Last update: Oct 2026

Cost of Living Comparison Between Tbilisi and Napier

For one person, living is cheaper in Tbilisi: $1,269 a month against $2,251 in Napier, rent and utilities included – about $11,800 less a year. Rent and utilities account for most of the difference.

61

Cost of Living Index in Tbilisi
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Tbilisi Living Index
108

Cost of Living Index in Napier
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Napier Living Index

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Tbilisi

🇬🇪 Georgia

$1,269

/mo nomad

Napier

🇳🇿 New Zealand

$2,251

/mo nomad

Monthly Cost of Living

How much you'll spend in Tbilisi and in Napier

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tbilisi and in Napier actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,269 in Tbilisi versus $2,251 in Napier.

Tbilisi $1,269
Napier $2,251

Estimated couple costs with rent: $2,016 in Tbilisi versus $3,239 in Napier.

Tbilisi $2,016
Napier $3,239

Monthly costs for a family of three with rent: $2,763 in Tbilisi versus $4,227 in Napier.

Tbilisi $2,763
Napier $4,227

Living in Tbilisi costs roughly 44% less than in Napier, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Tbilisi is 7% below, Napier is 65% above.

Meal at Budget Restaurant

$11.63 ₾30.10

$18.60 NZ$33.09

-37.47%

Three-Course Dinner for Two, Mid-Range

$37.83 ₾97.9

$95.3 NZ$170

-60.31%

Fast Food Meal (McDonalds, etc)

$9.66 ₾25.01

$9.50 NZ$16.90

1.68%

Cappuccino

$3.57 ₾9.25

$3.45 NZ$6.15

3.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.08 ₾2.78

$2.27 NZ$4.03

-52.42%

Water (0.33 liter bottle)

$0.56 ₾1.45

$2.32 NZ$4.12

-75.86%

Local Beer (0.5 liter draught)

$2.62 ₾6.79

$6.67 NZ$11.87

-60.72%

Imported Beer (0.33 liter bottle)

$3.04 ₾7.86

$5.74 NZ$10.22

-47.04%

Milk (1 liter)

$2.17 ₾5.61

$1.63 NZ$2.91

33.13%

White Bread (500g)

$0.80 ₾2.06

$1.51 NZ$2.68

-47.02%

Rice (white) (1kg)

$1.74 ₾4.52

$1.48 NZ$2.64

17.57%

Eggs

$2.83 ₾7.32

$5.65 NZ$10.04

-49.91%

Local Cheese (1kg)

$9.31 ₾24.10

$7.52 NZ$13.37

23.80%

Chicken Fillets (1kg)

$6.52 ₾16.87

$8.58 NZ$15.26

-24.01%

Beef Round Steak (1kg)

$12.95 ₾33.54

$12.76 NZ$22.70

1.49%

Apples (1kg)

$1.68 ₾4.34

$2.29 NZ$4.08

-26.64%

Banana (1kg)

$1.85 ₾4.80

$1.67 NZ$2.98

10.78%

Oranges (1kg)

$1.97 ₾5.11

$3.13 NZ$5.56

-37.06%

Tomato (1kg)

$2.42 ₾6.26

$2.88 NZ$5.13

-15.97%

Potato (1kg)

$0.82 ₾2.12

$1.79 NZ$3.18

-54.19%

Onion (1kg)

$0.74 ₾1.91

$2.59 NZ$4.60

-71.43%

Lettuce (1 head)

$1.34 ₾3.47

$1.86 NZ$3.31

-27.96%

Water (1.5 liter bottle)

$0.77 ₾2.01

$1.18 NZ$2.10

-34.75%

Cigarettes 20 Pack (Marlboro, Camel)

$3.57 ₾9.25

$20.68 NZ$36.78

-82.74%

Wine (Bottle)

$7.67 ₾19.86

$8.47 NZ$15.07

-9.45%

Local Beer (0.5 liter bottle)

$1.70 ₾4.39

$2.55 NZ$4.54

-33.33%

Imported Beer (0.33 liter bottle)

$2.40 ₾6.21

$2.44 NZ$4.34

-1.64%

One-way Ticket (Public Transport)

$0.40 ₾1.05

$1.97 NZ$3.50

-79.70%

Public Transport Monthly Pass (Regular Price)

$15.23 ₾39.43

$104 NZ$185

-85.34%

Taxi Start (Normal Tariff)

$1.14 ₾2.95

$2.30 NZ$4.10

-50.43%

Taxi (Normal Tariff) (1km)

$0.78 ₾2.02

$1.84 NZ$3.28

-57.61%

Taxi 1hour Waiting (Normal Tariff)

$11.83 ₾30.62

$30.23 NZ$53.8

-60.87%

Gasoline (1 liter)

$1.45 ₾3.75

$1.54 NZ$2.74

-5.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K ₾63.6K

$25.9K NZ$46.1K

-5.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K ₾57.8K

$23.9K NZ$42.4K

-6.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.8 ₾230

$185 NZ$329

-52.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.12 ₾33.98

$35.28 NZ$62.8

-62.81%

Internet (50+ Mbps, Unlimited Data)

