Last update: Nov 2026

Cost of Living Comparison Between Tbilisi and Kefalonia

For one person, living is cheaper in Tbilisi: $1,278 a month against $1,575 in Kefalonia, rent and utilities included – about $3,600 less a year. Rent and utilities account for about half of the difference.

61

Cost of Living Index in Tbilisi
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Tbilisi Living Index
75

Cost of Living Index in Kefalonia
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Kefalonia Living Index

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Tbilisi

🇬🇪 Georgia

$1,278

/mo nomad

Kefalonia

🇬🇷 Greece

$1,575

/mo nomad

Monthly Cost of Living

How much you'll spend in Tbilisi and in Kefalonia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tbilisi and in Kefalonia actually costs, broken down by who's living it.

A single person spends $1,278 per month in Tbilisi vs $1,575 in Kefalonia, rent included.

Tbilisi $1,278
Kefalonia $1,575

A couple spends around $2,017 per month in Tbilisi vs $2,360 in Kefalonia, rent included.

Tbilisi $2,017
Kefalonia $2,360

A family of three spends $2,755 per month in Tbilisi vs $3,145 in Kefalonia, rent included.

Tbilisi $2,755
Kefalonia $3,145

Tbilisi is about 19% cheaper than Kefalonia, and outside of rent the biggest gap is in groceries.

Tbilisi sits 5% below the global median, while Kefalonia is 17% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.62 ₾30.06

$14.93 €13.30

-22.17%

Three-Course Dinner for Two, Mid-Range

$38.41 ₾99.3

$38.50 €34.28

-0.23%

Fast Food Meal (McDonalds, etc)

$9.74 ₾25.18

$10.02 €8.92

-2.79%

Cappuccino

$3.56 ₾9.21

$3.11 €2.77

14.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.08 ₾2.79

$3.32 €2.96

-67.47%

Water (0.33 liter bottle)

$0.56 ₾1.46

$0.61 €0.54

-8.20%

Local Beer (0.5 liter draught)

$2.73 ₾7.05

$4.76 €4.24

-42.65%

Imported Beer (0.33 liter bottle)

$3.13 ₾8.08

$5.29 €4.71

-40.83%

Milk (1 liter)

$2.14 ₾5.54

$1.66 €1.48

28.92%

White Bread (500g)

$0.75 ₾1.95

$1.46 €1.30

-48.63%

Rice (white) (1kg)

$1.80 ₾4.66

$2.60 €2.31

-30.77%

Eggs

$2.80 ₾7.25

$4.49 €4.00

-37.64%

Local Cheese (1kg)

$9.43 ₾24.39

$13.09 €11.66

-27.96%

Chicken Fillets (1kg)

$7.00 ₾18.09

$10.27 €9.14

-31.84%

Beef Round Steak (1kg)

$12.69 ₾32.82

$14.85 €13.23

-14.55%

Apples (1kg)

$1.63 ₾4.21

$2.23 €1.98

-26.91%

Banana (1kg)

$1.84 ₾4.77

$2.01 €1.79

-8.46%

Oranges (1kg)

$1.97 ₾5.09

$1.41 €1.25

39.72%

Tomato (1kg)

$2.47 ₾6.38

$2.09 €1.86

18.18%

Potato (1kg)

$0.75 ₾1.95

$1.14 €1.01

-34.21%

Onion (1kg)

$0.67 ₾1.74

$1.15 €1.02

-41.74%

Lettuce (1 head)

$1.41 ₾3.66

$1.08 €0.96

30.56%

Water (1.5 liter bottle)

$0.72 ₾1.86

$0.87 €0.78

-17.24%

Cigarettes 20 Pack (Marlboro, Camel)

$3.51 ₾9.08

$5.30 €4.72

-33.77%

Wine (Bottle)

$7.89 ₾20.39

$6.63 €5.90

19.00%

Local Beer (0.5 liter bottle)

$1.70 ₾4.41

$2.47 €2.20

-31.17%

Imported Beer (0.33 liter bottle)

$2.37 ₾6.12

$2.51 €2.23

-5.58%

One-way Ticket (Public Transport)

$0.38 ₾0.98

$1.40 €1.25

-72.86%

Public Transport Monthly Pass (Regular Price)

$15.29 ₾39.54

$51.1 €45.48

-70.07%

Taxi Start (Normal Tariff)

$1.19 ₾3.08

$4.14 €3.69

-71.26%

Taxi (Normal Tariff) (1km)

$0.74 ₾1.91

$1.09 €0.97

-32.11%

Taxi 1hour Waiting (Normal Tariff)

$11.89 ₾30.75

$16.77 €14.93

-29.10%

Gasoline (1 liter)

$1.46 ₾3.77

$1.98 €1.76

-26.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K ₾64.6K

$27.4K €24.4K

-8.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K ₾59.0K

$25.7K €22.9K

-11.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.1 ₾228

$280 €249

-68.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.71 ₾32.85

$22.62 €20.15

-43.81%

Internet (50+ Mbps, Unlimited Data)

