🙂Monthly costs for one person with rent: $1,209 in Tbilisi versus $1,464 in Olsztyn.
🙂Estimated couple costs with rent: $1,867 in Tbilisi versus $1,997 in Olsztyn.
🙂Monthly costs for a family of three with rent: $2,526 in Tbilisi versus $2,531 in Olsztyn.
🙂Living in Tbilisi costs roughly 17% less than in Olsztyn, driven mainly by Sport & Entertainment.
📊The two cities straddle the global median: Tbilisi is 10% below, Olsztyn is 9% above.
Currency
🍽 Eating Out
Tbilisi
Olsztyn
Difference
Meal at Budget Restaurant
$10.80₾28.71
$10.65zł 38.84
1.41%
Three-Course Dinner for Two, Mid-Range
$43.18₾115
$46.46zł 169
-7.06%
Fast Food Meal(McDonalds, etc)
$8.29₾22.04
$7.51zł 27.37
10.39%
Cappuccino
$3.00₾7.97
$2.96zł 10.80
1.35%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.82₾2.17
$1.69zł 6.16
-51.48%
Water(0.33 liter bottle)
$0.46₾1.21
$1.84zł 6.69
-75.00%
Local Beer(0.5 liter draught)
$2.23₾5.93
$3.27zł 11.94
-31.80%
Imported Beer(0.33 liter bottle)
$2.92₾7.75
$3.82zł 13.93
-23.56%
🛒 Groceries & Markets
Tbilisi
Olsztyn
Difference
Milk(1 liter)
$1.93₾5.12
$1.10zł 4.03
75.45%
White Bread(500g)
$0.68₾1.81
$1.32zł 4.82
-48.48%
Rice(white)(1kg)
$1.88₾5.00
$1.50zł 5.46
25.33%
Eggs
$2.54₾6.74
$3.45zł 12.59
-26.38%
Local Cheese(1kg)
$7.42₾19.70
$8.89zł 32.40
-16.54%
Chicken Fillets(1kg)
$6.19₾16.44
$6.01zł 21.92
3.00%
Beef Round Steak(1kg)
$9.36₾24.87
$10.06zł 36.69
-6.96%
Apples(1kg)
$1.22₾3.25
$1.10zł 4.00
10.91%
Banana(1kg)
$1.66₾4.40
$1.58zł 5.75
5.06%
Oranges(1kg)
$1.80₾4.78
$2.04zł 7.43
-11.76%
Tomato(1kg)
$2.24₾5.96
$2.78zł 10.14
-19.42%
Potato(1kg)
$0.71₾1.89
$0.79zł 2.89
-10.13%
Onion(1kg)
$0.67₾1.79
$1.24zł 4.50
-45.97%
Lettuce(1 head)
$1.18₾3.13
$1.15zł 4.19
2.61%
Water(1.5 liter bottle)
$0.66₾1.76
$0.68zł 2.46
-2.94%
Cigarettes 20 Pack(Marlboro, Camel)
$2.98₾7.91
$5.57zł 20.30
-46.50%
Wine(Bottle)
$7.61₾20.22
$8.14zł 29.68
-6.51%
Local Beer(0.5 liter bottle)
$1.54₾4.08
$1.02zł 3.71
50.98%
Imported Beer(0.33 liter bottle)
$2.25₾5.99
$1.71zł 6.23
31.58%
🚌 Getting Around
Tbilisi
Olsztyn
Difference
One-way Ticket(Public Transport)
$0.36₾0.95
$1.12zł 4.08
-67.86%
Public Transport Monthly Pass(Regular Price)
$14.44₾38.38
$27.10zł 98.8
-46.72%
Taxi Start(Normal Tariff)
$1.49₾3.97
$1.98zł 7.21
-24.75%
Taxi(Normal Tariff)(1km)
$0.68₾1.82
$0.74zł 2.69
-8.11%
Taxi 1hour Waiting(Normal Tariff)
$7.23₾19.20
$13.79zł 50.3
-47.57%
Gasoline(1 liter)
$1.14₾3.04
$1.78zł 6.48
-35.96%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.5K₾49.1K
$32.8Kzł 119.4K
-43.64%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.0K₾53.1K
$30.8Kzł 112.3K
-35.18%
🧾 Monthly Utilities & Internet
Tbilisi
Olsztyn
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$73.7₾196
$271zł 989
-72.84%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$11.64₾30.92
$9.10zł 33.18
27.91%
Internet(50+ Mbps, Unlimited Data)
$17.84₾47.41
$17.49zł 63.7
2.00%
🎉 Sport & Entertainment
Tbilisi
Olsztyn
Difference
Gym Membership(Monthly)
$60.1₾160
$32.68zł 119
84.00%
Tennis Court(1 Hour on Weekend)
$16.80₾44.65
$16.36zł 59.6
2.69%
Cinema Ticket
$6.60₾17.55
$8.01zł 29.18
-17.60%
🧸 Childcare & Education
Tbilisi
Olsztyn