$19.67 ₾50.9

$48.81 NZ$86.8

-59.70%

Gym Membership (Monthly)

$64.1 ₾166

$34.62 NZ$61.6

85.01%

Tennis Court (1 Hour on Weekend)

$19.04 ₾49.30

$10.85 NZ$19.30

75.48%

Cinema Ticket

$7.12 ₾18.44

$8.68 NZ$15.44

-17.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$375 ₾972

$690 NZ$1,228

-45.62%

International Primary School, 1 Child (Yearly)

$10.5K ₾27.1K

$16.8K NZ$29.9K

-37.66%

Jeans (Levis 501 Or Similar)

$104 ₾268

$107 NZ$190

-3.09%

Summer Dress (H&M, Zara, etc)

$39.26 ₾102

$35.09 NZ$62.4

11.88%

Sport Shoes (Adidas, Nike)

$117 ₾304

$104 NZ$186

12.50%

Men's Leather Business Shoes

$122 ₾315

$121 NZ$216

0.22%

1-bedroom Apartment, City Center (Monthly)

$695 ₾1,800

$1,193 NZ$2,123

-41.74%

1-bedroom Apartment, Outside City Center (Monthly)

$451 ₾1,168

$1,080 NZ$1,921

-58.22%

3-bedroom Apartment, City Center (Monthly)

$1,355 ₾3,508

$1,707 NZ$3,037

-20.64%

3-bedroom Apartment, Outside City Center (Monthly)

$906 ₾2,346

$1,491 NZ$2,653

-39.24%

Buy Apartment in City Center (m2)

$2,295 ₾5,942

$4,873 NZ$8,668

-52.91%

Buy Apartment Outside City Center (m2)

$1,345 ₾3,482

$3,334 NZ$5,930

-59.66%

Average Monthly Net Salary (After Tax)

$664 ₾1,720

$3,110 NZ$5,532

-78.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

6.54

92.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: October 27, 2026

Last update for Napier: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tbilisi

$451 35.6%

Napier

$1.1K 48% 139% $629

Groceries & Markets

Tbilisi

$234 18.4%

Napier

$279 12.4% 19.2% $45

Eating Out

Tbilisi

$191 15%

Napier

$282 12.5% 47.9% $91

Clothing & Footwear

Tbilisi

$172 13.5%

Napier

$166 7.4% 3.7% $6.4

Monthly Utilities & Internet

Tbilisi

$122 9.6%

Napier

$269 12% 121% $148

Sport & Entertainment

Tbilisi

$78 6.2%

Napier

$52 2.3% 33.6% $26

Getting Around

Tbilisi

$22 1.7%

Napier

$123 5.5% 463% $101

Cost Breakdown

A one-bedroom apartment in the center runs $695 in Tbilisi and $1,193 in Napier. Housing cost is often the main lever when comparing two cities.

Napier pays about 4.7 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $38 in Tbilisi vs $95 in Napier for a mid-range dinner for two. Groceries echo the gap at $234 vs $279 per month, with Tbilisi cheaper across the board.

Good to know

🇬🇪 Tbilisi

🇳🇿 Napier

🕒 Local time

17:05 5:05 PM

02:05 2:05 AM

9 h ahead of Tbilisi

🌤 Weather

👥 Population

1,241,700 Capital

65,000

💱 Currency

Georgian Lari GEL ₾

New Zealand Dollar NZD $

📈 Exchange rate

1 GEL = 0.386 USD

1 GEL = 0.346 EUR

1 NZD = 0.562 USD

1 NZD = 0.504 EUR

Exchange rates and currency converter

NZD, USD, EUR to GEL – Georgian Lari Converter

🇺🇸 United States Dollar ($)

🇬🇪 Georgian Lari (₾)

Georgian Lari exchange rates as of November 2, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.89 GEL (1 GEL = 0.346 EUR).

New Zealand Dollar exchange rates as of November 2, 2026: 1 USD = 1.78 NZD (1 NZD = 0.562 USD). 1 EUR = 1.99 NZD (1 NZD = 0.504 EUR).

USD to GEL in detail →

On the map

Lowest

Highest

Between locations

Tbilisi Napier 16,020 km ≈ 21 h nonstop flight

From you

Tbilisi
Napier

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Napier: Cost of Living - Frequently Asked Questions

Tbilisi is about 44% cheaper overall, especially in transport, eating out, and utilities. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 79% lower in Tbilisi. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $695 in Tbilisi versus $1,193 in Napier. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Tbilisi runs roughly 85% less than in Napier. The price difference matters if you commute daily and watch your budget.

Childcare runs $375 in Tbilisi versus $690 in Napier. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,269 in Tbilisi versus $2,251 in Napier, a $2,000 budget is realistic in Tbilisi but tight or insufficient in Napier. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tbilisi and Napier are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Tbilisi gentler on the wallet – expenses run 44% less than in Napier. Beyond cost, consider language, visa policies, and how big the international community is in each city.