Last update: Oct 2026

Cost of Living Comparison Between Temple, TX and Budapest

For one person, living is cheaper in Budapest: $1,641 a month against $2,391 in Temple, TX, rent and utilities included – about $9,000 less a year. Rent and utilities account for most of the difference.

116

Cost of Living Index in Temple, TX
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Temple, TX Living Index
80

Cost of Living Index in Budapest
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Budapest Living Index

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Temple, TX

🇺🇸 United States

$2,391

/mo nomad

Budapest

🇭🇺 Hungary

$1,641

/mo nomad

Monthly Cost of Living

How much you'll spend in Temple, TX and in Budapest

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Temple, TX and in Budapest actually costs, broken down by who's living it.

A single person spends $2,391 per month in Temple, TX vs $1,641 in Budapest, rent included.

Temple, TX $2,391
Budapest $1,641

A couple spends around $3,282 per month in Temple, TX vs $2,562 in Budapest, rent included.

Temple, TX $3,282
Budapest $2,562

A family of three spends $4,174 per month in Temple, TX vs $3,483 in Budapest, rent included.

Temple, TX $4,174
Budapest $3,483

Temple, TX costs about 46% more than Budapest, and outside of rent the biggest gap is in utilities.

Both Temple, TX and Budapest sit above the global median – Temple, TX by 76%, Budapest by 21%.

Meal at Budget Restaurant

$18.60 $18.60

$14.04 Ft 4,536

32.48%

Three-Course Dinner for Two, Mid-Range

$50.7 $50.7

$60.9 Ft 19.7K

-16.86%

Fast Food Meal (McDonalds, etc)

$8.78 $8.78

$10.37 Ft 3,351

-15.33%

Cappuccino

$4.97 $4.97

$3.46 Ft 1,117

43.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.79 $2.79

$2.07 Ft 669

34.78%

Water (0.33 liter bottle)

$1.69 $1.69

$1.77 Ft 572

-4.52%

Local Beer (0.5 liter draught)

$3.54 $3.54

$3.69 Ft 1,191

-4.07%

Imported Beer (0.33 liter bottle)

$4.03 $4.03

$3.80 Ft 1,229

6.05%

Milk (1 liter)

$0.94 $0.94

$1.16 Ft 374

-18.97%

White Bread (500g)

$2.12 $2.12

$1.85 Ft 598

14.59%

Rice (white) (1kg)

$4.12 $4.12

$2.40 Ft 776

71.67%

Eggs

$2.85 $2.85

$3.99 Ft 1,289

-28.57%

Local Cheese (1kg)

$8.81 $8.81

$11.40 Ft 3,683

-22.72%

Chicken Fillets (1kg)

$8.70 $8.70

$6.87 Ft 2,221

26.64%

Beef Round Steak (1kg)

$15.42 $15.42

$14.49 Ft 4,682

6.42%

Apples (1kg)

$5.01 $5.01

$1.88 Ft 607

166.49%

Banana (1kg)

$1.55 $1.55

$2.14 Ft 693

-27.57%

Oranges (1kg)

$4.15 $4.15

$2.30 Ft 744

80.43%

Tomato (1kg)

$3.65 $3.65

$4.04 Ft 1,304

-9.65%

Potato (1kg)

$2.15 $2.15

$1.02 Ft 329

110.78%

Onion (1kg)

$2.44 $2.44

$0.99 Ft 320

146.46%

Lettuce (1 head)

$1.60 $1.60

$1.58 Ft 510

1.27%

Water (1.5 liter bottle)

$1.97 $1.97

$0.70 Ft 225

181.43%

Cigarettes 20 Pack (Marlboro, Camel)

$10.21 $10.21

$8.03 Ft 2,594

27.15%

Wine (Bottle)

$9.15 $9.15

$6.18 Ft 1,997

48.06%

Local Beer (0.5 liter bottle)

$2.00 $2.00

$1.24 Ft 401

61.29%

Imported Beer (0.33 liter bottle)

$2.43 $2.43

$2.06 Ft 666

17.96%

One-way Ticket (Public Transport)

$1.96 $1.96

$1.59 Ft 513

23.27%

Public Transport Monthly Pass (Regular Price)

$50.2 $50.2

$27.52 Ft 8,893

82.34%

Taxi Start (Normal Tariff)

$3.08 $3.08

$3.43 Ft 1,110

-10.20%

Taxi (Normal Tariff) (1km)

$1.77 $1.77

$1.33 Ft 431

33.08%

Taxi 1hour Waiting (Normal Tariff)

$24.10 $24.10

$20.45 Ft 6,607

17.85%

Gasoline (1 liter)

$0.72 $0.72

$1.93 Ft 624

-62.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K $24.6K

$29.1K Ft 9.4M

-15.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K $25.0K

$34.7K Ft 11.2M

-27.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$211 $211

$175 Ft 56.4K

20.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.64 $43.64

$23.62 Ft 7,631

84.76%

Internet (50+ Mbps, Unlimited Data)

