🙂Monthly costs for one person with rent: $1,197 in Tbilisi versus $1,662 in Palmerston North.
🙂Estimated couple costs with rent: $1,868 in Tbilisi versus $2,665 in Palmerston North.
🙂Monthly costs for a family of three with rent: $2,538 in Tbilisi versus $3,668 in Palmerston North.
🌍Living in Tbilisi costs roughly 28% less than in Palmerston North, driven mainly by Eating Out.
📊The two cities straddle the global median: Tbilisi is 10% below, Palmerston North is 24% above.
Currency
🍽 Eating Out
Tbilisi
Palmerston North
Difference
Meal at Budget Restaurant
$10.82₾28.39
$16.84NZ$28.83
-35.75%
Three-Course Dinner for Two, Mid-Range
$43.85₾115
$72.5NZ$124
-39.54%
Fast Food Meal(McDonalds, etc)
$8.31₾21.80
$12.04NZ$20.62
-30.98%
Cappuccino
$2.97₾7.78
$3.41NZ$5.83
-12.90%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.77₾2.01
$2.30NZ$3.93
-66.52%
Water(0.33 liter bottle)
$0.46₾1.20
$2.08NZ$3.56
-77.88%
Local Beer(0.5 liter draught)
$2.14₾5.63
$7.36NZ$12.59
-70.92%
Imported Beer(0.33 liter bottle)
$2.87₾7.52
$6.20NZ$10.62
-53.71%
🛒 Groceries & Markets
Tbilisi
Palmerston North
Difference
Milk(1 liter)
$1.90₾4.99
$1.92NZ$3.29
-1.04%
White Bread(500g)
$0.71₾1.86
$2.07NZ$3.54
-65.70%
Rice(white)(1kg)
$1.91₾5.00
$1.81NZ$3.09
5.52%
Eggs
$2.48₾6.52
$5.28NZ$9.03
-53.03%
Local Cheese(1kg)
$7.74₾20.29
$8.19NZ$14.03
-5.49%
Chicken Fillets(1kg)
$6.18₾16.21
$9.27NZ$15.87
-33.33%
Beef Round Steak(1kg)
$9.57₾25.12
$12.59NZ$21.55
-23.99%
Apples(1kg)
$1.17₾3.06
$2.50NZ$4.27
-53.20%
Banana(1kg)
$1.65₾4.34
$1.83NZ$3.13
-9.84%
Oranges(1kg)
$1.85₾4.84
$2.43NZ$4.16
-23.87%
Tomato(1kg)
$2.33₾6.11
$3.48NZ$5.96
-33.05%
Potato(1kg)
$0.71₾1.85
$2.13NZ$3.65
-66.67%
Onion(1kg)
$0.67₾1.76
$2.16NZ$3.69
-68.98%
Lettuce(1 head)
$1.19₾3.12
$2.04NZ$3.49
-41.67%
Water(1.5 liter bottle)
$0.66₾1.72
$0.99NZ$1.70
-33.33%
Cigarettes 20 Pack(Marlboro, Camel)
$2.92₾7.65
$20.47NZ$35.04
-85.74%
Wine(Bottle)
$7.69₾20.18
$8.79NZ$15.05
-12.51%
Local Beer(0.5 liter bottle)
$1.59₾4.18
$2.45NZ$4.20
-35.10%
Imported Beer(0.33 liter bottle)
$2.31₾6.06
$5.21NZ$8.93
-55.66%
🚌 Getting Around
Tbilisi
Palmerston North
Difference
One-way Ticket(Public Transport)
$0.38₾1.01
$4.59NZ$7.86
-91.72%
Public Transport Monthly Pass(Regular Price)
$14.76₾38.72
$30.29NZ$51.9
-51.27%
Taxi Start(Normal Tariff)
$1.50₾3.92
$2.38NZ$4.07
-36.97%
Taxi(Normal Tariff)(1km)
$0.68₾1.77
$1.80NZ$3.08
-62.22%
Taxi 1hour Waiting(Normal Tariff)
$7.26₾19.04
$17.45NZ$29.88
-58.40%
Gasoline(1 liter)
$1.09₾2.87
$1.64NZ$2.81
-33.54%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.6K₾48.8K
$18.4KNZ$31.5K
1.20%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.5K₾53.7K
$21.8KNZ$37.3K
-6.04%
🧾 Monthly Utilities & Internet
Tbilisi
Palmerston North
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$73.0₾192
$89.6NZ$153
-18.54%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$11.97₾31.41
$36.80NZ$63.0
-67.47%
Internet(50+ Mbps, Unlimited Data)
$18.00₾47.22
$47.79NZ$81.8
-62.34%
🎉 Sport & Entertainment
Tbilisi
Palmerston North
Difference
Gym Membership(Monthly)
$61.0₾160
$35.51NZ$60.8
71.73%
Tennis Court(1 Hour on Weekend)
$16.52₾43.34
$13.17NZ$22.56
25.44%
Cinema Ticket
$6.70₾17.58
$9.14NZ$15.65
-26.70%
🧸 Childcare & Education
Tbilisi
Palmerston North
