Last update: Nov 2026

Cost of Living Comparison Between Tbilisi and Olsztyn

For one person, living is cheaper in Tbilisi: $1,278 a month against $1,703 in Olsztyn, rent and utilities included – about $5,100 less a year. Higher rent and utilities in Olsztyn outweigh lower spending on other living expenses.

61

Cost of Living Index in Tbilisi
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Tbilisi Living Index
81

Cost of Living Index in Olsztyn
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Olsztyn Living Index

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Tbilisi

🇬🇪 Georgia

$1,278

/mo nomad

Olsztyn

🇵🇱 Poland

$1,703

/mo nomad

Monthly Cost of Living

How much you'll spend in Tbilisi and in Olsztyn

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tbilisi and in Olsztyn actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,278 in Tbilisi versus $1,703 in Olsztyn.

Tbilisi $1,278
Olsztyn $1,703

Estimated couple costs with rent: $2,017 in Tbilisi versus $2,449 in Olsztyn.

Tbilisi $2,017
Olsztyn $2,449

Monthly costs for a family of three with rent: $2,755 in Tbilisi versus $3,196 in Olsztyn.

Tbilisi $2,755
Olsztyn $3,196

Living in Tbilisi costs roughly 25% less than in Olsztyn, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Tbilisi is 5% below, Olsztyn is 26% above.

Meal at Budget Restaurant

$11.62 ₾30.07

$12.63 zł 49.27

-8.00%

Three-Course Dinner for Two, Mid-Range

$38.41 ₾99.4

$50.3 zł 196

-23.64%

Fast Food Meal (McDonalds, etc)

$9.74 ₾25.20

$8.70 zł 33.94

11.95%

Cappuccino

$3.56 ₾9.21

$3.29 zł 12.82

8.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.08 ₾2.80

$2.48 zł 9.66

-56.45%

Water (0.33 liter bottle)

$0.56 ₾1.46

$1.85 zł 7.21

-69.73%

Local Beer (0.5 liter draught)

$2.73 ₾7.05

$3.09 zł 12.04

-11.65%

Imported Beer (0.33 liter bottle)

$3.13 ₾8.09

$3.75 zł 14.64

-16.53%

Milk (1 liter)

$2.14 ₾5.55

$1.02 zł 3.99

109.80%

White Bread (500g)

$0.75 ₾1.95

$1.25 zł 4.88

-40.00%

Rice (white) (1kg)

$1.80 ₾4.66

$1.38 zł 5.37

30.43%

Eggs

$2.80 ₾7.25

$3.87 zł 15.11

-27.65%

Local Cheese (1kg)

$9.43 ₾24.41

$9.61 zł 37.51

-1.87%

Chicken Fillets (1kg)

$7.00 ₾18.10

$7.55 zł 29.47

-7.28%

Beef Round Steak (1kg)

$12.69 ₾32.83

$14.51 zł 56.6

-12.54%

Apples (1kg)

$1.63 ₾4.22

$1.19 zł 4.64

36.97%

Banana (1kg)

$1.84 ₾4.77

$1.66 zł 6.46

10.84%

Oranges (1kg)

$1.97 ₾5.09

$1.82 zł 7.08

8.24%

Tomato (1kg)

$2.47 ₾6.39

$3.44 zł 13.42

-28.20%

Potato (1kg)

$0.75 ₾1.95

$0.91 zł 3.55

-17.58%

Onion (1kg)

$0.67 ₾1.74

$1.18 zł 4.61

-43.22%

Lettuce (1 head)

$1.41 ₾3.66

$1.34 zł 5.24

5.22%

Water (1.5 liter bottle)

$0.72 ₾1.86

$0.72 zł 2.81

Cigarettes 20 Pack (Marlboro, Camel)

$3.51 ₾9.08

$5.49 zł 21.40

-36.07%

Wine (Bottle)

$7.89 ₾20.40

$7.81 zł 30.47

1.02%

Local Beer (0.5 liter bottle)

$1.70 ₾4.41

$1.13 zł 4.42

50.44%

Imported Beer (0.33 liter bottle)

$2.37 ₾6.12

$1.56 zł 6.09

51.92%

One-way Ticket (Public Transport)

$0.38 ₾0.98

$1.04 zł 4.05

-63.46%

Public Transport Monthly Pass (Regular Price)

$15.29 ₾39.56

$25.18 zł 98.3

-39.28%

Taxi Start (Normal Tariff)

$1.19 ₾3.08

$1.98 zł 7.72

-39.90%

Taxi (Normal Tariff) (1km)

$0.74 ₾1.91

$0.73 zł 2.85

1.37%

Taxi 1hour Waiting (Normal Tariff)

$11.89 ₾30.76

$10.27 zł 40.07

15.77%

Gasoline (1 liter)

