Cost of Living Comparison Between Tbilisi and Lusaka Cost of Living Comparison Between Tbilisi and Lusaka

Monthly Cost of Living

Monthly costs for one person with rent: $1,286 in Tbilisi versus $907 in Lusaka.

Estimated couple costs with rent: $2,044 in Tbilisi versus $1,534 in Lusaka.

Monthly costs for a family of three with rent: $2,802 in Tbilisi versus $2,161 in Lusaka.

Living in Tbilisi is roughly 42% more expensive than in Lusaka, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Tbilisi 6% lower, Lusaka 34% lower.

Meal at Budget Restaurant

$11.72 ₾30.58

$5.70 ZMW 109

105.61%

Three-Course Dinner for Two, Mid-Range

$37.88 ₾98.9

$31.91 ZMW 609

18.71%

Fast Food Meal (McDonalds, etc)

$9.74 ₾25.43

$5.31 ZMW 101

83.43%

Cappuccino

$3.41 ₾8.91

$2.98 ZMW 57.0

14.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.06 ₾2.77

$0.82 ZMW 15.73

29.27%

Water (0.33 liter bottle)

$0.65 ₾1.69

$0.47 ZMW 9.02

38.30%

Local Beer (0.5 liter draught)

$2.70 ₾7.06

$1.36 ZMW 25.95

98.53%

Imported Beer (0.33 liter bottle)

$3.10 ₾8.09

$2.34 ZMW 44.68

32.48%

Milk (1 liter)

$2.20 ₾5.74

$1.86 ZMW 35.53

18.28%

White Bread (500g)

$0.81 ₾2.10

$1.25 ZMW 23.79

-35.20%

Rice (white) (1kg)

$1.64 ₾4.27

$2.19 ZMW 41.74

-25.11%

Eggs

$2.75 ₾7.19

$2.05 ZMW 39.17

34.15%

Local Cheese (1kg)

$9.01 ₾23.52

$10.75 ZMW 205

-16.19%

Chicken Fillets (1kg)

$6.55 ₾17.10

$6.54 ZMW 125

0.15%

Beef Round Steak (1kg)

$12.62 ₾32.94

$6.75 ZMW 129

86.96%

Apples (1kg)

$1.67 ₾4.36

$3.55 ZMW 67.9

-52.96%

Banana (1kg)

$1.81 ₾4.73

$2.50 ZMW 47.66

-27.60%

Oranges (1kg)

$1.93 ₾5.04

$3.72 ZMW 71.0

-48.12%

Tomato (1kg)

$2.59 ₾6.76

$1.59 ZMW 30.34

62.89%

Potato (1kg)

$0.87 ₾2.26

$2.74 ZMW 52.3

-68.25%

Onion (1kg)

$0.65 ₾1.69

$1.97 ZMW 37.63

-67.01%

Lettuce (1 head)

$1.39 ₾3.63

$1.15 ZMW 21.91

20.87%

Water (1.5 liter bottle)

$0.80 ₾2.08

$0.83 ZMW 15.77

-3.61%

Cigarettes 20 Pack (Marlboro, Camel)

$3.36 ₾8.78

$3.22 ZMW 61.4

4.35%

Wine (Bottle)

$7.54 ₾19.68

$10.52 ZMW 201

-28.33%

Local Beer (0.5 liter bottle)

$1.61 ₾4.21

$1.48 ZMW 28.18

8.78%

Imported Beer (0.33 liter bottle)

$2.25 ₾5.86

$2.47 ZMW 47.26

-8.91%

One-way Ticket (Public Transport)

$0.37 ₾0.96

$1.02 ZMW 19.56

-63.73%

Public Transport Monthly Pass (Regular Price)

$15.11 ₾39.45

$52.1 ZMW 995

-70.98%

Taxi Start (Normal Tariff)

$1.17 ₾3.06

$2.67 ZMW 51.1

-56.18%

Taxi (Normal Tariff) (1km)

$0.80 ₾2.09

$1.56 ZMW 29.78

-48.72%

Taxi 1hour Waiting (Normal Tariff)

$11.33 ₾29.58

$5.23 ZMW 99.9

116.63%

Gasoline (1 liter)

$1.33 ₾3.47

$1.58 ZMW 30.13

-15.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K ₾65.2K

$7,791 ZMW 148.8K

220.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₾58.4K

$27.7K ZMW 529.1K

-19.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$89.1 ₾233

$83.7 ZMW 1,598

6.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.25 ₾34.58

$11.07 ZMW 211

19.69%

Internet (50+ Mbps, Unlimited Data)

$19.46 ₾50.8

$56.7 ZMW 1,083

-65.69%

Gym Membership (Monthly)

$68.4 ₾179

$56.4 ZMW 1,076

21.40%

Tennis Court (1 Hour on Weekend)

$18.68 ₾48.77

$15.97 ZMW 305

16.97%

Cinema Ticket

$6.63 ₾17.32

$6.37 ZMW 122

4.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$363 ₾949

$147 ZMW 2,802

147.74%

International Primary School, 1 Child (Yearly)

$10.7K ₾27.8K

$16.6K ZMW 317.2K

-35.82%

Jeans (Levis 501 Or Similar)

$104 ₾270

$24.76 ZMW 473

318.05%

Summer Dress (H&M, Zara, etc)

$38.84 ₾101

$16.00 ZMW 306

142.75%

Sport Shoes (Adidas, Nike)

$117 ₾304

$47.84 ZMW 914

143.75%

Men's Leather Business Shoes

$123 ₾320

$77.1 ZMW 1,472

59.28%

1-bedroom Apartment, City Center (Monthly)

$682 ₾1,782

$389 ZMW 7,424

75.59%

1-bedroom Apartment, Outside City Center (Monthly)

$447 ₾1,166

$183 ZMW 3,492

144.31%

3-bedroom Apartment, City Center (Monthly)

$1,284 ₾3,353

$1,118 ZMW 21.3K

14.89%

3-bedroom Apartment, Outside City Center (Monthly)

$920 ₾2,401

$596 ZMW 11.4K

54.27%

Buy Apartment in City Center (m2)

$2,487 ₾6,492

$1,896 ZMW 36.2K

31.15%

Buy Apartment Outside City Center (m2)

$1,423 ₾3,715

$5,285 ZMW 100.9K

-73.08%

Average Monthly Net Salary (After Tax)

$646 ₾1,686

$336 ZMW 6,414

92.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.73

-56.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: August 31, 2026

Last update for Lusaka: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $682 in Tbilisi and $389 in Lusaka. Housing cost is often the main lever when comparing two cities.

Tbilisi pays 92% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $38.00 in Tbilisi vs $32.00 in Lusaka. Groceries flip the comparison at $232 vs $249, with Tbilisi cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Lusaka: Cost of Living - Frequently Asked Questions

Tbilisi and Lusaka differ by about 42% in total monthly costs ($1,286 vs $907 including rent). Lusaka is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 92% higher in Tbilisi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $682 in Tbilisi versus $389 in Lusaka. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,286 per month in Tbilisi versus $907 in Lusaka – a 42% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Lusaka runs roughly 245% less than in Tbilisi. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $907 in Lusaka versus $1,286 in Tbilisi, a $2,000 budget is realistic in Lusaka but tight or insufficient in Tbilisi. The gap between the two cities makes Lusaka the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tbilisi and Lusaka are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lusaka gentler on the wallet – expenses run 42% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.