Cost of Living Comparison Between Tbilisi and Matagalpa Cost of Living Comparison Between Tbilisi and Matagalpa

Monthly Cost of Living

A single person spends $1,191 per month in Tbilisi vs $866 in Matagalpa, rent included.

A couple spends around $1,856 per month in Tbilisi vs $1,275 in Matagalpa, rent included.

A family of three spends $2,522 per month in Tbilisi vs $1,684 in Matagalpa, rent included.

Tbilisi costs about 37% more than Matagalpa, driven mainly by Eating Out.

Both Tbilisi and Matagalpa are more affordable than the global median – Tbilisi 11% lower, Matagalpa 35% lower.

Currency
🍽 Eating Out
Tbilisi
Matagalpa
Difference
Meal at Budget Restaurant
$10.91 ₾28.56
$4.84 NIO 177
125.41%
Three-Course Dinner for Two, Mid-Range
$43.19 ₾113
$25.23 NIO 924
71.19%
Fast Food Meal (McDonalds, etc)
$8.53 ₾22.31
$6.89 NIO 252
23.80%
Cappuccino
$2.99 ₾7.81
$2.41 NIO 88.4
24.07%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.81 ₾2.12
$0.80 NIO 29.14
1.25%
Water (0.33 liter bottle)
$0.42 ₾1.09
$0.47 NIO 17.23
-10.64%
Local Beer (0.5 liter draught)
$2.16 ₾5.65
$1.18 NIO 43.07
83.05%
Imported Beer (0.33 liter bottle)
$2.88 ₾7.52
$2.04 NIO 74.9
41.18%
🛒 Groceries & Markets
Tbilisi
Matagalpa
Difference
Milk (1 liter)
$1.94 ₾5.08
$1.14 NIO 41.84
70.18%
White Bread (500g)
$0.68 ₾1.77
$1.48 NIO 54.2
-54.05%
Rice (white) (1kg)
$1.85 ₾4.83
$1.63 NIO 59.7
13.50%
Eggs
$2.53 ₾6.62
$2.19 NIO 80.1
15.53%
Local Cheese (1kg)
$7.53 ₾19.69
$1.89 NIO 69.1
298.41%
Chicken Fillets (1kg)
$6.26 ₾16.39
$4.20 NIO 154
49.05%
Beef Round Steak (1kg)
$9.59 ₾25.09
$6.78 NIO 248
41.45%
Apples (1kg)
$1.16 ₾3.04
$3.83 NIO 140
-69.71%
Banana (1kg)
$1.64 ₾4.29
$0.91 NIO 33.35
80.22%
Oranges (1kg)
$1.88 ₾4.93
$1.84 NIO 67.4
2.17%
Tomato (1kg)
$2.23 ₾5.84
$2.26 NIO 82.8
-1.33%
Potato (1kg)
$0.70 ₾1.83
$1.08 NIO 39.62
-35.19%
Onion (1kg)
$0.64 ₾1.68
$2.23 NIO 81.5
-71.30%
Lettuce (1 head)
$1.18 ₾3.09
$0.71 NIO 26.10
66.20%
Water (1.5 liter bottle)
$0.70 ₾1.83
$0.98 NIO 35.80
-28.57%
Cigarettes 20 Pack (Marlboro, Camel)
$2.97 ₾7.78
$2.64 NIO 96.6
12.50%
Wine (Bottle)
$7.43 ₾19.45
$10.06 NIO 368
-26.14%
Local Beer (0.5 liter bottle)
$1.54 ₾4.03
$1.26 NIO 46.22
22.22%
Imported Beer (0.33 liter bottle)
$2.28 ₾5.98
$2.19 NIO 80.4
4.11%
🚌 Getting Around
Tbilisi
Matagalpa
Difference
One-way Ticket (Public Transport)
$0.36 ₾0.93
$0.45 NIO 16.46
-20.00%
Public Transport Monthly Pass (Regular Price)
$14.73 ₾38.54
-
-
Taxi Start (Normal Tariff)
$1.42 ₾3.71
$0.85 NIO 30.98
67.06%
Taxi (Normal Tariff) (1km)
$0.69 ₾1.81
$0.94 NIO 34.37
-26.60%
Taxi 1hour Waiting (Normal Tariff)
$7.27 ₾19.02
$6.92 NIO 253
5.06%
Gasoline (1 liter)
$1.09 ₾2.86
$1.30 NIO 47.63
-16.15%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.3K ₾47.9K
$22.9K NIO 836.9K
-19.82%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.5K ₾53.6K
$26.8K NIO 982.5K
-23.64%
🧾 Monthly Utilities & Internet
Tbilisi
Matagalpa
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$74.4 ₾195
$52.3 NIO 1,914
42.24%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.71 ₾30.63
$17.10 NIO 626
-31.52%
Internet (50+ Mbps, Unlimited Data)
$17.60 ₾46.06
$35.25 NIO 1,291
-50.07%
🎉 Sport & Entertainment
Tbilisi
Matagalpa
Difference
Gym Membership (Monthly)
$60.3 ₾158
-
-
Tennis Court (1 Hour on Weekend)
$16.29 ₾42.63
-
-
Cinema Ticket
$6.51 ₾17.03
$8.12 NIO 297
-19.83%
🧸 Childcare & Education
Tbilisi
Matagalpa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$269 ₾704
$102 NIO 3,731
164.19%
International Primary School, 1 Child (Yearly)
$5,154 ₾13.5K
$6,017 NIO 220.4K
-14.33%
👕👟 Clothing & Footwear
Tbilisi
Matagalpa
Difference
Jeans (Levis 501 Or Similar)
$77.1 ₾202
$77.1 NIO 2,824
0.01%
Summer Dress (H&M, Zara, etc)
$43.48 ₾114
$72.3 NIO 2,648
-39.86%
Sport Shoes (Adidas, Nike)
$118 ₾310
$132 NIO 4,832
-10.29%
Men's Leather Business Shoes
$113 ₾295
$109 NIO 3,985
3.61%
🏠 Accommodation & Living
Tbilisi
Matagalpa
Difference
1-bedroom Apartment, City Center (Monthly)
$709 ₾1,856
$156 NIO 5,720
354.18%
1-bedroom Apartment, Outside City Center (Monthly)
$465 ₾1,215
$263 NIO 9,624
76.77%
3-bedroom Apartment, City Center (Monthly)
$1,316 ₾3,442
$545 NIO 20.0K
141.40%
3-bedroom Apartment, Outside City Center (Monthly)
$767 ₾2,007
$369 NIO 13.5K
107.70%
Buy Apartment in City Center (m2)
$2,492 ₾6,522
-
-
Buy Apartment Outside City Center (m2)
$1,442 ₾3,773
-
-
💵 Salaries & Financials
Tbilisi
Matagalpa
Difference
Average Monthly Net Salary (After Tax)
$663 ₾1,735
$100 NIO 3,678
560.20%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.89
10.25
16.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: July 25, 2026

