For one person, living is cheaper in Cebu: $918 a month against $1,234 in Tabuk, rent and utilities included – about $3,800 less a year. Other living expenses account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tabuk and in Cebu actually costs, broken down by who's living it.
Monthly costs for one person with rent: $1,234 in Tabuk versus $918 in Cebu.
Tabuk $1,234
Cebu $918
Estimated couple costs with rent: $1,834 in Tabuk versus $1,409 in Cebu.
Tabuk $1,834
Cebu $1,409
Monthly costs for a family of three with rent: $2,434 in Tabuk versus $1,900 in Cebu.
Tabuk $2,434
Cebu $1,900
🌍
Living in Tabuk is roughly 34% more expensive than in Cebu, and outside of rent the biggest gap is in utilities.
📊
Both cities sit below the global median: Tabuk9% lower, Cebu32% lower.
Currency
No currencies found
🍽 Eating Out
Tabuk
Cebu
Difference
Meal at Budget Restaurant
$7.64SAR 28.66
$3.09₱194
147.25%
Three-Course Dinner for Two, Mid-Range
$31.43SAR 118
$24.22₱1,525
29.77%
Fast Food Meal(McDonalds, etc)
$7.79SAR 29.22
$3.92₱247
98.72%
Local Non-Alcoholic Beer(0.5 liter draught)
$1.35SAR 5.07
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$1.56SAR 5.87
-
-
Cappuccino
$3.21SAR 12.05
$2.51₱158
27.89%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.78SAR 2.93
$1.59₱100
-50.94%
Water(0.33 liter bottle)
$0.26SAR 0.97
$0.53₱33.43
-50.94%
Local Beer(0.5 liter draught)
-
$1.78₱112
-
Imported Beer(0.33 liter bottle)
-
$2.17₱137
-
🛒 Groceries & Markets
Tabuk
Cebu
Difference
Milk(1 liter)
$2.01SAR 7.55
$1.92₱121
4.69%
White Bread(500g)
$0.92SAR 3.46
$1.36₱85.4
-32.35%
Rice(white)(1kg)
$2.74SAR 10.28
$1.01₱63.5
171.29%
Eggs
$2.87SAR 10.77
$2.03₱128
41.38%
Local Cheese(1kg)
$12.52SAR 46.97
$9.86₱621
26.98%
Chicken Fillets(1kg)
$6.78SAR 25.45
$4.39₱277
54.44%
Beef Round Steak(1kg)
$12.65SAR 47.46
$7.60₱479
66.45%
Apples(1kg)
$1.99SAR 7.48
$3.30₱208
-39.70%
Banana(1kg)
$1.67SAR 6.25
$1.39₱87.8
20.14%
Oranges(1kg)
$1.76SAR 6.60
$2.33₱147
-24.46%
Tomato(1kg)
$2.21SAR 8.31
$1.50₱94.3
47.33%
Potato(1kg)
$1.69SAR 6.35
$2.36₱149
-28.39%
Onion(1kg)
$2.10SAR 7.88
$1.90₱119
10.53%
Lettuce(1 head)
$1.90SAR 7.12
$1.19₱74.9
59.66%
Water(1.5 liter bottle)
$0.61SAR 2.28
$0.63₱39.71
-3.17%
Bottle of Non-Alcoholic Wine(Mid-Range)
$2.86SAR 10.71
-
-
Local Non-Alcoholic Beer(0.5 liter bottle)
$1.80SAR 6.76
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$2.07SAR 7.76
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$6.57SAR 24.65
$3.00₱189
119.00%
Wine(Bottle)
-
$6.03₱379
-
Local Beer(0.5 liter bottle)
-
$1.23₱77.7
-
Imported Beer(0.33 liter bottle)
-
$1.75₱110
-
🚌 Getting Around
Tabuk
Cebu
Difference
One-way Ticket(Public Transport)
$1.05SAR 3.94
$0.25₱15.86
320.00%
Public Transport Monthly Pass(Regular Price)
$36.33SAR 136
$12.64₱796
187.42%
Taxi Start(Normal Tariff)
$2.60SAR 9.76
$0.77₱48.62
237.66%
Taxi(Normal Tariff)(1km)
$1.82SAR 6.81
$0.23₱14.53
691.30%
Taxi 1hour Waiting(Normal Tariff)
$13.43SAR 50.4
$4.46₱281
201.12%
Gasoline(1 liter)
$0.66SAR 2.46
$1.31₱82.8
-49.62%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$43.9KSAR 164.7K
$21.2K₱1.3M
106.63%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.8KSAR 78.1K
$19.1K₱1.2M
8.72%
🧾 Monthly Utilities & Internet
Tabuk
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$102SAR 385
$120₱7,569
-14.77%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$37.35SAR 140
$14.00₱882
166.79%
Internet(50+ Mbps, Unlimited Data)
$77.0SAR 289
$27.54₱1,734
179.70%
🎉 Sport & Entertainment
Tabuk
Cebu
Difference
Gym Membership(Monthly)
$82.2SAR 308
$32.33₱2,035
154.10%
Tennis Court(1 Hour on Weekend)
-
$6.65₱419
-
Cinema Ticket
$13.53SAR 50.8
$5.65₱356
139.47%
🧸 Childcare & Education
Tabuk
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$424SAR 1,592
