Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Tacoma, WA

For one person, living costs are similar in Chicago, IL and in Tacoma, WA: $3,037 and $3,008 a month, rent and utilities included.

Chicago, IL, United States
Tacoma, WA, United States
Chicago, IL
🇺🇸 United States
$3,037
/mo nomad
Tacoma, WA
🇺🇸 United States
$3,008
/mo nomad
Monthly Cost of Living

How much you'll spend in Chicago, IL and in Tacoma, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Tacoma, WA actually costs, broken down by who's living it.

A single person spends $3,037 per month in Chicago, IL vs $3,008 in Tacoma, WA, rent included.

  • Chicago, IL $3,037
  • Tacoma, WA $3,008

A couple spends around $4,518 per month in Chicago, IL vs $4,371 in Tacoma, WA, rent included.

  • Chicago, IL $4,518
  • Tacoma, WA $4,371

A family of three spends $5,999 per month in Chicago, IL vs $5,735 in Tacoma, WA, rent included.

  • Chicago, IL $5,999
  • Tacoma, WA $5,735

Chicago, IL and Tacoma, WA have comparable living costs – the differences are in the details.

Both Chicago, IL and Tacoma, WA sit above the global median – Chicago, IL by 123%, Tacoma, WA by 121%.

Currency
🍽 Eating Out
Chicago, IL
Tacoma, WA
Difference
Meal at Budget Restaurant
$20.71 $20.71
$25.28 $25.28
-18.08%
Three-Course Dinner for Two, Mid-Range
$89.2 $89.2
$80.9 $80.9
10.31%
Fast Food Meal (McDonalds, etc)
$13.19 $13.19
$12.14 $12.14
8.65%
Cappuccino
$5.66 $5.66
$5.61 $5.61
0.89%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.64 $2.64
$3.10 $3.10
-14.84%
Water (0.33 liter bottle)
$2.28 $2.28
$2.64 $2.64
-13.64%
Local Beer (0.5 liter draught)
$6.87 $6.87
$6.94 $6.94
-1.01%
Imported Beer (0.33 liter bottle)
$8.84 $8.84
$6.92 $6.92
27.75%
🛒 Groceries & Markets
Chicago, IL
Tacoma, WA
Difference
Milk (1 liter)
$1.25 $1.25
$1.10 $1.10
13.64%
White Bread (500g)
$3.72 $3.72
$4.20 $4.20
-11.43%
Rice (white) (1kg)
$5.39 $5.39
$5.83 $5.83
-7.55%
Eggs
$4.74 $4.74
$5.69 $5.69
-16.70%
Local Cheese (1kg)
$13.84 $13.84
$15.85 $15.85
-12.68%
Chicken Fillets (1kg)
$14.40 $14.40
$15.91 $15.91
-9.49%
Beef Round Steak (1kg)
$18.38 $18.38
$23.45 $23.45
-21.62%
Apples (1kg)
$5.22 $5.22
$4.99 $4.99
4.61%
Banana (1kg)
$1.98 $1.98
$1.74 $1.74
13.79%
Oranges (1kg)
$4.06 $4.06
$4.32 $4.32
-6.02%
Tomato (1kg)
$4.97 $4.97
$4.52 $4.52
9.96%
Potato (1kg)
$2.67 $2.67
$2.69 $2.69
-0.74%
Onion (1kg)
$2.66 $2.66
$2.93 $2.93
-9.22%
Lettuce (1 head)
$2.24 $2.24
$1.73 $1.73
29.48%
Water (1.5 liter bottle)
$3.13 $3.13
$3.26 $3.26
-3.99%
Cigarettes 20 Pack (Marlboro, Camel)
$13.82 $13.82
$12.05 $12.05
14.69%
Wine (Bottle)
$14.88 $14.88
$18.35 $18.35
-18.91%
Local Beer (0.5 liter bottle)
$2.54 $2.54
$1.77 $1.77
43.50%
Imported Beer (0.33 liter bottle)
$3.51 $3.51
$4.99 $4.99
-29.66%
🚌 Getting Around
Chicago, IL
Tacoma, WA
Difference
One-way Ticket (Public Transport)
$2.43 $2.43
$2.02 $2.02
20.30%
Public Transport Monthly Pass (Regular Price)
$73.5 $73.5
$62.6 $62.6
17.48%
Taxi Start (Normal Tariff)
$3.18 $3.18
$2.55 $2.55
24.71%
Taxi (Normal Tariff) (1km)
$1.39 $1.39
$1.69 $1.69
-17.75%
Taxi 1hour Waiting (Normal Tariff)
$25.03 $25.03
$29.77 $29.77
-15.92%
Gasoline (1 liter)
$1.20 $1.20
$1.32 $1.32
-9.09%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.0K $35.0K
$28.2K $28.2K
24.09%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K $26.7K
$27.1K $27.1K
-1.73%
🧾 Monthly Utilities & Internet
Chicago, IL
Tacoma, WA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$194 $194
$230 $230
-15.64%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$69.5 $69.5
$91.1 $91.1
-23.75%
Internet (50+ Mbps, Unlimited Data)
$61.6 $61.6
$86.7 $86.7
-28.90%
🎉 Sport & Entertainment
Chicago, IL
Tacoma, WA
Difference
Gym Membership (Monthly)
$47.90 $47.90
$36.12 $36.12
32.61%
Tennis Court (1 Hour on Weekend)
$27.34 $27.34
$18.09 $18.09
51.13%
Cinema Ticket
$17.81 $17.81
$13.97 $13.97
27.49%
🧸 Childcare & Education
Chicago, IL
Tacoma, WA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,794 $1,794
$2,085 $2,085
-13.98%
International Primary School, 1 Child (Yearly)
$31.9K $31.9K
$32.6K $32.6K
-1.95%
👕👟 Clothing & Footwear
Chicago, IL
Tacoma, WA
Difference
Jeans (Levis 501 Or Similar)
$67.0 $67.0
$61.9 $61.9
8.27%
Summer Dress (H&M, Zara, etc)
$52.1 $52.1
$44.73 $44.73
16.57%
Sport Shoes (Adidas, Nike)
$102 $102
$86.3 $86.3
17.68%
Men's Leather Business Shoes
$144 $144
$130 $130
10.79%
🏠 Accommodation & Living
Chicago, IL
Tacoma, WA
Difference
1-bedroom Apartment, City Center (Monthly)
$2,526 $2,526
$1,735 $1,735
45.64%
1-bedroom Apartment, Outside City Center (Monthly)
$1,578 $1,578
$1,444 $1,444
9.32%
3-bedroom Apartment, City Center (Monthly)
$4,738 $4,738
$2,699 $2,699
75.55%
3-bedroom Apartment, Outside City Center (Monthly)
$2,693 $2,693
$2,309 $2,309
16.61%
Buy Apartment in City Center (m2)
$4,190 $4,190
$4,794 $4,794
-12.60%
Buy Apartment Outside City Center (m2)
$2,768 $2,768
$3,251 $3,251
-14.86%
💵 Salaries & Financials
Chicago, IL
Tacoma, WA
Difference
Average Monthly Net Salary (After Tax)
$4,931 $4,931
$4,927 $4,927
0.07%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.81
6.64
2.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 25, 2026