$19.79 ₾51.2

$30.67 €27.31

-35.47%

Gym Membership (Monthly)

$64.3 ₾166

$51.7 €46.01

24.42%

Tennis Court (1 Hour on Weekend)

$19.17 ₾49.57

$25.29 €22.52

-24.20%

Cinema Ticket

$6.65 ₾17.19

$8.90 €7.93

-25.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$371 ₾960

$404 €360

-8.07%

International Primary School, 1 Child (Yearly)

$9,163 ₾23.7K

$8,838 €7,870

3.67%

Jeans (Levis 501 Or Similar)

$102 ₾264

$88.3 €78.7

15.70%

Summer Dress (H&M, Zara, etc)

$39.65 ₾103

$39.69 €35.34

-0.10%

Sport Shoes (Adidas, Nike)

$118 ₾305

$95.5 €85.0

23.67%

Men's Leather Business Shoes

$120 ₾310

$124 €110

-3.29%

1-bedroom Apartment, City Center (Monthly)

$690 ₾1,784

$526 €468

31.11%

1-bedroom Apartment, Outside City Center (Monthly)

$461 ₾1,193

$428 €381

7.79%

3-bedroom Apartment, City Center (Monthly)

$1,362 ₾3,522

$1,090 €971

24.92%

3-bedroom Apartment, Outside City Center (Monthly)

$897 ₾2,320

$806 €718

11.31%

Buy Apartment in City Center (m2)

$2,277 ₾5,888

$2,430 €2,163

-6.27%

Buy Apartment Outside City Center (m2)

$1,378 ₾3,562

$1,967 €1,752

-29.97%

Average Monthly Net Salary (After Tax)

$710 ₾1,836

$1,101 €980

-35.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.53

4.48

179.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: November 2, 2026

Last update for Kefalonia: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tbilisi

$461 36.1%

Kefalonia

$428 27.2% 7.2% $33

Groceries & Markets

Tbilisi

$235 18.4%

Kefalonia

$285 18.1% 21.2% $50

Eating Out

Tbilisi

$191 15%

Kefalonia

$237 15% 23.8% $46

Clothing & Footwear

Tbilisi

$171 13.4%

Kefalonia

$156 9.9% 8.5% $15

Monthly Utilities & Internet

Tbilisi

$121 9.4%

Kefalonia

$333 21.2% 176% $213

Sport & Entertainment

Tbilisi

$78 6.1%

Kefalonia

$69 4.4% 10.5% $8.1

Getting Around

Tbilisi

$22 1.7%

Kefalonia

$66 4.2% 206% $45

Cost Breakdown

A central one-bedroom costs $690 in Tbilisi versus $526 in Kefalonia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 55% higher in Kefalonia. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $38 in Tbilisi versus $38 in Kefalonia. Monthly groceries follow the same trend: $235 vs $285 – making Tbilisi the more affordable choice for daily food spending.

Good to know

🇬🇪 Tbilisi

🇬🇷 Kefalonia

🕒 Local time

19:22 7:22 PM

17:22 5:22 PM

2 h behind Tbilisi

🌤 Weather

👥 Population

1,241,700 Capital

36,404

💱 Currency

Georgian Lari GEL ₾

Euro EUR €

📈 Exchange rate

1 GEL = 0.387 USD

1 GEL = 0.344 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to GEL – Georgian Lari Converter

🇺🇸 United States Dollar ($)

🇬🇪 Georgian Lari (₾)

Georgian Lari exchange rates as of November 6, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.9 GEL (1 GEL = 0.344 EUR).

Euro exchange rates as of November 6, 2026: 1 USD = 0.89 EUR (1 EUR = 1.12 USD).

USD to GEL in detail →

On the map

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Between locations

Tbilisi Kefalonia 2,090 km ≈ 3 h nonstop flight

From you

Tbilisi
Kefalonia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Kefalonia: Cost of Living - Frequently Asked Questions

Kefalonia costs about 23% more than Tbilisi, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,918 per month in Tbilisi and $2,363 in Kefalonia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kefalonia, especially for central apartments: a one-bedroom in the center costs $526 there versus $690 in Tbilisi.

Public transport costs about 70% less in Tbilisi. For daily commuters, that gap adds up to noticeable savings over a year.

Groceries cost about 21% more in Kefalonia, though the gap depends on what you buy.

$2,000 covers both cities comfortably – all-in costs are $1,278 in Tbilisi and $1,575 in Kefalonia, leaving budget for savings and extras in both cases.

It depends on your priorities. Tbilisi has an edge in some lifestyle areas, with costs from $1,278 in Tbilisi to $1,575 in Kefalonia. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Tbilisi. If higher salaries or specific career opportunities are the priority, Kefalonia makes more sense. Both are solid long-term options with distinct trade-offs.