Last update: Oct 2026

Cost of Living Comparison Between Tbilisi and Matagalpa

For one person, living is cheaper in Matagalpa: $811 a month against $1,269 in Tbilisi, rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

61

Cost of Living Index in Tbilisi
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Tbilisi Living Index
39

Cost of Living Index in Matagalpa
Learn more

Matagalpa Living Index

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Tbilisi

🇬🇪 Georgia

$1,269

/mo nomad

Matagalpa

🇳🇮 Nicaragua

$811

/mo nomad

Monthly Cost of Living

How much you'll spend in Tbilisi and in Matagalpa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tbilisi and in Matagalpa actually costs, broken down by who's living it.

A single person spends $1,269 per month in Tbilisi vs $811 in Matagalpa, rent included.

Tbilisi $1,269
Matagalpa $811

A couple spends around $2,016 per month in Tbilisi vs $1,232 in Matagalpa, rent included.

Tbilisi $2,016
Matagalpa $1,232

A family of three spends $2,763 per month in Tbilisi vs $1,652 in Matagalpa, rent included.

Tbilisi $2,763
Matagalpa $1,652

Tbilisi costs about 56% more than Matagalpa, and outside of rent the biggest gap is in eating out.

Both Tbilisi and Matagalpa are more affordable than the global median – Tbilisi 7% lower, Matagalpa 40% lower.

Meal at Budget Restaurant

$11.63 ₾30.07

$6.91 NIO 253

68.31%

Three-Course Dinner for Two, Mid-Range

$37.83 ₾97.8

$25.06 NIO 918

50.96%

Fast Food Meal (McDonalds, etc)

$9.66 ₾24.98

$7.82 NIO 287

23.53%

Cappuccino

$3.57 ₾9.24

$2.65 NIO 96.9

34.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.08 ₾2.78

$0.83 NIO 30.52

30.12%

Water (0.33 liter bottle)

$0.56 ₾1.45

$0.46 NIO 16.93

21.74%

Local Beer (0.5 liter draught)

$2.62 ₾6.78

$1.23 NIO 45.07

113.01%

Imported Beer (0.33 liter bottle)

$3.04 ₾7.85

$2.30 NIO 84.2

32.17%

Milk (1 liter)

$2.17 ₾5.60

$1.25 NIO 45.96

73.60%

White Bread (500g)

$0.80 ₾2.06

$1.27 NIO 46.63

-37.01%

Rice (white) (1kg)

$1.74 ₾4.51

$1.81 NIO 66.4

-3.87%

Eggs

$2.83 ₾7.31

$2.32 NIO 85.2

21.98%

Local Cheese (1kg)

$9.31 ₾24.07

$2.69 NIO 98.4

246.10%

Chicken Fillets (1kg)

$6.52 ₾16.85

$4.23 NIO 155

54.14%

Beef Round Steak (1kg)

$12.95 ₾33.50

$6.74 NIO 247

92.14%

Apples (1kg)

$1.68 ₾4.33

$4.07 NIO 149

-58.72%

Banana (1kg)

$1.85 ₾4.79

$0.61 NIO 22.36

203.28%

Oranges (1kg)

$1.97 ₾5.10

$1.78 NIO 65.0

10.67%

Tomato (1kg)

$2.42 ₾6.25

$2.49 NIO 91.4

-2.81%

Potato (1kg)

$0.82 ₾2.11

$4.02 NIO 147

-79.60%

Onion (1kg)

$0.74 ₾1.91

$2.25 NIO 82.5

-67.11%

Lettuce (1 head)

$1.34 ₾3.47

$1.09 NIO 39.75

22.94%

Water (1.5 liter bottle)

$0.77 ₾2.00

$1.06 NIO 38.65

-27.36%

Cigarettes 20 Pack (Marlboro, Camel)

$3.57 ₾9.24

$2.81 NIO 103

27.05%

Wine (Bottle)

$7.67 ₾19.83

$10.17 NIO 372

-24.58%

Local Beer (0.5 liter bottle)

$1.70 ₾4.39

$1.20 NIO 44.10

41.67%

Imported Beer (0.33 liter bottle)

$2.40 ₾6.21

$2.24 NIO 82.2

7.14%

One-way Ticket (Public Transport)

$0.40 ₾1.05

$0.21 NIO 7.67

90.48%

Public Transport Monthly Pass (Regular Price)

$15.23 ₾39.38

Taxi Start (Normal Tariff)

$1.14 ₾2.95

$1.11 NIO 40.71

2.70%

Taxi (Normal Tariff) (1km)

$0.78 ₾2.02

$1.26 NIO 46.30

-38.10%

Taxi 1hour Waiting (Normal Tariff)

$11.83 ₾30.58

$6.90 NIO 253

71.45%

Gasoline (1 liter)