Last update for Tacoma, WA: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chicago, IL
$1.6K
Tacoma, WA
$1.4K 8.5% $134
Groceries & Markets
Chicago, IL
$447
Tacoma, WA
$487 9% $40
Eating Out
Chicago, IL
$345
Tacoma, WA
$378 9.4% $33
Monthly Utilities & Internet
Chicago, IL
$326
Tacoma, WA
$408 25.4% $83
Clothing & Footwear
Chicago, IL
$164
Tacoma, WA
$145 11.5% $19
Getting Around
Chicago, IL
$93
Tacoma, WA
$82 12.5% $12
Sport & Entertainment
Chicago, IL
$84
Tacoma, WA
$64 23.3% $19

Cost Breakdown

A central one-bedroom costs $2,526 in Chicago, IL versus $1,735 in Tacoma, WA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $89 in Chicago, IL versus $81 in Tacoma, WA. Groceries tell a different story – $447 in Chicago, IL vs $487 in Tacoma, WA – so Chicago, IL wins on supermarket bills even if dining out costs more.

Good to know
🇺🇸 Chicago, IL
🇺🇸 Tacoma, WA
🕒 Local time
06:47 6:47 AM
04:47 4:47 AM
2 h behind Chicago, IL
🌤 Weather
👥 Population
2,746,388
219,346
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

On the map
Between locations
  • Chicago, IL Tacoma, WA 2,800 km ≈ 4 h nonstop flight
From you
  • Chicago, IL
  • Tacoma, WA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs Tacoma, WA: Cost of Living - Frequently Asked Questions
What salary covers living expenses in Chicago, IL compared to Tacoma, WA?
For a comfortable life, plan on about $4,555 per month in Chicago, IL and $4,512 in Tacoma, WA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chicago, IL and Tacoma, WA?
Rent is clearly cheaper in Tacoma, WA, especially for central apartments: a one-bedroom in the center costs $1,735 there versus $2,526 in Chicago, IL.
Which city has cheaper restaurants?
A mid-range dinner for two costs $89 in Chicago, IL and $81 in Tacoma, WA. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
How do commuting costs compare in Chicago, IL and in Tacoma, WA?
Public transport costs about 15% less in Tacoma, WA. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is feasible on a $2,000 budget?
$2,000 is a stretch for both – monthly costs hit $3,037 in Chicago, IL and $3,008 in Tacoma, WA. You’ll need shared housing and careful budgeting no matter which city you pick.
Where should digital nomads live: Chicago, IL or Tacoma, WA?
For digital nomads, it depends on budget. Tacoma, WA costs $3,008 versus $3,037 in Chicago, IL. Both appeal to remote workers, and the cost gap matters when income varies month to month.

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