Cost of Living Comparison Between Tbilisi and Matagalpa Cost of Living Comparison Between Tbilisi and Matagalpa

Monthly Cost of Living

A single person spends $1,218 per month in Tbilisi vs $842 in Matagalpa, rent included.

A couple spends around $1,853 per month in Tbilisi vs $1,258 in Matagalpa, rent included.

A family of three spends $2,489 per month in Tbilisi vs $1,674 in Matagalpa, rent included.

Tbilisi costs about 45% more than Matagalpa, driven mainly by Eating Out.

Both Tbilisi and Matagalpa are more affordable than the global median – Tbilisi 9% lower, Matagalpa 37% lower.

Currency
🍽 Eating Out
Tbilisi
Matagalpa
Difference
Meal at Budget Restaurant
$10.85 ₾28.75
$4.80 NIO 176
126.04%
Three-Course Dinner for Two, Mid-Range
$44.17 ₾117
$24.91 NIO 912
77.32%
Fast Food Meal (McDonalds, etc)
$8.28 ₾21.94
$6.80 NIO 249
21.76%
Cappuccino
$3.02 ₾8.00
$2.41 NIO 88.4
25.31%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.76 ₾2.02
$0.85 NIO 31.09
-10.59%
Water (0.33 liter bottle)
$0.46 ₾1.22
$0.46 NIO 16.96
-
Local Beer (0.5 liter draught)
$2.24 ₾5.93
$1.19 NIO 43.52
88.24%
Imported Beer (0.33 liter bottle)
$3.00 ₾7.95
$2.01 NIO 73.7
49.25%
🛒 Groceries & Markets
Tbilisi
Matagalpa
Difference
Milk (1 liter)
$1.93 ₾5.11
$1.19 NIO 43.53
62.18%
White Bread (500g)
$0.72 ₾1.91
$1.53 NIO 56.0
-52.94%
Rice (white) (1kg)
$1.84 ₾4.87
$1.57 NIO 57.5
17.20%
Eggs
$2.45 ₾6.48
$2.19 NIO 80.2
11.87%
Local Cheese (1kg)
$7.43 ₾19.67
$1.90 NIO 69.7
291.05%
Chicken Fillets (1kg)
$6.48 ₾17.16
$4.11 NIO 151
57.66%
Beef Round Steak (1kg)
$9.70 ₾25.70
$6.78 NIO 248
43.07%
Apples (1kg)
$1.20 ₾3.18
$3.88 NIO 142
-69.07%
Banana (1kg)
$1.56 ₾4.14
$0.91 NIO 33.17
71.43%
Oranges (1kg)
$1.79 ₾4.75
$1.76 NIO 64.4
1.70%
Tomato (1kg)
$2.23 ₾5.90
$2.28 NIO 83.4
-2.19%
Potato (1kg)
$0.65 ₾1.73
$1.13 NIO 41.32
-42.48%
Onion (1kg)
$0.68 ₾1.79
$2.18 NIO 80.0
-68.81%
Lettuce (1 head)
$1.19 ₾3.16
$0.68 NIO 24.81
75.00%
Water (1.5 liter bottle)
$0.70 ₾1.86
$0.99 NIO 36.10
-29.29%
Cigarettes 20 Pack (Marlboro, Camel)
$2.95 ₾7.82
$2.64 NIO 96.5
11.74%
Wine (Bottle)
$7.33 ₾19.41
$9.90 NIO 362
-25.96%
Local Beer (0.5 liter bottle)
$1.52 ₾4.02
$1.20 NIO 43.78
26.67%
Imported Beer (0.33 liter bottle)
$2.25 ₾5.95
$2.19 NIO 80.3
2.74%
🚌 Getting Around
Tbilisi
Matagalpa
Difference
One-way Ticket (Public Transport)
$0.36 ₾0.95
$0.49 NIO 17.82
-26.53%
Public Transport Monthly Pass (Regular Price)
$14.60 ₾38.68
-
-
Taxi Start (Normal Tariff)
$1.50 ₾3.97
$0.84 NIO 30.71
78.57%
Taxi (Normal Tariff) (1km)
$0.73 ₾1.92
$0.91 NIO 33.18
-19.78%
Taxi 1hour Waiting (Normal Tariff)
$7.45 ₾19.74
$6.69 NIO 245
11.36%
Gasoline (1 liter)
$1.14 ₾3.01
$1.37 NIO 50.1
-16.79%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.5K ₾49.0K
$23.3K NIO 854.5K
-20.65%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K ₾53.6K
$26.4K NIO 967.8K
-23.35%
🧾 Monthly Utilities & Internet
Tbilisi
Matagalpa
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$73.9 ₾196
$52.6 NIO 1,928
40.35%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.71 ₾31.01
$17.24 NIO 632
-32.08%
Internet (50+ Mbps, Unlimited Data)
$18.16 ₾48.09
$35.43 NIO 1,297
-48.74%
🎉 Sport & Entertainment
Tbilisi
Matagalpa
Difference
Gym Membership (Monthly)
$61.7 ₾163
-
-
Tennis Court (1 Hour on Weekend)
$16.66 ₾44.12
-
-
Cinema Ticket
$6.61 ₾17.50
$8.16 NIO 299
-19.00%
🧸 Childcare & Education
Tbilisi
Matagalpa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$264 ₾700
$99.9 NIO 3,658
164.48%
International Primary School, 1 Child (Yearly)
$5,145 ₾13.6K
$5,958 NIO 218.2K
-13.66%
👕👟 Clothing & Footwear
Tbilisi
Matagalpa
Difference
Jeans (Levis 501 Or Similar)
$74.9 ₾198
$75.9 NIO 2,781
-1.41%
Summer Dress (H&M, Zara, etc)
$43.98 ₾117
$72.1 NIO 2,639
-38.96%
Sport Shoes (Adidas, Nike)
$118 ₾312
$133 NIO 4,854
-11.24%
Men's Leather Business Shoes
$114 ₾301
$110 NIO 4,035
3.25%
🏠 Accommodation & Living
Tbilisi
Matagalpa
Difference
1-bedroom Apartment, City Center (Monthly)
$692 ₾1,833
$157 NIO 5,735
341.89%
1-bedroom Apartment, Outside City Center (Monthly)
$454 ₾1,203
$267 NIO 9,764
70.30%
3-bedroom Apartment, City Center (Monthly)
$1,323 ₾3,504
$551 NIO 20.2K
139.96%
3-bedroom Apartment, Outside City Center (Monthly)
$789 ₾2,089
$369 NIO 13.5K
113.84%
Buy Apartment in City Center (m2)
$2,431 ₾6,440
-
-
Buy Apartment Outside City Center (m2)
$1,441 ₾3,818
-
-
💵 Salaries & Financials
Tbilisi
Matagalpa
Difference
Average Monthly Net Salary (After Tax)
$645 ₾1,709
$100 NIO 3,665
544.63%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.89
10.25
16.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: June 9, 2026

