Cost of Living Comparison Between Tbilisi and Loznica Cost of Living Comparison Between Tbilisi and Loznica

Monthly Cost of Living

A single person spends $1,286 per month in Tbilisi vs $786 in Loznica, rent included.

A couple spends around $2,044 per month in Tbilisi vs $1,201 in Loznica, rent included.

A family of three spends $2,802 per month in Tbilisi vs $1,617 in Loznica, rent included.

Tbilisi costs about 64% more than Loznica, driven mainly by Clothing & Footwear.

Both Tbilisi and Loznica are more affordable than the global median – Tbilisi 6% lower, Loznica 43% lower.

Meal at Budget Restaurant

$11.72 ₾30.58

$3.60 RSD 363

225.56%

Three-Course Dinner for Two, Mid-Range

$37.88 ₾98.9

$35.06 RSD 3,537

8.04%

Fast Food Meal (McDonalds, etc)

$9.74 ₾25.43

$11.80 RSD 1,190

-17.46%

Cappuccino

$3.41 ₾8.91

$1.61 RSD 163

111.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.06 ₾2.77

$1.92 RSD 194

-44.79%

Water (0.33 liter bottle)

$0.65 ₾1.69

$1.81 RSD 183

-64.09%

Local Beer (0.5 liter draught)

$2.70 ₾7.06

$2.42 RSD 245

11.57%

Imported Beer (0.33 liter bottle)

$3.10 ₾8.09

$2.97 RSD 300

4.38%

Milk (1 liter)

$2.20 ₾5.74

$1.13 RSD 114

94.69%

White Bread (500g)

$0.81 ₾2.10

$0.57 RSD 57.4

42.11%

Rice (white) (1kg)

$1.64 ₾4.27

$1.37 RSD 138

19.71%

Eggs

$2.75 ₾7.19

$1.90 RSD 192

44.74%

Local Cheese (1kg)

$9.01 ₾23.52

$8.26 RSD 834

9.08%

Chicken Fillets (1kg)

$6.55 ₾17.10

$6.00 RSD 606

9.17%

Beef Round Steak (1kg)

$12.62 ₾32.94

$9.87 RSD 996

27.86%

Apples (1kg)

$1.67 ₾4.36

$0.84 RSD 84.6

98.81%

Banana (1kg)

$1.81 ₾4.73

$1.70 RSD 171

6.47%

Oranges (1kg)

$1.93 ₾5.04

$1.21 RSD 122

59.50%

Tomato (1kg)

$2.59 ₾6.76

$1.25 RSD 126

107.20%

Potato (1kg)

$0.87 ₾2.26

$1.04 RSD 105

-16.35%

Onion (1kg)

$0.65 ₾1.69

$0.64 RSD 64.1

1.56%

Lettuce (1 head)

$1.39 ₾3.63

$0.63 RSD 63.9

120.63%

Water (1.5 liter bottle)

$0.80 ₾2.08

$0.52 RSD 53.0

53.85%

Cigarettes 20 Pack (Marlboro, Camel)

$3.36 ₾8.78

$4.41 RSD 445

-23.81%

Wine (Bottle)

$7.54 ₾19.68

$4.82 RSD 486

56.43%

Local Beer (0.5 liter bottle)

$1.61 ₾4.21

$0.79 RSD 79.5

103.80%

Imported Beer (0.33 liter bottle)

$2.25 ₾5.86

$2.39 RSD 241

-5.86%

One-way Ticket (Public Transport)

$0.37 ₾0.96

Public Transport Monthly Pass (Regular Price)

$15.11 ₾39.45

Taxi Start (Normal Tariff)

$1.17 ₾3.06

$1.95 RSD 196

-40.00%

Taxi (Normal Tariff) (1km)

$0.80 ₾2.09

$1.06 RSD 107

-24.53%

Taxi 1hour Waiting (Normal Tariff)

$11.33 ₾29.58

$6.80 RSD 686

66.62%

Gasoline (1 liter)

$1.33 ₾3.47

$1.81 RSD 183

-26.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K ₾65.2K

$31.5K RSD 3.2M

-20.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₾58.4K

$26.3K RSD 2.7M

-15.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$89.1 ₾233

$115 RSD 11.6K

-22.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.25 ₾34.58

$16.29 RSD 1,644

-18.66%

Internet (50+ Mbps, Unlimited Data)

$19.46 ₾50.8

$17.11 RSD 1,726

13.73%

Gym Membership (Monthly)

$68.4 ₾179

$18.37 RSD 1,853

272.46%

Tennis Court (1 Hour on Weekend)

$18.68 ₾48.77

$14.20 RSD 1,432

31.55%

Cinema Ticket

$6.63 ₾17.32

$4.85 RSD 489

36.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$363 ₾949

$178 RSD 18.0K

103.68%

International Primary School, 1 Child (Yearly)

$10.7K ₾27.8K

$7,951 RSD 802.1K

34.08%

Jeans (Levis 501 Or Similar)

$104 ₾270

$44.63 RSD 4,502

131.93%

Summer Dress (H&M, Zara, etc)

$38.84 ₾101

$23.23 RSD 2,343

67.20%

Sport Shoes (Adidas, Nike)

$117 ₾304

$96.0 RSD 9,686

21.46%

Men's Leather Business Shoes

$123 ₾320

$52.7 RSD 5,313

133.09%

1-bedroom Apartment, City Center (Monthly)

$682 ₾1,782

$305 RSD 30.8K

123.76%

1-bedroom Apartment, Outside City Center (Monthly)

$447 ₾1,166

$221 RSD 22.3K

101.66%

3-bedroom Apartment, City Center (Monthly)

$1,284 ₾3,353

$483 RSD 48.7K

166.01%

3-bedroom Apartment, Outside City Center (Monthly)

$920 ₾2,401

$382 RSD 38.5K

140.77%

Buy Apartment in City Center (m2)

$2,487 ₾6,492

$1,528 RSD 154.1K

62.78%

Buy Apartment Outside City Center (m2)

$1,423 ₾3,715

$1,554 RSD 156.8K

-8.44%

Average Monthly Net Salary (After Tax)

$646 ₾1,686

$560 RSD 56.5K

15.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.73

4.79

165.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: August 31, 2026

Last update for Loznica: August 29, 2026

Cost Breakdown

A central one-bedroom costs $682 in Tbilisi versus $305 in Loznica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 15% higher in Tbilisi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $38.00 in Tbilisi versus $35.00 in Loznica. Monthly groceries follow the same trend: $232 vs $171 – making Loznica the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Loznica: Cost of Living - Frequently Asked Questions

Tbilisi costs about 64% more than Loznica, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,929 per month in Tbilisi and $1,178 in Loznica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,286 in Tbilisi and $786 in Loznica. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $363 per month in Tbilisi and $178 in Loznica. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Loznica, where all-in costs run around $786, than in Tbilisi at $1,286. In Loznica it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Loznica costs $786 versus $1,286 in Tbilisi. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.