$1.46 ₾3.77

$1.64 zł 6.40

-10.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K ₾64.6K

$31.2K zł 121.9K

-20.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K ₾59.1K

$28.9K zł 112.8K

-21.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.1 ₾228

$336 zł 1,312

-73.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.71 ₾32.87

$9.64 zł 37.62

31.85%

Internet (50+ Mbps, Unlimited Data)

$19.79 ₾51.2

$18.98 zł 74.1

4.27%

Gym Membership (Monthly)

$64.3 ₾166

$45.06 zł 176

42.70%

Tennis Court (1 Hour on Weekend)

$19.17 ₾49.59

$22.38 zł 87.3

-14.34%

Cinema Ticket

$6.65 ₾17.20

$8.70 zł 33.96

-23.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$371 ₾961

$374 zł 1,458

-0.61%

International Primary School, 1 Child (Yearly)

$9,163 ₾23.7K

$14.0K zł 54.6K

-34.54%

Jeans (Levis 501 Or Similar)

$102 ₾264

$98.8 zł 385

3.50%

Summer Dress (H&M, Zara, etc)

$39.65 ₾103

$47.62 zł 186

-16.74%

Sport Shoes (Adidas, Nike)

$118 ₾306

$99.9 zł 390

18.26%

Men's Leather Business Shoes

$120 ₾310

$104 zł 404

15.63%

1-bedroom Apartment, City Center (Monthly)

$690 ₾1,784

$820 zł 3,198

-15.85%

1-bedroom Apartment, Outside City Center (Monthly)

$461 ₾1,193

$638 zł 2,491

-27.75%

3-bedroom Apartment, City Center (Monthly)

$1,362 ₾3,523

$1,308 zł 5,104

4.11%

3-bedroom Apartment, Outside City Center (Monthly)

$897 ₾2,321

$1,025 zł 3,998

-12.46%

Buy Apartment in City Center (m2)

$2,277 ₾5,891

$3,616 zł 14.1K

-37.03%

Buy Apartment Outside City Center (m2)

$1,378 ₾3,564

$2,519 zł 9,827

-45.30%

Average Monthly Net Salary (After Tax)

$710 ₾1,836

$1,491 zł 5,816

-52.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.53

7.52

66.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: November 2, 2026

Last update for Olsztyn: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tbilisi

$461 36.1%

Olsztyn

$638 37.5% 38.4% $177

Groceries & Markets

Tbilisi

$235 18.4%

Olsztyn

$238 14% 1.1% $2.6

Eating Out

Tbilisi

$191 15%

Olsztyn

$207 12.1% 8% $15

Clothing & Footwear

Tbilisi

$171 13.4%

Olsztyn

$157 9.2% 7.9% $13

Monthly Utilities & Internet

Tbilisi

$121 9.4%

Olsztyn

$365 21.4% 203% $244

Sport & Entertainment

Tbilisi

$78 6.1%

Olsztyn

$62 3.7% 19.5% $15

Getting Around

Tbilisi

$22 1.7%

Olsztyn

$35 2.1% 61.3% $13

Cost Breakdown

A one-bedroom apartment in the center runs $690 in Tbilisi and $820 in Olsztyn. Housing cost is often the main lever when comparing two cities.

Olsztyn pays about 2.1 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $38 in Tbilisi vs $50 in Olsztyn for a mid-range dinner for two. Groceries echo the gap at $235 vs $238 per month, with Tbilisi cheaper across the board.

Good to know

🇬🇪 Tbilisi

🇵🇱 Olsztyn

🕒 Local time

04:43 4:43 AM

01:43 1:43 AM

3 h behind Tbilisi

🌤 Weather

👥 Population

1,241,700 Capital

174,675

💱 Currency

Georgian Lari GEL ₾

Polish Złoty PLN zł

📈 Exchange rate

1 GEL = 0.387 USD

1 GEL = 0.343 EUR

1 PLN = 0.256 USD

1 PLN = 0.228 EUR

Exchange rates and currency converter

PLN, USD, EUR to GEL – Georgian Lari Converter

🇺🇸 United States Dollar ($)

🇬🇪 Georgian Lari (₾)

Georgian Lari exchange rates as of November 5, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.91 GEL (1 GEL = 0.343 EUR).

Polish Złoty exchange rates as of November 5, 2026: 1 USD = 3.9 PLN (1 PLN = 0.256 USD). 1 EUR = 4.39 PLN (1 PLN = 0.228 EUR).

USD to GEL in detail →

On the map

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Between locations

Tbilisi Olsztyn 2,240 km ≈ 3 h 15 min nonstop flight

From you

Tbilisi
Olsztyn

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Olsztyn: Cost of Living - Frequently Asked Questions

Tbilisi is about 25% cheaper overall, especially in eating out and transport. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 52% lower in Tbilisi. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $690 in Tbilisi versus $820 in Olsztyn. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $371 in Tbilisi versus $374 in Olsztyn. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Tbilisi – a meal for two runs $38 versus $50 in Olsztyn. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $2,000 a month, though Tbilisi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tbilisi and Olsztyn are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Tbilisi wins on affordability, Olsztyn on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.