Last update: Oct 2026

Cost of Living Comparison Between Tacoma, WA and Chicago, IL

For one person, living costs are similar in Tacoma, WA and in Chicago, IL: $3,008 and $3,037 a month, rent and utilities included.

Tacoma, WA, United States
Chicago, IL, United States
Tacoma, WA
🇺🇸 United States
$3,008
/mo nomad
Chicago, IL
🇺🇸 United States
$3,037
/mo nomad
Monthly Cost of Living

How much you'll spend in Tacoma, WA and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tacoma, WA and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $3,008 per month in Tacoma, WA vs $3,037 in Chicago, IL, rent included.

  • Tacoma, WA $3,008
  • Chicago, IL $3,037

A couple spends around $4,371 per month in Tacoma, WA vs $4,518 in Chicago, IL, rent included.

  • Tacoma, WA $4,371
  • Chicago, IL $4,518

A family of three spends $5,735 per month in Tacoma, WA vs $5,999 in Chicago, IL, rent included.

  • Tacoma, WA $5,735
  • Chicago, IL $5,999

Tacoma, WA is about 1% cheaper than Chicago, IL, and outside of rent the biggest gap is in leisure.

Both Tacoma, WA and Chicago, IL sit above the global median – Tacoma, WA by 121%, Chicago, IL by 123%.

Currency
🍽 Eating Out
Tacoma, WA
Chicago, IL
Difference
Meal at Budget Restaurant
$25.28 $25.28
$20.71 $20.71
22.07%
Three-Course Dinner for Two, Mid-Range
$80.9 $80.9
$89.2 $89.2
-9.35%
Fast Food Meal (McDonalds, etc)
$12.14 $12.14
$13.19 $13.19
-7.96%
Cappuccino
$5.61 $5.61
$5.66 $5.66
-0.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.10 $3.10
$2.64 $2.64
17.42%
Water (0.33 liter bottle)
$2.64 $2.64
$2.28 $2.28
15.79%
Local Beer (0.5 liter draught)
$6.94 $6.94
$6.87 $6.87
1.02%
Imported Beer (0.33 liter bottle)
$6.92 $6.92
$8.84 $8.84
-21.72%
🛒 Groceries & Markets
Tacoma, WA
Chicago, IL
Difference
Milk (1 liter)
$1.10 $1.10
$1.25 $1.25
-12.00%
White Bread (500g)
$4.20 $4.20
$3.72 $3.72
12.90%
Rice (white) (1kg)
$5.83 $5.83
$5.39 $5.39
8.16%
Eggs
$5.69 $5.69
$4.74 $4.74
20.04%
Local Cheese (1kg)
$15.85 $15.85
$13.84 $13.84
14.52%
Chicken Fillets (1kg)
$15.91 $15.91
$14.40 $14.40
10.49%
Beef Round Steak (1kg)
$23.45 $23.45
$18.38 $18.38
27.58%
Apples (1kg)
$4.99 $4.99
$5.22 $5.22
-4.41%
Banana (1kg)
$1.74 $1.74
$1.98 $1.98
-12.12%
Oranges (1kg)
$4.32 $4.32
$4.06 $4.06
6.40%
Tomato (1kg)
$4.52 $4.52
$4.97 $4.97
-9.05%
Potato (1kg)
$2.69 $2.69
$2.67 $2.67
0.75%
Onion (1kg)
$2.93 $2.93
$2.66 $2.66
10.15%
Lettuce (1 head)
$1.73 $1.73
$2.24 $2.24
-22.77%
Water (1.5 liter bottle)
$3.26 $3.26
$3.13 $3.13
4.15%
Cigarettes 20 Pack (Marlboro, Camel)
$12.05 $12.05
$13.82 $13.82
-12.81%
Wine (Bottle)
$18.35 $18.35
$14.88 $14.88
23.32%
Local Beer (0.5 liter bottle)
$1.77 $1.77
$2.54 $2.54
-30.31%
Imported Beer (0.33 liter bottle)
$4.99 $4.99
$3.51 $3.51
42.17%
🚌 Getting Around
Tacoma, WA
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.02 $2.02
$2.43 $2.43
-16.87%
Public Transport Monthly Pass (Regular Price)
$62.6 $62.6
$73.5 $73.5
-14.88%
Taxi Start (Normal Tariff)
$2.55 $2.55
$3.18 $3.18
-19.81%
Taxi (Normal Tariff) (1km)
$1.69 $1.69
$1.39 $1.39
21.58%
Taxi 1hour Waiting (Normal Tariff)
$29.77 $29.77
$25.03 $25.03
18.94%
Gasoline (1 liter)
$1.32 $1.32
$1.20 $1.20
10.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2K $28.2K
$35.0K $35.0K
-19.41%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.1K $27.1K
$26.7K $26.7K
1.76%
🧾 Monthly Utilities & Internet
Tacoma, WA
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$230 $230
$194 $194
18.54%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$91.1 $91.1
$69.5 $69.5
31.14%
Internet (50+ Mbps, Unlimited Data)
$86.7 $86.7
$61.6 $61.6
40.66%
🎉 Sport & Entertainment
Tacoma, WA
Chicago, IL
Difference
Gym Membership (Monthly)
$36.12 $36.12
$47.90 $47.90
-24.59%
Tennis Court (1 Hour on Weekend)
$18.09 $18.09
$27.34 $27.34
-33.83%
Cinema Ticket
$13.97 $13.97
$17.81 $17.81
-21.56%
🧸 Childcare & Education
Tacoma, WA
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,085 $2,085
$1,794 $1,794
16.25%
International Primary School, 1 Child (Yearly)
$32.6K $32.6K
$31.9K $31.9K
1.99%
👕👟 Clothing & Footwear
Tacoma, WA
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$61.9 $61.9
$67.0 $67.0
-7.64%
Summer Dress (H&M, Zara, etc)
$44.73 $44.73
$52.1 $52.1
-14.21%
Sport Shoes (Adidas, Nike)
$86.3 $86.3
$102 $102
-15.02%
Men's Leather Business Shoes
$130 $130
$144 $144
-9.74%
🏠 Accommodation & Living
Tacoma, WA
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,735 $1,735
$2,526 $2,526
-31.34%
1-bedroom Apartment, Outside City Center (Monthly)
$1,444 $1,444
$1,578 $1,578
-8.52%
3-bedroom Apartment, City Center (Monthly)
$2,699 $2,699
$4,738 $4,738
-43.04%
3-bedroom Apartment, Outside City Center (Monthly)
$2,309 $2,309
$2,693 $2,693
-14.25%
Buy Apartment in City Center (m2)
$4,794 $4,794
$4,190 $4,190
14.42%
Buy Apartment Outside City Center (m2)
$3,251 $3,251
$2,768 $2,768
17.45%
💵 Salaries & Financials
Tacoma, WA
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$4,927 $4,927
$4,931 $4,931
-0.07%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.64
6.81
-2.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tacoma, WA: October 26, 2026

