Last update: Oct 2026

Cost of Living Comparison Between Temple, TX and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,413 in Temple, TX, rent and utilities included – about $12,800 less a year. Rent and utilities account for most of the difference.

115

Cost of Living Index in Temple, TX
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Temple, TX Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Temple, TX

🇺🇸 United States

$2,413

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Temple, TX and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Temple, TX and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,413 per month in Temple, TX vs $1,349 in Ubud, Bali, rent included.

Temple, TX $2,413
Ubud, Bali $1,349

A couple spends around $3,282 per month in Temple, TX vs $2,305 in Ubud, Bali, rent included.

Temple, TX $3,282
Ubud, Bali $2,305

A family of three spends $4,151 per month in Temple, TX vs $3,261 in Ubud, Bali, rent included.

Temple, TX $4,151
Ubud, Bali $3,261

Temple, TX costs about 79% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$18.30 $18.30

$3.32 Rp 60.3K

451.20%

Three-Course Dinner for Two, Mid-Range

$49.93 $49.93

$35.64 Rp 646.5K

40.10%

Fast Food Meal (McDonalds, etc)

$9.07 $9.07

$5.53 Rp 100.4K

64.01%

Cappuccino

$4.86 $4.86

$2.72 Rp 49.3K

78.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.88 $2.88

$1.70 Rp 30.9K

69.41%

Water (0.33 liter bottle)

$1.65 $1.65

$0.76 Rp 13.8K

117.11%

Local Beer (0.5 liter draught)

$3.58 $3.58

$2.65 Rp 48.1K

35.09%

Imported Beer (0.33 liter bottle)

$3.94 $3.94

$4.38 Rp 79.5K

-10.05%

Milk (1 liter)

$0.86 $0.86

$1.49 Rp 27.0K

-42.28%

White Bread (500g)

$2.19 $2.19

$2.28 Rp 41.3K

-3.95%

Rice (white) (1kg)

$4.03 $4.03

$1.19 Rp 21.6K

238.66%

Eggs

$2.89 $2.89

$2.04 Rp 36.9K

41.67%

Local Cheese (1kg)

$8.67 $8.67

$17.70 Rp 321.1K

-51.02%

Chicken Fillets (1kg)

$9.03 $9.03

$3.96 Rp 71.9K

128.03%

Beef Round Steak (1kg)

$15.33 $15.33

$12.19 Rp 221.1K

25.76%

Apples (1kg)

$5.16 $5.16

$3.66 Rp 66.3K

40.98%

Banana (1kg)

$1.60 $1.60

$1.52 Rp 27.5K

5.26%

Oranges (1kg)

$4.31 $4.31

$2.23 Rp 40.4K

93.27%

Tomato (1kg)

$3.49 $3.49

$1.97 Rp 35.8K

77.16%

Potato (1kg)

$2.11 $2.11

$1.85 Rp 33.5K

14.05%

Onion (1kg)

$2.49 $2.49

$2.42 Rp 44.0K

2.89%

Lettuce (1 head)

$1.61 $1.61

$0.99 Rp 18.0K

62.63%

Water (1.5 liter bottle)

$1.90 $1.90

$0.51 Rp 9,313

272.55%

Cigarettes 20 Pack (Marlboro, Camel)

$10.09 $10.09

$2.22 Rp 40.3K

354.50%

Wine (Bottle)

$8.81 $8.81

$22.24 Rp 403.4K

-60.39%

Local Beer (0.5 liter bottle)

$2.10 $2.10

$2.26 Rp 41.0K

-7.08%

Imported Beer (0.33 liter bottle)

$2.35 $2.35

$2.97 Rp 53.9K

-20.88%

One-way Ticket (Public Transport)

$1.97 $1.97

$0.25 Rp 4,553

688.00%

Public Transport Monthly Pass (Regular Price)

$49.65 $49.65

$7.82 Rp 141.9K

534.91%

Taxi Start (Normal Tariff)

$3.03 $3.03

$0.44 Rp 7,972

588.64%

Taxi (Normal Tariff) (1km)

$1.71 $1.71

$0.43 Rp 7,801

297.67%

Taxi 1hour Waiting (Normal Tariff)

