Cost of Living Comparison Between Ternopil and Ubud Cost of Living Comparison Between Ternopil and Ubud

🙂 Solo nomad: Ternopil is 45.9% cheaper than Ubud without rent, and 20.8% cheaper with rent.
🙂 Family of 3: Ternopil is 20.9% cheaper than Ubud without rent, and 21.1% cheaper with rent.
Currency
🍽 Eating Out
Ternopil
Ubud
Difference
Meal at Budget Restaurant
$4.76 ₴198
$3 Rp 48.8K
58.67%
Three-Course Dinner for Two, Mid-Range
$19.33 ₴802
$12.52 Rp 203.2K
54.39%
Fast Food Meal (McDonalds, etc)
$5.89 ₴244
$3.18 Rp 51.6K
85.22%
Cappuccino
$0.86 ₴35.76
$2.21 Rp 35.9K
-61.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.57 ₴23.68
$1.1 Rp 17.9K
-48.18%
Water (0.33 liter bottle)
$0.3 ₴12.28
$0.26 Rp 4,217
15.38%
Local Beer (0.5 liter draught)
$0.88 ₴36.6
$2.5 Rp 40.5K
-64.80%
Imported Beer (0.33 liter bottle)
$1.22 ₴50.8
$3.2 Rp 51.9K
-61.88%
🛒 Groceries & Markets
Ternopil
Ubud
Difference
Milk (1 liter)
$1.01 ₴42.13
$1.49 Rp 24.2K
-32.21%
White Bread (500g)
$0.51 ₴21.29
$1.67 Rp 27K
-69.46%
Rice (white) (1kg)
$1.28 ₴52.9
$1.14 Rp 18.5K
12.28%
Eggs
$1.54 ₴63.9
$2.27 Rp 36.9K
-32.16%
Local Cheese (1kg)
$4.74 ₴197
$13.94 Rp 226.3K
-66.00%
Chicken Fillets (1kg)
$3.64 ₴151
$4 Rp 64.8K
-9.00%
Beef Round Steak (1kg)
$4.72 ₴196
$11.3 Rp 183.4K
-58.23%
Apples (1kg)
$0.88 ₴36.37
$3.6 Rp 58.4K
-75.56%
Banana (1kg)
$1.46 ₴60.6
$1.53 Rp 24.8K
-4.58%
Oranges (1kg)
$2.04 ₴84.8
$2.65 Rp 43K
-23.02%
Tomato (1kg)
$1.74 ₴72.1
$1.38 Rp 22.4K
26.09%
Potato (1kg)
$0.57 ₴23.84
$1.58 Rp 25.6K
-63.92%
Onion (1kg)
$0.67 ₴27.84
$2.16 Rp 35.1K
-68.98%
Lettuce (1 head)
$1.29 ₴53.6
$1.04 Rp 16.9K
24.04%
Water (1.5 liter bottle)
$0.44 ₴18.12
$0.56 Rp 9,114
-21.43%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 ₴92.4
$2.23 Rp 36.3K
-0.45%
Wine (Bottle)
$3.61 ₴150
$14.98 Rp 243.2K
-75.90%
Local Beer (0.5 liter bottle)
$0.83 ₴34.43
$2.43 Rp 39.5K
-65.84%
Imported Beer (0.33 liter bottle)
$1.24 ₴51.6
$2.64 Rp 42.8K
-53.03%
🚌 Getting Around
Ternopil
Ubud
Difference
One-way Ticket (Public Transport)
$0.35 ₴14.45
$0.32 Rp 5,203
9.37%
Public Transport Monthly Pass (Regular Price)
-
$10.12 Rp 164.3K
-
Taxi Start (Normal Tariff)
$0.89 ₴36.93
$0.49 Rp 7,888
81.63%
Taxi (Normal Tariff) (1km)
$0.23 ₴9.51
$0.34 Rp 5,573
-32.35%
Taxi 1hour Waiting (Normal Tariff)
$2.97 ₴123
$6.04 Rp 98K
-50.83%
Gasoline (1 liter)
$1.3 ₴54
$0.73 Rp 11.9K
78.08%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.8K ₴1.3M
$26.2K Rp 425.6M
17.50%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.1K ₴999.4K
$31.9K Rp 518.5M
-24.63%
🧾 Monthly Utilities & Internet
Ternopil
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$59.9 ₴2,487
$62.6 Rp 1M
-4.31%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.32 ₴221
$4.1 Rp 66.6K
29.76%
Internet (50+ Mbps, Unlimited Data)
$6.29 ₴261
$24.32 Rp 394.7K
-74.14%
🎉 Sport & Entertainment
Ternopil
Ubud
Difference
Gym Membership (Monthly)
$22.64 ₴940
$22.6 Rp 366.9K
0.18%
Tennis Court (1 Hour on Weekend)
$12.35 ₴513
$6.26 Rp 101.5K
97.28%
Cinema Ticket
$4.46 ₴185
$3.29 Rp 53.4K
35.56%
🧸 Childcare & Education
Ternopil
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$269 ₴11.2K
$93.2 Rp 1.5M
188.69%
International Primary School, 1 Child (Yearly)
$3,435 ₴142.6K
$6,098 Rp 99M
-43.67%
👕👟 Clothing & Footwear
Ternopil
Ubud
Difference
Jeans (Levis 501 Or Similar)
$42.67 ₴1,771
$52.8 Rp 857.4K
-19.22%
Summer Dress (H&M, Zara, etc)
$24.27 ₴1,008
$24.84 Rp 403.3K
-2.29%
Sport Shoes (Adidas, Nike)
$73.7 ₴3,060
$85.2 Rp 1.4M
-13.51%
Men's Leather Business Shoes
$85.2 ₴3,536
$72.5 Rp 1.2M
17.52%
🏠 Accommodation & Living
Ternopil
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$258 ₴10.7K
$259 Rp 4.2M
-0.13%
1-bedroom Apartment, Outside City Center (Monthly)
$161 ₴6,682
$159 Rp 2.6M
1.32%
3-bedroom Apartment, City Center (Monthly)
$362 ₴15K
$578 Rp 9.4M
-37.27%
3-bedroom Apartment, Outside City Center (Monthly)
$295 ₴12.2K
$336 Rp 5.5M
-12.32%
Buy Apartment in City Center (m2)
$1,054 ₴43.8K
$1,000 Rp 16.2M
5.38%
Buy Apartment Outside City Center (m2)
$540 ₴22.4K
$860 Rp 14M
-37.29%
💵 Salaries & Financials
Ternopil
Ubud
Difference
Average Monthly Net Salary (After Tax)
$515 ₴21.4K
$182 Rp 3M
182.36%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
13.28
-39.76%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ternopil: October 28, 2025

Last update for Ubud: October 29, 2025

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