Last update for Matagalpa: July 28, 2026

Cost Breakdown

A central one-bedroom costs $709 in Tbilisi versus $156 in Matagalpa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 560% higher in Tbilisi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $43.00 in Tbilisi versus $25.00 in Matagalpa. Monthly groceries follow the same trend: $204 vs $185 – making Matagalpa the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tbilisi vs Matagalpa: Cost of Living - Frequently Asked Questions
How do living costs in Tbilisi and in Matagalpa compare overall?
Monthly costs with rent: $1,191 in Tbilisi, $866 in Matagalpa – roughly 37% apart. Tbilisi costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Tbilisi compared to Matagalpa?
For a comfortable life, plan on about $1,787 per month in Tbilisi and $1,299 in Matagalpa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Tbilisi and Matagalpa?
Rent is clearly cheaper in Matagalpa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $43.00 in Tbilisi and $25.00 in Matagalpa. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 11% more in Tbilisi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Matagalpa, where all-in costs run around $866, than in Tbilisi at $1,191. In Matagalpa it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.
How does quality of life compare between Tbilisi and Matagalpa?
It depends on your priorities. Tbilisi has an edge in some lifestyle areas, with costs from $866 in Matagalpa to $1,191 in Tbilisi. Climate, culture, job market, and personal taste all factor in.
Is Tbilisi or Matagalpa safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Tbilisi and Matagalpa?
If budget matters most, go with Matagalpa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.

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