Last update: Oct 2026

Cost of Living Comparison Between Tarhuna and Cebu

For one person, living is cheaper in Tarhuna: $367 a month against $918 in Cebu, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

19

Cost of Living Index in Tarhuna
Learn more

Tarhuna Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Tarhuna

🇱🇾 Libya

$367

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Tarhuna and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tarhuna and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $367 in Tarhuna versus $918 in Cebu.

Tarhuna $367
Cebu $918

Estimated couple costs with rent: $569 in Tarhuna versus $1,409 in Cebu.

Tarhuna $569
Cebu $1,409

Monthly costs for a family of three with rent: $771 in Tarhuna versus $1,900 in Cebu.

Tarhuna $771
Cebu $1,900

Living in Tarhuna costs roughly 60% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Tarhuna 73% lower, Cebu 32% lower.

Meal at Budget Restaurant

$3.98 LYD 25.51

$3.09 ₱194

28.80%

Three-Course Dinner for Two, Mid-Range

$15.36 LYD 98.5

$24.22 ₱1,525

-36.58%

Fast Food Meal (McDonalds, etc)

$2.66 LYD 17.06

$3.92 ₱247

-32.14%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.65 LYD 4.16

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.72 LYD 4.63

Cappuccino

$0.47 LYD 3.01

$2.51 ₱158

-81.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.46 LYD 2.95

$1.59 ₱100

-71.07%

Water (0.33 liter bottle)

$0.12 LYD 0.78

$0.53 ₱33.43

-77.36%

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱137

Milk (1 liter)

$0.93 LYD 5.93

$1.92 ₱121

-51.56%

White Bread (500g)

$0.20 LYD 1.28

$1.36 ₱85.4

-85.29%

Rice (white) (1kg)

$1.21 LYD 7.77

$1.01 ₱63.5

19.80%

Eggs

$1.42 LYD 9.08

$2.03 ₱128

-30.05%

Local Cheese (1kg)

$5.26 LYD 33.70

$9.86 ₱621

-46.65%

Chicken Fillets (1kg)

$3.43 LYD 22.00

$4.39 ₱277

-21.87%

Beef Round Steak (1kg)

$9.37 LYD 60.1

$7.60 ₱479

23.29%

Apples (1kg)

$2.32 LYD 14.90

$3.30 ₱208

-29.70%

Banana (1kg)

$1.47 LYD 9.43

$1.39 ₱87.8

5.76%

Oranges (1kg)

$0.67 LYD 4.32

$2.33 ₱147

-71.24%

Tomato (1kg)

$0.56 LYD 3.62

$1.50 ₱94.3

-62.67%

Potato (1kg)

$0.71 LYD 4.52

$2.36 ₱149

-69.92%

Onion (1kg)

$0.47 LYD 3.00

$1.90 ₱119

-75.26%

Lettuce (1 head)

$0.39 LYD 2.52

$1.19 ₱74.9

-67.23%

Water (1.5 liter bottle)

$0.19 LYD 1.23

$0.63 ₱39.71

-69.84%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.82 LYD 11.65

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.94 LYD 6.00

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.82 LYD 5.26

Cigarettes 20 Pack (Marlboro, Camel)

$1.93 LYD 12.36

$3.00 ₱189

-35.67%

Wine (Bottle)

$6.03 ₱379

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.80 LYD 5.12

$0.77 ₱48.62

3.90%

Taxi (Normal Tariff) (1km)

$0.45 LYD 2.86

$0.23 ₱14.53

95.65%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

Gasoline (1 liter)

$0.02 LYD 0.15

$1.31 ₱82.8

-98.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.4K LYD 150.2K

$21.2K ₱1.3M

10.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.3K LYD 136.3K

$19.1K ₱1.2M

11.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$91.9 LYD 589

$120 ₱7,569

-23.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.91 LYD 37.88

$14.00 ₱882

-57.79%

Internet (50+ Mbps, Unlimited Data)

$26.67 LYD 171

$27.54 ₱1,734

-3.16%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$52.4 LYD 336

$275 ₱17.3K

-80.97%

International Primary School, 1 Child (Yearly)

$1,536 LYD 9,845

$7,918 ₱498.5K

-80.60%

Jeans (Levis 501 Or Similar)

$22.69 LYD 145

$49.33 ₱3,106

-54.00%

Summer Dress (H&M, Zara, etc)

$17.62 LYD 113

$25.24 ₱1,589

-30.19%

Sport Shoes (Adidas, Nike)

$63.4 LYD 406

$77.0 ₱4,846

-17.67%

Men's Leather Business Shoes

$66.0 LYD 423

$57.2 ₱3,601

15.33%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarhuna: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Tarhuna

$125 33.9%

Cebu

$162 17.6% 29.9% $37

Groceries & Markets

Tarhuna

$116 31.5%

Cebu

$206 22.4% 77.8% $90

Clothing & Footwear

Tarhuna

$76 20.8%

Cebu

$94 10.2% 23.1% $18

Eating Out

Tarhuna

$48 13%

Cebu

$88 9.6% 84.6% $40

Getting Around

Tarhuna

$3 * 0.8%

Cebu

$16 1.7% 414% $13

Sport & Entertainment

Tarhuna

- * 0%

Cebu

$44 4.8%

Accommodation & Living

Tarhuna

- * 0%

Cebu

$309 33.6%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $15.00 in Tarhuna vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $116 vs $206 per month, with Tarhuna cheaper across the board.

Good to know

🇱🇾 Tarhuna

🇵🇭 Cebu

🕒 Local time

19:37 7:37 PM

01:37 1:37 AM

6 h ahead of Tarhuna

🌤 Weather

👥 Population

120,000

964,169

💱 Currency

Libyan Dinar LYD ل.د

Philippine Peso PHP ₱

📈 Exchange rate

1 LYD = 0.156 USD

1 LYD = 0.139 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to LYD – Libyan Dinar Converter

🇺🇸 United States Dollar ($)

🇱🇾 Libyan Dinar (ل.د)

Libyan Dinar exchange rates as of October 18, 2026: 1 USD = 6.41 LYD (1 LYD = 0.156 USD). 1 EUR = 7.2 LYD (1 LYD = 0.139 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to LYD in detail →

On the map

Lowest

Highest

Between locations

Tarhuna Cebu 11,240 km ≈ 15 h nonstop flight

From you

Tarhuna
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tarhuna vs Cebu: Cost of Living - Frequently Asked Questions

Tarhuna is cheaper overall, especially in groceries, clothing, and eating out. The 150% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $551 in Tarhuna and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 78% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $367 per month in Tarhuna versus $918 in Cebu – a 150% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Tarhuna gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Tarhuna is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tarhuna and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tarhuna gentler on the wallet – expenses run 150% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.