Cost of Living Comparison Between Tbilisi and Lusaka Cost of Living Comparison Between Tbilisi and Lusaka

Monthly Cost of Living

Monthly costs for one person with rent: $1,197 in Tbilisi versus $855 in Lusaka.

Estimated couple costs with rent: $1,868 in Tbilisi versus $1,450 in Lusaka.

Monthly costs for a family of three with rent: $2,538 in Tbilisi versus $2,045 in Lusaka.

Living in Tbilisi is roughly 40% more expensive than in Lusaka, driven mainly by Monthly Utilities & Internet.

Both cities sit below the global median: Tbilisi 10% lower, Lusaka 36% lower.

Meal at Budget Restaurant

$10.82 ₾28.38

$7.01 ZMW 128

54.35%

Three-Course Dinner for Two, Mid-Range

$43.85 ₾115

$24.68 ZMW 449

77.67%

Fast Food Meal (McDonalds, etc)

$8.31 ₾21.79

$3.70 ZMW 67.3

124.59%

Cappuccino

$2.97 ₾7.78

$1.93 ZMW 35.10

53.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.77 ₾2.01

$0.67 ZMW 12.24

14.93%

Water (0.33 liter bottle)

$0.46 ₾1.20

$0.34 ZMW 6.16

35.29%

Local Beer (0.5 liter draught)

$2.14 ₾5.63

$0.94 ZMW 17.14

127.66%

Imported Beer (0.33 liter bottle)

$2.87 ₾7.52

$1.84 ZMW 33.48

55.98%

Milk (1 liter)

$1.90 ₾4.99

$1.33 ZMW 24.30

42.86%

White Bread (500g)

$0.71 ₾1.86

$0.80 ZMW 14.63

-11.25%

Rice (white) (1kg)

$1.91 ₾5.00

$1.58 ZMW 28.69

20.89%

Eggs

$2.48 ₾6.52

$1.77 ZMW 32.25

40.11%

Local Cheese (1kg)

$7.74 ₾20.29

$7.92 ZMW 144

-2.27%

Chicken Fillets (1kg)

$6.18 ₾16.20

$3.78 ZMW 68.8

63.49%

Beef Round Steak (1kg)

$9.57 ₾25.11

$4.74 ZMW 86.2

101.90%

Apples (1kg)

$1.17 ₾3.06

$2.57 ZMW 46.79

-54.47%

Banana (1kg)

$1.65 ₾4.34

$1.57 ZMW 28.62

5.10%

Oranges (1kg)

$1.85 ₾4.84

$2.71 ZMW 49.35

-31.73%

Tomato (1kg)

$2.33 ₾6.11

$1.16 ZMW 21.15

100.86%

Potato (1kg)

$0.71 ₾1.85

$1.80 ZMW 32.84

-60.56%

Onion (1kg)

$0.67 ₾1.76

$1.33 ZMW 24.17

-49.62%

Lettuce (1 head)

$1.19 ₾3.12

$0.92 ZMW 16.80

29.35%

Water (1.5 liter bottle)

$0.66 ₾1.72

$0.51 ZMW 9.37

29.41%

Cigarettes 20 Pack (Marlboro, Camel)

$2.92 ₾7.65

$2.54 ZMW 46.29

14.96%

Wine (Bottle)

$7.69 ₾20.17

$10.63 ZMW 194

-27.66%

Local Beer (0.5 liter bottle)

$1.59 ₾4.18

$1.09 ZMW 19.75

45.87%

Imported Beer (0.33 liter bottle)

$2.31 ₾6.06

$1.57 ZMW 28.52

47.13%

One-way Ticket (Public Transport)

$0.38 ₾1.01

$0.96 ZMW 17.51

-60.42%

Public Transport Monthly Pass (Regular Price)

$14.76 ₾38.71

$39.17 ZMW 713

-62.32%

Taxi Start (Normal Tariff)

$1.50 ₾3.92

$2.78 ZMW 50.7

-46.04%

Taxi (Normal Tariff) (1km)

$0.68 ₾1.77

$1.17 ZMW 21.32

-41.88%

Taxi 1hour Waiting (Normal Tariff)

$7.26 ₾19.03

$9.20 ZMW 167

-21.09%

Gasoline (1 liter)

$1.09 ₾2.87

$1.19 ZMW 21.75

-8.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.6K ₾48.8K

$7,891 ZMW 143.6K

135.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K ₾53.7K

$28.4K ZMW 517.4K

-28.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.0 ₾191

$90.7 ZMW 1,651

-19.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.97 ₾31.40

$53.4 ZMW 972

-77.59%

Internet (50+ Mbps, Unlimited Data)

$18.00 ₾47.21

$123 ZMW 2,239

-85.37%

Gym Membership (Monthly)

$61.0 ₾160

$45.44 ZMW 827

34.20%

Tennis Court (1 Hour on Weekend)

$16.52 ₾43.33

$13.65 ZMW 248

21.03%

Cinema Ticket

$6.70 ₾17.58

$4.25 ZMW 77.4

57.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$269 ₾705

$178 ZMW 3,232

51.35%

International Primary School, 1 Child (Yearly)

$5,152 ₾13.5K

$9,462 ZMW 172.2K

-45.55%

Jeans (Levis 501 Or Similar)

$76.5 ₾201

$18.67 ZMW 340

309.86%

Summer Dress (H&M, Zara, etc)

$43.41 ₾114

$17.20 ZMW 313

152.38%

Sport Shoes (Adidas, Nike)

$120 ₾316

$84.5 ZMW 1,539

42.48%

Men's Leather Business Shoes

$111 ₾290

$72.2 ZMW 1,314

53.09%

1-bedroom Apartment, City Center (Monthly)

$687 ₾1,802

$228 ZMW 4,157

200.86%

1-bedroom Apartment, Outside City Center (Monthly)

$470 ₾1,234

$125 ZMW 2,273

276.74%

3-bedroom Apartment, City Center (Monthly)

$1,353 ₾3,549

$1,028 ZMW 18.7K

31.60%

3-bedroom Apartment, Outside City Center (Monthly)

$789 ₾2,069

$593 ZMW 10.8K

32.94%

Buy Apartment in City Center (m2)

$2,468 ₾6,472

$1,886 ZMW 34.3K

30.81%

Buy Apartment Outside City Center (m2)

$1,456 ₾3,817

$14.2K ZMW 258.2K

-89.74%

Average Monthly Net Salary (After Tax)

$659 ₾1,729

$287 ZMW 5,215

130.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.89

-52.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: July 13, 2026

Last update for Lusaka: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $687 in Tbilisi and $228 in Lusaka. Housing cost is often the main lever when comparing two cities.

Tbilisi pays 130% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $44.00 in Tbilisi vs $25.00 in Lusaka for a mid-range dinner for two. Groceries echo the gap at $205 vs $178 per month, with Lusaka cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Lusaka: Cost of Living - Frequently Asked Questions

Tbilisi and Lusaka differ by about 40% in total monthly costs ($1,197 vs $855 including rent). Lusaka is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 130% higher in Tbilisi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $687 in Tbilisi versus $228 in Lusaka. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,197 per month in Tbilisi versus $855 in Lusaka – a 40% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Lusaka runs roughly 165% less than in Tbilisi. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $855 in Lusaka versus $1,197 in Tbilisi, a $2,000 budget is realistic in Lusaka but tight or insufficient in Tbilisi. The gap between the two cities makes Lusaka the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tbilisi and Lusaka are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lusaka gentler on the wallet – expenses run 40% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.