Cost of Living Comparison Between Tbilisi and Terni Cost of Living Comparison Between Tbilisi and Terni

Monthly Cost of Living

A single person spends $1,197 per month in Tbilisi vs $1,348 in Terni, rent included.

A couple spends around $1,868 per month in Tbilisi vs $2,048 in Terni, rent included.

A family of three spends $2,538 per month in Tbilisi vs $2,748 in Terni, rent included.

Tbilisi is about 11% cheaper than Terni, driven mainly by Eating Out.

Tbilisi sits 10% below the global median, while Terni is 1% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Tbilisi
Terni
Difference
Meal at Budget Restaurant
$10.82 ₾28.38
$17.45 €15.28
-37.99%
Three-Course Dinner for Two, Mid-Range
$43.85 ₾115
$49.82 €43.63
-11.98%
Fast Food Meal (McDonalds, etc)
$8.31 ₾21.79
$9.56 €8.37
-13.08%
Cappuccino
$2.97 ₾7.78
$1.86 €1.63
59.68%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.77 ₾2.01
$2.69 €2.35
-71.38%
Water (0.33 liter bottle)
$0.46 ₾1.20
$1.35 €1.18
-65.93%
Local Beer (0.5 liter draught)
$2.14 ₾5.63
$5.07 €4.44
-57.79%
Imported Beer (0.33 liter bottle)
$2.87 ₾7.52
$5.29 €4.64
-45.75%
🛒 Groceries & Markets
Tbilisi
Terni
Difference
Milk (1 liter)
$1.90 ₾4.99
$1.25 €1.10
52.00%
White Bread (500g)
$0.71 ₾1.86
$2.20 €1.93
-67.73%
Rice (white) (1kg)
$1.91 ₾5.00
$2.34 €2.05
-18.38%
Eggs
$2.48 ₾6.52
$3.42 €2.99
-27.49%
Local Cheese (1kg)
$7.74 ₾20.29
$13.65 €11.96
-43.30%
Chicken Fillets (1kg)
$6.18 ₾16.20
$9.16 €8.02
-32.53%
Beef Round Steak (1kg)
$9.57 ₾25.11
$13.84 €12.12
-30.85%
Apples (1kg)
$1.17 ₾3.06
$2.15 €1.88
-45.58%
Banana (1kg)
$1.65 ₾4.34
$1.88 €1.64
-12.23%
Oranges (1kg)
$1.85 ₾4.84
$1.19 €1.05
55.46%
Tomato (1kg)
$2.33 ₾6.11
$2.28 €2.00
2.19%
Potato (1kg)
$0.71 ₾1.85
$1.58 €1.38
-55.06%
Onion (1kg)
$0.67 ₾1.76
$1.71 €1.50
-60.82%
Lettuce (1 head)
$1.19 ₾3.12
$0.79 €0.69
50.63%
Water (1.5 liter bottle)
$0.66 ₾1.72
$0.41 €0.36
60.98%
Cigarettes 20 Pack (Marlboro, Camel)
$2.92 ₾7.65
$6.40 €5.60
-54.38%
Wine (Bottle)
$7.69 ₾20.17
$7.38 €6.46
4.20%
Local Beer (0.5 liter bottle)
$1.59 ₾4.18
$1.35 €1.18
17.78%
Imported Beer (0.33 liter bottle)
$2.31 ₾6.06
$1.64 €1.44
40.85%
🚌 Getting Around
Tbilisi
Terni
Difference
One-way Ticket (Public Transport)
$0.38 ₾1.01
$1.64 €1.44
-76.83%
Public Transport Monthly Pass (Regular Price)
$14.76 ₾38.71
$34.99 €30.64
-57.82%
Taxi Start (Normal Tariff)
$1.50 ₾3.92
$4.97 €4.35
-69.82%
Taxi (Normal Tariff) (1km)
$0.68 ₾1.77
$1.30 €1.14
-47.69%
Taxi 1hour Waiting (Normal Tariff)
$7.26 ₾19.03
$25.75 €22.56
-71.81%
Gasoline (1 liter)
$1.09 ₾2.87
$2.07 €1.82
-47.34%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.6K ₾48.8K
$33.6K €29.4K
-44.57%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.5K ₾53.7K
$34.1K €29.8K
-39.90%
🧾 Monthly Utilities & Internet
Tbilisi
Terni
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$73.0 ₾191
$176 €154
-58.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.97 ₾31.40
$13.63 €11.93
-12.18%
Internet (50+ Mbps, Unlimited Data)
$18.00 ₾47.21
$31.05 €27.19
-42.03%
🎉 Sport & Entertainment
Tbilisi
Terni
Difference
Gym Membership (Monthly)
$61.0 ₾160
$51.8 €45.35
17.77%
Tennis Court (1 Hour on Weekend)
$16.52 ₾43.33
$16.49 €14.44
0.18%
Cinema Ticket
$6.70 ₾17.58
$10.62 €9.30
-36.91%
🧸 Childcare & Education
Tbilisi
Terni
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$269 ₾705
$341 €298
-21.13%
International Primary School, 1 Child (Yearly)
$5,152 ₾13.5K
$5,886 €5,155
-12.47%
👕👟 Clothing & Footwear
Tbilisi
Terni
Difference
Jeans (Levis 501 Or Similar)
$76.5 ₾201
$64.7 €56.7
18.20%
Summer Dress (H&M, Zara, etc)
$43.41 ₾114
$35.76 €31.32
21.39%
Sport Shoes (Adidas, Nike)
$120 ₾316
$91.1 €79.8
32.20%
Men's Leather Business Shoes
$111 ₾290
$88.7 €77.7
24.70%
🏠 Accommodation & Living
Tbilisi
Terni
Difference
1-bedroom Apartment, City Center (Monthly)
$687 ₾1,802
$343 €301
100.25%
1-bedroom Apartment, Outside City Center (Monthly)
$470 ₾1,234
$341 €299
37.92%
3-bedroom Apartment, City Center (Monthly)
$1,353 ₾3,549
$757 €663
78.80%
3-bedroom Apartment, Outside City Center (Monthly)
$789 ₾2,069
$559 €489
41.19%
Buy Apartment in City Center (m2)
$2,468 ₾6,472
$1,381 €1,209
78.69%
Buy Apartment Outside City Center (m2)
$1,456 ₾3,817
$788 €690
84.80%
💵 Salaries & Financials
Tbilisi
Terni
Difference
Average Monthly Net Salary (After Tax)
$659 ₾1,729
$1,498 €1,312
-56.00%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.89
3.69
222.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: July 13, 2026

