Cost of Living Comparison Between Tbilisi and Loznica Cost of Living Comparison Between Tbilisi and Loznica

Monthly Cost of Living

A single person spends $1,197 per month in Tbilisi vs $863 in Loznica, rent included.

A couple spends around $1,868 per month in Tbilisi vs $1,270 in Loznica, rent included.

A family of three spends $2,538 per month in Tbilisi vs $1,677 in Loznica, rent included.

Tbilisi costs about 39% more than Loznica, driven mainly by Clothing & Footwear.

Both Tbilisi and Loznica are more affordable than the global median – Tbilisi 10% lower, Loznica 35% lower.

Meal at Budget Restaurant

$10.82 ₾28.38

$3.73 RSD 381

190.08%

Three-Course Dinner for Two, Mid-Range

$43.85 ₾115

$29.67 RSD 3,034

47.79%

Fast Food Meal (McDonalds, etc)

$8.31 ₾21.79

$8.49 RSD 868

-2.12%

Cappuccino

$2.97 ₾7.78

$1.69 RSD 173

75.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.77 ₾2.01

$1.64 RSD 168

-53.05%

Water (0.33 liter bottle)

$0.46 ₾1.20

$1.99 RSD 204

-76.88%

Local Beer (0.5 liter draught)

$2.14 ₾5.63

$1.96 RSD 200

9.18%

Imported Beer (0.33 liter bottle)

$2.87 ₾7.52

$2.12 RSD 217

35.38%

Milk (1 liter)

$1.90 ₾4.99

$1.04 RSD 106

82.69%

White Bread (500g)

$0.71 ₾1.86

$0.63 RSD 64.3

12.70%

Rice (white) (1kg)

$1.91 ₾5.00

$1.39 RSD 143

37.41%

Eggs

$2.48 ₾6.52

$1.92 RSD 196

29.17%

Local Cheese (1kg)

$7.74 ₾20.29

$7.68 RSD 785

0.78%

Chicken Fillets (1kg)

$6.18 ₾16.20

$5.48 RSD 560

12.77%

Beef Round Steak (1kg)

$9.57 ₾25.11

$9.69 RSD 991

-1.24%

Apples (1kg)

$1.17 ₾3.06

$0.88 RSD 89.7

32.95%

Banana (1kg)

$1.65 ₾4.34

$1.65 RSD 168

Oranges (1kg)

$1.85 ₾4.84

$1.17 RSD 119

58.12%

Tomato (1kg)

$2.33 ₾6.11

$1.10 RSD 112

111.82%

Potato (1kg)

$0.71 ₾1.85

$1.04 RSD 106

-31.73%

Onion (1kg)

$0.67 ₾1.76

$1.11 RSD 113

-39.64%

Lettuce (1 head)

$1.19 ₾3.12

$0.51 RSD 51.8

133.33%

Water (1.5 liter bottle)

$0.66 ₾1.72

$0.47 RSD 48.36

40.43%

Cigarettes 20 Pack (Marlboro, Camel)

$2.92 ₾7.65

$4.12 RSD 422

-29.13%

Wine (Bottle)

$7.69 ₾20.17

$4.70 RSD 480

63.62%

Local Beer (0.5 liter bottle)

$1.59 ₾4.18

$0.76 RSD 77.5

109.21%

Imported Beer (0.33 liter bottle)

$2.31 ₾6.06

$3.21 RSD 328

-28.04%

One-way Ticket (Public Transport)

$0.38 ₾1.01

$0.91 RSD 93.3

-58.24%

Public Transport Monthly Pass (Regular Price)

$14.76 ₾38.71

$25.98 RSD 2,656

-43.19%

Taxi Start (Normal Tariff)

$1.50 ₾3.92

$2.19 RSD 223

-31.51%

Taxi (Normal Tariff) (1km)

$0.68 ₾1.77

$0.86 RSD 88.0

-20.93%

Taxi 1hour Waiting (Normal Tariff)

$7.26 ₾19.03

$7.08 RSD 724

2.54%

Gasoline (1 liter)

$1.09 ₾2.87

$1.77 RSD 181

-38.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.6K ₾48.8K

$30.8K RSD 3.2M

-39.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K ₾53.7K

$26.2K RSD 2.7M

-21.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.0 ₾191

$116 RSD 11.8K

-36.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.97 ₾31.40

$13.08 RSD 1,337

-8.49%

Internet (50+ Mbps, Unlimited Data)

$18.00 ₾47.21

$16.70 RSD 1,707

7.78%

Gym Membership (Monthly)

$61.0 ₾160

$18.14 RSD 1,855

236.16%

Tennis Court (1 Hour on Weekend)

$16.52 ₾43.33

$16.22 RSD 1,658

1.85%

Cinema Ticket

$6.70 ₾17.58

$3.02 RSD 309

121.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$269 ₾705

$170 RSD 17.3K

58.52%

International Primary School, 1 Child (Yearly)

$5,152 ₾13.5K

$5,001 RSD 511.4K

3.01%

Jeans (Levis 501 Or Similar)

$76.5 ₾201

$34.42 RSD 3,520

122.31%

Summer Dress (H&M, Zara, etc)

$43.41 ₾114

$26.11 RSD 2,669

66.26%

Sport Shoes (Adidas, Nike)

$120 ₾316

$88.4 RSD 9,036

36.29%

Men's Leather Business Shoes

$111 ₾290

$53.0 RSD 5,414

108.80%

1-bedroom Apartment, City Center (Monthly)

$687 ₾1,802

$317 RSD 32.4K

117.03%

1-bedroom Apartment, Outside City Center (Monthly)

$470 ₾1,234

$295 RSD 30.2K

59.26%

3-bedroom Apartment, City Center (Monthly)

$1,353 ₾3,549

$488 RSD 49.9K

177.29%

3-bedroom Apartment, Outside City Center (Monthly)

$789 ₾2,069

$410 RSD 41.9K

92.50%

Buy Apartment in City Center (m2)

$2,468 ₾6,472

$1,454 RSD 148.7K

69.69%

Buy Apartment Outside City Center (m2)

$1,456 ₾3,817

$1,557 RSD 159.2K

-6.51%

Average Monthly Net Salary (After Tax)

$659 ₾1,729

$549 RSD 56.1K

20.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.89

48.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: July 13, 2026

Last update for Loznica: July 13, 2026

Cost Breakdown

A central one-bedroom costs $687 in Tbilisi versus $317 in Loznica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 20% higher in Tbilisi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $44.00 in Tbilisi versus $30.00 in Loznica. Monthly groceries follow the same trend: $205 vs $166 – making Loznica the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Loznica: Cost of Living - Frequently Asked Questions

Tbilisi costs about 39% more than Loznica, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,796 per month in Tbilisi and $1,294 in Loznica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $269 per month in Tbilisi and $170 in Loznica. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 23% more in Tbilisi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Loznica, where all-in costs run around $863, than in Tbilisi at $1,197. In Loznica it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Loznica costs $863 versus $1,197 in Tbilisi. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.