$1.45 ₾3.75

$1.37 NIO 50.3

5.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K ₾63.6K

$23.3K NIO 854.5K

5.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K ₾57.8K

$26.3K NIO 961.9K

-14.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.8 ₾230

$60.6 NIO 2,218

46.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.12 ₾33.93

$16.76 NIO 614

-21.72%

Internet (50+ Mbps, Unlimited Data)

$19.67 ₾50.9

$32.56 NIO 1,193

-39.59%

Gym Membership (Monthly)

$64.1 ₾166

Tennis Court (1 Hour on Weekend)

$19.04 ₾49.24

Cinema Ticket

$7.12 ₾18.42

$9.20 NIO 337

-22.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$375 ₾971

$233 NIO 8,542

60.98%

International Primary School, 1 Child (Yearly)

$10.5K ₾27.1K

$6,115 NIO 223.9K

71.22%

Jeans (Levis 501 Or Similar)

$104 ₾268

$61.0 NIO 2,235

69.87%

Summer Dress (H&M, Zara, etc)

$39.26 ₾102

$64.9 NIO 2,376

-39.49%

Sport Shoes (Adidas, Nike)

$117 ₾303

$123 NIO 4,513

-4.75%

Men's Leather Business Shoes

$122 ₾315

$143 NIO 5,251

-15.09%

1-bedroom Apartment, City Center (Monthly)

$695 ₾1,798

$201 NIO 7,370

245.49%

1-bedroom Apartment, Outside City Center (Monthly)

$451 ₾1,167

$172 NIO 6,314

161.67%

3-bedroom Apartment, City Center (Monthly)

$1,355 ₾3,504

$300 NIO 11.0K

351.02%

3-bedroom Apartment, Outside City Center (Monthly)

$906 ₾2,343

$245 NIO 8,979

269.56%

Buy Apartment in City Center (m2)

$2,295 ₾5,934

Buy Apartment Outside City Center (m2)

$1,345 ₾3,478

Average Monthly Net Salary (After Tax)

$664 ₾1,718

$200 NIO 7,328

231.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

11.92

5.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: October 27, 2026

Last update for Matagalpa: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tbilisi

$451 35.6%

Matagalpa

$172 21.3% 61.8% $279

Groceries & Markets

Tbilisi

$234 18.4%

Matagalpa

$199 24.6% 14.8% $35

Eating Out

Tbilisi

$191 15%

Matagalpa

$126 15.6% 33.7% $64

Clothing & Footwear

Tbilisi

$172 13.5%

Matagalpa

$177 21.8% 2.7% $4.7

Monthly Utilities & Internet

Tbilisi

$122 9.6%

Matagalpa

$110 13.5% 9.6% $12

Sport & Entertainment

Tbilisi

$78 6.2%

Matagalpa

$18 * 2.3% 76.5% $60

Getting Around

Tbilisi

$22 1.7%

Matagalpa

$8.3 * 1% 62.2% $14

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $695 in Tbilisi versus $201 in Matagalpa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Tbilisi are about 3.3 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $38 in Tbilisi versus $25 in Matagalpa. Monthly groceries follow the same trend: $234 vs $199 – making Matagalpa the more affordable choice for daily food spending.

Good to know

🇬🇪 Tbilisi

🇳🇮 Matagalpa

🕒 Local time

23:39 11:39 PM

13:39 1:39 PM

10 h behind Tbilisi

🌤 Weather

👥 Population

1,241,700 Capital

159,982

💱 Currency

Georgian Lari GEL ₾

Nicaraguan Córdoba NIO C$

📈 Exchange rate

1 GEL = 0.387 USD

1 GEL = 0.346 EUR

100 NIO = 2.73 USD

100 NIO = 2.45 EUR

Exchange rates and currency converter

NIO, USD, EUR to GEL – Georgian Lari Converter

🇺🇸 United States Dollar ($)

🇬🇪 Georgian Lari (₾)

Georgian Lari exchange rates as of November 1, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.89 GEL (1 GEL = 0.346 EUR).

Nicaraguan Córdoba exchange rates as of November 1, 2026: 1 USD = 36.62 NIO (100 NIO = 2.73 USD). 1 EUR = 40.89 NIO (100 NIO = 2.45 EUR).

USD to GEL in detail →

On the map

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Highest

Between locations

Tbilisi Matagalpa 12,120 km ≈ 16 h nonstop flight

From you

Tbilisi
Matagalpa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Matagalpa: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,269 in Tbilisi, $811 in Matagalpa – Matagalpa comes out roughly 36% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,904 per month in Tbilisi and $1,217 in Matagalpa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Matagalpa, especially for central apartments: a one-bedroom in the center costs $201 there versus $695 in Tbilisi.

A mid-range dinner for two costs $38 in Tbilisi and $25 in Matagalpa. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 17% more in Tbilisi, though the gap depends on what you buy.

A $1,200 monthly budget goes further in Matagalpa, where all-in costs run around $811, than in Tbilisi at $1,269. In Matagalpa it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.

Families tend to lean toward Matagalpa – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Matagalpa. If higher salaries or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.