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Cost of Living Comparison Between Tema and Chiang Mai Cost of Living Comparison Between Tema and Chiang Mai

🙂 Solo nomad: Tema is 4% cheaper than Chiang Mai without rent, and 27.3% cheaper with rent.
🙂 Family of 3: Tema is 9% cheaper than Chiang Mai without rent, and 23.4% cheaper with rent.
Currency
🍽 Eating Out
Tema
Chiang Mai
Difference
Meal at Budget Restaurant
$7.33 GHS 79.6
$1.97 ฿62.0
272.08%
Three-Course Dinner for Two, Mid-Range
$27.95 GHS 303
$18.68 ฿587
49.63%
Fast Food Meal (McDonalds, etc)
$7.86 GHS 85.3
$7.92 ฿249
-0.76%
Cappuccino
$1.44 GHS 15.65
$2.02 ฿63.7
-28.71%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.99 GHS 10.75
$0.84 ฿26.45
17.86%
Water (0.33 liter bottle)
$0.33 GHS 3.60
$0.35 ฿11.07
-5.71%
Local Beer (0.5 liter draught)
$1.80 GHS 19.50
$2.22 ฿69.9
-18.92%
Imported Beer (0.33 liter bottle)
$2.68 GHS 29.13
$3.59 ฿113
-25.35%
🛒 Groceries & Markets
Tema
Chiang Mai
Difference
Milk (1 liter)
$3.03 GHS 32.85
$1.67 ฿52.4
81.44%
White Bread (500g)
$1.61 GHS 17.43
$1.62 ฿51.1
-0.62%
Rice (white) (1kg)
$1.49 GHS 16.12
$1.20 ฿37.83
24.17%
Eggs
$2.19 GHS 23.80
$1.93 ฿60.8
13.47%
Local Cheese (1kg)
$3.73 GHS 40.51
$16.00 ฿503
-76.69%
Chicken Fillets (1kg)
$2.66 GHS 28.83
$3.16 ฿99.2
-15.82%
Beef Round Steak (1kg)
$2.48 GHS 26.89
$10.93 ฿344
-77.31%
Apples (1kg)
$2.80 GHS 30.37
$2.67 ฿83.8
4.87%
Banana (1kg)
$2.09 GHS 22.69
$1.18 ฿36.99
77.12%
Oranges (1kg)
$2.07 GHS 22.42
$1.64 ฿51.5
26.22%
Tomato (1kg)
$2.92 GHS 31.65
$1.59 ฿49.83
83.65%
Potato (1kg)
$1.81 GHS 19.68
$1.32 ฿41.64
37.12%
Onion (1kg)
$1.97 GHS 21.33
$1.19 ฿37.49
65.55%
Lettuce (1 head)
$0.63 GHS 6.88
$0.71 ฿22.20
-11.27%
Water (1.5 liter bottle)
$0.80 GHS 8.70
$0.56 ฿17.75
42.86%
Cigarettes 20 Pack (Marlboro, Camel)
-
$4.64 ฿146
-
Wine (Bottle)
$8.51 GHS 92.3
$18.96 ฿596
-55.12%
Local Beer (0.5 liter bottle)
$0.87 GHS 9.49
$1.77 ฿55.7
-50.85%
Imported Beer (0.33 liter bottle)
-
$3.20 ฿101
-
🚌 Getting Around
Tema
Chiang Mai
Difference
One-way Ticket (Public Transport)
$2.03 GHS 22.00
$0.90 ฿28.32
125.56%
Public Transport Monthly Pass (Regular Price)
$39.08 GHS 424
$19.24 ฿605
103.12%
Taxi Start (Normal Tariff)
$1.35 GHS 14.68
$1.36 ฿42.78
-0.74%
Taxi (Normal Tariff) (1km)
$0.77 GHS 8.37
$1.35 ฿42.37
-42.96%
Taxi 1hour Waiting (Normal Tariff)
-
$8.15 ฿256
-
Gasoline (1 liter)
$1.18 GHS 12.78
$1.22 ฿38.43
-3.28%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$21.4K ฿671.8K
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$21.7K ฿683.8K
-
🧾 Monthly Utilities & Internet
Tema
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$30.93 GHS 336
$70.3 ฿2,210
-56.00%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.38 GHS 134
$13.91 ฿437
-11.00%
Internet (50+ Mbps, Unlimited Data)
$64.7 GHS 702
$18.00 ฿566
259.56%
🎉 Sport & Entertainment
Tema
Chiang Mai
Difference
Gym Membership (Monthly)
$19.37 GHS 210
$41.78 ฿1,314
-53.64%
Tennis Court (1 Hour on Weekend)
-
$6.80 ฿214
-
Cinema Ticket
-
$5.72 ฿180
-
🧸 Childcare & Education
Tema
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$84.5 GHS 916
$308 ฿9,693
-72.61%
International Primary School, 1 Child (Yearly)
-
$14.8K ฿465.7K
-
👕👟 Clothing & Footwear
Tema
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$24.45 GHS 265
$55.9 ฿1,756
-56.22%
Summer Dress (H&M, Zara, etc)
$24.41 GHS 265
$26.71 ฿840
-8.61%
Sport Shoes (Adidas, Nike)
$45.52 GHS 494
$84.5 ฿2,658
-46.16%
Men's Leather Business Shoes
$62.1 GHS 673
$70.8 ฿2,227
-12.38%
🏠 Accommodation & Living
Tema
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$119 GHS 1,294
$431 ฿13.5K
-72.31%
1-bedroom Apartment, Outside City Center (Monthly)
$66.7 GHS 724
$237 ฿7,439
-71.80%
3-bedroom Apartment, City Center (Monthly)
-
$811 ฿25.5K
-
3-bedroom Apartment, Outside City Center (Monthly)
$138 GHS 1,502
$501 ฿15.7K
-72.36%
Buy Apartment in City Center (m2)
$10.1K GHS 109.9K
$2,202 ฿69.2K
359.82%
Buy Apartment Outside City Center (m2)
$5,924 GHS 64.3K
$1,600 ฿50.3K
270.17%
💵 Salaries & Financials
Tema
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$455 GHS 4,941
$684 ฿21.5K
-33.47%
20-Year Fixed Mortgage Interest Rate (Annual %)
32.5
5
550.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: January 12, 2026

Last update for Chiang Mai: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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