$84.0 $84.0

$23.60 Ft 7,625

255.81%

Gym Membership (Monthly)

$17.57 $17.57

$68.8 Ft 22.2K

-74.48%

Tennis Court (1 Hour on Weekend)

$19.26 Ft 6,224

Cinema Ticket

$12.10 $12.10

$10.31 Ft 3,333

17.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,901 $1,901

$535 Ft 172.9K

255.08%

International Primary School, 1 Child (Yearly)

$27.7K $27.7K

$16.8K Ft 5.4M

64.43%

Jeans (Levis 501 Or Similar)

$19.22 $19.22

$99.9 Ft 32.3K

-80.75%

Summer Dress (H&M, Zara, etc)

$49.07 $49.07

$43.27 Ft 14.0K

13.40%

Sport Shoes (Adidas, Nike)

$86.7 $86.7

$112 Ft 36.1K

-22.42%

Men's Leather Business Shoes

$83.7 $83.7

$119 Ft 38.4K

-29.65%

1-bedroom Apartment, City Center (Monthly)

$1,450 $1,450

$832 Ft 268.8K

74.36%

1-bedroom Apartment, Outside City Center (Monthly)

$1,236 $1,236

$629 Ft 203.3K

96.39%

3-bedroom Apartment, City Center (Monthly)

$2,048 $2,048

$1,586 Ft 512.4K

29.14%

3-bedroom Apartment, Outside City Center (Monthly)

$1,769 $1,769

$1,197 Ft 386.6K

47.80%

Buy Apartment in City Center (m2)

$1,744 $1,744

$5,718 Ft 1.8M

-69.50%

Buy Apartment Outside City Center (m2)

$1,710 $1,710

$3,947 Ft 1.3M

-56.69%

Average Monthly Net Salary (After Tax)

$3,927 $3,927

$1,712 Ft 553.1K

129.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

6.45

2.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Temple, TX: October 18, 2026

Last update for Budapest: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Temple, TX

$1.2K 51.7%

Budapest

$629 38.4% 49.1% $606

Monthly Utilities & Internet

Temple, TX

$339 14.2%

Budapest

$222 13.5% 34.5% $117

Groceries & Markets

Temple, TX

$318 13.3%

Budapest

$262 16% 17.8% $57

Eating Out

Temple, TX

$278 11.7%

Budapest

$226 13.8% 18.7% $52

Clothing & Footwear

Temple, TX

$107 4.5%

Budapest

$168 10.3% 56.6% $61

Getting Around

Temple, TX

$70 2.9%

Budapest

$44 2.7% 37.1% $26

Sport & Entertainment

Temple, TX

$42 1.8%

Budapest

$89 5.5% 114% $48

Cost Breakdown

A central one-bedroom costs $1,450 in Temple, TX versus $832 in Budapest. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 129% higher in Temple, TX, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $51.0 in Temple, TX versus $61.0 in Budapest. Groceries tell a different story – $318 in Temple, TX vs $262 in Budapest – so Budapest wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Temple, TX

🇭🇺 Budapest

🕒 Local time

11:51 11:51 AM

18:51 6:51 PM

7 h ahead of Temple, TX

🌤 Weather

👥 Population

82,073

1,686,222 Capital

💱 Currency

United States Dollar USD $

Hungarian Forint HUF Ft

📈 Exchange rate

1 USD = 0.89 EUR

1,000 HUF = 3.1 USD

1,000 HUF = 2.75 EUR

Exchange rates and currency converter

HUF, EUR to USD – United States Dollar Converter

🇭🇺 Hungarian Forint (Ft)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Hungarian Forint exchange rates as of October 20, 2026: 1 USD = 323 HUF (1,000 HUF = 3.1 USD). 1 EUR = 363 HUF (1,000 HUF = 2.75 EUR).

HUF to USD in detail →

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Between locations

Temple, TX Budapest 9,220 km ≈ 12 h nonstop flight

From you

Temple, TX
Budapest

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Temple, TX vs Budapest: Cost of Living - Frequently Asked Questions

Yes – Temple, TX is pricier by about 46%, and outside of rent the gap shows up most in utilities.

For a comfortable life, plan on about $3,586 per month in Temple, TX and $2,461 in Budapest. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Budapest, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 82% less in Budapest. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,901 per month in Temple, TX and $535 in Budapest. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,500 monthly budget goes further in Budapest, where all-in costs run around $1,641, than in Temple, TX at $2,391. In Budapest it covers expenses comfortably, while in Temple, TX it requires careful planning or may not stretch far enough.

Families tend to lean toward Budapest – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Budapest. If higher salaries, better infrastructure, or specific career opportunities are the priority, Temple, TX makes more sense. Both are solid long-term options with distinct trade-offs.