Last update for Chicago, IL: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Tacoma, WA
$1.4K
Chicago, IL
$1.6K 9.3% $134
Groceries & Markets
Tacoma, WA
$487
Chicago, IL
$447 8.2% $40
Monthly Utilities & Internet
Tacoma, WA
$408
Chicago, IL
$326 20.3% $83
Eating Out
Tacoma, WA
$378
Chicago, IL
$345 8.6% $33
Clothing & Footwear
Tacoma, WA
$145
Chicago, IL
$164 12.9% $19
Getting Around
Tacoma, WA
$82
Chicago, IL
$93 14.3% $12
Sport & Entertainment
Tacoma, WA
$64
Chicago, IL
$84 30.4% $19

Cost Breakdown

A central one-bedroom costs $1,735 in Tacoma, WA versus $2,526 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $81 in Tacoma, WA versus $89 in Chicago, IL. Groceries tell a different story – $487 in Tacoma, WA vs $447 in Chicago, IL – so Chicago, IL wins on supermarket bills even if dining out costs more.

Good to know
🇺🇸 Tacoma, WA
🇺🇸 Chicago, IL
🕒 Local time
06:05 6:05 AM
08:05 8:05 AM
2 h ahead of Tacoma, WA
🌤 Weather
👥 Population
219,346
2,746,388
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

On the map
Between locations
  • Tacoma, WA Chicago, IL 2,800 km ≈ 4 h nonstop flight
From you
  • Tacoma, WA
  • Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tacoma, WA vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in Tacoma, WA and in Chicago, IL compare overall?
Monthly costs with rent: $3,008 in Tacoma, WA, $3,037 in Chicago, IL – roughly 1% apart. Outside of rent, the biggest gap is in leisure.
What salary covers living expenses in Tacoma, WA compared to Chicago, IL?
For a comfortable life, plan on about $4,512 per month in Tacoma, WA and $4,555 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Tacoma, WA and Chicago, IL?
Rent is clearly cheaper in Tacoma, WA, especially for central apartments: a one-bedroom in the center costs $1,735 there versus $2,526 in Chicago, IL.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 8% cheaper in Chicago, IL – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Which city has cheaper restaurants?
A mid-range dinner for two costs $81 in Tacoma, WA and $89 in Chicago, IL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $2,000 budget?
$2,000 is a stretch for both – monthly costs hit $3,008 in Tacoma, WA and $3,037 in Chicago, IL. You’ll need shared housing and careful budgeting no matter which city you pick.
Where should digital nomads live: Tacoma, WA or Chicago, IL?
For digital nomads, it depends on budget. Tacoma, WA costs $3,008 versus $3,037 in Chicago, IL. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Tacoma, WA vs other spots: cost of living compared

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