3.53
$2.45 CA$3.40
3.67%
Water (1.5 liter bottle)
$1.01 CA$1.40
$1.97 CA$2.75
-48.73%
Cigarettes 20 Pack (Marlboro, Camel)
$12.07 CA$16.78
$14.49 CA$20.13
-16.70%
Wine (Bottle)
$13.79 CA$19.16
$13.12 CA$18.23
5.11%
Local Beer (0.5 liter bottle)
$2.27 CA$3.15
$2.77 CA$3.86
-18.05%
Imported Beer (0.33 liter bottle)
$1.89 CA$2.63
$3.28 CA$4.56
-42.38%
🚌 Getting Around
Terrace
Toronto
Difference
One-way Ticket (Public Transport)
$1.48 CA$2.06
$2.50 CA$3.48
-40.80%
Public Transport Monthly Pass (Regular Price)
$32.14 CA$44.67
$117 CA$162
-72.44%
Taxi Start (Normal Tariff)
$3.19 CA$4.43
$3.78 CA$5.25
-15.61%
Taxi (Normal Tariff) (1km)
$1.50 CA$2.08
$1.35 CA$1.88
11.11%
Taxi 1hour Waiting (Normal Tariff)
$25.68 CA$35.70
$25.68 CA$35.70
-
Gasoline (1 liter)
$1.26 CA$1.75
$1.14 CA$1.59
10.53%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.9K CA$40.2K
$25.1K CA$34.9K
15.41%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.5K CA$28.5K
$21.4K CA$29.8K
-4.38%
🧾 Monthly Utilities & Internet
Terrace
Toronto
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$95.6 CA$133
$120 CA$166
-20.10%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$40.27 CA$56.0
$36.86 CA$51.2
9.25%
Internet (50+ Mbps, Unlimited Data)
$63.8 CA$88.7
$54.2 CA$75.4
17.69%
🎉 Sport & Entertainment
Terrace
Toronto
Difference
Gym Membership (Monthly)
$43.77 CA$60.9
$56.5 CA$78.5
-22.52%
Tennis Court (1 Hour on Weekend)
-
$21.02 CA$29.22
-
Cinema Ticket
$9.00 CA$12.50
$11.59 CA$16.11
-22.35%
🧸 Childcare & Education
Terrace
Toronto
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$734 CA$1,021
$1,134 CA$1,576
-35.25%
International Primary School, 1 Child (Yearly)
$11.7K CA$16.2K
$18.4K CA$25.6K
-36.76%
👕👟 Clothing & Footwear
Terrace
Toronto
Difference
Jeans (Levis 501 Or Similar)
$38.90 CA$54.1
$57.0 CA$79.2
-31.74%
Summer Dress (H&M, Zara, etc)
$32.64 CA$45.37
$38.93 CA$54.1
-16.16%
Sport Shoes (Adidas, Nike)
$81.7 CA$114
$89.6 CA$124
-8.77%
Men's Leather Business Shoes
$46.34 CA$64.4
$116 CA$161
-60.10%
🏠 Accommodation & Living
Terrace
Toronto
Difference
1-bedroom Apartment, City Center (Monthly)
$1,043 CA$1,449
$1,819 CA$2,528
-42.67%
1-bedroom Apartment, Outside City Center (Monthly)
$876 CA$1,218
$1,529 CA$2,125
-42.67%
3-bedroom Apartment, City Center (Monthly)
$1,685 CA$2,343
$2,993 CA$4,160
-43.68%
3-bedroom Apartment, Outside City Center (Monthly)
$1,405 CA$1,953
$2,444 CA$3,397
-42.50%
Buy Apartment in City Center (m2)
$4,376 CA$6,083
$8,696 CA$12.1K
-49.68%
Buy Apartment Outside City Center (m2)
$3,295 CA$4,580
$6,744 CA$9,374
-51.14%
💵 Salaries & Financials
Terrace
Toronto
Difference
Average Monthly Net Salary (After Tax)
$3,194 CA$4,440
$3,628 CA$5,043
-11.95%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.22
5.16
1.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terrace: January 10, 2026

Last update for Toronto: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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