Last update: Oct 2026

Cost of Living Comparison Between Sydney and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $3,182 in Sydney, rent and utilities included – about $22,000 less a year. Rent and utilities account for most of the difference.

155

Cost of Living Index in Sydney
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Sydney Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Sydney

🇦🇺 Australia

$3,182

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Monthly Cost of Living

How much you'll spend in Sydney and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sydney and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $3,182 per month in Sydney vs $1,348 in Ubud, Bali, rent included.

Sydney $3,182
Ubud, Bali $1,348

A couple spends around $4,696 per month in Sydney vs $2,312 in Ubud, Bali, rent included.

Sydney $4,696
Ubud, Bali $2,312

A family of three spends $6,210 per month in Sydney vs $3,276 in Ubud, Bali, rent included.

Sydney $6,210
Ubud, Bali $3,276

Sydney costs about 136% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Sydney and Ubud, Bali sit above the global median – Sydney by 137%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$17.66 A$25.37

$3.33 Rp 59.6K

430.33%

Three-Course Dinner for Two, Mid-Range

$97.1 A$139

$35.42 Rp 633.7K

174.11%

Fast Food Meal (McDonalds, etc)

$11.94 A$17.15

$5.76 Rp 103.0K

107.29%

Cappuccino

$4.00 A$5.75

$2.63 Rp 47.0K

52.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.84 A$4.07

$1.74 Rp 31.0K

63.22%

Water (0.33 liter bottle)

$2.27 A$3.26

$0.77 Rp 13.8K

194.81%

Local Beer (0.5 liter draught)

$7.89 A$11.33

$2.71 Rp 48.4K

191.14%

Imported Beer (0.33 liter bottle)

$7.13 A$10.24

$4.52 Rp 80.9K

57.74%

Milk (1 liter)

$1.66 A$2.39

$1.53 Rp 27.4K

8.50%

White Bread (500g)

$2.79 A$4.01

$2.20 Rp 39.3K

26.82%

Rice (white) (1kg)

$2.32 A$3.34

$1.22 Rp 21.8K

90.16%

Eggs

$5.53 A$7.94

$2.14 Rp 38.3K

158.41%

Local Cheese (1kg)

$12.08 A$17.35

$17.73 Rp 317.2K

-31.87%

Chicken Fillets (1kg)

$9.84 A$14.14

$3.86 Rp 69.0K

154.92%

Beef Round Steak (1kg)

$16.61 A$23.87

$12.03 Rp 215.2K

38.07%

Apples (1kg)

$4.02 A$5.78

$3.61 Rp 64.6K

11.36%

Banana (1kg)

$3.15 A$4.53

$1.51 Rp 27.1K

108.61%

Oranges (1kg)

$3.50 A$5.03

$2.32 Rp 41.5K

50.86%

Tomato (1kg)

$4.47 A$6.42

$2.00 Rp 35.9K

123.50%

Potato (1kg)

$3.32 A$4.77

$1.81 Rp 32.4K

83.43%

Onion (1kg)

$2.30 A$3.31

$2.39 Rp 42.7K

-3.77%

Lettuce (1 head)

$2.34 A$3.37

$0.99 Rp 17.8K

136.36%

Water (1.5 liter bottle)

$1.15 A$1.66

$0.52 Rp 9,381

121.15%

Cigarettes 20 Pack (Marlboro, Camel)

$45.02 A$64.7

$2.18 Rp 39.1K

1965.14%

Wine (Bottle)

$13.96 A$20.05

$22.98 Rp 411.0K

-39.25%

Local Beer (0.5 liter bottle)

$3.98 A$5.72

$2.40 Rp 42.9K

65.83%

Imported Beer (0.33 liter bottle)

$4.07 A$5.84

$3.00 Rp 53.6K

35.67%

One-way Ticket (Public Transport)

$3.16 A$4.54

$0.24 Rp 4,258

1216.67%

Public Transport Monthly Pass (Regular Price)

$150 A$215

$6.99 Rp 125.1K

2045.35%

Taxi Start (Normal Tariff)

$3.45 A$4.96

$0.44 Rp 7,882

684.09%

Taxi (Normal Tariff) (1km)

$1.63 A$2.34

$0.42 Rp 7,589

288.10%

Taxi 1hour Waiting (Normal Tariff)

$39.98 A$57.4

$5.45 Rp 97.5K

633.58%

Gasoline (1 liter)

