Last update: Oct 2026

Cost of Living Comparison Between Sydney and Siargao

For one person, living is cheaper in Siargao: $787 a month against $3,152 in Sydney, rent and utilities included – about $28,400 less a year. Rent and utilities account for most of the difference.

155

Cost of Living Index in Sydney
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Sydney Living Index
38

Cost of Living Index in Siargao
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Siargao Living Index

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Sydney

🇦🇺 Australia

$3,152

/mo nomad

Siargao

🇵🇭 Philippines

$787

/mo nomad

Monthly Cost of Living

How much you'll spend in Sydney and in Siargao

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sydney and in Siargao actually costs, broken down by who's living it.

A single person spends $3,152 per month in Sydney vs $787 in Siargao, rent included.

Sydney $3,152
Siargao $787

A couple spends around $4,710 per month in Sydney vs $1,226 in Siargao, rent included.

Sydney $4,710
Siargao $1,226

A family of three spends $6,268 per month in Sydney vs $1,664 in Siargao, rent included.

Sydney $6,268
Siargao $1,664

Sydney costs about 300% more than Siargao, and outside of rent the biggest gap is in eating out.

Sydney sits 133% above the global median, while Siargao is 42% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.57 A$25.39

$3.60 ₱227

388.06%

Three-Course Dinner for Two, Mid-Range

$91.5 A$132

$19.21 ₱1,210

376.21%

Fast Food Meal (McDonalds, etc)

$11.96 A$17.28

$3.36 ₱212

255.95%

Cappuccino

$4.07 A$5.88

$2.62 ₱165

55.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.85 A$4.12

$0.78 ₱49.46

265.38%

Water (0.33 liter bottle)

$2.25 A$3.25

$0.40 ₱24.97

462.50%

Local Beer (0.5 liter draught)

$7.60 A$10.99

$1.25 ₱79.0

508.00%

Imported Beer (0.33 liter bottle)

$7.43 A$10.73

$2.18 ₱138

240.83%

Milk (1 liter)

$1.66 A$2.39

$1.88 ₱119

-11.70%

White Bread (500g)

$2.78 A$4.02

$1.23 ₱77.4

126.02%

Rice (white) (1kg)

$2.42 A$3.50

$0.96 ₱60.3

152.08%

Eggs

$5.64 A$8.15

$2.00 ₱126

182.00%

Local Cheese (1kg)

$11.71 A$16.92

$8.23 ₱519

42.28%

Chicken Fillets (1kg)

$9.66 A$13.95

$4.32 ₱273

123.61%

Beef Round Steak (1kg)

$16.75 A$24.20

$7.50 ₱473

123.33%

Apples (1kg)

$4.07 A$5.88

$2.97 ₱187

37.04%

Banana (1kg)

$3.25 A$4.70

$1.58 ₱99.9

105.70%

Oranges (1kg)

$3.44 A$4.98

$2.58 ₱162

33.33%

Tomato (1kg)

$4.28 A$6.19

$1.62 ₱102

164.20%

Potato (1kg)

$3.28 A$4.73

$2.25 ₱142

45.78%

Onion (1kg)

$2.30 A$3.32

$2.53 ₱160

-9.09%

Lettuce (1 head)

$2.30 A$3.32

$1.10 ₱69.4

109.09%

Water (1.5 liter bottle)

$1.21 A$1.74

$0.71 ₱44.50

70.42%

Cigarettes 20 Pack (Marlboro, Camel)

$43.71 A$63.2

$2.83 ₱178

1444.52%

Wine (Bottle)

$13.88 A$20.05

$6.79 ₱428

104.42%

Local Beer (0.5 liter bottle)

$3.90 A$5.64

$1.19 ₱75.3

227.73%

Imported Beer (0.33 liter bottle)

$3.91 A$5.65

$2.03 ₱128

92.61%

One-way Ticket (Public Transport)

$3.04 A$4.40

$0.26 ₱16.34

1069.23%

Public Transport Monthly Pass (Regular Price)

$150 A$217

$11.65 ₱734

1189.53%

Taxi Start (Normal Tariff)

$3.38 A$4.88

$0.78 ₱48.93

333.33%

Taxi (Normal Tariff) (1km)

$1.56 A$2.25

$0.22 ₱13.82

609.09%

Taxi 1hour Waiting (Normal Tariff)

$40.01 A$57.8

$2.08 ₱131

1823.56%

Gasoline (1 liter)

