Cost of Living Comparison Between Tbilisi and Kefalonia Cost of Living Comparison Between Tbilisi and Kefalonia

Monthly Cost of Living

A single person spends $1,178 per month in Tbilisi vs $1,613 in Kefalonia, rent included.

A couple spends around $1,848 per month in Tbilisi vs $2,421 in Kefalonia, rent included.

A family of three spends $2,518 per month in Tbilisi vs $3,229 in Kefalonia, rent included.

Tbilisi is about 27% cheaper than Kefalonia, driven mainly by Eating Out.

Tbilisi sits 12% below the global median, while Kefalonia is 21% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Tbilisi
Kefalonia
Difference
Meal at Budget Restaurant
$11.09 ₾29.33
$17.43 €15.21
-36.37%
Three-Course Dinner for Two, Mid-Range
$43.24 ₾114
$57.6 €50.2
-24.87%
Fast Food Meal (McDonalds, etc)
$8.55 ₾22.62
$9.70 €8.47
-11.86%
Cappuccino
$2.97 ₾7.86
$3.26 €2.84
-8.90%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.76 ₾2.01
$2.19 €1.91
-65.30%
Water (0.33 liter bottle)
$0.46 ₾1.22
$0.60 €0.53
-23.33%
Local Beer (0.5 liter draught)
$2.22 ₾5.87
$5.05 €4.41
-56.04%
Imported Beer (0.33 liter bottle)
$2.92 ₾7.72
$5.77 €5.03
-49.39%
🛒 Groceries & Markets
Tbilisi
Kefalonia
Difference
Milk (1 liter)
$1.97 ₾5.21
$1.72 €1.50
14.53%
White Bread (500g)
$0.73 ₾1.94
$1.49 €1.30
-51.01%
Rice (white) (1kg)
$1.82 ₾4.81
$2.43 €2.12
-25.10%
Eggs
$2.49 ₾6.60
$4.11 €3.58
-39.42%
Local Cheese (1kg)
$7.66 ₾20.26
$13.62 €11.89
-43.76%
Chicken Fillets (1kg)
$6.27 ₾16.58
$9.47 €8.26
-33.79%
Beef Round Steak (1kg)
$9.50 ₾25.12
$14.06 €12.27
-32.43%
Apples (1kg)
$1.23 ₾3.24
$2.15 €1.88
-42.79%
Banana (1kg)
$1.64 ₾4.32
$2.02 €1.76
-18.81%
Oranges (1kg)
$1.87 ₾4.95
$1.43 €1.25
30.77%
Tomato (1kg)
$2.27 ₾6.01
$2.07 €1.81
9.66%
Potato (1kg)
$0.67 ₾1.77
$1.27 €1.10
-47.24%
Onion (1kg)
$0.67 ₾1.78
$1.21 €1.05
-44.63%
Lettuce (1 head)
$1.22 ₾3.23
$0.98 €0.86
24.49%
Water (1.5 liter bottle)
$0.70 ₾1.85
$0.81 €0.71
-13.58%
Cigarettes 20 Pack (Marlboro, Camel)
$2.92 ₾7.72
$5.40 €4.71
-45.93%
Wine (Bottle)
$7.72 ₾20.40
$6.86 €5.99
12.54%
Local Beer (0.5 liter bottle)
$1.55 ₾4.09
$2.57 €2.25
-39.69%
Imported Beer (0.33 liter bottle)
$2.22 ₾5.86
$2.67 €2.33
-16.85%
🚌 Getting Around
Tbilisi
Kefalonia
Difference
One-way Ticket (Public Transport)
$0.39 ₾1.02
$1.53 €1.34
-74.51%
Public Transport Monthly Pass (Regular Price)
$14.67 ₾38.78
$46.93 €40.95
-68.74%
Taxi Start (Normal Tariff)
$1.44 ₾3.82
$4.68 €4.08
-69.23%
Taxi (Normal Tariff) (1km)
$0.69 ₾1.81
-
-
Taxi 1hour Waiting (Normal Tariff)
$7.37 ₾19.50
$13.42 €11.71
-45.08%
Gasoline (1 liter)
$1.14 ₾3.03
$2.07 €1.80
-44.93%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.2K ₾48.0K
$31.6K €27.6K
-42.54%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.4K ₾54.1K
$26.8K €23.4K
-23.83%
🧾 Monthly Utilities & Internet
Tbilisi
Kefalonia
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$73.6 ₾195
$294 €257
-74.96%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.64 ₾30.78
$23.20 €20.24
-49.83%
Internet (50+ Mbps, Unlimited Data)
$17.63 ₾46.62
$32.87 €28.68
-46.36%
🎉 Sport & Entertainment
Tbilisi
Kefalonia
Difference
Gym Membership (Monthly)
$61.4 ₾162
$49.04 €42.79
25.12%
Tennis Court (1 Hour on Weekend)
$16.85 ₾44.55
$26.35 €22.99
-36.05%
Cinema Ticket
$6.69 ₾17.69
$9.74 €8.50
-31.31%
🧸 Childcare & Education
Tbilisi
Kefalonia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$264 ₾698
$419 €366
-37.04%
International Primary School, 1 Child (Yearly)
$5,169 ₾13.7K
$5,979 €5,217
-13.56%
👕👟 Clothing & Footwear
Tbilisi
Kefalonia
Difference
Jeans (Levis 501 Or Similar)
$75.1 ₾199
$88.4 €77.2
-15.07%
Summer Dress (H&M, Zara, etc)
$43.26 ₾114
$38.37 €33.48
12.74%
Sport Shoes (Adidas, Nike)
$118 ₾311
$98.9 €86.3
18.90%
Men's Leather Business Shoes
$111 ₾295
$108 €94.7
2.76%
🏠 Accommodation & Living
Tbilisi
Kefalonia
Difference
1-bedroom Apartment, City Center (Monthly)
$706 ₾1,866
$540 €471
30.74%
1-bedroom Apartment, Outside City Center (Monthly)
$461 ₾1,220
$436 €381
5.76%
3-bedroom Apartment, City Center (Monthly)
$1,318 ₾3,486
$1,128 €984
16.88%
3-bedroom Apartment, Outside City Center (Monthly)
$781 ₾2,064
$820 €715
-4.75%
Buy Apartment in City Center (m2)
$2,463 ₾6,512
$2,736 €2,387
-9.98%
Buy Apartment Outside City Center (m2)
$1,409 ₾3,725
$2,606 €2,274
-45.96%
💵 Salaries & Financials
Tbilisi
Kefalonia
Difference
Average Monthly Net Salary (After Tax)
$672 ₾1,778
$1,151 €1,004
-41.57%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.89
4.43
168.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: June 14, 2026