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$269₾705
$993NZ$1,700
-72.93%
International Primary School, 1 Child(Yearly)
$5,152₾13.5K
$6,069NZ$10.4K
-15.11%
👕👟 Clothing & Footwear
Tbilisi
Palmerston North
Difference
Jeans(Levis 501 Or Similar)
$76.5₾201
$56.9NZ$97.5
34.39%
Summer Dress(H&M, Zara, etc)
$43.41₾114
$37.10NZ$63.5
17.01%
Sport Shoes(Adidas, Nike)
$120₾316
$92.4NZ$158
30.31%
Men's Leather Business Shoes
$111₾290
$90.6NZ$155
22.07%
🏠 Accommodation & Living
Tbilisi
Palmerston North
Difference
1-bedroom Apartment, City Center(Monthly)
$687₾1,803
$844NZ$1,445
-18.57%
1-bedroom Apartment, Outside City Center(Monthly)
$470₾1,234
$688NZ$1,177
-31.59%
3-bedroom Apartment, City Center(Monthly)
$1,353₾3,550
$1,570NZ$2,688
-13.81%
3-bedroom Apartment, Outside City Center(Monthly)
$789₾2,069
$1,391NZ$2,382
-43.30%
Buy Apartment in City Center(m2)
$2,468₾6,473
$2,125NZ$3,638
16.14%
Buy Apartment Outside City Center(m2)
$1,456₾3,818
$1,887NZ$3,231
-22.86%
💵 Salaries & Financials
Tbilisi
Palmerston North
Difference
Average Monthly Net Salary(After Tax)
$659₾1,729
$2,576NZ$4,411
-74.41%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.89
6.69
77.73%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Tbilisi: July 13, 2026
Last update for Palmerston North: July 12, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $687 in Tbilisi and $844 in Palmerston North. Housing cost is often the main lever when comparing two cities.
💰Palmerston North pays 291% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $44.00 in Tbilisi vs $73.0 in Palmerston North for a mid-range dinner for two. Groceries echo the gap at $205 vs $298 per month, with Tbilisi cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tbilisi vs Palmerston North: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Tbilisi and in Palmerston North?
Tbilisi and Palmerston North differ by about 39% in total monthly costs ($1,197 vs $1,662 including rent). Tbilisi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 291% lower in Palmerston North. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Tbilisi and in Palmerston North?
Rent for a central apartment: $687 in Tbilisi versus $844 in Palmerston North. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Tbilisi and Palmerston North?
Childcare runs $269 in Tbilisi versus $993 in Palmerston North. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 45% higher in Palmerston North. For households that cook at home regularly, that difference adds up over a month.
Which city is more doable on $2,000 per month?
At $1,197 in Tbilisi versus $1,662 in Palmerston North, a $2,000 budget is realistic in Tbilisi but tight or insufficient in Palmerston North. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.
How does quality of life compare between Tbilisi and Palmerston North?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Tbilisi or Palmerston North safer for residents?
Safety-wise, Tbilisi and Palmerston North are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Tbilisi or Palmerston North?
Expats usually find Tbilisi gentler on the wallet – expenses run 39% less than in Palmerston North. Beyond cost, consider language, visa policies, and how big the international community is in each city.