$1.40 A$2.01

$0.84 Rp 15.1K

66.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K A$40.8K

$24.3K Rp 435.2M

16.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.4K A$42.2K

$31.9K Rp 570.5M

-7.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$220 A$316

$80.8 Rp 1.4M

172.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.70 A$39.79

$6.58 Rp 117.7K

320.97%

Internet (50+ Mbps, Unlimited Data)

$55.5 A$79.8

$18.24 Rp 326.4K

204.44%

Gym Membership (Monthly)

$74.3 A$107

$55.1 Rp 986.2K

34.81%

Tennis Court (1 Hour on Weekend)

$23.95 A$34.41

$18.51 Rp 331.2K

29.39%

Cinema Ticket

$17.73 A$25.46

$4.24 Rp 75.9K

318.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,157 A$3,098

$486 Rp 8.7M

344.09%

International Primary School, 1 Child (Yearly)

$28.3K A$40.6K

$5,676 Rp 101.5M

398.41%

Jeans (Levis 501 Or Similar)

$78.4 A$113

$45.18 Rp 808.3K

73.55%

Summer Dress (H&M, Zara, etc)

$70.5 A$101

$34.57 Rp 618.5K

104.02%

Sport Shoes (Adidas, Nike)

$111 A$160

$79.2 Rp 1.4M

40.67%

Men's Leather Business Shoes

$132 A$189

$77.6 Rp 1.4M

69.72%

1-bedroom Apartment, City Center (Monthly)

$2,514 A$3,612

$1,127 Rp 20.2M

123.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,732 A$2,487

$674 Rp 12.1M

156.87%

3-bedroom Apartment, City Center (Monthly)

$4,889 A$7,022

$3,618 Rp 64.7M

35.11%

3-bedroom Apartment, Outside City Center (Monthly)

$3,039 A$4,365

$1,735 Rp 31.0M

75.19%

Buy Apartment in City Center (m2)

$13.2K A$19.0K

$2,829 Rp 50.6M

367.11%

Buy Apartment Outside City Center (m2)

$8,117 A$11.7K

$2,307 Rp 41.3M

251.88%

Average Monthly Net Salary (After Tax)

$4,082 A$5,864

$166 Rp 3.0M

2363.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

13.78

-57.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sydney: October 5, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sydney

$1.7K 54.5%

Ubud, Bali

$674 49.6% 61.1% $1.1K

Groceries & Markets

Sydney

$380 12%

Ubud, Bali

$290 21.4% 23.7% $90

Monthly Utilities & Internet

Sydney

$303 9.6%

Ubud, Bali

$106 7.8% 65.1% $197

Eating Out

Sydney

$299 9.4%

Ubud, Bali

$108 8% 63.9% $191

Clothing & Footwear

Sydney

$176 5.6%

Ubud, Bali

$106 7.8% 39.7% $70

Getting Around

Sydney

$174 5.5%

Ubud, Bali

$11 0.8% 94% $164

Sport & Entertainment

Sydney

$110 3.5%

Ubud, Bali

$64 4.7% 42% $46

Cost Breakdown

A central one-bedroom costs $2,514 in Sydney versus $1,127 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2364% higher in Sydney, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $97.0 in Sydney versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $380 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇦🇺 Sydney

🇮🇩 Ubud, Bali

🕒 Local time

16:37 4:37 PM

13:37 1:37 PM

3 h behind Sydney

🌤 Weather

👥 Population

4,840,600

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.696 USD

1 AUD = 0.621 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 10, 2026: 1 USD = 1.44 AUD (1 AUD = 0.696 USD). 1 EUR = 1.61 AUD (1 AUD = 0.621 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,890 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,065 IDR (100,000 IDR = 4.98 EUR).

USD to AUD in detail →

On the map

Lowest

Highest

Between locations

Sydney Ubud, Bali 4,630 km ≈ 6 h nonstop flight

From you

Sydney
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sydney vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,182 in Sydney, $1,348 in Ubud, Bali – roughly 136% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,774 per month in Sydney and $2,022 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $97.0 in Sydney and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,182 in Sydney and $1,348 in Ubud, Bali. That's a gap of about 136%.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,348, than in Sydney at $3,182. In Ubud, Bali it covers expenses comfortably, while in Sydney it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,348 in Ubud, Bali to $3,182 in Sydney. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sydney makes more sense. Both are solid long-term options with distinct trade-offs.