Last update for Kefalonia: June 15, 2026

Cost Breakdown

A central one-bedroom costs $706 in Tbilisi versus $540 in Kefalonia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 71% higher in Kefalonia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $43.00 in Tbilisi versus $58.0 in Kefalonia. Monthly groceries follow the same trend: $206 vs $279 – making Tbilisi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tbilisi vs Kefalonia: Cost of Living - Frequently Asked Questions
Which city is more expensive, Tbilisi or Kefalonia?
Kefalonia costs about 37% more than Tbilisi, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Tbilisi and in Kefalonia?
For a comfortable life, plan on about $1,767 per month in Tbilisi and $2,420 in Kefalonia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Tbilisi or Kefalonia?
Rent is clearly cheaper in Tbilisi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Tbilisi and in Kefalonia?
Kindergarten costs $264 per month in Tbilisi and $419 in Kefalonia. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Tbilisi or in Kefalonia?
Groceries cost about 36% more in Kefalonia, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $2,000/month in Tbilisi or in Kefalonia?
A $2,000 monthly budget goes further in Tbilisi, where all-in costs run around $1,178, than in Kefalonia at $1,613. In Tbilisi it covers expenses comfortably, while in Kefalonia it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Tbilisi or Kefalonia?
For digital nomads, it depends on budget. Tbilisi costs $1,178 versus $1,613 in Kefalonia. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Tbilisi compared to Kefalonia?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Tbilisi or to Kefalonia?
If budget matters most, go with Tbilisi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kefalonia makes more sense. Both are solid long-term options with distinct trade-offs.

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