$24.10 $24.10

$5.41 Rp 98.1K

345.47%

Gasoline (1 liter)

$0.73 $0.73

$0.82 Rp 15.0K

-10.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K $25.3K

$23.8K Rp 432.4M

6.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K $25.0K

$31.7K Rp 575.9M

-21.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$208 $208

$79.1 Rp 1.4M

163.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.62 $43.62

$6.45 Rp 116.9K

576.28%

Internet (50+ Mbps, Unlimited Data)

$83.1 $83.1

$18.58 Rp 337.0K

346.99%

Gym Membership (Monthly)

$17.34 $17.34

$49.48 Rp 897.5K

-64.96%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$12.12 $12.12

$4.27 Rp 77.5K

183.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,944 $1,944

$491 Rp 8.9M

296.22%

International Primary School, 1 Child (Yearly)

$28.0K $28.0K

$5,674 Rp 102.9M

393.29%

Jeans (Levis 501 Or Similar)

$19.13 $19.13

$44.64 Rp 809.7K

-57.15%

Summer Dress (H&M, Zara, etc)

$50.3 $50.3

$34.95 Rp 634.0K

43.98%

Sport Shoes (Adidas, Nike)

$86.2 $86.2

$79.9 Rp 1.4M

7.85%

Men's Leather Business Shoes

$85.2 $85.2

$79.4 Rp 1.4M

7.24%

1-bedroom Apartment, City Center (Monthly)

$1,458 $1,458

$1,125 Rp 20.4M

29.64%

1-bedroom Apartment, Outside City Center (Monthly)

$1,264 $1,264

$671 Rp 12.2M

88.30%

3-bedroom Apartment, City Center (Monthly)

$2,077 $2,077

$3,565 Rp 64.7M

-41.74%

3-bedroom Apartment, Outside City Center (Monthly)

$1,757 $1,757

$1,723 Rp 31.3M

1.98%

Buy Apartment in City Center (m2)

$1,743 $1,743

$2,732 Rp 49.5M

-36.18%

Buy Apartment Outside City Center (m2)

$1,717 $1,717

$2,284 Rp 41.4M

-24.83%

Average Monthly Net Salary (After Tax)

$3,914 $3,914

$164 Rp 3.0M

2289.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

13.78

-51.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Temple, TX: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Temple, TX

$1.3K 52.4%

Ubud, Bali

$672 49.8% 46.9% $593

Monthly Utilities & Internet

Temple, TX

$335 13.9%

Ubud, Bali

$104 7.7% 68.9% $231

Groceries & Markets

Temple, TX

$319 13.2%

Ubud, Bali

$288 21.4% 9.5% $30

Eating Out

Temple, TX

$276 11.4%

Ubud, Bali

$108 8% 61% $168

Clothing & Footwear

Temple, TX

$108 4.5%

Ubud, Bali

$108 8% 0.8% $0.8

Getting Around

Temple, TX

$69 2.9%

Ubud, Bali

$11 0.9% 83.5% $58

Sport & Entertainment

Temple, TX

$42 1.7%

Ubud, Bali

$58 4.3% 39.6% $16

Cost Breakdown

A central one-bedroom costs $1,458 in Temple, TX versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Temple, TX are about 24 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $50 in Temple, TX versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $319 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Temple, TX

🇮🇩 Ubud, Bali

🕒 Local time

04:40 4:40 AM

18:40 6:40 PM

14 h ahead of Temple, TX

🌤 Weather

👥 Population

82,073

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.896 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

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Temple, TX Ubud, Bali 15,810 km ≈ 20 h nonstop flight

From you

Temple, TX
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Temple, TX vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,413 in Temple, TX, $1,349 in Ubud, Bali – Ubud, Bali comes out roughly 44% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,620 per month in Temple, TX and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,458 in Temple, TX.

A mid-range dinner for two costs $50 in Temple, TX and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,413 in Temple, TX and $1,349 in Ubud, Bali. That makes Ubud, Bali about 44% cheaper.

$1,000 is a stretch for both – monthly costs hit $2,413 in Temple, TX and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Temple, TX makes more sense. Both are solid long-term options with distinct trade-offs.