$275₱17.3K
54.06%
International Primary School, 1 Child(Yearly)
$8,651SAR 32.5K
$7,918₱498.5K
9.25%
👕👟 Clothing & Footwear
Tabuk
Cebu
Difference
Jeans(Levis 501 Or Similar)
$41.90SAR 157
$49.33₱3,106
-15.06%
Summer Dress(H&M, Zara, etc)
$54.5SAR 204
$25.24₱1,589
115.73%
Sport Shoes(Adidas, Nike)
$95.3SAR 357
$77.0₱4,846
23.79%
Men's Leather Business Shoes
$86.8SAR 326
$57.2₱3,601
51.78%
🏠 Accommodation & Living
Tabuk
Cebu
Difference
1-bedroom Apartment, City Center(Monthly)
$343SAR 1,286
$500₱31.5K
-31.40%
1-bedroom Apartment, Outside City Center(Monthly)
$380SAR 1,427
$309₱19.4K
23.12%
3-bedroom Apartment, City Center(Monthly)
$638SAR 2,396
$1,078₱67.9K
-40.77%
3-bedroom Apartment, Outside City Center(Monthly)
$615SAR 2,308
$615₱38.7K
-0.01%
Buy Apartment in City Center(m2)
$2,358SAR 8,848
$2,886₱181.7K
-18.30%
Buy Apartment Outside City Center(m2)
$1,359SAR 5,100
$1,917₱120.7K
-29.08%
💵 Salaries & Financials
Tabuk
Cebu
Difference
Average Monthly Net Salary(After Tax)
$1,712SAR 6,423
$346₱21.8K
394.80%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.54
7.2
-23.06%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Tabuk: October 13, 2026
Last update for Cebu: October 12, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Tabuk
$380 30.8%
Cebu
$309 33.6% ↓ 18.8%$71
🛒Groceries & Markets
Tabuk
$223 18.1%
Cebu
$206 22.4% ↓ 7.9%$18
🧾Monthly Utilities & Internet
Tabuk
$217 17.6%
Cebu
$162 17.6% ↓ 25.4%$55
🍽Eating Out
Tabuk
$127 10.3%
Cebu
$88 9.6% ↓ 30.6%$39
👕👟Clothing & Footwear
Tabuk
$125 10.2%
Cebu
$94 10.2% ↓ 25%$31
🎉Sport & Entertainment
Tabuk
$109 8.9%
Cebu
$44 4.8% ↓ 60.1%$66
🚌Getting Around
Tabuk
$52 4.2%
Cebu
$16 1.7% ↓ 70.2%$37
🏠Accommodation & Living
Tabuk
$615 25.3%
Cebu
$615 32.4% ↓ 0%$0
🛒Groceries & Markets
Tabuk
$544 22.4%
Cebu
$483 25.4% ↓ 11.3%$62
🧾Monthly Utilities & Internet
Tabuk
$254 10.4%
Cebu
$176 9.3% ↓ 30.9%$78
🍽Eating Out
Tabuk
$417 17.1%
Cebu
$292 15.4% ↓ 29.9%$125
👕👟Clothing & Footwear
Tabuk
$278 11.4%
Cebu
$209 11% ↓ 25%$70
🎉Sport & Entertainment
Tabuk
$218 * 9%
Cebu
$94 4.9% ↓ 57%$125
🚌Getting Around
Tabuk
$107 4.4%
Cebu
$32 1.7% ↓ 70.3%$75
Categories marked with * are only partly priced – their share counts the items that do have prices.
Cost Breakdown
🏠A one-bedroom apartment in the center runs $343 in Tabuk and $500 in Cebu. Housing cost is often the main lever when comparing two cities.
💰Tabuk pays 395% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $31.00 in Tabuk vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $223 vs $206 per month, with Cebu cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tabuk vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Tabuk?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 34% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Tabuk or Cebu?
Average pay runs 395% higher in Tabuk, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Tabuk and Cebu?
Rent for a central apartment: $343 in Tabuk versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Tabuk and in Cebu?
All in, you'll spend $1,234 per month in Tabuk versus $918 in Cebu – a 34% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 187% less than in Tabuk. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Tabuk or in Cebu?
At $918 in Cebu versus $1,234 in Tabuk, a $1,500 budget is realistic in Cebu but tight or insufficient in Tabuk. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Tabuk or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Tabuk, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Tabuk or Cebu?
Safety-wise, Tabuk and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 34% less than in Tabuk. Beyond cost, consider language, visa policies, and how big the international community is in each city.