Last update: Oct 2026

Cost of Living Comparison Between Sydney and Subic Bay Freeport Zone

For one person, living is cheaper in Subic Bay Freeport Zone: $663 a month against $3,152 in Sydney, rent and utilities included – about $29,900 less a year. Rent and utilities account for most of the difference.

155

Cost of Living Index in Sydney
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Sydney Living Index
32

Cost of Living Index in Subic Bay Freeport Zone
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Subic Bay Freeport Zone Living Index

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Sydney

🇦🇺 Australia

$3,152

/mo nomad

Subic Bay Freeport Zone

🇵🇭 Philippines

$663

/mo nomad

Monthly Cost of Living

How much you'll spend in Sydney and in Subic Bay Freeport Zone

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sydney and in Subic Bay Freeport Zone actually costs, broken down by who's living it.

A single person spends $3,152 per month in Sydney vs $663 in Subic Bay Freeport Zone, rent included.

Sydney $3,152
Subic Bay Freeport Zone $663

A couple spends around $4,710 per month in Sydney vs $1,008 in Subic Bay Freeport Zone, rent included.

Sydney $4,710
Subic Bay Freeport Zone $1,008

A family of three spends $6,268 per month in Sydney vs $1,354 in Subic Bay Freeport Zone, rent included.

Sydney $6,268
Subic Bay Freeport Zone $1,354

Sydney costs about 376% more than Subic Bay Freeport Zone, and outside of rent the biggest gap is in eating out.

Sydney sits 133% above the global median, while Subic Bay Freeport Zone is 51% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.57 A$25.29

$4.65 ₱293

277.85%

Three-Course Dinner for Two, Mid-Range

$91.5 A$132

$14.46 ₱911

532.64%

Fast Food Meal (McDonalds, etc)

$11.96 A$17.21

$5.06 ₱318

136.36%

Cappuccino

$4.07 A$5.85

$2.29 ₱144

77.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.85 A$4.10

$1.57 ₱98.9

81.53%

Water (0.33 liter bottle)

$2.25 A$3.24

$0.33 ₱21.09

581.82%

Local Beer (0.5 liter draught)

$7.60 A$10.94

$1.47 ₱92.7

417.01%

Imported Beer (0.33 liter bottle)

$7.43 A$10.69

$2.02 ₱127

267.82%

Milk (1 liter)

$1.66 A$2.38

$1.60 ₱101

3.75%

White Bread (500g)

$2.78 A$4.00

$1.21 ₱75.9

129.75%

Rice (white) (1kg)

$2.42 A$3.49

$0.84 ₱52.7

188.10%

Eggs

$5.64 A$8.12

$1.88 ₱118

200.00%

Local Cheese (1kg)

$11.71 A$16.85

$4.75 ₱299

146.53%

Chicken Fillets (1kg)

$9.66 A$13.89

$4.79 ₱302

101.67%

Beef Round Steak (1kg)

$16.75 A$24.10

$8.13 ₱512

106.03%

Apples (1kg)

$4.07 A$5.85

$2.31 ₱146

76.19%

Banana (1kg)

$3.25 A$4.68

$1.77 ₱112

83.62%

Oranges (1kg)

$3.44 A$4.96

$2.30 ₱145

49.57%

Tomato (1kg)

$4.28 A$6.16

$1.22 ₱76.8

250.82%

Potato (1kg)

$3.28 A$4.72

$2.05 ₱129

60.00%

Onion (1kg)

$2.30 A$3.30

$1.95 ₱123

17.95%

Lettuce (1 head)

$2.30 A$3.31

$0.85 ₱53.8

170.59%

Water (1.5 liter bottle)

$1.21 A$1.74

$0.51 ₱32.17

137.25%

Cigarettes 20 Pack (Marlboro, Camel)

$43.71 A$62.9

$2.97 ₱187

1371.72%

Wine (Bottle)

$13.88 A$19.97

$7.42 ₱467

87.06%

Local Beer (0.5 liter bottle)

$3.90 A$5.62

$0.92 ₱58.1

323.91%

Imported Beer (0.33 liter bottle)

$3.91 A$5.63

$1.92 ₱121

103.65%

One-way Ticket (Public Transport)

$3.04 A$4.38

$0.20 ₱12.57

1420.00%

Public Transport Monthly Pass (Regular Price)

$150 A$216

$10.61 ₱668

1315.93%

Taxi Start (Normal Tariff)

$3.38 A$4.86

$0.79 ₱49.93

327.85%

Taxi (Normal Tariff) (1km)

$1.56 A$2.24

$0.23 ₱14.52

578.26%

Taxi 1hour Waiting (Normal Tariff)

$40.01 A$57.6

$1.90 ₱120

2005.79%

Gasoline (1 liter)

