Cost of Living Comparison Between Tarhuna and Derna Cost of Living Comparison Between Tarhuna and Derna

Monthly Cost of Living

A single person spends $384 per month in Tarhuna vs $170 in Derna, rent included.

A couple spends around $578 per month in Tarhuna vs $337 in Derna, rent included.

A family of three spends $772 per month in Tarhuna vs $504 in Derna, rent included.

Tarhuna costs about 126% more than Derna, driven mainly by Groceries & Markets.

Both Tarhuna and Derna are more affordable than the global median – Tarhuna 71% lower, Derna 87% lower.

Meal at Budget Restaurant

$4.49 LYD 28.54

$4.72 LYD 30.03

-4.87%

Three-Course Dinner for Two, Mid-Range

$18.08 LYD 115

$9.35 LYD 59.5

93.37%

Fast Food Meal (McDonalds, etc)

$3.64 LYD 23.15

$3.71 LYD 23.56

-1.89%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.53 LYD 3.39

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.72 LYD 4.58

$0.75 LYD 4.79

-4.00%

Cappuccino

$0.49 LYD 3.10

$0.57 LYD 3.63

-14.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.45 LYD 2.89

$0.39 LYD 2.47

15.38%

Water (0.33 liter bottle)

$0.12 LYD 0.75

Milk (1 liter)

$1.02 LYD 6.50

$0.70 LYD 4.44

45.71%

White Bread (500g)

$0.21 LYD 1.33

Rice (white) (1kg)

$1.19 LYD 7.59

Eggs

$1.48 LYD 9.44

$0.76 LYD 4.85

94.74%

Local Cheese (1kg)

$4.87 LYD 30.96

Chicken Fillets (1kg)

$3.30 LYD 21.02

Beef Round Steak (1kg)

$10.27 LYD 65.3

Apples (1kg)

$2.12 LYD 13.45

Banana (1kg)

$1.34 LYD 8.50

$0.96 LYD 6.11

39.58%

Oranges (1kg)

$0.76 LYD 4.86

Tomato (1kg)

$0.57 LYD 3.60

Potato (1kg)

$0.65 LYD 4.14

Onion (1kg)

$0.52 LYD 3.34

Lettuce (1 head)

$0.42 LYD 2.66

Water (1.5 liter bottle)

$0.20 LYD 1.27

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.24 LYD 7.89

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.68 LYD 4.31

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.68 LYD 4.33

Cigarettes 20 Pack (Marlboro, Camel)

$1.86 LYD 11.80

Taxi Start (Normal Tariff)

$0.96 LYD 6.11

$0.93 LYD 5.92

3.23%

Taxi (Normal Tariff) (1km)

$0.86 LYD 5.44

Taxi 1hour Waiting (Normal Tariff)

$4.72 LYD 30.03

Gasoline (1 liter)

$0.03 LYD 0.20

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.9K LYD 88.1K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.2K LYD 103.2K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$32.24 LYD 205

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.04 LYD 51.1

Internet (50+ Mbps, Unlimited Data)

$22.74 LYD 145

$16.38 LYD 104

38.83%

Cinema Ticket

$4.47 LYD 28.44

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$53.2 LYD 339

International Primary School, 1 Child (Yearly)

$913 LYD 5,805

Jeans (Levis 501 Or Similar)

$21.46 LYD 136

$37.23 LYD 237

-42.36%

Summer Dress (H&M, Zara, etc)

$35.02 LYD 223

$46.51 LYD 296

-24.70%

Sport Shoes (Adidas, Nike)

$50.2 LYD 319

$45.65 LYD 290

10.01%

Men's Leather Business Shoes

$55.0 LYD 349

$45.78 LYD 291

20.03%

1-bedroom Apartment, City Center (Monthly)

$91.8 LYD 584

1-bedroom Apartment, Outside City Center (Monthly)

$63.4 LYD 403

3-bedroom Apartment, City Center (Monthly)

$183 LYD 1,161

3-bedroom Apartment, Outside City Center (Monthly)

$109 LYD 695

Buy Apartment in City Center (m2)

$200 LYD 1,273

Buy Apartment Outside City Center (m2)

$79.3 LYD 504

Average Monthly Net Salary (After Tax)

$173 LYD 1,100

20-Year Fixed Mortgage Interest Rate (Annual %)

17.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarhuna: June 1, 2026

Last update for Derna: June 1, 2026

Cost Breakdown

A mid-range dinner for two costs $18.00 in Tarhuna versus $9.00 in Derna. Monthly groceries follow the same trend: $117 vs $16.00 – making Derna the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tarhuna vs Derna: Cost of Living - Frequently Asked Questions

Tarhuna costs about 126% more than Derna, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $576 per month in Tarhuna and $255 in Derna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $384 in Tarhuna and $170 in Derna. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 638% more in Tarhuna, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$800 covers both cities comfortably – all-in costs are $384 in Tarhuna and $170 in Derna, leaving budget for savings and extras in both cases.

Families tend to lean toward Derna – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Derna. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tarhuna makes more sense. Both are solid long-term options with distinct trade-offs.