$1.40 A$2.02

$1.15 ₱72.5

21.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K A$42.1K

$26.3K ₱1.7M

10.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.1K A$43.5K

$20.2K ₱1.3M

49.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 A$322

$112 ₱7,067

98.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.16 A$39.25

$33.18 ₱2,091

-18.14%

Internet (50+ Mbps, Unlimited Data)

$55.8 A$80.7

$27.75 ₱1,749

101.15%

Gym Membership (Monthly)

$74.6 A$108

$34.05 ₱2,146

119.12%

Tennis Court (1 Hour on Weekend)

$23.99 A$34.67

$4.45 ₱280

439.10%

Cinema Ticket

$17.56 A$25.38

$5.85 ₱368

200.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,196 A$3,173

$154 ₱9,706

1325.80%

International Primary School, 1 Child (Yearly)

$28.2K A$40.7K

$4,271 ₱269.1K

560.02%

Jeans (Levis 501 Or Similar)

$78.4 A$113

$46.34 ₱2,920

69.25%

Summer Dress (H&M, Zara, etc)

$68.4 A$98.9

$26.69 ₱1,682

156.43%

Sport Shoes (Adidas, Nike)

$111 A$161

$76.7 ₱4,831

45.10%

Men's Leather Business Shoes

$134 A$194

$54.2 ₱3,413

148.24%

1-bedroom Apartment, City Center (Monthly)

$2,500 A$3,613

$266 ₱16.8K

838.82%

1-bedroom Apartment, Outside City Center (Monthly)

$1,709 A$2,470

$174 ₱10.9K

883.98%

3-bedroom Apartment, City Center (Monthly)

$4,946 A$7,146

$582 ₱36.7K

749.36%

3-bedroom Apartment, Outside City Center (Monthly)

$3,022 A$4,367

$387 ₱24.4K

681.80%

Buy Apartment in City Center (m2)

$13.2K A$19.0K

$2,349 ₱148.0K

460.54%

Buy Apartment Outside City Center (m2)

$8,370 A$12.1K

$978 ₱61.6K

755.99%

Average Monthly Net Salary (After Tax)

$4,113 A$5,944

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

6.67

-12.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sydney: October 11, 2026

Last update for Siargao: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sydney

$1.7K 54.2%

Siargao

$174 22.1% 89.8% $1.5K

Groceries & Markets

Sydney

$379 12%

Siargao

$203 25.8% 46.4% $176

Monthly Utilities & Internet

Sydney

$306 9.7%

Siargao

$173 22% 43.4% $133

Eating Out

Sydney

$299 9.5%

Siargao

$86 10.9% 71.3% $213

Clothing & Footwear

Sydney

$177 5.6%

Siargao

$92 11.7% 48.1% $85

Getting Around

Sydney

$174 5.5%

Siargao

$15 1.9% 91.6% $159

Sport & Entertainment

Sydney

$110 3.5%

Siargao

$46 5.8% 58.3% $64

Cost Breakdown

A central one-bedroom costs $2,500 in Sydney versus $266 in Siargao. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $91.0 in Sydney versus $19.00 in Siargao. Monthly groceries follow the same trend: $379 vs $203 – making Siargao the more affordable choice for daily food spending.

Good to know

🇦🇺 Sydney

🇵🇭 Siargao

🕒 Local time

19:23 7:23 PM

16:23 4:23 PM

3 h behind Sydney

🌤 Weather

👥 Population

4,840,600

150,000

💱 Currency

Australian Dollar AUD $

Philippine Peso PHP ₱

📈 Exchange rate

1 AUD = 0.692 USD

1 AUD = 0.617 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 16, 2026: 1 USD = 1.44 AUD (1 AUD = 0.692 USD). 1 EUR = 1.62 AUD (1 AUD = 0.617 EUR).

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 63.02 PHP (100 PHP = 1.59 USD). 1 EUR = 70.65 PHP (100 PHP = 1.42 EUR).

USD to AUD in detail →

On the map

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Between locations

Sydney Siargao 5,540 km ≈ 7 h nonstop flight

From you

Sydney
Siargao

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sydney vs Siargao: Cost of Living - Frequently Asked Questions

Yes – Sydney is pricier by about 300%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $4,728 per month in Sydney and $1,181 in Siargao. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Siargao, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $91.0 in Sydney and $19.00 in Siargao. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,152 in Sydney and $787 in Siargao. That's a gap of about 300%.

A $1,500 monthly budget goes further in Siargao, where all-in costs run around $787, than in Sydney at $3,152. In Siargao it covers expenses comfortably, while in Sydney it requires careful planning or may not stretch far enough.

Families tend to lean toward Siargao – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Siargao. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sydney makes more sense. Both are solid long-term options with distinct trade-offs.