Cost of Living Comparison Between Tbilisi and Panajachel Cost of Living Comparison Between Tbilisi and Panajachel

Monthly Cost of Living

Monthly costs for one person with rent: $1,209 in Tbilisi versus $636 in Panajachel.

Estimated couple costs with rent: $1,867 in Tbilisi versus $1,073 in Panajachel.

Monthly costs for a family of three with rent: $2,526 in Tbilisi versus $1,511 in Panajachel.

Living in Tbilisi is roughly 90% more expensive than Panajachel, driven mainly by Sport & Entertainment.

Both cities sit below the global median: Tbilisi 10% lower, Panajachel 53% lower.

Currency
🍽 Eating Out
Tbilisi
Panajachel
Difference
Meal at Budget Restaurant
$10.80 ₾28.71
$4.63 Q 35.29
133.26%
Three-Course Dinner for Two, Mid-Range
$43.18 ₾115
$32.07 Q 244
34.64%
Fast Food Meal (McDonalds, etc)
$8.29 ₾22.04
$6.22 Q 47.38
33.28%
Cappuccino
$3.00 ₾7.97
$2.63 Q 20.06
14.07%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.82 ₾2.17
$1.23 Q 9.41
-33.33%
Water (0.33 liter bottle)
$0.46 ₾1.21
$0.99 Q 7.53
-53.54%
Local Beer (0.5 liter draught)
$2.23 ₾5.93
$2.56 Q 19.51
-12.89%
Imported Beer (0.33 liter bottle)
$2.92 ₾7.75
$4.67 Q 35.62
-37.47%
🛒 Groceries & Markets
Tbilisi
Panajachel
Difference
Milk (1 liter)
$1.93 ₾5.12
$2.06 Q 15.68
-6.31%
White Bread (500g)
$0.68 ₾1.81
$1.54 Q 11.74
-55.84%
Rice (white) (1kg)
$1.88 ₾5.00
$2.02 Q 15.37
-6.93%
Eggs
$2.54 ₾6.74
$1.74 Q 13.29
45.98%
Local Cheese (1kg)
$7.42 ₾19.70
$7.81 Q 59.5
-4.99%
Chicken Fillets (1kg)
$6.19 ₾16.44
$8.45 Q 64.4
-26.75%
Beef Round Steak (1kg)
$9.36 ₾24.87
$10.03 Q 76.4
-6.68%
Apples (1kg)
$1.22 ₾3.25
$3.59 Q 27.33
-66.02%
Banana (1kg)
$1.66 ₾4.40
$1.52 Q 11.61
9.21%
Oranges (1kg)
$1.80 ₾4.78
$3.19 Q 24.33
-43.57%
Tomato (1kg)
$2.24 ₾5.96
$1.18 Q 8.97
89.83%
Potato (1kg)
$0.71 ₾1.89
$1.05 Q 8.01
-32.38%
Onion (1kg)
$0.67 ₾1.79
$2.30 Q 17.53
-70.87%
Lettuce (1 head)
$1.18 ₾3.13
$0.62 Q 4.73
90.32%
Water (1.5 liter bottle)
$0.66 ₾1.76
$1.18 Q 8.96
-44.07%
Cigarettes 20 Pack (Marlboro, Camel)
$2.98 ₾7.91
$3.56 Q 27.14
-16.29%
Wine (Bottle)
$7.61 ₾20.22
$8.12 Q 61.9
-6.28%
Local Beer (0.5 liter bottle)
$1.54 ₾4.08
$1.59 Q 12.13
-3.14%
Imported Beer (0.33 liter bottle)
$2.25 ₾5.99
$2.42 Q 18.43
-7.02%
🚌 Getting Around
Tbilisi
Panajachel
Difference
One-way Ticket (Public Transport)
$0.36 ₾0.95
-
-
Public Transport Monthly Pass (Regular Price)
$14.44 ₾38.38
-
-
Taxi Start (Normal Tariff)
$1.49 ₾3.97
$5.17 Q 39.41
-71.18%
Taxi (Normal Tariff) (1km)
$0.68 ₾1.82
$0.64 Q 4.91
6.25%
Taxi 1hour Waiting (Normal Tariff)
$7.23 ₾19.20
$15.82 Q 121
-54.30%
Gasoline (1 liter)
$1.14 ₾3.04
$1.06 Q 8.09
7.55%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.5K ₾49.1K
$19.3K Q 147.0K
-4.30%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.0K ₾53.1K
$24.5K Q 186.7K
-18.50%
🧾 Monthly Utilities & Internet
Tbilisi
Panajachel
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$73.7 ₾196
$33.22 Q 253
121.79%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.64 ₾30.92
$25.84 Q 197
-54.95%
Internet (50+ Mbps, Unlimited Data)
$17.84 ₾47.41
$47.43 Q 361
-62.39%
🎉 Sport & Entertainment
Tbilisi
Panajachel
Difference
Gym Membership (Monthly)
$60.1 ₾160
-
-
Tennis Court (1 Hour on Weekend)
$16.80 ₾44.65
-
-
Cinema Ticket
$6.60 ₾17.55
$7.37 Q 56.1
-10.45%
🧸 Childcare & Education
Tbilisi
Panajachel
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$266 ₾708
$247 Q 1,883
7.81%
International Primary School, 1 Child (Yearly)
$5,191 ₾13.8K
$5,724 Q 43.6K
-9.30%
👕👟 Clothing & Footwear
Tbilisi
Panajachel
Difference
Jeans (Levis 501 Or Similar)
$77.7 ₾206
$50.2 Q 382
54.87%
Summer Dress (H&M, Zara, etc)
$44.75 ₾119
$52.4 Q 400
-14.66%
Sport Shoes (Adidas, Nike)
$117 ₾310
$118 Q 899
-1.02%
Men's Leather Business Shoes
$113 ₾300
$123 Q 940
-8.43%
🏠 Accommodation & Living
Tbilisi
Panajachel
Difference
1-bedroom Apartment, City Center (Monthly)
$693 ₾1,840
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$462 ₾1,227
-
-
3-bedroom Apartment, City Center (Monthly)
$1,320 ₾3,507
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$774 ₾2,057
-
-
Buy Apartment in City Center (m2)
$2,430 ₾6,458
-
-
Buy Apartment Outside City Center (m2)
$1,446 ₾3,842
-
-
💵 Salaries & Financials
Tbilisi
Panajachel
Difference
Average Monthly Net Salary (After Tax)
$673 ₾1,788
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
11.89
8.9
33.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: May 31, 2026