Last update for Terni: July 13, 2026

Cost Breakdown

A central one-bedroom costs $687 in Tbilisi versus $343 in Terni. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 127% higher in Terni, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $44.00 in Tbilisi versus $50.0 in Terni. Monthly groceries follow the same trend: $205 vs $265 – making Tbilisi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tbilisi vs Terni: Cost of Living - Frequently Asked Questions
How do living costs in Tbilisi and in Terni compare overall?
Monthly costs with rent: $1,197 in Tbilisi, $1,348 in Terni – roughly 13% apart. Terni costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Tbilisi compared to Terni?
For a comfortable life, plan on about $1,796 per month in Tbilisi and $2,022 in Terni. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Tbilisi and Terni?
Rent is clearly cheaper in Tbilisi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $44.00 in Tbilisi and $50.0 in Terni. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Tbilisi or Terni?
Monthly expenses with rent come to $1,197 in Tbilisi and $1,348 in Terni. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Tbilisi, where all-in costs run around $1,197, than in Terni at $1,348. In Tbilisi it covers expenses comfortably, while in Terni it requires careful planning or may not stretch far enough.
How does quality of life compare between Tbilisi and Terni?
It depends on your priorities. Tbilisi has an edge in some lifestyle areas, with costs from $1,197 in Tbilisi to $1,348 in Terni. Climate, culture, job market, and personal taste all factor in.
Is Tbilisi or Terni safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Tbilisi and Terni?
If budget matters most, go with Tbilisi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Terni makes more sense. Both are solid long-term options with distinct trade-offs.

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