Last update: Oct 2026

Cost of Living Comparison Between Tbilisi and Loznica

For one person, living is cheaper in Loznica: $766 a month against $1,270 in Tbilisi, rent and utilities included – about $6,000 less a year. Other living expenses account for most of the difference.

61

Cost of Living Index in Tbilisi
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Tbilisi Living Index
37

Cost of Living Index in Loznica
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Loznica Living Index

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Tbilisi

🇬🇪 Georgia

$1,270

/mo nomad

Loznica

🇷🇸 Serbia

$766

/mo nomad

Monthly Cost of Living

How much you'll spend in Tbilisi and in Loznica

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tbilisi and in Loznica actually costs, broken down by who's living it.

A single person spends $1,270 per month in Tbilisi vs $766 in Loznica, rent included.

Tbilisi $1,270
Loznica $766

A couple spends around $2,008 per month in Tbilisi vs $1,170 in Loznica, rent included.

Tbilisi $2,008
Loznica $1,170

A family of three spends $2,745 per month in Tbilisi vs $1,574 in Loznica, rent included.

Tbilisi $2,745
Loznica $1,574

Tbilisi costs about 66% more than Loznica, and outside of rent the biggest gap is in eating out.

Both Tbilisi and Loznica are more affordable than the global median – Tbilisi 6% lower, Loznica 43% lower.

Meal at Budget Restaurant

$11.51 ₾29.79

$3.50 RSD 365

228.86%

Three-Course Dinner for Two, Mid-Range

$38.27 ₾99.1

$33.15 RSD 3,456

15.44%

Fast Food Meal (McDonalds, etc)

$9.80 ₾25.36

$11.01 RSD 1,148

-10.99%

Cappuccino

$3.55 ₾9.19

$1.57 RSD 163

126.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.06 ₾2.74

$1.86 RSD 193

-43.01%

Water (0.33 liter bottle)

$0.62 ₾1.60

$1.76 RSD 183

-64.77%

Local Beer (0.5 liter draught)

$2.76 ₾7.16

$2.44 RSD 255

13.11%

Imported Beer (0.33 liter bottle)

$3.00 ₾7.77

$2.81 RSD 293

6.76%

Milk (1 liter)

$2.16 ₾5.59

$1.09 RSD 114

98.17%

White Bread (500g)

$0.76 ₾1.96

$0.53 RSD 55.7

43.40%

Rice (white) (1kg)

$1.74 ₾4.51

$1.35 RSD 141

28.89%

Eggs

$2.79 ₾7.21

$1.82 RSD 189

53.30%

Local Cheese (1kg)

$9.20 ₾23.83

$8.06 RSD 840

14.14%

Chicken Fillets (1kg)

$6.53 ₾16.89

$5.81 RSD 605

12.39%

Beef Round Steak (1kg)

$12.81 ₾33.17

$9.79 RSD 1,020

30.85%

Apples (1kg)

$1.67 ₾4.31

$0.88 RSD 91.2

89.77%

Banana (1kg)

$1.85 ₾4.79

$1.63 RSD 170

13.50%

Oranges (1kg)

$1.98 ₾5.13

$1.17 RSD 122

69.23%

Tomato (1kg)

$2.51 ₾6.49

$1.26 RSD 132

99.21%

Potato (1kg)

$0.87 ₾2.26

$1.01 RSD 105

-13.86%

Onion (1kg)

$0.73 ₾1.89

$0.64 RSD 66.9

14.06%

Lettuce (1 head)

$1.42 ₾3.67

$0.59 RSD 61.1

140.68%

Water (1.5 liter bottle)

$0.72 ₾1.88

$0.49 RSD 51.5

46.94%

Cigarettes 20 Pack (Marlboro, Camel)

$3.38 ₾8.74

$4.19 RSD 437

-19.33%

Wine (Bottle)

$7.84 ₾20.31

$4.67 RSD 487

67.88%

Local Beer (0.5 liter bottle)

$1.62 ₾4.19

$0.82 RSD 85.7

97.56%

Imported Beer (0.33 liter bottle)

$2.38 ₾6.15

$2.30 RSD 240

3.48%

One-way Ticket (Public Transport)

$0.37 ₾0.96

$1.05 RSD 109

-64.76%

Public Transport Monthly Pass (Regular Price)

$15.52 ₾40.16

Taxi Start (Normal Tariff)

$1.14 ₾2.94

$1.94 RSD 203

-41.24%

Taxi (Normal Tariff) (1km)

$0.79 ₾2.05

$1.08 RSD 112

-26.85%

Taxi 1hour Waiting (Normal Tariff)

$11.57 ₾29.96

$6.78 RSD 707

70.65%

Gasoline (1 liter)

