Cost of Living Comparison Between Tbilisi and Loznica Cost of Living Comparison Between Tbilisi and Loznica

Monthly Cost of Living

A single person spends $1,209 per month in Tbilisi vs $871 in Loznica, rent included.

A couple spends around $1,867 per month in Tbilisi vs $1,256 in Loznica, rent included.

A family of three spends $2,526 per month in Tbilisi vs $1,642 in Loznica, rent included.

Tbilisi costs about 39% more than Loznica, driven mainly by Clothing & Footwear.

Both Tbilisi and Loznica are more affordable than the global median – Tbilisi 10% lower, Loznica 35% lower.

Meal at Budget Restaurant

$10.80 ₾28.70

$3.70 RSD 372

191.89%

Three-Course Dinner for Two, Mid-Range

$43.18 ₾115

$28.81 RSD 2,899

49.88%

Fast Food Meal (McDonalds, etc)

$8.29 ₾22.03

$8.70 RSD 876

-4.71%

Cappuccino

$3.00 ₾7.96

$1.63 RSD 164

84.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.82 ₾2.17

$1.61 RSD 162

-49.07%

Water (0.33 liter bottle)

$0.46 ₾1.21

$1.93 RSD 195

-76.17%

Local Beer (0.5 liter draught)

$2.23 ₾5.93

$2.01 RSD 202

10.95%

Imported Beer (0.33 liter bottle)

$2.92 ₾7.75

$2.18 RSD 220

33.94%

Milk (1 liter)

$1.93 ₾5.11

$1.04 RSD 105

85.58%

White Bread (500g)

$0.68 ₾1.81

$0.69 RSD 69.2

-1.45%

Rice (white) (1kg)

$1.88 ₾4.99

$1.41 RSD 142

33.33%

Eggs

$2.54 ₾6.73

$2.01 RSD 203

26.37%

Local Cheese (1kg)

$7.42 ₾19.70

$7.88 RSD 793

-5.84%

Chicken Fillets (1kg)

$6.19 ₾16.43

$5.49 RSD 553

12.75%

Beef Round Steak (1kg)

$9.36 ₾24.86

$9.69 RSD 975

-3.41%

Apples (1kg)

$1.22 ₾3.25

$0.90 RSD 90.2

35.56%

Banana (1kg)

$1.66 ₾4.40

$1.67 RSD 168

-0.60%

Oranges (1kg)

$1.80 ₾4.78

$1.15 RSD 116

56.52%

Tomato (1kg)

$2.24 ₾5.96

$1.13 RSD 114

98.23%

Potato (1kg)

$0.71 ₾1.89

$1.08 RSD 108

-34.26%

Onion (1kg)

$0.67 ₾1.79

$1.13 RSD 114

-40.71%

Lettuce (1 head)

$1.18 ₾3.13

$0.47 RSD 47.49

151.06%

Water (1.5 liter bottle)

$0.66 ₾1.76

$0.47 RSD 46.93

40.43%

Cigarettes 20 Pack (Marlboro, Camel)

$2.98 ₾7.91

$4.13 RSD 416

-27.85%

Wine (Bottle)

$7.61 ₾20.21

$4.81 RSD 484

58.21%

Local Beer (0.5 liter bottle)

$1.54 ₾4.08

$0.72 RSD 72.9

113.89%

Imported Beer (0.33 liter bottle)

$2.25 ₾5.98

$3.22 RSD 324

-30.12%

One-way Ticket (Public Transport)

$0.36 ₾0.95

$0.93 RSD 93.8

-61.29%

Public Transport Monthly Pass (Regular Price)

$14.44 ₾38.36

$26.15 RSD 2,632

-44.78%

Taxi Start (Normal Tariff)

$1.49 ₾3.96

$2.17 RSD 218

-31.34%

Taxi (Normal Tariff) (1km)

$0.68 ₾1.82

$0.93 RSD 93.5

-26.88%

Taxi 1hour Waiting (Normal Tariff)

$7.23 ₾19.19

$6.95 RSD 700

4.03%

Gasoline (1 liter)

$1.14 ₾3.04

$1.76 RSD 177

-35.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.5K ₾49.0K

$31.1K RSD 3.1M

-40.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.0K ₾53.0K

$26.9K RSD 2.7M

-25.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.7 ₾196

$115 RSD 11.5K

-35.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.64 ₾30.91

$13.11 RSD 1,319

-11.21%

Internet (50+ Mbps, Unlimited Data)

$17.84 ₾47.39

$16.77 RSD 1,688

6.38%

Gym Membership (Monthly)

$60.1 ₾160

$18.31 RSD 1,843

228.40%

Tennis Court (1 Hour on Weekend)

$16.80 ₾44.63

$16.45 RSD 1,656

2.13%

Cinema Ticket

$6.60 ₾17.54

$2.92 RSD 294

126.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$266 ₾708

$168 RSD 16.9K

58.94%

International Primary School, 1 Child (Yearly)

$5,191 ₾13.8K

$5,153 RSD 518.7K

0.73%

Jeans (Levis 501 Or Similar)

$77.7 ₾206

$34.68 RSD 3,491

124.05%

Summer Dress (H&M, Zara, etc)

$44.75 ₾119

$26.81 RSD 2,698

66.92%

Sport Shoes (Adidas, Nike)

$117 ₾310

$87.4 RSD 8,791

33.70%

Men's Leather Business Shoes

$113 ₾300

$53.8 RSD 5,409

110.07%

1-bedroom Apartment, City Center (Monthly)

$693 ₾1,839

$321 RSD 32.3K

116.09%

1-bedroom Apartment, Outside City Center (Monthly)

$462 ₾1,226

$300 RSD 30.2K

53.87%

3-bedroom Apartment, City Center (Monthly)

$1,320 ₾3,505

$471 RSD 47.4K

180.29%

3-bedroom Apartment, Outside City Center (Monthly)

$774 ₾2,056

$420 RSD 42.3K

84.19%

Buy Apartment in City Center (m2)

$2,430 ₾6,455

$1,472 RSD 148.1K

65.16%

Buy Apartment Outside City Center (m2)

$1,446 ₾3,840

$1,559 RSD 156.9K

-7.25%

Average Monthly Net Salary (After Tax)

$673 ₾1,787

$556 RSD 55.9K

21.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.89

48.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: May 31, 2026

Last update for Loznica: May 30, 2026

Cost Breakdown

A central one-bedroom costs $693 in Tbilisi versus $321 in Loznica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Tbilisi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $43.00 in Tbilisi versus $29.00 in Loznica. Monthly groceries follow the same trend: $203 vs $169 – making Loznica the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Loznica: Cost of Living - Frequently Asked Questions

Tbilisi costs about 39% more than Loznica, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,813 per month in Tbilisi and $1,307 in Loznica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $266 per month in Tbilisi and $168 in Loznica. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 20% more in Tbilisi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Loznica, where all-in costs run around $871, than in Tbilisi at $1,209. In Loznica it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Loznica costs $871 versus $1,209 in Tbilisi. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.