Cost of Living Comparison Between Tbilisi and Panama City Cost of Living Comparison Between Tbilisi and Panama City

Monthly Cost of Living

A single person spends $1,209 per month in Tbilisi vs $1,763 in Panama City, rent included.

A couple spends around $1,867 per month in Tbilisi vs $2,717 in Panama City, rent included.

A family of three spends $2,526 per month in Tbilisi vs $3,671 in Panama City, rent included.

Tbilisi is about 31% cheaper than Panama City, driven mainly by Groceries & Markets.

Tbilisi sits 10% below the global median, while Panama City is 32% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Tbilisi
Panama City
Difference
Meal at Budget Restaurant
$10.80 ₾28.70
$10.08 PAB 10.08
7.14%
Three-Course Dinner for Two, Mid-Range
$43.18 ₾115
$50.4 PAB 50.4
-14.26%
Fast Food Meal (McDonalds, etc)
$8.29 ₾22.03
$7.80 PAB 7.80
6.28%
Cappuccino
$3.00 ₾7.96
$3.69 PAB 3.69
-18.70%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.82 ₾2.17
$1.70 PAB 1.70
-51.76%
Water (0.33 liter bottle)
$0.46 ₾1.21
$1.35 PAB 1.35
-65.93%
Local Beer (0.5 liter draught)
$2.23 ₾5.93
$3.06 PAB 3.06
-27.12%
Imported Beer (0.33 liter bottle)
$2.92 ₾7.75
$3.91 PAB 3.91
-25.32%
🛒 Groceries & Markets
Tbilisi
Panama City
Difference
Milk (1 liter)
$1.93 ₾5.11
$1.82 PAB 1.82
6.04%
White Bread (500g)
$0.68 ₾1.81
$2.56 PAB 2.56
-73.44%
Rice (white) (1kg)
$1.88 ₾4.99
$2.49 PAB 2.49
-24.50%
Eggs
$2.54 ₾6.73
$2.96 PAB 2.96
-14.19%
Local Cheese (1kg)
$7.42 ₾19.70
$11.25 PAB 11.25
-34.04%
Chicken Fillets (1kg)
$6.19 ₾16.43
$7.22 PAB 7.22
-14.27%
Beef Round Steak (1kg)
$9.36 ₾24.86
$10.19 PAB 10.19
-8.15%
Apples (1kg)
$1.22 ₾3.25
$3.43 PAB 3.43
-64.43%
Banana (1kg)
$1.66 ₾4.40
$1.50 PAB 1.50
10.67%
Oranges (1kg)
$1.80 ₾4.78
$2.85 PAB 2.85
-36.84%
Tomato (1kg)
$2.24 ₾5.96
$3.19 PAB 3.19
-29.78%
Potato (1kg)
$0.71 ₾1.89
$2.21 PAB 2.21
-67.87%
Onion (1kg)
$0.67 ₾1.79
$2.77 PAB 2.77
-75.81%
Lettuce (1 head)
$1.18 ₾3.13
$2.25 PAB 2.25
-47.56%
Water (1.5 liter bottle)
$0.66 ₾1.76
$1.58 PAB 1.58
-58.23%
Cigarettes 20 Pack (Marlboro, Camel)
$2.98 ₾7.91
$5.91 PAB 5.91
-49.58%
Wine (Bottle)
$7.61 ₾20.21
$11.11 PAB 11.11
-31.50%
Local Beer (0.5 liter bottle)
$1.54 ₾4.08
$1.28 PAB 1.28
20.31%
Imported Beer (0.33 liter bottle)
$2.25 ₾5.98
$2.32 PAB 2.32
-3.02%
🚌 Getting Around
Tbilisi
Panama City
Difference
One-way Ticket (Public Transport)
$0.36 ₾0.95
$0.40 PAB 0.40
-10.00%
Public Transport Monthly Pass (Regular Price)
$14.44 ₾38.36
$22.08 PAB 22.08
-34.60%
Taxi Start (Normal Tariff)
$1.49 ₾3.96
$2.57 PAB 2.57
-42.02%
Taxi (Normal Tariff) (1km)
$0.68 ₾1.82
$1.78 PAB 1.78
-61.80%
Taxi 1hour Waiting (Normal Tariff)
$7.23 ₾19.19
$21.73 PAB 21.73
-66.73%
Gasoline (1 liter)
$1.14 ₾3.04
$0.93 PAB 0.93
22.58%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.5K ₾49.0K
$19.7K PAB 19.7K
-6.21%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.0K ₾53.0K
$20.9K PAB 20.9K
-4.38%
🧾 Monthly Utilities & Internet
Tbilisi
Panama City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$73.7 ₾196
$121 PAB 121
-39.30%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.64 ₾30.91
$29.44 PAB 29.44
-60.46%
Internet (50+ Mbps, Unlimited Data)
$17.84 ₾47.39
$49.27 PAB 49.27
-63.79%
🎉 Sport & Entertainment
Tbilisi
Panama City
Difference
Gym Membership (Monthly)