$1.50 ₾3.87

$1.79 RSD 186

-16.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K ₾63.7K

$31.2K RSD 3.3M

-21.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₾57.9K

$24.7K RSD 2.6M

-9.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.3 ₾228

$110 RSD 11.5K

-19.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.08 ₾33.86

$15.45 RSD 1,611

-15.34%

Internet (50+ Mbps, Unlimited Data)

$19.53 ₾50.6

$16.38 RSD 1,708

19.23%

Gym Membership (Monthly)

$64.2 ₾166

$17.65 RSD 1,840

263.63%

Tennis Court (1 Hour on Weekend)

$19.18 ₾49.66

Cinema Ticket

$6.99 ₾18.10

$4.73 RSD 494

47.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$373 ₾966

$173 RSD 18.0K

116.11%

International Primary School, 1 Child (Yearly)

$10.7K ₾27.7K

$6,980 RSD 727.6K

53.15%

Jeans (Levis 501 Or Similar)

$103 ₾266

$43.68 RSD 4,554

135.05%

Summer Dress (H&M, Zara, etc)

$40.48 ₾105

$21.85 RSD 2,278

85.26%

Sport Shoes (Adidas, Nike)

$116 ₾301

$90.5 RSD 9,438

28.49%

Men's Leather Business Shoes

$122 ₾316

$51.9 RSD 5,405

135.18%

1-bedroom Apartment, City Center (Monthly)

$677 ₾1,753

$290 RSD 30.2K

133.63%

1-bedroom Apartment, Outside City Center (Monthly)

$454 ₾1,176

$213 RSD 22.2K

113.71%

3-bedroom Apartment, City Center (Monthly)

$1,277 ₾3,305

$448 RSD 46.7K

184.86%

3-bedroom Apartment, Outside City Center (Monthly)

$890 ₾2,304

$362 RSD 37.8K

145.66%

Buy Apartment in City Center (m2)

$2,410 ₾6,238

$1,468 RSD 153.0K

64.17%

Buy Apartment Outside City Center (m2)

$1,418 ₾3,670

$1,545 RSD 161.1K

-8.25%

Average Monthly Net Salary (After Tax)

$703 ₾1,819

$544 RSD 56.7K

29.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

4.79

163.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: October 17, 2026

Last update for Loznica: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tbilisi

$454 35.8%

Loznica

$213 27.8% 53.2% $242

Groceries & Markets

Tbilisi

$233 18.3%

Loznica

$167 21.8% 28.1% $66

Eating Out

Tbilisi

$191 15%

Loznica

$112 14.6% 41.2% $78

Clothing & Footwear

Tbilisi

$172 13.5%

Loznica

$94 12.2% 45.5% $78

Monthly Utilities & Internet

Tbilisi

$121 9.5%

Loznica

$142 18.5% 17.4% $21

Sport & Entertainment

Tbilisi

$78 6.2%

Loznica

$27 3.5% 65.3% $51

Getting Around

Tbilisi

$22 1.7%

Loznica

$12 * 1.5% 47.9% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $677 in Tbilisi versus $290 in Loznica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 29% higher in Tbilisi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $38.00 in Tbilisi versus $33.00 in Loznica. Monthly groceries follow the same trend: $233 vs $167 – making Loznica the more affordable choice for daily food spending.

Good to know

🇬🇪 Tbilisi

🇷🇸 Loznica

🕒 Local time

00:30 12:30 AM

22:30 10:30 PM

2 h behind Tbilisi

🌤 Weather

👥 Population

1,241,700 Capital

19,515

💱 Currency

Georgian Lari GEL ₾

Serbian Dinar RSD din

📈 Exchange rate

1 GEL = 0.386 USD

1 GEL = 0.344 EUR

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, USD, EUR to GEL – Georgian Lari Converter

🇺🇸 United States Dollar ($)

🇬🇪 Georgian Lari (₾)

Georgian Lari exchange rates as of October 20, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.91 GEL (1 GEL = 0.344 EUR).

Serbian Dinar exchange rates as of October 20, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

USD to GEL in detail →

On the map

Lowest

Highest

Between locations

Tbilisi Loznica 2,090 km ≈ 3 h nonstop flight

From you

Tbilisi
Loznica

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Loznica: Cost of Living - Frequently Asked Questions

Tbilisi costs about 66% more than Loznica, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,906 per month in Tbilisi and $1,149 in Loznica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,270 in Tbilisi and $766 in Loznica. That's a gap of about 66%.

Kindergarten costs $373 per month in Tbilisi and $173 in Loznica. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Loznica, where all-in costs run around $766, than in Tbilisi at $1,270. In Loznica it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Loznica costs $766 versus $1,270 in Tbilisi. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.