Cost of Living Comparison Between Tbilisi and Terni Cost of Living Comparison Between Tbilisi and Terni

Monthly Cost of Living

A single person spends $1,209 per month in Tbilisi vs $1,323 in Terni, rent included.

A couple spends around $1,867 per month in Tbilisi vs $1,999 in Terni, rent included.

A family of three spends $2,526 per month in Tbilisi vs $2,676 in Terni, rent included.

Tbilisi is about 9% cheaper than Terni, driven mainly by Eating Out.

Both Tbilisi and Terni are more affordable than the global median – Tbilisi 10% lower, Terni 1% lower.

Currency
🍽 Eating Out
Tbilisi
Terni
Difference
Meal at Budget Restaurant
$10.80 ₾28.70
$17.46 €15.04
-38.14%
Three-Course Dinner for Two, Mid-Range
$43.18 ₾115
$48.75 €41.98
-11.43%
Fast Food Meal (McDonalds, etc)
$8.29 ₾22.03
$9.92 €8.54
-16.43%
Cappuccino
$3.00 ₾7.96
$1.87 €1.61
60.43%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.82 ₾2.17
$2.72 €2.34
-69.85%
Water (0.33 liter bottle)
$0.46 ₾1.21
$1.31 €1.13
-64.89%
Local Beer (0.5 liter draught)
$2.23 ₾5.93
$5.36 €4.62
-58.40%
Imported Beer (0.33 liter bottle)
$2.92 ₾7.75
$5.24 €4.51
-44.27%
🛒 Groceries & Markets
Tbilisi
Terni
Difference
Milk (1 liter)
$1.93 ₾5.11
$1.25 €1.08
54.40%
White Bread (500g)
$0.68 ₾1.81
$2.13 €1.84
-68.08%
Rice (white) (1kg)
$1.88 ₾4.99
$2.37 €2.04
-20.68%
Eggs
$2.54 ₾6.73
$3.32 €2.86
-23.49%
Local Cheese (1kg)
$7.42 ₾19.70
$13.19 €11.36
-43.75%
Chicken Fillets (1kg)
$6.19 ₾16.43
$9.41 €8.10
-34.22%
Beef Round Steak (1kg)
$9.36 ₾24.86
$13.78 €11.86
-32.08%
Apples (1kg)
$1.22 ₾3.25
$2.24 €1.93
-45.54%
Banana (1kg)
$1.66 ₾4.40
$1.88 €1.62
-11.70%
Oranges (1kg)
$1.80 ₾4.78
$1.14 €0.98
57.89%
Tomato (1kg)
$2.24 ₾5.96
$2.28 €1.97
-1.75%
Potato (1kg)
$0.71 ₾1.89
$1.62 €1.40
-56.17%
Onion (1kg)
$0.67 ₾1.79
$1.72 €1.48
-61.05%
Lettuce (1 head)
$1.18 ₾3.13
$0.84 €0.72
40.48%
Water (1.5 liter bottle)
$0.66 ₾1.76
$0.41 €0.36
60.98%
Cigarettes 20 Pack (Marlboro, Camel)
$2.98 ₾7.91
$6.40 €5.51
-53.44%
Wine (Bottle)
$7.61 ₾20.21
$8.18 €7.05
-6.97%
Local Beer (0.5 liter bottle)
$1.54 ₾4.08
$1.37 €1.18
12.41%
Imported Beer (0.33 liter bottle)
$2.25 ₾5.98
$1.65 €1.42
36.36%
🚌 Getting Around
Tbilisi
Terni
Difference
One-way Ticket (Public Transport)
$0.36 ₾0.95
$1.67 €1.44
-78.44%
Public Transport Monthly Pass (Regular Price)
$14.44 ₾38.36
$34.26 €29.51
-57.85%
Taxi Start (Normal Tariff)
$1.49 ₾3.96
$5.00 €4.31
-70.20%
Taxi (Normal Tariff) (1km)
$0.68 ₾1.82
$1.37 €1.18
-50.36%
Taxi 1hour Waiting (Normal Tariff)
$7.23 ₾19.19
$25.43 €21.90
-71.57%
Gasoline (1 liter)
$1.14 ₾3.04
$2.02 €1.74
-43.56%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.5K ₾49.0K
$34.4K €29.6K
-46.29%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.0K ₾53.0K
$32.9K €28.3K
-39.34%
🧾 Monthly Utilities & Internet
Tbilisi
Terni
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$73.7 ₾196
$176 €152
-58.23%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.64 ₾30.91
$14.16 €12.19
-17.80%
Internet (50+ Mbps, Unlimited Data)
$17.84 ₾47.39
$31.06 €26.75
-42.56%
🎉 Sport & Entertainment
Tbilisi
Terni
Difference
Gym Membership (Monthly)
$60.1 ₾160
$53.1 €45.70
13.28%
Tennis Court (1 Hour on Weekend)
$16.80 ₾44.63
$17.00 €14.64
-1.18%
Cinema Ticket
$6.60 ₾17.54
$10.26 €8.84
-35.67%
🧸 Childcare & Education
Tbilisi
Terni
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$266 ₾708
$353 €304
-24.49%
International Primary School, 1 Child (Yearly)
$5,191 ₾13.8K
$5,880 €5,063
-11.71%
👕👟 Clothing & Footwear
Tbilisi
Terni
Difference
Jeans (Levis 501 Or Similar)
$77.7 ₾206
$66.3 €57.1
17.14%
Summer Dress (H&M, Zara, etc)
$44.75 ₾119
$35.02 €30.16
27.78%
Sport Shoes (Adidas, Nike)
$117 ₾310
$89.7 €77.2
30.27%
Men's Leather Business Shoes
$113 ₾300
$88.9 €76.6
27.01%
🏠 Accommodation & Living
Tbilisi
Terni
Difference
1-bedroom Apartment, City Center (Monthly)
$693 ₾1,839
$352 €303
96.54%
1-bedroom Apartment, Outside City Center (Monthly)
$462 ₾1,226
$353 €304
30.79%
3-bedroom Apartment, City Center (Monthly)
$1,320 ₾3,505
$744 €641
77.37%
3-bedroom Apartment, Outside City Center (Monthly)
$774 ₾2,056
$564 €486
37.26%
Buy Apartment in City Center (m2)
$2,430 ₾6,455
$1,383 €1,191
75.80%
Buy Apartment Outside City Center (m2)
$1,446 ₾3,840
$806 €694
79.42%
💵 Salaries & Financials
Tbilisi
Terni
Difference
Average Monthly Net Salary (After Tax)
$673 ₾1,787
$1,554 €1,338
-56.69%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.89
3.69
222.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: May 31, 2026