Last update for Panajachel: June 2, 2026

Cost Breakdown

Dining out: $43.00 in Tbilisi vs $32.00 in Panajachel. Groceries flip the comparison at $203 vs $246, with Tbilisi cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tbilisi vs Panajachel: Cost of Living - Frequently Asked Questions
Which city is more expensive, Tbilisi or Panajachel?
Panajachel wins on cost – living expenses run 90% lower than in Tbilisi. Housing and daily spending are where you'll feel the difference most, making Panajachel the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Tbilisi vs Panajachel?
You'd need roughly $1,813 in Tbilisi and $954 in Panajachel to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do childcare costs compare in Tbilisi and Panajachel?
Childcare runs $266 in Tbilisi versus $247 in Panajachel. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Tbilisi vs Panajachel?
Dining out is cheaper in Panajachel – a meal for two runs $32.00 versus $43.00 in Tbilisi. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Tbilisi or Panajachel?
At $636 in Panajachel versus $1,209 in Tbilisi, a $1,000 budget is realistic in Panajachel but tight or insufficient in Tbilisi. The gap between the two cities makes Panajachel the clear choice for anyone on this budget.
Which city is better for digital nomads, Tbilisi or Panajachel?
Both work as nomad bases, but Panajachel delivers better value – similar infrastructure at $636 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Panajachel hard to pass up.
How safe is Tbilisi compared to Panajachel?
Safety-wise, Tbilisi and Panajachel are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Panajachel gentler on the wallet – expenses run 90% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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