Last update for Matagalpa: June 7, 2026

Cost Breakdown

A central one-bedroom costs $692 in Tbilisi versus $157 in Matagalpa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 545% higher in Tbilisi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $44.00 in Tbilisi versus $25.00 in Matagalpa. Monthly groceries follow the same trend: $204 vs $185 – making Matagalpa the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tbilisi vs Matagalpa: Cost of Living - Frequently Asked Questions
How do living costs in Tbilisi and Matagalpa compare overall?
Monthly costs with rent: $1,218 in Tbilisi, $842 in Matagalpa – roughly 45% apart. Tbilisi costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Tbilisi compared to Matagalpa?
For a comfortable life, plan on about $1,827 per month in Tbilisi and $1,263 in Matagalpa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Tbilisi and Matagalpa?
Rent is clearly cheaper in Matagalpa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $44.00 in Tbilisi and $25.00 in Matagalpa. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 11% more in Tbilisi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Matagalpa, where all-in costs run around $842, than in Tbilisi at $1,218. In Matagalpa it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.
How does quality of life compare between Tbilisi and Matagalpa?
It depends on your priorities. Tbilisi has an edge in some lifestyle areas, with costs from $842 in Matagalpa to $1,218 in Tbilisi. Climate, culture, job market, and personal taste all factor in.
Is Tbilisi or Matagalpa safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Tbilisi and Matagalpa?
If budget matters most, go with Matagalpa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.

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