$60.1 ₾160
$45.92 PAB 45.92
30.95%
Tennis Court (1 Hour on Weekend)
$16.80 ₾44.63
$32.32 PAB 32.32
-48.02%
Cinema Ticket
$6.60 ₾17.54
$8.11 PAB 8.11
-18.62%
🧸 Childcare & Education
Tbilisi
Panama City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$266 ₾708
$484 PAB 484
-44.97%
International Primary School, 1 Child (Yearly)
$5,191 ₾13.8K
$15.8K PAB 15.8K
-67.13%
👕👟 Clothing & Footwear
Tbilisi
Panama City
Difference
Jeans (Levis 501 Or Similar)
$77.7 ₾206
$51.2 PAB 51.2
51.82%
Summer Dress (H&M, Zara, etc)
$44.75 ₾119
$45.98 PAB 45.98
-2.68%
Sport Shoes (Adidas, Nike)
$117 ₾310
$89.0 PAB 89.0
31.22%
Men's Leather Business Shoes
$113 ₾300
$122 PAB 122
-7.61%
🏠 Accommodation & Living
Tbilisi
Panama City
Difference
1-bedroom Apartment, City Center (Monthly)
$693 ₾1,839
$1,157 PAB 1,157
-40.15%
1-bedroom Apartment, Outside City Center (Monthly)
$462 ₾1,226
$893 PAB 893
-48.28%
3-bedroom Apartment, City Center (Monthly)
$1,320 ₾3,505
$1,996 PAB 1,996
-33.90%
3-bedroom Apartment, Outside City Center (Monthly)
$774 ₾2,056
$1,580 PAB 1,580
-51.01%
Buy Apartment in City Center (m2)
$2,430 ₾6,455
$3,069 PAB 3,069
-20.81%
Buy Apartment Outside City Center (m2)
$1,446 ₾3,840
$1,730 PAB 1,730
-16.40%
💵 Salaries & Financials
Tbilisi
Panama City
Difference
Average Monthly Net Salary (After Tax)
$673 ₾1,787
$962 PAB 962
-30.08%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.89
6.23
90.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: May 31, 2026

Last update for Panama City: May 30, 2026

Cost Breakdown

A central one-bedroom costs $693 in Tbilisi versus $1,157 in Panama City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 43% higher in Panama City, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $43.00 in Tbilisi versus $50.0 in Panama City. Monthly groceries follow the same trend: $203 vs $293 – making Tbilisi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tbilisi vs Panama City: Cost of Living - Frequently Asked Questions
Is Panama City cheaper than Tbilisi?
Yes – Panama City is pricier by about 46%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,813 per month in Tbilisi and $2,644 in Panama City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Tbilisi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Tbilisi and Panama City?
Groceries cost about 44% more in Panama City, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Tbilisi or Panama City?
A mid-range dinner for two costs $43.00 in Tbilisi and $50.0 in Panama City. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $2,000 a realistic budget for Tbilisi or Panama City?
A $2,000 monthly budget goes further in Tbilisi, where all-in costs run around $1,209, than in Panama City at $1,763. In Tbilisi it covers expenses comfortably, while in Panama City it requires careful planning or may not stretch far enough.
Is Tbilisi or Panama City more family-friendly?
Families tend to lean toward Tbilisi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Tbilisi or Panama City?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Tbilisi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Panama City makes more sense. Both are solid long-term options with distinct trade-offs.

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