Cost of Living Comparison Between Tbilisi and Matagalpa Cost of Living Comparison Between Tbilisi and Matagalpa

Monthly Cost of Living

A single person spends $1,247 per month in Tbilisi vs $811 in Matagalpa, rent included.

A couple spends around $2,025 per month in Tbilisi vs $1,228 in Matagalpa, rent included.

A family of three spends $2,803 per month in Tbilisi vs $1,645 in Matagalpa, rent included.

Tbilisi costs about 54% more than Matagalpa, driven mainly by Sport & Entertainment.

Both Tbilisi and Matagalpa are more affordable than the global median – Tbilisi 9% lower, Matagalpa 41% lower.

Currency
🍽 Eating Out
Tbilisi
Matagalpa
Difference
Meal at Budget Restaurant
$11.33 ₾29.45
$6.93 NIO 254
63.49%
Three-Course Dinner for Two, Mid-Range
$38.71 ₾101
$25.35 NIO 928
52.70%
Fast Food Meal (McDonalds, etc)
$9.52 ₾24.73
$7.48 NIO 274
27.27%
Cappuccino
$3.41 ₾8.85
$2.52 NIO 92.2
35.32%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.04 ₾2.71
$0.85 NIO 31.24
22.35%
Water (0.33 liter bottle)
$0.64 ₾1.66
$0.43 NIO 15.72
48.84%
Local Beer (0.5 liter draught)
$2.61 ₾6.79
$1.23 NIO 45.20
112.20%
Imported Beer (0.33 liter bottle)
$3.24 ₾8.43
$2.03 NIO 74.2
59.61%
🛒 Groceries & Markets
Tbilisi
Matagalpa
Difference
Milk (1 liter)
$2.17 ₾5.65
$1.21 NIO 44.43
79.34%
White Bread (500g)
$0.74 ₾1.92
$1.23 NIO 45.08
-39.84%
Rice (white) (1kg)
$1.71 ₾4.45
$1.71 NIO 62.7
-
Eggs
$2.83 ₾7.36
$2.36 NIO 86.6
19.92%
Local Cheese (1kg)
$9.22 ₾23.95
$2.70 NIO 98.9
241.48%
Chicken Fillets (1kg)
$6.76 ₾17.55
$4.24 NIO 155
59.43%
Beef Round Steak (1kg)
$12.77 ₾33.17
$6.76 NIO 248
88.91%
Apples (1kg)
$1.64 ₾4.26
$3.67 NIO 134
-55.31%
Banana (1kg)
$1.77 ₾4.60
$0.63 NIO 22.91
180.95%
Oranges (1kg)
$1.87 ₾4.85
$1.83 NIO 67.2
2.19%
Tomato (1kg)
$2.44 ₾6.34
$2.24 NIO 82.2
8.93%
Potato (1kg)
$0.87 ₾2.25
$3.94 NIO 144
-77.92%
Onion (1kg)
$0.65 ₾1.70
$2.17 NIO 79.3
-70.05%
Lettuce (1 head)
$1.40 ₾3.64
$1.00 NIO 36.64
40.00%
Water (1.5 liter bottle)
$0.74 ₾1.93
$1.07 NIO 39.06
-30.84%
Cigarettes 20 Pack (Marlboro, Camel)
$3.41 ₾8.86
$2.60 NIO 95.1
31.15%
Wine (Bottle)
$7.60 ₾19.75
$10.08 NIO 369
-24.60%
Local Beer (0.5 liter bottle)
$1.70 ₾4.41
$1.20 NIO 43.94
41.67%
Imported Beer (0.33 liter bottle)
$2.38 ₾6.20
$2.35 NIO 86.0
1.28%
🚌 Getting Around
Tbilisi
Matagalpa
Difference
One-way Ticket (Public Transport)
$0.36 ₾0.94
$0.23 NIO 8.35
56.52%
Public Transport Monthly Pass (Regular Price)
$15.24 ₾39.60
-
-
Taxi Start (Normal Tariff)
$1.18 ₾3.07
$1.13 NIO 41.42
4.42%
Taxi (Normal Tariff) (1km)
$0.76 ₾1.97
$1.23 NIO 44.88
-38.21%
Taxi 1hour Waiting (Normal Tariff)
$11.34 ₾29.47
$6.74 NIO 247
68.25%
Gasoline (1 liter)
$1.33 ₾3.46
$1.32 NIO 48.26
0.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.7K ₾64.2K
$23.2K NIO 849.4K
6.61%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.0K ₾57.2K
$26.7K NIO 976.6K
-17.40%
🧾 Monthly Utilities & Internet
Tbilisi
Matagalpa
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$88.9 ₾231
$59.4 NIO 2,174
49.67%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.33 ₾34.63
$17.10 NIO 626
-22.05%
Internet (50+ Mbps, Unlimited Data)
$20.12 ₾52.3
$37.40 NIO 1,370
-46.20%
🎉 Sport & Entertainment
Tbilisi
Matagalpa
Difference
Gym Membership (Monthly)
$68.7 ₾178
-
-
Tennis Court (1 Hour on Weekend)
$18.09 ₾47.01
-
-
Cinema Ticket
$6.72 ₾17.46
$8.65 NIO 317
-22.31%
🧸 Childcare & Education
Tbilisi
Matagalpa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$374 ₾971
$233 NIO 8,523
60.53%
International Primary School, 1 Child (Yearly)
$10.7K ₾27.8K
$6,129 NIO 224.5K
74.55%
👕👟 Clothing & Footwear
Tbilisi
Matagalpa
Difference
Jeans (Levis 501 Or Similar)
$101 ₾263
$71.7 NIO 2,625
41.20%
Summer Dress (H&M, Zara, etc)
$39.33 ₾102
$72.8 NIO 2,664
-45.94%
Sport Shoes (Adidas, Nike)
$118 ₾305
$132 NIO 4,819
-10.69%
Men's Leather Business Shoes
$122 ₾318
$107 NIO 3,930
13.99%
🏠 Accommodation & Living
Tbilisi
Matagalpa
Difference
1-bedroom Apartment, City Center (Monthly)
$682 ₾1,773
$204 NIO 7,459
235.00%
1-bedroom Apartment, Outside City Center (Monthly)
$456 ₾1,186
$175 NIO 6,424
160.24%
3-bedroom Apartment, City Center (Monthly)
$1,303 ₾3,385
$295 NIO 10.8K
342.28%
3-bedroom Apartment, Outside City Center (Monthly)
$899 ₾2,337
$248 NIO 9,087
262.51%
Buy Apartment in City Center (m2)
$2,449 ₾6,365
-
-
Buy Apartment Outside City Center (m2)
$1,452 ₾3,774
-
-
💵 Salaries & Financials
Tbilisi
Matagalpa
Difference
Average Monthly Net Salary (After Tax)
$652 ₾1,695
$199 NIO 7,295
227.49%
20-Year Fixed Mortgage Interest Rate (Annual %)
12.62
10.25
23.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: September 13, 2026