Last update for Terni: May 30, 2026

Cost Breakdown

A central one-bedroom costs $693 in Tbilisi versus $352 in Terni. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 131% higher in Terni, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $43.00 in Tbilisi versus $49.00 in Terni. Monthly groceries follow the same trend: $203 vs $266 – making Tbilisi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tbilisi vs Terni: Cost of Living - Frequently Asked Questions
How do living costs in Tbilisi and Terni compare overall?
Monthly costs with rent: $1,209 in Tbilisi, $1,323 in Terni – roughly 9% apart. Terni costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Tbilisi compared to Terni?
For a comfortable life, plan on about $1,813 per month in Tbilisi and $1,984 in Terni. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Tbilisi and Terni?
Rent is clearly cheaper in Tbilisi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $43.00 in Tbilisi and $49.00 in Terni. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Tbilisi or Terni?
Monthly expenses with rent come to $1,209 in Tbilisi and $1,323 in Terni. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Tbilisi, where all-in costs run around $1,209, than in Terni at $1,323. In Tbilisi it covers expenses comfortably, while in Terni it requires careful planning or may not stretch far enough.
How does quality of life compare between Tbilisi and Terni?
It depends on your priorities. Tbilisi has an edge in some lifestyle areas, with costs from $1,209 in Tbilisi to $1,323 in Terni. Climate, culture, job market, and personal taste all factor in.
Is Tbilisi or Terni safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Tbilisi and Terni?
If budget matters most, go with Tbilisi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Terni makes more sense. Both are solid long-term options with distinct trade-offs.

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