Cost of Living Comparison Between Tarnow and Ubud Cost of Living Comparison Between Tarnow and Ubud

🙂 Solo nomad: Tarnow is 8.5% cheaper than Ubud without rent, and 68.7% more expensive with rent.

😐 Family of 3: Tarnow is 16.4% more expensive than Ubud without rent, and 41.1% more expensive with rent.

Meal at Budget Restaurant

$9.45 zł 34.86

$3 Rp 48.8K

215.00%

Three-Course Dinner for Two, Mid-Range

$27.11 zł 100

$12.52 Rp 203.2K

116.53%

Fast Food Meal (McDonalds, etc)

$6.78 zł 25.01

$3.18 Rp 51.6K

113.21%

Cappuccino

$2.77 zł 10.22

$2.21 Rp 35.9K

25.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 zł 7.82

$1.1 Rp 17.9K

92.73%

Water (0.33 liter bottle)

$1.38 zł 5.09

$0.26 Rp 4,217

430.77%

Local Beer (0.5 liter draught)

$3.04 zł 11.21

$2.5 Rp 40.5K

21.60%

Imported Beer (0.33 liter bottle)

$3.71 zł 13.69

$3.2 Rp 51.9K

15.94%

Milk (1 liter)

$0.99 zł 3.66

$1.49 Rp 24.2K

-33.56%

White Bread (500g)

$1.19 zł 4.39

$1.67 Rp 27K

-28.74%

Rice (white) (1kg)

$1.33 zł 4.89

$1.14 Rp 18.5K

16.67%

Eggs

$2.53 zł 9.34

$2.27 Rp 36.9K

11.45%

Local Cheese (1kg)

$7.63 zł 28.13

$13.94 Rp 226.3K

-45.27%

Chicken Fillets (1kg)

$6.32 zł 23.31

$4 Rp 64.8K

58.00%

Beef Round Steak (1kg)

$9.87 zł 36.41

$11.3 Rp 183.4K

-12.65%

Apples (1kg)

$0.79 zł 2.93

$3.6 Rp 58.4K

-78.06%

Banana (1kg)

$1.61 zł 5.94

$1.53 Rp 24.8K

5.23%

Oranges (1kg)

$1.4 zł 5.15

$2.65 Rp 43K

-47.17%

Tomato (1kg)

$2.19 zł 8.07

$1.38 Rp 22.4K

58.70%

Potato (1kg)

$0.83 zł 3.07

$1.58 Rp 25.6K

-47.47%

Onion (1kg)

$1.11 zł 4.1

$2.16 Rp 35.1K

-48.61%

Lettuce (1 head)

$1.11 zł 4.1

$1.04 Rp 16.9K

6.73%

Water (1.5 liter bottle)

$0.66 zł 2.43

$0.56 Rp 9,114

17.86%

Cigarettes 20 Pack (Marlboro, Camel)

$4.48 zł 16.53

$2.23 Rp 36.3K

100.90%

Wine (Bottle)

$7.44 zł 27.45

$14.98 Rp 243.2K

-50.33%

Local Beer (0.5 liter bottle)

$0.95 zł 3.52

$2.43 Rp 39.5K

-60.91%

Imported Beer (0.33 liter bottle)

$1.41 zł 5.19

$2.64 Rp 42.8K

-46.59%

One-way Ticket (Public Transport)

$1.06 zł 3.91

$0.32 Rp 5,203

231.25%

Public Transport Monthly Pass (Regular Price)

$32.16 zł 119

$10.12 Rp 164.3K

217.79%

Taxi Start (Normal Tariff)

$1.33 zł 4.9

$0.49 Rp 7,888

171.43%

Taxi (Normal Tariff) (1km)

$0.48 zł 1.76

$0.34 Rp 5,573

41.18%

Taxi 1hour Waiting (Normal Tariff)

$13.8 zł 50.9

$6.04 Rp 98K

128.48%

Gasoline (1 liter)

$1.78 zł 6.57

$0.73 Rp 11.9K

143.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K zł 126.7K

$26.2K Rp 425.6M

31.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K zł 91.6K

$31.9K Rp 518.5M

-22.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$255 zł 939

$62.6 Rp 1M

306.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.64 zł 28.19

$4.1 Rp 66.6K

86.34%

Internet (50+ Mbps, Unlimited Data)

$16.37 zł 60.4

$24.32 Rp 394.7K

-32.69%

Gym Membership (Monthly)

$27.23 zł 100

$22.6 Rp 366.9K

20.49%

Tennis Court (1 Hour on Weekend)

$12.27 zł 45.24

$6.26 Rp 101.5K

96.01%

Cinema Ticket

$4.79 zł 17.66

$3.29 Rp 53.4K

45.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$325 zł 1,199

$93.2 Rp 1.5M

248.77%

International Primary School, 1 Child (Yearly)

$4,864 zł 17.9K

$6,098 Rp 99M

-20.23%

Jeans (Levis 501 Or Similar)

$84 zł 310

$52.8 Rp 857.4K

59.05%

Summer Dress (H&M, Zara, etc)

$26.6 zł 98.1

$24.84 Rp 403.3K

7.09%

Sport Shoes (Adidas, Nike)

$80.1 zł 295

$85.2 Rp 1.4M

-6.08%

Men's Leather Business Shoes

$118 zł 436

$72.5 Rp 1.2M

63.24%

1-bedroom Apartment, City Center (Monthly)

$467 zł 1,721

$259 Rp 4.2M

80.33%

1-bedroom Apartment, Outside City Center (Monthly)

$367 zł 1,353

$159 Rp 2.6M

130.91%

3-bedroom Apartment, City Center (Monthly)

$664 zł 2,448

$578 Rp 9.4M

14.93%

3-bedroom Apartment, Outside City Center (Monthly)

$497 zł 1,834

$336 Rp 5.5M

47.91%

Buy Apartment in City Center (m2)

$2,916 zł 10.8K

$1,000 Rp 16.2M

191.50%

Buy Apartment Outside City Center (m2)

$1,856 zł 6,846

$860 Rp 14M

115.72%

Average Monthly Net Salary (After Tax)

$1,080 zł 3,984

$182 Rp 3M

492.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.28

13.28

-52.71%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarnow: October 28, 2025

Last update for Ubud: October 29, 2025

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