$1.40 A$2.01

$1.03 ₱64.9

35.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K A$41.9K

$18.2K ₱1.1M

59.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.1K A$43.4K

$19.3K ₱1.2M

55.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 A$320

$138 ₱8,657

61.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.16 A$39.08

$14.33 ₱902

89.53%

Internet (50+ Mbps, Unlimited Data)

$55.8 A$80.3

$16.88 ₱1,062

230.69%

Gym Membership (Monthly)

$74.6 A$107

$29.59 ₱1,863

152.15%

Tennis Court (1 Hour on Weekend)

$23.99 A$34.52

$4.67 ₱294

413.70%

Cinema Ticket

$17.56 A$25.27

$5.16 ₱325

240.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,196 A$3,160

$116 ₱7,296

1794.92%

International Primary School, 1 Child (Yearly)

$28.2K A$40.6K

$7,216 ₱454.3K

290.64%

Jeans (Levis 501 Or Similar)

$78.4 A$113

$35.47 ₱2,233

121.12%

Summer Dress (H&M, Zara, etc)

$68.4 A$98.5

$20.88 ₱1,315

227.78%

Sport Shoes (Adidas, Nike)

$111 A$160

$64.0 ₱4,029

73.78%

Men's Leather Business Shoes

$134 A$193

$55.6 ₱3,501

141.76%

1-bedroom Apartment, City Center (Monthly)

$2,500 A$3,598

$129 ₱8,141

1833.56%

1-bedroom Apartment, Outside City Center (Monthly)

$1,709 A$2,460

$80.7 ₱5,082

2017.41%

3-bedroom Apartment, City Center (Monthly)

$4,946 A$7,117

$330 ₱20.8K

1398.95%

3-bedroom Apartment, Outside City Center (Monthly)

$3,022 A$4,349

$188 ₱11.9K

1505.05%

Buy Apartment in City Center (m2)

$13.2K A$18.9K

$2,555 ₱160.9K

415.41%

Buy Apartment Outside City Center (m2)

$8,370 A$12.0K

$916 ₱57.6K

814.09%

Average Monthly Net Salary (After Tax)

$4,113 A$5,919

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

6.79

-13.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sydney: October 11, 2026

Last update for Subic Bay Freeport Zone: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sydney

$1.7K 54.2%

Subic Bay Freeport Zone

$81 12.2% 95.3% $1.6K

Groceries & Markets

Sydney

$379 12%

Subic Bay Freeport Zone

$182 27.5% 51.9% $197

Monthly Utilities & Internet

Sydney

$306 9.7%

Subic Bay Freeport Zone

$169 25.5% 44.8% $137

Eating Out

Sydney

$299 9.5%

Subic Bay Freeport Zone

$99 14.9% 66.9% $200

Clothing & Footwear

Sydney

$177 5.6%

Subic Bay Freeport Zone

$79 12% 55.2% $97

Getting Around

Sydney

$174 5.5%

Subic Bay Freeport Zone

$13 2% 92.3% $160

Sport & Entertainment

Sydney

$110 3.5%

Subic Bay Freeport Zone

$40 6% 63.6% $70

Cost Breakdown

A central one-bedroom costs $2,500 in Sydney versus $129 in Subic Bay Freeport Zone. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $91.0 in Sydney versus $14.00 in Subic Bay Freeport Zone. Monthly groceries follow the same trend: $379 vs $182 – making Subic Bay Freeport Zone the more affordable choice for daily food spending.

Good to know

🇦🇺 Sydney

🇵🇭 Subic Bay Freeport Zone

🕒 Local time

01:01 1:01 AM

22:01 10:01 PM

3 h behind Sydney

🌤 Weather

👥 Population

4,840,600

221,178

💱 Currency

Australian Dollar AUD $

Philippine Peso PHP ₱

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 18, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to AUD in detail →

On the map

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Between locations

Sydney Subic Bay Freeport Zone 6,330 km ≈ 8 h nonstop flight

From you

Sydney
Subic Bay Freeport Zone

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sydney vs Subic Bay Freeport Zone: Cost of Living - Frequently Asked Questions

Sydney costs about 376% more than Subic Bay Freeport Zone, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,728 per month in Sydney and $994 in Subic Bay Freeport Zone. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Subic Bay Freeport Zone, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $91.0 in Sydney and $14.00 in Subic Bay Freeport Zone. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,152 in Sydney and $663 in Subic Bay Freeport Zone. That's a gap of about 376%.

A $1,000 monthly budget goes further in Subic Bay Freeport Zone, where all-in costs run around $663, than in Sydney at $3,152. In Subic Bay Freeport Zone it covers expenses comfortably, while in Sydney it requires careful planning or may not stretch far enough.

Families tend to lean toward Subic Bay Freeport Zone – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Subic Bay Freeport Zone. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sydney makes more sense. Both are solid long-term options with distinct trade-offs.