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$266₾708
$133zł 486
99.72%
International Primary School, 1 Child(Yearly)
$5,191₾13.8K
$15.6Kzł 56.8K
-66.67%
👕👟 Clothing & Footwear
Tbilisi
Olsztyn
Difference
Jeans(Levis 501 Or Similar)
$77.7₾206
$96.0zł 350
-19.05%
Summer Dress(H&M, Zara, etc)
$44.75₾119
$46.72zł 170
-4.22%
Sport Shoes(Adidas, Nike)
$117₾310
$82.9zł 302
40.85%
Men's Leather Business Shoes
$113₾300
$108zł 394
4.59%
🏠 Accommodation & Living
Tbilisi
Olsztyn
Difference
1-bedroom Apartment, City Center(Monthly)
$693₾1,840
$640zł 2,332
8.27%
1-bedroom Apartment, Outside City Center(Monthly)
$462₾1,227
$551zł 2,007
-16.15%
3-bedroom Apartment, City Center(Monthly)
$1,320₾3,507
$979zł 3,568
34.81%
3-bedroom Apartment, Outside City Center(Monthly)
$774₾2,057
$608zł 2,218
27.24%
Buy Apartment in City Center(m2)
$2,430₾6,458
$3,992zł 14.6K
-39.11%
Buy Apartment Outside City Center(m2)
$1,446₾3,842
$2,823zł 10.3K
-48.78%
💵 Salaries & Financials
Tbilisi
Olsztyn
Difference
Average Monthly Net Salary(After Tax)
$673₾1,788
$1,472zł 5,364
-54.28%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.89
5.81
104.65%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Tbilisi: May 31, 2026
Last update for Olsztyn: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $693 in Tbilisi and $640 in Olsztyn. Housing cost is often the main lever when comparing two cities.
💰Olsztyn pays 119% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $43.00 in Tbilisi vs $46.00 in Olsztyn for a mid-range dinner for two. Groceries echo the gap at $203 vs $210 per month, with Tbilisi cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tbilisi vs Olsztyn: Cost of Living - Frequently Asked Questions
Is Olsztyn cheaper than Tbilisi?
Tbilisi is cheaper overall, especially in Groceries & Markets, Eating Out, Getting Around. The 21% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Tbilisi or Olsztyn?
On paper, Olsztyn earns 119% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Tbilisi and Olsztyn?
Rent for a central apartment: $693 in Tbilisi versus $640 in Olsztyn. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Tbilisi and Olsztyn?
Supermarket bills run roughly 4% higher in Olsztyn. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Tbilisi or Olsztyn?
Dining out is cheaper in Tbilisi – a meal for two runs $43.00 versus $46.00 in Olsztyn. If you eat out regularly, this makes a real dent in your monthly spending.
Is $2,000 a realistic budget for Tbilisi or Olsztyn?
At $1,209 in Tbilisi versus $1,464 in Olsztyn, a $2,000 budget is realistic in Tbilisi but tight or insufficient in Olsztyn. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.
Is Tbilisi or Olsztyn more family-friendly?
For families, Tbilisi is more practical. Housing and childcare are both notably cheaper than in Olsztyn, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Tbilisi or Olsztyn?
Safety-wise, Tbilisi and Olsztyn are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Tbilisi gentler on the wallet – expenses run 21% less than in Olsztyn. Beyond cost, consider language, visa policies, and how big the international community is in each city.