Last update for Matagalpa: September 12, 2026

Cost Breakdown

A central one-bedroom costs $682 in Tbilisi versus $204 in Matagalpa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 227% higher in Tbilisi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $39.00 in Tbilisi versus $25.00 in Matagalpa. Monthly groceries follow the same trend: $232 vs $195 – making Matagalpa the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tbilisi vs Matagalpa: Cost of Living - Frequently Asked Questions
How do living costs in Tbilisi and in Matagalpa compare overall?
Monthly costs with rent: $1,247 in Tbilisi, $811 in Matagalpa – roughly 54% apart. Tbilisi costs more across the board, with Sport & Entertainment showing the biggest gap.
What salary covers living expenses in Tbilisi compared to Matagalpa?
For a comfortable life, plan on about $1,870 per month in Tbilisi and $1,217 in Matagalpa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Tbilisi and Matagalpa?
Rent is clearly cheaper in Matagalpa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $39.00 in Tbilisi and $25.00 in Matagalpa. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 19% more in Tbilisi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Matagalpa, where all-in costs run around $811, than in Tbilisi at $1,247. In Matagalpa it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.
How does quality of life compare between Tbilisi and Matagalpa?
It depends on your priorities. Tbilisi has an edge in some lifestyle areas, with costs from $811 in Matagalpa to $1,247 in Tbilisi. Climate, culture, job market, and personal taste all factor in.
Is Tbilisi or Matagalpa safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Tbilisi and Matagalpa?
If budget matters most, go with Matagalpa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.

Tbilisi vs other spots: cost of living compared

Similar cities